# Health insurance premiums 2027 in Wynigen (BE), for a young adult aged 19 to 25 who wants a deductible of 2'500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Wynigen](https://praemiencheck.onedoc.ch/en/be/wynigen/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/) with a 2'500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/), the cheapest monthly basic insurance premium is **254.65 CHF** with **Visana** (HMO plus model) and the most expensive is 409.15 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 383.05 | 376.35 | 342.15 | 313.05 | 283.85 | 254.65 | +12.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 384.75 | 378.05 | 343.95 | 314.75 | 285.55 | 256.45 | +8.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 385.15 | 373.55 | 344.35 | 315.15 | 286.05 | 256.85 | −1.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 389.05 | 382.45 | 348.25 | 319.05 | 289.95 | 260.75 | +8.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 389.95 | 378.35 | 349.15 | 319.95 | 290.85 | 261.65 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 391.75 | 380.15 | 350.95 | 321.75 | 292.65 | 263.45 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 392.15 | 385.45 | 351.25 | 322.15 | 292.95 | 263.75 | +6.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 374.85 | 364.65 | 339.55 | 314.25 | 289.05 | 263.85 | +6.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 384.65 | 373.05 | 343.85 | 314.65 | 285.55 | 264.65 | +10.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 393.05 | 381.45 | 352.25 | 323.05 | 293.95 | 264.75 | +0.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 393.55 | 381.95 | 352.75 | 323.55 | 294.45 | 265.25 | +10.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 393.55 | 381.95 | 352.75 | 323.55 | 294.45 | 265.25 | +10.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 393.70 | 382.05 | 352.90 | 323.70 | 294.55 | 265.40 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 393.70 | 382.05 | 352.90 | 323.70 | 294.55 | 265.40 | +4.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 396.65 | 385.05 | 355.85 | 326.65 | 297.55 | 268.35 | +2.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 394.35 | 382.75 | 353.55 | 324.35 | 295.35 | 269.35 | +2.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 397.85 | 386.20 | 357.05 | 327.85 | 298.70 | 269.55 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 397.85 | 386.20 | 357.05 | 327.85 | 298.70 | 269.55 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 397.85 | 386.20 | 357.05 | 327.85 | 298.70 | 269.55 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 397.85 | 386.20 | 357.05 | 327.85 | 298.70 | 269.55 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 397.85 | 386.20 | 357.05 | 327.85 | 298.70 | 269.55 | +4.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 387.85 | 377.05 | 350.25 | 323.35 | 296.55 | 269.85 | New tariff 2027 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 395.65 | 384.85 | 358.15 | 325.65 | 299.65 | 270.65 | +8.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 395.65 | 384.85 | 358.15 | 325.65 | 299.65 | 270.65 | +8.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 399.75 | 393.05 | 358.85 | 329.75 | 300.55 | 271.35 | +6.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 400.15 | 388.55 | 359.35 | 330.15 | 301.05 | 271.85 | +10.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 401.05 | 389.45 | 360.25 | 331.05 | 301.95 | 272.75 | +9.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 401.15 | 389.65 | 360.65 | 331.15 | 302.15 | 273.15 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 402.05 | 390.45 | 361.25 | 332.05 | 302.95 | 273.75 | +7.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 403.35 | 391.75 | 362.55 | 333.35 | 304.25 | 275.05 | +9.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 404.85 | 393.25 | 364.05 | 334.85 | 305.75 | 276.55 | +1.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 405.75 | 394.15 | 364.95 | 335.75 | 306.65 | 277.45 | +9.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 405.85 | 394.35 | 365.35 | 335.85 | 306.85 | 277.85 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 406.55 | 394.95 | 365.75 | 336.55 | 307.45 | 278.25 | +14.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 403.55 | 391.95 | 362.75 | 333.55 | 304.55 | 278.55 | +4.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 396.75 | 386.05 | 359.45 | 332.75 | 305.95 | 279.35 | +6.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 408.05 | 396.45 | 367.25 | 338.05 | 308.95 | 279.75 | +7.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 398.95 | 388.15 | 361.45 | 334.55 | 307.65 | 280.95 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 409.45 | 402.85 | 368.65 | 339.45 | 310.35 | 281.15 | +6.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 409.75 | 398.15 | 373.65 | 344.55 | 310.65 | 281.45 | +7.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.30 | 398.65 | 369.50 | 340.30 | 311.15 | 282.00 | +4.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 411.25 | 399.75 | 370.75 | 341.25 | 312.25 | 283.25 | +13.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 413.85 | 402.25 | 373.05 | 343.85 | 314.75 | 285.55 | +10.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 415.05 | 403.55 | 374.55 | 345.05 | 316.05 | 287.05 | +3.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 415.05 | 403.55 | 374.55 | 345.05 | 316.05 | 287.05 | +3.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 416.35 | 404.65 | 375.55 | 346.35 | 317.15 | 288.05 | +1.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 416.75 | 405.15 | 375.95 | 346.75 | 317.65 | 288.45 | +5.