# Health insurance premiums 2027 in Wynau (BE), for a child aged 0 to 18, deductible of 600 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Wynau](https://praemiencheck.onedoc.ch/en/be/wynau/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/be/wynau/child/) with a 600 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/), the cheapest monthly basic insurance premium is **68.60 CHF** with **ÖKK** (ÖKK CASAMED HMO model) and the most expensive is 124.60 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 101.10 | — | 90.40 | — | 79.50 | — | 68.60 | +5.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 97.90 | — | 88.30 | 83.50 | 78.80 | 73.90 | 69.10 | +6.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 103.40 | — | 92.60 | — | 81.70 | — | 70.80 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 103.40 | — | 92.60 | — | 81.70 | — | 70.80 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 105.10 | — | 94.40 | — | 83.50 | — | 72.60 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 103.60 | — | 93.40 | 88.40 | 83.30 | 78.20 | 73.20 | +7.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 104.10 | — | 93.90 | 88.80 | 83.70 | 78.60 | 73.50 | +5.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 107.50 | 102.10 | 96.65 | 91.20 | 85.80 | 80.35 | 74.90 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 107.70 | 102.30 | 96.90 | 91.40 | 86.00 | — | 75.10 | +8.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 108.40 | 103.00 | 97.50 | 91.90 | 86.40 | 80.90 | 75.40 | +2.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 108.30 | 102.90 | 97.50 | 92.00 | 86.60 | 81.20 | 75.70 | +1.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 108.30 | 102.90 | 97.50 | 92.00 | 86.60 | 81.20 | 75.70 | +1.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 108.60 | 103.20 | 97.75 | 92.30 | 86.90 | 81.45 | 76.00 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 108.60 | 103.20 | 97.75 | 92.30 | 86.90 | 81.45 | 76.00 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 108.60 | 103.20 | 97.75 | 92.30 | 86.90 | 81.45 | 76.00 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 108.60 | 103.20 | 97.75 | 92.30 | 86.90 | 81.45 | 76.00 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 108.60 | 103.20 | 97.75 | 92.30 | 86.90 | 81.45 | 76.00 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 109.50 | 104.10 | 98.70 | 93.20 | 87.80 | 82.40 | 76.90 | +1.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 109.60 | 104.10 | 98.70 | 93.20 | 87.80 | 82.30 | 76.90 | +8.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 107.10 | 102.00 | 97.10 | 92.00 | 87.00 | 82.10 | 77.00 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 109.70 | 104.30 | 98.85 | 93.45 | 88.05 | 82.60 | 77.15 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 110.20 | 104.80 | 99.30 | 93.90 | 88.40 | 83.00 | 77.50 | +9.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 111.70 | 106.20 | 100.70 | 95.10 | 89.60 | 84.20 | 78.60 | +3.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 111.40 | 106.00 | 100.60 | 95.10 | 89.70 | — | 78.90 | +9.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 109.20 | 104.20 | 99.30 | 94.20 | 89.20 | 84.30 | 79.20 | +8.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 109.20 | 104.20 | 99.30 | 94.20 | 89.20 | 84.30 | 79.20 | +8.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.95 | 106.55 | 101.10 | 95.65 | 90.25 | 84.80 | 79.35 | +4.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 111.90 | 106.50 | 101.10 | 95.60 | 90.20 | 84.80 | 79.40 | +2.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.10 | — | 102.00 | 96.50 | 91.00 | 85.40 | 79.90 | +5.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 106.90 | — | 98.20 | — | 89.50 | — | 80.80 | −0.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 106.90 | — | 98.20 | — | 89.50 | — | 80.80 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 114.30 | 108.80 | 103.40 | 97.90 | 92.50 | 87.00 | 81.50 | +7.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 115.00 | 109.60 | 104.10 | 98.70 | 93.20 | 87.80 | 82.30 | +7.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.90 | — | 104.10 | — | 93.20 | — | 82.40 | +5.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 115.50 | 110.00 | 104.60 | 99.00 | 93.50 | 88.00 | 82.50 | +2.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 115.30 | 110.00 | 104.50 | 99.00 | 93.60 | 88.20 | 82.60 | +6.