# Health insurance premiums 2026 in Biel-Benken (BL), for a young adult aged 19 to 25 with accident cover

In 2026, for a young adult aged 19 to 25 in Biel-Benken, with accident cover, the cheapest health insurance premium is:

- **384.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/deductible-300/) (Assura, Hausspital)
- **256.25 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/deductible-2500/) (Assura, Hausspital)

## With accident cover: from 256.25 to 625.25 CHF a month depending on the deductible and the model

116 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **384.55 CHF** a month with **Assura** (Hausspital), the most expensive 625.25 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 384.55 CHF (Assura, Hausspital) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/deductible-300/
- 500 CHF: 372.95 CHF (Assura, Hausspital) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/deductible-500/
- 1'000 CHF: 343.75 CHF (Assura, Hausspital) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 314.55 CHF (Assura, Hausspital) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 285.45 CHF (Assura, Hausspital) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 256.25 CHF (Assura, Hausspital) — https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 384.55 | 372.95 | 343.75 | 314.55 | 285.45 | 256.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 389.05 | 377.45 | 348.25 | 319.05 | 289.95 | 260.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 391.35 | 379.75 | 350.55 | 321.35 | 292.25 | 263.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 391.85 | 380.25 | 351.05 | 321.85 | 292.75 | 263.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 391.95 | 380.45 | 351.45 | 321.95 | 292.95 | 263.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 393.65 | 382.05 | 352.85 | 323.65 | 294.55 | 265.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 396.55 | 385.05 | 356.05 | 326.55 | 297.55 | 268.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 398.85 | 387.35 | 358.35 | 328.85 | 299.85 | 270.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 401.45 | 389.85 | 360.65 | 331.45 | 302.35 | 273.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 404.65 | 393.05 | 363.85 | 334.65 | 305.55 | 276.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 404.85 | 393.25 | 364.05 | 334.85 | 305.75 | 276.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 405.95 | 394.35 | 365.15 | 335.95 | 306.85 | 277.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 405.95 | 394.35 | 365.15 | 335.95 | 306.85 | 277.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 408.95 | 397.35 | 368.15 | 338.95 | 309.85 | 280.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 408.95 | 397.35 | 368.15 | 338.95 | 309.85 | 280.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 408.95 | 397.35 | 368.15 | 338.95 | 309.85 | 280.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 409.05 | 397.45 | 368.25 | 339.05 | 309.95 | 280.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 409.05 | 397.45 | 368.25 | 339.05 | 309.95 | 280.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 410.25 | 398.75 | 369.75 | 340.25 | 311.25 | 282.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 412.65 | 400.95 | 371.85 | 342.65 | 313.45 | 284.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 412.85 | 401.25 | 372.05 | 342.85 | 313.75 | 284.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 413.85 | 402.25 | 373.05 | 343.85 | 314.75 | 285.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 413.85 | 402.25 | 373.05 | 343.85 | 314.75 | 285.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 414.45 | 402.85 | 373.65 | 344.45 | 315.35 | 286.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 416.85 | 410.25 | 376.05 | 346.85 | 317.75 | 288.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 417.45 | 405.85 | 376.65 | 347.45 | 318.35 | 289.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 419.85 | 408.15 | 378.95 | 349.85 | 320.65 | 291.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 421.85 | 410.25 | 381.05 | 351.85 | 322.75 | 293.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 422.15 | 410.55 | 381.35 | 352.15 | 323.05 | 293.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 422.15 | 410.55 | 381.35 | 352.15 | 323.05 | 293.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 422.15 | 410.55 | 381.35 | 352.15 | 323.05 | 293.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 425.35 | 413.75 | 384.55 | 355.35 | 326.25 | 297.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 425.35 | 413.75 | 384.55 | 355.35 | 326.25 | 297.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 427.05 | 415.45 | 386.25 | 357.05 | 327.95 | 298.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 428.15 | 416.55 | 387.35 | 358.15 | 329.05 | 299.