# Health insurance premiums 2027 in Worben (BE), for a child aged 0 to 18, deductible of 400 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Worben](https://praemiencheck.onedoc.ch/en/be/worben/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/be/worben/child/) with a 400 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/), the cheapest monthly basic insurance premium is **86.25 CHF** with **ÖKK** (ÖKK CASAMED HMO model) and the most expensive is 159.55 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (400 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 109.55 | — | 97.95 | — | 86.25 | — | 74.55 | +4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 112.15 | — | 100.55 | — | 88.85 | — | 77.15 | +4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 112.15 | — | 100.55 | — | 88.85 | — | 77.15 | +4.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 109.65 | — | 99.45 | 94.45 | 89.45 | 84.35 | 79.35 | +5.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 114.05 | — | 102.45 | — | 90.75 | — | 79.05 | +3.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 117.95 | 112.15 | 106.35 | 100.45 | 94.65 | 88.85 | 82.95 | +1.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 116.25 | — | 105.55 | 100.25 | 94.85 | 89.45 | 84.15 | +6.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 116.85 | — | 106.15 | 100.75 | 95.45 | 90.05 | 84.65 | +4.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 119.95 | 114.15 | 108.35 | 102.45 | 96.65 | 90.85 | 84.95 | +1.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 119.95 | 114.15 | 108.35 | 102.45 | 96.65 | 90.85 | 84.95 | +1.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 119.05 | 113.55 | 108.35 | 102.85 | 97.45 | 92.15 | 86.75 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 116.25 | — | 107.05 | — | 97.65 | — | 88.25 | −1.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 116.25 | — | 107.05 | — | 97.65 | — | 88.25 | +2.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 121.35 | 115.55 | 109.75 | 103.85 | 98.05 | 92.25 | 86.35 | +1.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 121.55 | 115.75 | 109.95 | 104.05 | 98.25 | 92.45 | 86.55 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 122.15 | 116.35 | 110.45 | 104.65 | 98.85 | 92.95 | 87.15 | +8.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 122.25 | 116.45 | 110.65 | 104.75 | 98.95 | 93.15 | 87.25 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 122.30 | 116.50 | 110.65 | 104.80 | 99.00 | 93.15 | 87.30 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 122.35 | 116.55 | 110.75 | 104.85 | 99.05 | — | 87.35 | +8.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 122.95 | 117.25 | 111.35 | 105.45 | 99.65 | 93.95 | 88.05 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 121.55 | 116.15 | 110.85 | 105.35 | 100.05 | 94.75 | 89.25 | +7.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 121.55 | 116.15 | 110.85 | 105.35 | 100.05 | 94.75 | 89.25 | +7.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 119.35 | — | 109.85 | — | 100.25 | — | 90.65 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 123.65 | 117.85 | 112.00 | 106.15 | 100.35 | 94.50 | 88.65 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 123.65 | 117.85 | 112.00 | 106.15 | 100.35 | 94.50 | 88.65 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 123.65 | 117.85 | 112.00 | 106.15 | 100.35 | 94.50 | 88.65 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 123.65 | 117.85 | 112.00 | 106.15 | 100.35 | 94.50 | 88.65 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 123.65 | 117.85 | 112.00 | 106.15 | 100.35 | 94.50 | 88.65 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 123.75 | 117.95 | 112.15 | 106.25 | 100.45 | — | 88.75 | +8.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 | +1.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 120.85 | — | 111.25 | — | 101.45 | — | 91.75 | +1.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 124.95 | 119.15 | 113.30 | 107.45 | 101.65 | 95.80 | 89.95 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.05 | — | 113.45 | — | 101.75 | — | 90.05 | +3.8 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 125.05 | 119.25 | 113.45 | 107.55 | 101.75 | 95.95 | 95.95 | +8.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 125.15 | 119.35 | 113.55 | 107.65 | 101.85 | 96.05 | 90.15 | +7.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 125.85 | 120.05 | 114.25 | 108.35 | 102.55 | 96.75 | 90.85 | +1.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 125.95 | 120.15 | 114.35 | 108.45 | 102.65 | 96.85 | 90.95 | +7.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 126.15 | 120.25 | 114.45 | 108.65 | 102.75 | 96.95 | 91.15 | +6.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 123.35 | 118.35 | 113.25 | 108.25 | 103.05 | 95.65 | — | +5.3 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 126.55 | 120.75 | 114.95 | 109.05 | 103.25 | 97.45 | 97.45 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 126.65 | 120.85 | 115.05 | 109.15 | 103.35 | 97.55 | 91.65 | +7.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 126.85 | 121.05 | 115.25 | 109.35 | 103.55 | — | 91.85 | +14.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 127.15 | 121.35 | 115.55 | 109.65 | 103.85 | 98.05 | 92.15 | +1.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Regiomed | 127.25 | 121.55 | 115.75 | 109.85 | 103.95 | 98.15 | 92.35 | +5.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 127.25 | 121.45 | 115.65 | 109.75 | 103.95 | 98.15 | 92.25 | +5.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.45 | — | 115.75 | 109.95 | 104.15 | 98.25 | 92.45 | +4.