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 407.35 | 397.25 | 371.85 | 346.55 | 321.15 | 288.85 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 417.85 | 406.25 | 377.05 | 347.85 | 318.75 | 289.55 | +7.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 418.95 | 407.35 | 378.15 | 348.95 | 319.85 | 290.65 | +0.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Regiomed | 417.35 | 405.75 | 376.55 | 347.35 | 318.35 | 292.35 | +4.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 421.55 | 409.95 | 380.75 | 351.65 | 322.45 | 293.75 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 423.55 | 412.05 | 383.05 | 353.55 | 324.55 | 295.55 | +13.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 424.35 | 412.75 | 383.55 | 354.35 | — | 296.05 | −1.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 424.35 | 412.75 | 383.55 | 354.35 | — | 296.05 | +2.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 424.85 | 413.25 | 384.05 | 354.85 | 325.75 | 296.55 | +7.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 425.45 | 413.85 | 384.65 | 355.45 | 326.35 | 297.15 | +1.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 425.95 | 414.25 | 385.15 | 355.95 | 326.75 | 297.65 | +18.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 426.35 | 419.45 | 390.25 | 361.15 | 327.25 | 298.05 | +7.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 426.85 | 420.15 | 385.95 | 356.85 | 327.65 | 298.45 | +6.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 428.75 | 417.05 | 395.05 | 365.85 | 329.55 | 300.45 | +7.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 428.45 | 416.95 | 387.95 | 358.45 | 329.45 | 300.45 | +13.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.45 | 422.75 | 388.55 | 359.45 | 330.25 | 301.05 | +5.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 429.35 | 417.75 | 388.55 | 359.35 | 330.25 | 301.05 | +9.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 429.35 | 417.75 | 388.55 | 359.35 | 330.25 | 301.05 | +6.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.45 | 418.85 | 389.65 | 360.45 | 331.35 | 302.15 | +7.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 431.15 | 419.65 | 390.65 | 361.15 | 332.15 | 303.15 | +3.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 431.85 | 420.25 | 391.05 | 361.85 | — | 303.55 | +5.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 432.35 | 420.65 | 391.55 | 362.35 | 333.15 | 304.05 | +1.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 433.35 | 421.75 | 392.55 | 363.35 | 334.25 | 305.05 | +9.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 433.45 | 421.75 | 392.55 | 363.45 | 334.25 | 305.05 | +18.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 433.45 | 421.75 | 392.55 | 363.45 | 334.25 | 305.05 | +18.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.85 | 422.15 | 393.05 | 363.85 | 334.65 | 305.55 | +2.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 433.55 | 422.05 | 393.05 | 363.55 | 334.55 | 305.55 | +3.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.05 | 422.35 | 393.25 | 364.05 | 334.85 | 305.75 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 434.45 | 422.85 | 393.65 | 364.45 | 335.35 | 306.15 | +9.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 434.45 | 422.85 | 393.65 | 364.45 | 335.35 | 306.15 | +11.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 435.65 | 424.05 | 394.85 | 365.65 | — | 307.35 | +1.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 435.95 | 424.25 | 395.05 | 365.95 | 336.75 | 307.55 | +18.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 435.95 | 424.25 | 395.05 | 365.95 | 336.75 | 307.55 | +18.3 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 437.25 | 425.65 | 396.45 | 367.25 | 338.15 | 308.95 | +7.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 437.75 | 426.15 | 396.95 | 367.75 | 338.65 | 309.45 | +9.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 438.35 | 426.75 | 397.55 | 368.35 | 339.25 | 310.05 | +8.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 438.35 | 426.75 | 397.55 | 368.35 | 339.25 | 310.05 | +8.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 438.45 | 426.95 | 397.95 | 368.45 | 339.45 | 310.45 | +1.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 438.45 | 426.95 | 397.95 | 368.45 | 339.45 | 310.45 | +4.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 440.25 | 428.65 | 399.45 | 370.25 | 341.15 | 315.25 | +4.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 443.25 | 431.75 | 402.75 | 373.25 | 344.25 | 315.25 | +12.9 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 444.65 | 433.05 | 403.85 | 374.65 | 345.55 | 316.35 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 444.85 | 433.25 | 404.05 | 374.85 | 345.75 | 316.55 | +9.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 445.90 | 434.25 | 405.10 | 375.90 | 346.75 | 317.60 | +2.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 446.95 | 435.35 | 406.15 | 376.95 | — | 318.65 | +2.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 450.70 | 439.05 | 409.90 | 380.70 | 351.55 | 322.40 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 452.35 | 440.65 | 411.55 | 382.35 | 353.15 | 324.05 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.95 | 441.25 | 412.05 | 382.95 | 353.75 | 324.55 | +0.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 453.95 | 442.35 | 413.15 | 383.95 | 354.85 | 325.65 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 455.15 | 443.55 | 414.35 | 385.15 | 356.05 | 326.85 | +8.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 443.05 | 432.75 | 407.05 | 381.45 | 355.75 | 330.05 | +7.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 439.35 | 432.45 | 408.05 | 378.85 | 359.15 | 330.05 | +10.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 459.15 | 447.65 | 418.65 | 389.15 | 360.15 | 331.15 | +3.