# Health insurance premiums 2027 in Wynigen (BE), for an adult aged 26 or over who wants a deductible of 300 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Wynigen](https://praemiencheck.onedoc.ch/en/be/wynigen/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/wynigen/adult/) with a 300 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/), the cheapest monthly basic insurance premium is **482.90 CHF** with **ÖKK** (ÖKK CASAMED HMO model) and the most expensive is 663.00 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 482.90 | 472.10 | 445.00 | 417.80 | 390.70 | 371.30 | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 491.60 | 480.90 | 453.70 | 426.50 | 399.50 | 372.30 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 492.90 | 482.10 | 455.00 | 427.80 | — | 373.60 | −0.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 492.90 | 482.10 | 455.00 | 427.80 | — | 373.60 | +1.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 493.90 | 483.10 | 455.90 | 428.80 | 401.70 | 374.60 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 493.90 | 483.10 | 455.90 | 428.80 | 401.70 | 374.60 | +3.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 494.00 | 484.30 | 460.50 | 436.40 | 412.40 | 388.60 | +4.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 495.80 | 485.00 | 457.90 | 430.70 | 403.70 | 376.50 | +4.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 498.70 | 492.50 | 460.60 | 433.30 | 406.10 | 378.80 | +6.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 500.10 | 490.00 | 465.10 | 440.20 | 415.20 | 390.30 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 502.20 | 491.40 | 464.30 | 437.10 | — | 382.90 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 502.20 | 491.40 | 464.20 | 437.10 | 410.00 | 382.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 502.20 | 491.30 | 470.10 | 443.00 | 410.00 | 382.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 502.20 | 491.30 | 470.10 | 443.00 | 410.00 | 382.80 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 503.20 | 492.40 | 465.20 | 438.10 | 411.00 | 383.90 | +6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 504.40 | 498.20 | 466.30 | 439.00 | 411.80 | 384.50 | +6.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 504.70 | 493.90 | 466.70 | 439.60 | 412.50 | 385.30 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 504.70 | 493.90 | 466.70 | 439.60 | 412.50 | 385.30 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 506.10 | 495.30 | 468.10 | 441.00 | 413.90 | 386.70 | +6.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 506.40 | 495.60 | 468.30 | 441.00 | 413.80 | 389.50 | +2.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 506.90 | 496.10 | 468.90 | 441.80 | — | 387.50 | +1.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 508.00 | 497.00 | 469.40 | 441.80 | 414.30 | 386.70 | +1.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 508.10 | 497.20 | 476.00 | 448.80 | 415.80 | 388.70 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 508.90 | 498.20 | 471.00 | 443.80 | 416.80 | 389.60 | +6.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 509.40 | 498.70 | 471.80 | 444.30 | 417.40 | 390.40 | +0.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 510.00 | 499.20 | 472.10 | 444.90 | 417.90 | 390.70 | +6.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 510.10 | 500.10 | 475.20 | 445.10 | 420.90 | 393.90 | +5.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 510.10 | 500.10 | 475.20 | 445.10 | 420.90 | 393.90 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 510.10 | 503.90 | 472.00 | 444.70 | 417.50 | 390.20 | +5.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 510.70 | 499.90 | 472.80 | 445.60 | 418.50 | 391.40 | +6.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 510.70 | 499.90 | 472.80 | 445.60 | 418.50 | 391.40 | +8.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 513.30 | 503.70 | 479.50 | 455.40 | 431.30 | 407.10 | +5.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 514.40 | 508.20 | 476.30 | 449.00 | 421.70 | 394.50 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 514.70 | 508.50 | 476.50 | 449.30 | 422.00 | 394.80 | +5.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 515.20 | 504.20 | 476.40 | 448.70 | 421.00 | 393.30 | +4.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 516.85 | 506.00 | 478.85 | 451.65 | 424.55 | 397.40 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 517.90 | 508.50 | 484.80 | 461.20 | 437.70 | 404.50 | +4.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 519.10 | 508.30 | 481.10 | 454.00 | 426.90 | 399.80 | +6.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 519.10 | 508.20 | 480.90 | 453.70 | 426.40 | 399.10 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 520.40 | 514.20 | 482.20 | 455.00 | 427.70 | 400.50 | +5.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 520.90 | 510.10 | 482.90 | 455.80 | — | 401.60 | +2.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 521.10 | 510.20 | 482.90 | 455.60 | 428.40 | 401.10 | +2.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 521.30 | 510.40 | 489.20 | 462.00 | 440.80 | 413.70 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 522.50 | 512.30 | 487.10 | 461.70 | 436.20 | 411.00 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 522.70 | 511.90 | 484.80 | 457.60 | 430.50 | 403.40 | +6.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 522.85 | 512.00 | 484.85 | 457.70 | 430.55 | 403.40 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 522.90 | 511.90 | 484.10 | 456.40 | 428.70 | 401.00 | +4.