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.60 | 121.80 | 115.95 | 110.10 | 104.30 | 98.45 | 92.60 | +3.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 127.75 | 121.95 | 116.15 | 110.35 | 104.45 | 98.65 | — | +4.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 127.85 | 122.05 | 116.25 | 110.35 | 104.55 | 98.75 | 92.85 | +1.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 128.45 | 122.65 | 116.75 | 110.95 | 105.15 | 99.25 | 93.45 | +6.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 128.55 | 122.75 | 116.95 | 111.05 | 105.25 | 99.45 | 93.55 | +1.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 128.55 | 122.75 | 116.95 | 111.05 | 105.25 | 99.45 | 93.55 | +1.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 125.35 | — | 115.35 | — | 105.35 | — | 95.25 | +2.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 128.95 | 123.15 | 117.35 | 111.45 | 105.65 | 99.85 | 93.95 | +8.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 129.15 | 123.25 | 117.45 | 111.65 | 105.75 | 99.95 | 94.15 | +5.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 129.25 | 123.45 | 117.65 | 111.75 | 105.95 | — | 94.25 | +8.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 126.25 | 121.15 | 116.05 | 110.85 | 106.05 | 100.65 | 95.45 | +6.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 129.65 | 123.85 | 118.05 | 112.15 | 106.35 | 100.55 | 94.65 | +8.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 129.65 | 123.85 | 118.05 | 112.15 | 106.35 | 100.55 | 94.65 | +8.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 129.25 | 124.05 | 118.85 | 113.55 | 108.55 | 103.05 | 97.75 | +6.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.45 | 126.75 | 120.85 | 114.95 | 109.15 | 103.35 | 97.45 | +6.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 130.75 | 125.45 | 120.25 | 114.85 | 109.85 | 104.25 | 98.95 | +6.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 133.65 | 127.85 | 122.05 | 116.15 | 110.35 | 104.55 | — | −13.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 133.65 | 127.85 | 122.05 | 116.15 | 110.35 | 104.55 | — | −13.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 134.15 | 128.35 | 122.55 | 116.65 | 110.85 | 105.05 | 99.15 | +8.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 133.05 | 127.55 | 122.05 | 116.50 | 111.00 | 104.10 | 98.60 | +0.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 134.35 | 128.55 | 122.75 | 116.85 | 111.05 | 105.25 | 99.35 | +5.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.65 | 128.85 | 123.05 | 117.15 | 111.35 | 105.55 | 99.65 | +1.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 135.35 | 129.50 | 123.70 | 117.85 | 112.00 | 106.20 | 100.35 | +4.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 136.85 | 131.00 | 125.20 | 119.35 | 113.50 | 107.70 | 101.85 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 137.15 | 131.35 | 125.55 | 119.65 | 113.85 | 108.05 | 102.15 | +7.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 137.15 | 131.35 | 125.55 | 119.65 | 113.85 | 108.05 | 102.15 | +7.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 137.55 | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 | 102.55 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 137.55 | 131.65 | 125.85 | 120.05 | 114.15 | 108.35 | 102.55 | +0.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.05 | 132.25 | 126.45 | 120.55 | 114.75 | — | 103.05 | +8.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.65 | 132.85 | 127.05 | 121.15 | 115.35 | 109.55 | 103.65 | +5.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 139.05 | 133.25 | 127.45 | 121.55 | 115.75 | 109.95 | 104.05 | +0.8 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.45 | 133.65 | 127.85 | 121.95 | 116.15 | 110.35 | 110.35 | +6.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.35 | 134.55 | 128.75 | 122.85 | 117.05 | 111.25 | 105.35 | +1.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.25 | 134.45 | 128.65 | 122.85 | 117.05 | 111.25 | 105.45 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 141.15 | 135.35 | 129.55 | 123.65 | 117.85 | 112.05 | 106.15 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 141.15 | 135.35 | 129.55 | 123.65 | 117.85 | 112.05 | 106.15 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 141.65 | 135.85 | 130.05 | — | 118.35 | — | 106.65 | +5.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.75 | 135.95 | 130.15 | 124.25 | 118.45 | 112.65 | 106.75 | +1.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.05 | 136.25 | 130.45 | 124.55 | 118.75 | 112.95 | 107.05 | +4.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.45 | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | — | +4.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 143.65 | 137.85 | 132.05 | 126.15 | 120.35 | 114.55 | 108.65 | +3.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 143.85 | 138.05 | 132.25 | — | 120.55 | — | 108.85 | +5.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.30 | 138.45 | 132.65 | 126.80 | 120.95 | 115.15 | 109.30 | +4.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.15 | 138.35 | 132.55 | 126.65 | 121.15 | 115.05 | 109.15 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.55 | 138.75 | 132.95 | 127.05 | 121.25 | 115.45 | 109.55 | +7.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.25 | 140.45 | 134.65 | 128.75 | 122.95 | 117.15 | 111.25 | +8.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.55 | — | 134.95 | — | 123.25 | — | 111.55 | +2.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 147.35 | 141.55 | 135.75 | — | 124.05 | — | 112.35 | +5.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 148.35 | 142.55 | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | +0.