# Health insurance premiums 2026 in Zwingen (BL), for a young adult aged 19 to 25 who wants a deductible of 300 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Zwingen](https://praemiencheck.onedoc.ch/en/bl/zwingen/) ([canton Basel-Landschaft](https://praemiencheck.onedoc.ch/en/bl/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/) with a 300 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/), the cheapest monthly basic insurance premium is **328.35 CHF** with **Assura** (Hausspital model) and the most expensive is 540.05 CHF with SLKK (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 328.35 | 317.65 | 290.45 | 263.25 | 236.25 | 209.05 | New tariff 2026 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 330.35 | 319.55 | 292.45 | 265.25 | 238.25 | 211.05 | −5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 332.35 | 321.55 | 294.35 | 267.25 | 240.15 | 212.95 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 334.15 | 323.35 | 296.25 | 269.05 | 242.05 | 214.85 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 336.15 | 325.35 | 298.15 | 271.05 | 243.95 | 216.75 | +2.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 337.95 | 328.35 | 304.65 | 280.85 | 256.95 | 233.25 | +2.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 342.05 | 331.35 | 304.35 | 276.95 | 249.95 | 222.95 | +1.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 345.95 | 335.15 | 308.05 | 280.85 | 253.85 | 226.65 | +5.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 346.05 | 335.35 | 308.35 | 280.95 | 253.95 | 226.95 | +1.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 347.55 | 341.25 | 309.35 | 282.05 | 254.85 | 227.55 | +7.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 348.05 | 337.35 | 310.35 | 282.95 | 255.95 | 228.95 | +1.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 349.55 | 338.75 | 311.55 | 284.45 | 257.35 | 230.15 | −5.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 349.95 | 339.15 | 312.05 | 284.85 | 257.85 | 230.65 | +3.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 349.95 | 339.15 | 312.05 | 284.85 | 257.85 | 230.65 | +3.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 350.35 | 344.15 | 312.15 | 284.95 | 257.65 | 230.45 | +5.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 355.85 | 345.05 | 317.85 | 290.75 | 263.65 | 236.55 | +3.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 355.95 | 345.85 | 320.85 | 295.75 | 270.65 | 245.65 | +1.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 357.95 | 347.25 | 320.35 | 292.85 | 265.95 | 238.95 | +1.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 358.85 | 352.55 | 320.65 | 293.35 | 266.15 | 238.85 | +5.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 361.95 | 351.65 | 326.35 | 300.75 | 275.15 | 249.85 | +1.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 362.85 | 356.65 | 324.65 | 297.45 | 270.15 | 242.95 | +5.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 363.25 | 352.45 | 325.35 | 298.15 | 271.15 | 243.95 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 363.25 | 352.45 | 325.35 | 298.15 | 271.15 | 243.95 | +2.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 364.45 | 353.65 | 326.55 | 299.35 | 272.35 | 245.15 | +5.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 366.30 | 355.50 | 328.35 | 301.15 | 274.05 | 246.85 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 366.45 | 355.65 | 328.45 | 301.25 | 274.15 | 247.05 | New tariff 2026 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 366.55 | 355.75 | 328.55 | 301.45 | 274.35 | 247.25 | +4.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 369.55 | 358.75 | 331.55 | 304.45 | 277.35 | 250.25 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 370.20 | 359.40 | 332.20 | 305.00 | 277.90 | 250.75 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 370.20 | 359.40 | 332.20 | 305.00 | 277.90 | 250.75 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 370.20 | 359.40 | 332.20 | 305.00 | 277.90 | 250.75 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 370.35 | 359.55 | 332.35 | 305.25 | 278.15 | 250.95 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 370.35 | 359.55 | 332.35 | 305.25 | 278.15 | 250.95 | New tariff 2026 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 376.75 | 366.75 | 341.75 | 316.85 | 291.95 | 267.05 | +4.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 376.75 | 366.75 | 341.75 | 316.85 | 291.95 | 267.05 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 379.15 | 368.25 | 345.55 | 318.45 | 286.95 | 259.75 | +2.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 380.25 | 369.25 | 341.55 | 313.75 | 286.15 | 258.35 | +2.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 381.95 | 371.15 | 343.95 | 316.75 | 289.65 | 262.45 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 382.65 | 371.85 | 344.65 | 317.55 | 290.45 | 263.25 | +2.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 383.95 | 373.25 | 346.35 | 318.85 | 291.95 | 264.95 | +2.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 384.15 | 373.15 | 345.45 | 317.65 | 290.05 | 262.25 | +2.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 384.65 | 373.85 | 346.75 | 319.55 | 292.55 | 265.35 | +3.