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 523.00 | 512.10 | 484.50 | 456.90 | 429.40 | 401.80 | +2.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 524.90 | 515.10 | 490.40 | 465.70 | 441.10 | 416.40 | +5.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 525.40 | 515.10 | 489.70 | 464.20 | 438.60 | 413.30 | +4.0 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 526.10 | 515.20 | 487.70 | 460.30 | 432.90 | 405.50 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 527.70 | 517.00 | 490.00 | 462.60 | 435.60 | 408.60 | +2.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 529.55 | 518.55 | 491.15 | 463.75 | 436.30 | 408.90 | +4.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Regiomed | 530.20 | 519.50 | 492.20 | 464.90 | 437.70 | 413.40 | +4.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 530.20 | 519.40 | 492.10 | 464.80 | 437.60 | 413.40 | +4.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 530.60 | 520.00 | 493.00 | 465.50 | 438.60 | 411.60 | +3.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 530.80 | 520.90 | 495.90 | 470.90 | 446.00 | 421.00 | +5.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 532.00 | 521.10 | 493.80 | 466.50 | 439.30 | 412.00 | +4.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 533.90 | 523.70 | 498.10 | 472.10 | 446.40 | 420.80 | +2.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 534.70 | 523.90 | 496.80 | 469.60 | 442.50 | 415.40 | +5.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 535.15 | 524.20 | 496.80 | 469.35 | 441.95 | 414.55 | +4.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 535.30 | 524.30 | 496.60 | 468.80 | 441.20 | 413.40 | +4.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 535.50 | 524.60 | 497.30 | 470.10 | 442.80 | 415.50 | +0.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 535.70 | 524.90 | 497.80 | 470.70 | 443.60 | 416.40 | +4.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 535.80 | 525.00 | 497.90 | 470.70 | 443.70 | 416.50 | +3.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 536.10 | 525.20 | 497.90 | 470.60 | 443.40 | 416.10 | +0.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 537.20 | 526.40 | 499.20 | 472.10 | 445.00 | 417.90 | +6.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 537.40 | 532.40 | 511.20 | 484.10 | 456.90 | 429.80 | New tariff 2027 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 537.70 | 526.80 | 499.40 | 471.90 | 444.60 | 417.10 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 539.50 | 528.80 | 501.90 | 474.40 | 447.50 | 420.50 | +0.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 539.80 | 529.50 | 503.90 | 477.90 | 452.20 | 426.70 | +5.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 541.00 | 530.00 | 502.40 | 474.80 | 447.30 | 419.70 | +1.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 542.80 | 532.10 | 505.10 | 477.70 | 450.70 | 423.70 | +5.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 542.80 | 532.10 | 505.10 | 477.70 | 450.70 | 423.70 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 543.20 | 532.40 | 505.30 | 478.10 | 451.10 | 423.90 | +6.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 544.20 | 533.10 | 505.40 | 477.70 | 450.00 | 422.30 | +4.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 546.85 | 536.00 | 508.90 | 481.70 | 454.55 | 427.40 | +3.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 548.70 | 538.00 | 510.80 | 483.60 | 456.60 | 429.40 | +3.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 548.70 | 537.90 | 510.70 | 483.60 | 456.50 | 429.30 | +12.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 549.20 | 544.20 | 522.90 | 495.80 | 468.70 | 441.60 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 549.50 | 538.70 | 511.50 | 484.40 | 457.30 | 430.20 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 549.50 | 538.70 | 511.50 | 484.40 | 457.30 | 430.20 | +6.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 550.30 | 539.60 | 512.60 | 485.20 | 458.20 | 431.20 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 552.70 | 542.00 | 514.80 | 487.60 | 460.60 | 433.40 | +8.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 552.85 | 542.05 | 514.90 | 487.70 | 460.55 | 433.45 | +3.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 553.50 | 542.80 | 515.90 | 488.40 | 461.50 | 434.50 | +6.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 554.40 | 543.60 | 516.50 | 489.30 | 462.30 | 435.10 | +5.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 555.60 | 544.70 | 517.40 | 490.20 | 462.90 | 435.60 | +2.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 558.20 | 547.40 | 520.30 | 493.10 | 466.00 | 438.90 | +12.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 558.20 | 547.40 | 520.30 | 493.10 | 466.00 | 438.90 | +12.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 558.90 | 548.05 | 520.90 | 493.70 | 466.55 | 439.45 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 558.90 | 548.05 | 520.90 | 493.70 | 466.55 | 439.45 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 558.90 | 548.05 | 520.90 | 493.70 | 466.55 | 439.45 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 560.00 | 549.80 | 524.20 | 498.10 | 472.50 | 446.90 | +8.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 561.40 | 550.60 | 523.50 | 496.30 | 469.20 | 442.10 | +12.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 561.40 | 550.60 | 523.50 | 496.30 | 469.20 | 442.10 | +12.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 563.35 | 552.40 | 524.95 | 497.55 | 470.15 | 442.70 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 567.20 | 560.90 | 529.00 | 501.70 | 474.50 | 447.20 | +4.