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 428.85 | 418.05 | 391.25 | 364.45 | 337.75 | 310.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 428.85 | 418.05 | 391.25 | 364.45 | 337.75 | 310.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 429.25 | 422.55 | 388.35 | 359.25 | 330.05 | 300.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 430.05 | 419.45 | 393.15 | 366.75 | 340.25 | 313.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 432.55 | 420.95 | 396.85 | 367.65 | 333.45 | 304.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 434.15 | 427.45 | 393.35 | 364.15 | 334.95 | 305.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 435.25 | 423.75 | 394.75 | 365.25 | 336.25 | 307.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexCare | 435.65 | 424.05 | 394.85 | 365.65 | 336.55 | 307.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 436.25 | 424.65 | 395.45 | 366.25 | 337.15 | 307.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 437.25 | 426.55 | 399.75 | 372.85 | 346.05 | 319.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 438.75 | 427.15 | 397.95 | 368.75 | 339.65 | 310.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 439.05 | 432.45 | 398.25 | 369.05 | 339.95 | 310.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 439.85 | 428.25 | 399.05 | 369.85 | 340.75 | 311.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 439.85 | 428.25 | 399.05 | 369.85 | 340.75 | 311.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 440.35 | 428.85 | 399.85 | 370.35 | 341.35 | 312.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 444.45 | 432.85 | 403.65 | 374.45 | 345.35 | 316.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 445.25 | 433.55 | 417.05 | 387.85 | 348.65 | 319.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 445.55 | 433.95 | 404.75 | 375.55 | 346.45 | 317.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 447.55 | 435.95 | 406.75 | 377.55 | 348.45 | 319.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 447.95 | 436.35 | 407.15 | 377.95 | 348.85 | 319.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 450.35 | 438.85 | 409.85 | 380.35 | 351.35 | 322.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 450.35 | 438.85 | 409.85 | 380.35 | 351.35 | 322.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 451.25 | 439.75 | 410.75 | 381.25 | 352.25 | 323.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 451.65 | 440.05 | 410.85 | 381.65 | 352.55 | 323.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 452.45 | 440.85 | 411.65 | 382.45 | 353.35 | 324.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 452.45 | 440.85 | 411.65 | 382.45 | 353.35 | 324.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 452.45 | 440.85 | 411.65 | 382.45 | 353.35 | 324.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 455.35 | 443.65 | 414.55 | 387.85 | 361.25 | 337.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 455.45 | 443.85 | 414.65 | 385.45 | — | 327.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 457.85 | 451.25 | 422.15 | 392.95 | 358.75 | 329.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 463.35 | 451.75 | 422.55 | 393.35 | 364.25 | 335.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 466.55 | 454.95 | 425.75 | 396.55 | 367.45 | 338.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 468.85 | 458.85 | 433.35 | 408.15 | 378.15 | 348.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 469.25 | 457.65 | 428.45 | 399.25 | 370.15 | 340.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 470.45 | 458.95 | 429.95 | 400.45 | 371.45 | 342.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 470.65 | 458.95 | 429.85 | 400.65 | 371.45 | 342.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 470.65 | 458.95 | 429.85 | 400.65 | 371.45 | 342.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 471.65 | 459.95 | 430.85 | 401.65 | 372.45 | 343.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 472.05 | 460.45 | 431.25 | 402.05 | — | 343.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 472.05 | 460.45 | 431.25 | 402.05 | — | 343.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 472.15 | 463.15 | 440.65 | 418.15 | 395.15 | 372.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 472.35 | 460.65 | 431.45 | 402.35 | 373.15 | 343.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 473.55 | 466.95 | 432.75 | 403.55 | 374.45 | 345.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 474.25 | 462.65 | 433.45 | 404.25 | 375.15 | 345.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 474.25 | 462.65 | 433.45 | 404.25 | 375.15 | 345.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 475.05 | 463.45 | 434.25 | 405.05 | 375.95 | 346.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 475.75 | 464.05 | 434.95 | 405.75 | 376.55 | 347.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 478.15 | 466.45 | 437.25 | 410.65 | 384.05 | 359.