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 109.60 | — | 100.60 | — | 91.70 | — | 82.90 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 116.40 | 111.00 | 105.60 | 100.10 | 94.70 | 89.30 | 83.80 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 116.90 | 111.40 | 105.90 | 100.50 | 95.00 | 89.60 | 84.10 | +6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 109.60 | 104.10 | 102.50 | 97.00 | 95.40 | 89.90 | 84.50 | +9.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 112.20 | — | 103.10 | — | 94.00 | — | 84.80 | +4.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 117.30 | 111.90 | 106.50 | 101.00 | 95.60 | 90.20 | 84.80 | +1.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 118.00 | 112.60 | 107.20 | 101.70 | 96.30 | 90.90 | 85.40 | +1.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 118.60 | 113.20 | 107.80 | 102.30 | 96.90 | 91.60 | 86.10 | +1.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 118.60 | 113.20 | 107.80 | 102.30 | 96.90 | 91.60 | 86.10 | +1.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.70 | 113.30 | 107.90 | 102.40 | 97.00 | 91.70 | 86.20 | +7.9 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 113.50 | 108.10 | 102.60 | 97.10 | 91.60 | 86.20 | 86.20 | +7.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 118.80 | 113.40 | 108.00 | 102.60 | 97.20 | — | 86.30 | +8.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 118.80 | 113.40 | 108.00 | 102.60 | 97.20 | — | 86.30 | +8.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 119.10 | 113.70 | 108.30 | 102.80 | 97.40 | 92.00 | 86.50 | +8.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 114.90 | — | 105.60 | — | 96.30 | — | 86.90 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 119.60 | 114.20 | 108.70 | 103.30 | 97.80 | 92.40 | 86.90 | +0.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 120.20 | 114.75 | 109.25 | 103.75 | 98.30 | 92.80 | 87.30 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 119.80 | 114.40 | 109.00 | 103.60 | 98.20 | 92.80 | 87.30 | +8.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 120.40 | 115.00 | 109.50 | 104.00 | 98.60 | 93.20 | 87.70 | +6.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 120.20 | 114.80 | 109.40 | 103.90 | 98.50 | 93.10 | 87.70 | +9.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 120.50 | 115.10 | 109.70 | 104.20 | 98.80 | 93.40 | 87.90 | +8.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 120.90 | 115.50 | 110.10 | 104.60 | 99.20 | 93.80 | 88.30 | +9.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 120.90 | 115.50 | 110.10 | 104.60 | 99.20 | 93.80 | 88.30 | +9.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.00 | 115.60 | 110.20 | 104.70 | 99.30 | 93.90 | 88.40 | +1.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 121.50 | 116.00 | 110.55 | 105.05 | 99.55 | 94.10 | 88.60 | +4.1 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 116.40 | 111.00 | 105.50 | 100.00 | 94.50 | 89.10 | 89.10 | +6.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 122.40 | 116.90 | 111.50 | 106.00 | 100.60 | 95.10 | 89.70 | +1.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 118.80 | 114.00 | 109.20 | 104.40 | 99.80 | 94.80 | 89.90 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 123.90 | 118.40 | 112.90 | 107.50 | 102.00 | 96.60 | 91.10 | +3.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.80 | 118.40 | 113.00 | 107.50 | 102.10 | — | 91.20 | +8.4 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 124.20 | 118.80 | 113.40 | 107.90 | 102.40 | 97.00 | 91.50 | +6.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 121.50 | 116.60 | 111.70 | 106.70 | 102.10 | 96.90 | 91.90 | +7.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 124.60 | 119.10 | 113.70 | 108.20 | 102.80 | 97.30 | 91.90 | +1.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 124.70 | 119.30 | 113.80 | 108.40 | 102.90 | 97.50 | 92.00 | +5.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 125.00 | 119.60 | 114.20 | 108.70 | 103.30 | 97.90 | 92.40 | +9.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 122.90 | 117.90 | 113.00 | 107.90 | 103.20 | 98.00 | 93.00 | +7.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 126.00 | 120.60 | 115.10 | 109.70 | 104.20 | 98.80 | 93.30 | +5.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.80 | 121.30 | 115.90 | 110.40 | 105.00 | 99.50 | 94.10 | +5.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.90 | 122.40 | 116.95 | 111.45 | 105.95 | 100.50 | 95.00 | +4.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 128.40 | 123.30 | 118.15 | 111.75 | 106.60 | 101.45 | 95.05 | +3.