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 569.50 | 558.60 | 531.30 | 504.10 | 476.80 | 449.60 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 570.60 | 564.40 | 532.40 | 505.20 | 477.90 | 450.60 | +3.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 571.00 | 559.90 | 532.30 | 504.50 | 476.80 | 449.20 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 575.50 | 564.60 | 537.40 | 510.10 | 482.90 | 455.60 | +2.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 576.20 | 565.50 | 538.50 | 511.10 | 484.10 | 457.10 | +6.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 578.30 | 567.50 | 540.40 | 513.20 | 486.20 | 459.00 | +6.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 582.70 | 571.80 | 544.80 | 517.60 | 490.40 | 463.40 | +1.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 583.30 | 572.40 | 544.90 | 517.50 | 490.10 | 462.70 | +5.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 583.80 | 573.00 | 545.70 | 518.40 | 491.20 | 467.00 | +4.5 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 584.40 | 573.50 | 546.10 | 518.60 | 491.30 | 463.80 | +5.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 585.80 | 574.90 | 547.70 | 520.40 | 493.10 | 465.90 | +0.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 586.30 | 575.50 | 548.30 | 521.20 | — | 467.00 | +2.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 587.30 | 576.50 | 549.40 | 522.20 | 495.10 | 468.00 | +2.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 587.60 | 577.90 | 552.70 | 528.10 | 503.00 | 477.90 | +4.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 591.50 | 580.50 | 552.70 | 525.00 | 497.30 | 469.60 | +4.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 592.90 | 582.20 | 555.20 | 527.80 | 500.80 | 473.90 | +0.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 595.20 | 584.40 | 557.20 | 530.10 | 503.00 | 475.80 | +4.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 595.70 | 584.90 | 557.60 | 530.30 | 503.10 | 475.80 | +4.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 599.80 | 588.90 | 561.60 | 534.30 | 507.10 | 479.80 | +2.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 600.80 | 590.00 | 562.90 | 535.70 | 508.70 | 481.50 | +8.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 600.95 | 590.10 | 563.00 | 535.80 | 508.65 | 481.50 | +3.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 601.10 | 590.10 | 562.50 | 534.90 | 507.40 | 479.80 | +1.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 603.60 | 592.80 | 565.60 | 538.50 | 511.40 | 484.30 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 605.80 | 594.90 | 567.70 | 540.40 | 513.10 | 485.90 | +2.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 606.50 | 595.80 | 568.80 | 541.40 | 514.40 | 487.40 | +4.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 616.30 | 605.60 | 580.10 | 554.10 | 528.00 | 502.00 | +4.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 629.80 | 618.45 | 592.05 | 560.50 | 532.20 | 503.85 | +1.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 634.30 | 623.50 | 596.40 | 569.20 | 542.10 | 515.00 | +12.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 638.60 | 627.90 | 600.70 | 573.60 | 546.50 | 519.60 | +4.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 647.40 | 636.70 | 609.70 | 582.30 | 555.30 | 528.30 | +6.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 663.00 | 656.40 | 623.25 | 596.70 | 570.15 | 537.00 | +1.5 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Wynigen for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/), the cheapest offer in [Wynigen](https://praemiencheck.onedoc.ch/en/be/wynigen/) is ÖKK (ÖKK CASAMED HMO) at 482.90 CHF a month.

### How much does health insurance cost in Wynigen in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/wynigen/adult/) with a deductible of 300 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/), monthly premiums run from 482.90 CHF (ÖKK, ÖKK CASAMED HMO) to 663.00 CHF (vita surselva, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 488.50 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Wynigen for an adult aged 26 or over without accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 482.90 CHF a month with the 300 CHF deductible to 371.30 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/deductible-2500/): 111.60 CHF less a month, 1'339.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'788 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Wynigen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 548.70 CHF (ÖKK), family doctor / HMO 482.90 CHF (ÖKK), flexible model 493.90 CHF (ÖKK), telemedicine 491.60 CHF (Assura).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Wynigen is in region 2 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Wynigen (BE): every situation: https://praemiencheck.onedoc.ch/en/be/wynigen/
- Premiums 2027 in Wynigen (BE), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/wynigen/adult/
- Premiums 2027 in Wynigen (BE), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/wynigen/child/
- Young adult: https://praemiencheck.onedoc.ch/en/be/wynigen/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Wynigen (BE), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Wynigen (BE), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Wynigen (BE), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Wynigen (BE), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Wynigen (BE), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/be/wynigen/adult/no-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `wynigen` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.