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 480.35 | 468.75 | 439.55 | 410.35 | — | 352.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 481.55 | 470.05 | 441.05 | 411.55 | 382.55 | 353.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 483.45 | 476.75 | 442.65 | 413.45 | 384.25 | 355.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 486.25 | 474.65 | 445.45 | 416.25 | 387.15 | 357.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 487.15 | 475.65 | 446.65 | 417.15 | 388.15 | 359.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 488.35 | 481.75 | 447.55 | 418.35 | 389.25 | 360.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 490.55 | 478.95 | 449.75 | 420.55 | 391.45 | 362.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 495.45 | 483.85 | 454.95 | 425.45 | 401.45 | 378.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 496.05 | 484.45 | 455.25 | 426.05 | 396.95 | 367.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 496.15 | 484.55 | 455.35 | 426.35 | 397.05 | 367.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 498.15 | 486.65 | 457.65 | 428.15 | 399.15 | 370.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 498.35 | 486.65 | 457.45 | 428.35 | 399.15 | 369.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 499.25 | 487.65 | 458.45 | 429.25 | 400.15 | 370.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 500.85 | 489.25 | 460.05 | 430.85 | 401.75 | 372.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 503.85 | 492.35 | 463.35 | 433.85 | 404.85 | 375.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 509.25 | 497.65 | 468.45 | 439.25 | 410.15 | 380.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 509.45 | 497.85 | 468.65 | 439.45 | — | 381.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 513.55 | 503.55 | 479.15 | 454.55 | 430.05 | 405.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 531.15 | 519.55 | 490.35 | 461.15 | 432.05 | 402.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 538.55 | 526.95 | 497.75 | 468.55 | — | 410.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 539.65 | 528.05 | 498.85 | 469.85 | 440.55 | 411.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 539.65 | 528.05 | 498.85 | 469.65 | 440.55 | 411.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 542.85 | 531.15 | 502.05 | 472.85 | 443.65 | 414.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 548.65 | 537.05 | 507.85 | 478.65 | 449.55 | 420.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 549.65 | 539.45 | 513.75 | 488.05 | 462.45 | 436.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 551.05 | 539.55 | 510.55 | 481.05 | 452.05 | 423.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 560.35 | 548.65 | 519.45 | 490.35 | 461.15 | 431.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 561.85 | 550.50 | 522.15 | 493.80 | 465.45 | 437.10 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 562.25 | 551.75 | 525.55 | 499.25 | 473.05 | 446.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 568.55 | 557.95 | 531.45 | 504.85 | 478.35 | 451.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 571.95 | 560.35 | 531.15 | 501.95 | 472.85 | 443.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 577.75 | 566.15 | 536.95 | 507.75 | 478.65 | 449.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 625.25 | 613.65 | 584.45 | 555.25 | 526.15 | 496.95 |

116 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Biel-Benken for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Biel-Benken](https://praemiencheck.onedoc.ch/en/bl/biel-benken/) is Assura (Hausspital) at 384.55 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 421.85 CHF a month.

### How much does health insurance cost in Biel-Benken in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 384.55 CHF (Assura, Hausspital) to 625.25 CHF (SLKK, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 363.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Biel-Benken for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Assura, Hausspital), the premium goes from 384.55 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/deductible-300/) to 256.25 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Biel-Benken for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 421.85 CHF (Sanitas), family doctor / HMO 391.35 CHF (Assura), flexible model 384.55 CHF (Assura), telemedicine 391.95 CHF (Groupe Mutuel – Mutuel).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 389.70 CHF at Assura (Hausspital) gives 384.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/

## Related pages

- With accident cover: from 256.25 to 625.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/bl/biel-benken/young-adult/with-accident/ — replace `bl` with your canton’s two-letter code (ge, vd, zh…) and `biel-benken` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.