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 388.35 | 378.95 | 355.55 | 331.85 | 304.75 | 278.55 | +3.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 388.45 | 377.55 | 349.95 | 322.35 | 294.85 | 267.25 | +9.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 388.45 | 377.55 | 349.95 | 322.35 | 294.85 | 267.25 | +9.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 388.45 | 377.75 | 350.75 | 323.35 | 296.35 | 269.35 | +2.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 388.55 | 377.55 | 349.75 | 322.05 | 294.35 | 266.65 | +2.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 389.45 | 378.65 | 351.45 | 324.35 | 297.25 | 270.05 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 390.05 | 379.25 | 362.95 | 335.85 | 300.05 | 272.85 | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 390.15 | 379.35 | 352.25 | 325.05 | 297.95 | 270.85 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 390.15 | 379.35 | 352.25 | 325.05 | 297.95 | 270.85 | +3.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 390.65 | 384.45 | 352.55 | 325.25 | 298.05 | 270.75 | +5.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 393.35 | 382.55 | 355.45 | 328.25 | 301.15 | 274.05 | −5.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 393.85 | 383.15 | 356.25 | 328.75 | 301.85 | 274.85 | +1.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 393.85 | 382.75 | 355.05 | 327.35 | 299.65 | 271.95 | +1.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 394.75 | 388.45 | 356.55 | 329.35 | 302.05 | 274.75 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 394.75 | 384.05 | 356.85 | 329.65 | 302.65 | 275.45 | +2.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 394.95 | 384.15 | 356.95 | 329.85 | — | 275.65 | +1.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 395.35 | 384.45 | 356.85 | 329.25 | 301.75 | 274.15 | +9.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 396.65 | 385.75 | 358.65 | 333.65 | 308.75 | 285.95 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 396.85 | 385.85 | 358.15 | 330.35 | 302.75 | 275.05 | +2.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 397.35 | 386.65 | 359.65 | 332.25 | 305.25 | 278.25 | +2.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 397.35 | 386.65 | 359.65 | 332.25 | 305.25 | 278.25 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 398.45 | 387.55 | 360.35 | 333.35 | 306.15 | 279.05 | +10.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 398.75 | 392.35 | 365.15 | 338.05 | 306.55 | 279.45 | +3.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 398.75 | 392.55 | 360.55 | 333.35 | 306.05 | 278.85 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 399.45 | 388.65 | 361.55 | 334.35 | 307.25 | 280.15 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 404.05 | 393.35 | 366.15 | 338.95 | 311.95 | 284.75 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 404.05 | 393.35 | 366.15 | 338.95 | 311.95 | 284.75 | New tariff 2026 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 404.25 | 393.35 | 366.25 | 339.15 | 312.05 | 284.85 | +4.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 407.65 | 399.35 | 378.45 | 357.55 | 336.15 | 315.15 | +6.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 408.95 | 398.15 | 371.05 | 343.85 | — | 289.65 | +4.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 408.95 | 398.15 | 371.05 | 343.85 | — | 289.65 | +3.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.85 | 399.05 | 371.95 | 344.75 | 317.75 | 290.55 | +4.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 410.95 | 400.15 | 373.05 | 345.95 | 318.85 | 291.65 | +3.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 412.45 | 401.55 | 374.55 | 347.35 | 320.25 | 293.15 | +9.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 412.45 | 401.55 | 374.55 | 347.35 | 320.25 | 293.15 | +11.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 414.05 | 403.25 | 376.05 | 351.15 | 326.25 | 303.45 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 414.65 | 403.75 | 376.45 | 349.25 | 321.95 | 294.65 | New tariff 2026 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 414.75 | 403.95 | 376.85 | 349.65 | 322.55 | 295.45 | +4.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 415.05 | 404.35 | 377.35 | 349.95 | 322.95 | 296.05 | +4.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 416.05 | 405.25 | 378.15 | 350.95 | — | 296.75 | +3.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 417.25 | 406.35 | 379.15 | 351.85 | 324.65 | 297.35 | +2.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 417.75 | 406.85 | 379.55 | 352.35 | 325.05 | 297.75 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 418.05 | 407.25 | 380.15 | 352.95 | 325.85 | 298.75 | +3.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 419.55 | 408.65 | 381.55 | 354.45 | 327.25 | 300.15 | +8.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 419.55 | 408.65 | 381.55 | 354.45 | 327.25 | 300.15 | +8.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 422.65 | 411.95 | 384.75 | 357.55 | 330.55 | 303.35 | +3.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 424.85 | 413.85 | 386.65 | 359.35 | 332.15 | 304.85 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 424.85 | 414.15 | 387.25 | 359.75 | 332.85 | 305.85 | +4.