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.30 | 122.80 | 117.30 | 111.70 | 106.30 | 100.80 | 95.20 | +2.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.10 | 122.60 | 117.20 | 111.70 | 106.30 | 100.80 | 95.30 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 129.80 | 124.40 | 118.90 | 113.50 | 108.00 | 102.60 | 97.10 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 130.10 | 124.70 | 119.30 | 113.80 | 108.40 | 103.00 | 97.50 | +8.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 130.10 | 124.70 | 119.30 | 113.80 | 108.40 | 103.00 | 97.50 | +8.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.30 | 124.90 | 119.60 | 114.10 | 108.70 | 103.30 | 97.80 | +1.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 131.60 | 126.10 | 120.70 | 115.20 | 109.80 | 104.30 | 98.90 | +0.9 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.50 | 121.00 | 115.60 | 110.00 | 104.60 | 99.10 | 99.10 | +6.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.50 | — | 122.80 | — | 111.90 | — | 101.00 | +4.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.20 | 129.75 | 124.35 | 119.00 | 112.20 | 106.80 | 101.40 | +4.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.00 | 129.60 | 124.10 | 118.60 | 113.40 | 107.70 | 102.10 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 135.30 | 129.80 | 124.40 | 118.90 | 113.50 | 108.00 | 102.60 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 135.30 | 129.80 | 124.40 | 118.90 | 113.50 | 108.00 | 102.60 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 135.30 | 129.80 | 124.40 | 118.90 | 113.50 | 108.00 | 102.60 | +3.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.30 | — | 124.40 | — | 113.60 | — | 102.70 | +8.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 135.30 | — | 124.40 | — | 113.60 | — | 102.70 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 135.30 | — | 124.40 | — | 113.60 | — | 102.70 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 131.90 | — | 124.40 | — | 113.60 | — | 102.70 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 127.20 | — | 123.70 | — | 113.60 | — | 102.70 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 133.90 | — | 124.40 | — | 113.60 | — | 102.70 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 135.30 | — | 124.40 | — | 113.60 | — | 102.70 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.80 | 130.40 | 125.00 | 119.50 | 114.20 | 108.80 | 103.30 | +9.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.70 | 131.20 | 125.80 | 120.30 | 114.90 | 109.40 | 104.00 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.90 | 131.50 | 126.10 | 120.60 | 115.20 | 109.80 | 104.30 | +8.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 137.70 | 132.10 | 126.60 | — | 115.50 | — | 104.40 | +6.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 138.40 | 132.90 | 127.40 | — | 116.30 | — | 105.20 | +6.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.90 | 132.40 | 127.00 | 121.50 | 116.10 | 110.60 | 105.20 | +0.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 138.20 | — | 127.50 | — | 116.60 | — | 105.70 | −2.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 138.20 | — | 127.50 | — | 116.60 | — | 105.70 | −2.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 139.10 | — | 128.20 | — | 117.30 | — | 106.50 | −2.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 139.10 | — | 128.20 | — | 117.30 | — | 106.50 | −2.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 141.60 | 136.00 | 130.50 | — | 119.40 | — | 108.30 | +6.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 141.10 | — | — | 124.90 | — | — | 108.60 | +5.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 141.40 | — | 130.50 | — | 119.70 | — | 108.90 | −2.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 144.80 | 139.30 | 133.80 | — | 122.60 | — | 111.50 | +6.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 148.00 | — | — | 131.70 | — | — | 115.50 | +5.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.30 | — | — | 137.00 | — | — | 120.80 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.30 | 151.80 | 146.30 | — | 135.20 | — | 124.10 | +6.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.10 | — | 146.20 | — | 135.50 | — | 124.60 | −2.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 109.30 | 104.60 | 99.90 | 95.20 | 90.40 | 83.80 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 109.80 | — | — | — | — | 82.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 111.10 | — | — | — | — | 84.