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.65 | 450.05 | 420.85 | 391.65 | 362.55 | 333.35 | +8.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 462.25 | 450.65 | 421.45 | 392.25 | 363.15 | 333.95 | +6.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 462.55 | 450.95 | 421.75 | 392.55 | 363.45 | 334.25 | +5.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 465.95 | 454.35 | 425.15 | 395.95 | 366.85 | 337.65 | +0.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 453.15 | 442.75 | 416.45 | 390.15 | 363.95 | 337.75 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 466.35 | 454.65 | 425.55 | 396.35 | 367.15 | 338.05 | +4.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 468.85 | 457.25 | 428.05 | 398.95 | 369.75 | 340.55 | +5.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 468.95 | 457.35 | 428.15 | 398.95 | 369.85 | 340.65 | +4.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 461.85 | 454.95 | 428.15 | 398.95 | 369.85 | 340.65 | +7.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 452.45 | 445.45 | 421.05 | 391.85 | 369.85 | 340.65 | +15.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 458.25 | 447.75 | 421.15 | 394.55 | 368.05 | 341.55 | +7.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 470.65 | 459.05 | 429.85 | 400.65 | 371.55 | 342.35 | +11.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 471.35 | 459.65 | 430.55 | 401.35 | 372.15 | 343.05 | +4.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.70 | 463.00 | 433.85 | 404.70 | 375.50 | 346.35 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 481.35 | 469.75 | 440.55 | 411.35 | 382.25 | 353.05 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 482.25 | 470.75 | 441.75 | 412.25 | 383.25 | 354.25 | +1.2 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 486.35 | 474.75 | 445.55 | 416.35 | 387.25 | 358.05 | +5.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 487.55 | 476.05 | 447.05 | 417.55 | 388.55 | 359.55 | +12.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 491.35 | 479.75 | 450.55 | 421.35 | 392.25 | 363.05 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.15 | 481.45 | 452.35 | 423.15 | 393.95 | 364.85 | +17.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 485.45 | 475.65 | 451.15 | 421.70 | 392.30 | 364.85 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 496.35 | 484.75 | 455.55 | 426.35 | 397.25 | 368.05 | +3.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 499.55 | 487.95 | 458.75 | 429.55 | — | 371.25 | +2.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.05 | 492.45 | 463.25 | 434.05 | 404.95 | 375.75 | +7.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 475.45 | 466.45 | 443.95 | 421.45 | 398.45 | 375.95 | +5.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 498.95 | 487.35 | 458.45 | 428.95 | 404.95 | 381.95 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.05 | 500.45 | 471.25 | 442.05 | 412.95 | 383.75 | +11.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 511.25 | 500.95 | 475.15 | 454.50 | 413.20 | 387.40 | 0.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 517.15 | 507.15 | 482.65 | 458.15 | 433.65 | 409.15 | +5.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Wynigen for a young adult aged 19 to 25 with a deductible of 2'500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/), the cheapest offer in [Wynigen](https://praemiencheck.onedoc.ch/en/be/wynigen/) is Visana (HMO plus) at 254.65 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 282.00 CHF a month.

### How much does health insurance cost in Wynigen in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/) with a deductible of 2'500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/), monthly premiums run from 254.65 CHF (Visana, HMO plus) to 409.15 CHF (rhenusana, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 327.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Wynigen for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Visana, HMO plus), the premium goes from 383.05 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/deductible-300/) to 254.65 CHF with the 2'500 CHF deductible: 128.40 CHF less a month, 1'540.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'012 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Wynigen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'500 CHF and with accident cover, the cheapest premium per model is: standard model 282.00 CHF (Sanitas), family doctor / HMO 254.65 CHF (Visana), flexible model 265.25 CHF (ÖKK), telemedicine 261.65 CHF (EGK).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 259.40 CHF at Visana (HMO plus) gives 254.65 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Wynigen is in region 2 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Wynigen (BE): every situation: https://praemiencheck.onedoc.ch/en/be/wynigen/
- Premiums 2027 in Wynigen (BE), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/
- Premiums 2027 in Wynigen (BE), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/wynigen/child/
- Adult: https://praemiencheck.onedoc.ch/en/be/wynigen/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/no-accident/deductible-2500/
- Deductible Premiums 2027 in Wynigen (BE), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Wynigen (BE), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Wynigen (BE), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Wynigen (BE), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Wynigen (BE), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/be/wynigen/young-adult/with-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `wynigen` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.