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 427.85 | 417.15 | 390.25 | 362.85 | 340.45 | 319.05 | +6.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 429.75 | 419.05 | 392.15 | 364.65 | 337.75 | 310.75 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 431.55 | 420.65 | 393.55 | 366.45 | 339.35 | 312.15 | +3.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 433.25 | 422.25 | 394.55 | 366.75 | 339.15 | 311.35 | +2.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 437.15 | 426.25 | 399.05 | 371.75 | 344.45 | 317.25 | −10.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 439.55 | 428.85 | 401.95 | 374.45 | 347.45 | 320.55 | +2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 440.55 | 429.85 | 402.65 | 375.45 | — | 321.25 | +3.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 443.45 | 434.25 | 411.45 | 388.65 | 365.85 | 343.05 | +6.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 444.55 | 433.85 | 406.85 | 379.45 | 352.45 | 325.45 | +4.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 447.05 | 436.25 | 409.15 | 382.05 | 354.95 | 327.75 | +3.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 449.95 | 438.95 | 411.35 | 383.75 | 356.25 | 328.65 | +8.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 459.85 | 449.15 | 421.95 | 394.75 | 367.75 | 340.55 | +3.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 464.05 | 453.25 | 426.05 | 398.95 | 371.85 | 344.65 | +9.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 465.15 | 454.35 | 427.25 | 400.05 | — | 345.85 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 474.65 | 465.05 | 440.85 | 416.75 | 392.65 | 368.45 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 476.65 | 465.75 | 438.45 | 411.25 | 383.95 | 356.65 | +3.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 485.55 | 475.75 | 451.05 | 426.35 | 401.65 | 376.95 | +7.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 486.35 | 475.65 | 448.65 | 421.25 | 394.25 | 367.25 | +4.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 487.15 | 476.15 | 448.95 | 421.65 | 394.45 | 367.15 | +3.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 489.85 | 479.95 | 450.25 | 420.60 | 395.85 | 376.00 | +6.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 490.95 | 481.05 | 456.05 | 431.05 | 406.25 | 381.25 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 492.35 | 481.45 | 454.15 | 426.95 | 399.65 | 372.35 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 502.75 | 491.85 | 464.65 | 437.35 | 410.15 | 382.85 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 513.25 | 502.35 | 475.15 | 447.85 | 420.55 | 393.35 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 518.45 | 507.55 | 480.35 | 453.05 | 425.85 | 398.55 | +3.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 540.05 | 529.15 | 501.65 | 474.25 | 446.85 | 419.45 | +7.6 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Zwingen for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/), the cheapest offer in [Zwingen](https://praemiencheck.onedoc.ch/en/bl/zwingen/) is Assura (Hausspital) at 328.35 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 381.95 CHF a month.

### How much does health insurance cost in Zwingen in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/) with a deductible of 300 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/), monthly premiums run from 328.35 CHF (Assura, Hausspital) to 540.05 CHF (SLKK, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 329.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Zwingen for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Assura, Hausspital), the premium goes from 328.35 CHF a month with the 300 CHF deductible to 209.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Zwingen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 381.95 CHF (Sanitas), family doctor / HMO 330.35 CHF (CSS), flexible model 328.35 CHF (Assura), telemedicine 337.95 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 333.50 CHF at Assura (Hausspital) gives 328.35 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Zwingen is in region 2 of canton Basel-Landschaft.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Zwingen (BL): every situation: https://praemiencheck.onedoc.ch/en/bl/zwingen/
- Premiums 2026 in Zwingen (BL), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/
- Premiums 2026 in Zwingen (BL), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/bl/zwingen/child/
- Adult: https://praemiencheck.onedoc.ch/en/bl/zwingen/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/with-accident/deductible-300/
- Deductible Premiums 2026 in Zwingen (BL), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/deductible-500/
- Deductible Premiums 2026 in Zwingen (BL), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2026 in Zwingen (BL), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2026 in Zwingen (BL), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2026 in Zwingen (BL), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/bl/zwingen/young-adult/no-accident/deductible-300/ — replace `bl` with your canton’s two-letter code (ge, vd, zh…), `zwingen` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.