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 112.40 | — | — | — | — | 85.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 112.40 | — | — | — | — | 85.30 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 113.00 | 107.70 | 102.30 | 96.90 | 91.40 | 86.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 113.70 | — | — | — | — | 86.60 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 116.30 | — | — | — | — | 89.20 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 117.00 | 111.60 | 106.30 | 100.80 | 95.40 | 90.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 118.80 | — | — | — | — | 91.70 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 122.10 | 116.70 | 111.30 | 105.80 | 100.40 | 95.00 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.60 | 120.20 | 114.80 | 109.40 | 103.90 | 98.50 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.20 | — | — | — | — | 102.20 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.00 | 130.60 | 125.10 | 119.70 | 114.30 | 108.90 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Wynau for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/), the cheapest offer in [Wynau](https://praemiencheck.onedoc.ch/en/be/wynau/) is ÖKK (ÖKK CASAMED HMO) at 68.60 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 79.35 CHF a month.

### How much does health insurance cost in Wynau in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/be/wynau/child/) with a deductible of 600 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/), monthly premiums run from 68.60 CHF (ÖKK, ÖKK CASAMED HMO) to 124.60 CHF (Sympany, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 113.90 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Wynau for a child aged 0 to 18 without accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 101.10 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/deductible-0/) to 68.60 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Wynau for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 79.35 CHF (Sanitas), family doctor / HMO 68.60 CHF (ÖKK), flexible model 70.80 CHF (ÖKK), telemedicine 69.10 CHF (Agrisano).

### Does a second or third child pay less in Wynau?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 16 of the 26 insurers present in Wynau file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 69.10 CHF | 27.10 CHF from the 3rd child |
| Visana | HMO plus | 76.90 CHF | 28.60 CHF from the 3rd child |
| sana24 | Managed Care | 91.10 CHF | 29.60 CHF from the 3rd child |
| Galenos | Managed Care | 86.90 CHF | 29.90 CHF from the 3rd child |
| SWICA | Standard model | 102.70 CHF | 32.00 CHF from the 3rd child |
| sodalis | Digimed | 86.20 CHF | 34.20 CHF from the 3rd child |
| CONCORDIA | HMO | 75.40 CHF | 35.90 CHF from the 3rd child |
| Sumiswalder Krankenkasse | HMO plus | 77.00 CHF | 38.50 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 82.60 CHF | 45.50 CHF from the 3rd child |
| rhenusana | sanmed24 | 108.60 CHF | 54.30 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 75.70 CHF | 56.80 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 87.30 CHF | 60.25 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 84.80 CHF | 63.60 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 87.70 CHF | 65.80 CHF from the 5th child |
| SLKK | SmartMed | 89.90 CHF | 78.00 CHF from the 3rd child |
| Assura | MediTel | 83.80 CHF | 82.40 CHF from the 4th child, 81.20 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Wynau is in region 3 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Wynau (BE): every situation: https://praemiencheck.onedoc.ch/en/be/wynau/
- Premiums 2027 in Wynau (BE), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/wynau/child/
- Premiums 2027 in Wynau (BE), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/be/wynau/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/be/wynau/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/be/wynau/child/with-accident/deductible-600/
- Deductible Premiums 2027 in Wynau (BE), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Wynau (BE), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Wynau (BE), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Wynau (BE), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Wynau (BE), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Wynau (BE), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/be/wynau/child/no-accident/deductible-0/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `wynau` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.