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 149.55 | 143.65 | 137.85 | 132.05 | 126.15 | 120.35 | 114.55 | +3.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 149.95 | 144.15 | 138.35 | — | 126.65 | — | 114.95 | +5.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 151.95 | 146.05 | 140.25 | 134.45 | 128.55 | 122.75 | — | −11.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 152.25 | 146.45 | 140.55 | 134.75 | 128.95 | 123.05 | 117.25 | +0.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.15 | — | 141.55 | — | 129.85 | — | 118.15 | +8.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 153.15 | — | 141.55 | — | 129.85 | — | 118.15 | +8.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 153.15 | — | 141.55 | — | 129.85 | — | 118.15 | +8.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 142.15 | — | 139.15 | — | 129.85 | — | 118.15 | +18.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 136.65 | — | 133.65 | — | 129.85 | — | 118.15 | +22.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 150.85 | — | 141.55 | — | 129.85 | — | 118.15 | +11.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 153.15 | — | 141.55 | — | 129.85 | — | 118.15 | +8.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 155.95 | 150.15 | 144.35 | 138.45 | 132.65 | 126.85 | 120.95 | +3.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 155.95 | 150.15 | 144.35 | 138.45 | 132.65 | 126.85 | 120.95 | +3.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 155.95 | 150.15 | 144.35 | 138.45 | 132.65 | 126.85 | 120.95 | +3.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 157.55 | — | 145.85 | — | 134.15 | — | 122.55 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.65 | 151.75 | 145.95 | 140.15 | 134.25 | 128.45 | 122.65 | +3.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 160.35 | — | 148.65 | — | 137.05 | — | 125.35 | +5.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 160.35 | — | 148.65 | — | 137.05 | — | 125.35 | +5.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 161.25 | — | 149.65 | — | 137.95 | — | 126.25 | +5.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 161.25 | — | 149.65 | — | 137.95 | — | 126.25 | +5.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 163.35 | 157.55 | 151.75 | — | 140.05 | — | 128.35 | +5.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 182.85 | — | 171.15 | — | 159.55 | — | 147.85 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 119.95 | — | — | — | — | 90.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 119.95 | — | — | — | — | 90.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 121.45 | — | — | — | — | 92.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 121.45 | — | — | — | — | 92.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 124.35 | — | — | — | — | 95.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 127.35 | — | — | — | — | 98.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 131.85 | — | — | — | — | 102.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.75 | — | — | — | — | 114.65 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 153.25 | — | — | 135.75 | — | — | 118.25 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 160.95 | — | — | 143.45 | — | — | 125.95 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 166.95 | — | — | 149.55 | — | — | 131.95 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Worben for a child aged 0 to 18 with a deductible of 400 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/), the cheapest offer in [Worben](https://praemiencheck.onedoc.ch/en/be/worben/) is ÖKK (ÖKK CASAMED HMO) at 86.25 CHF a month.

### How much does health insurance cost in Worben in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/be/worben/child/) with a deductible of 400 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/), monthly premiums run from 86.25 CHF (ÖKK, ÖKK CASAMED HMO) to 159.55 CHF (Sympany, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 119.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Worben for a child aged 0 to 18 with accident cover?

On the cheapest offer (ÖKK, ÖKK CASAMED HMO), the premium goes from 109.55 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/deductible-0/) to 74.55 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Worben for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, the cheapest premium per model is: standard model 101.75 CHF (ÖKK), family doctor / HMO 86.25 CHF (ÖKK), flexible model 88.85 CHF (ÖKK), telemedicine 89.45 CHF (Agrisano).

### Does a second or third child pay less in Worben?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 26 insurers present in Worben file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 89.45 CHF | 27.15 CHF from the 3rd child |
| Visana | Tel Doc | 98.85 CHF | 28.25 CHF from the 3rd child |
| CONCORDIA | HMO | 94.65 CHF | 36.55 CHF from the 3rd child |
| Galenos | Managed Care | 114.15 CHF | 36.55 CHF from the 3rd child |
| sana24 | Managed Care | 120.35 CHF | 38.25 CHF from the 3rd child |
| sodalis | Digimed | 101.75 CHF | 41.35 CHF from the 3rd child |
| SWICA | Standard model | 129.85 CHF | 41.45 CHF from the 3rd child |
| Sumiswalder Krankenkasse | HMO plus | 97.45 CHF | 46.35 CHF from the 3rd child |
| Aquilana | SMARTMED | 103.05 CHF | 49.15 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 99.65 CHF | 52.75 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 96.65 CHF | 71.35 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 112.00 CHF | 75.80 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 103.85 CHF | 76.65 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 105.65 CHF | 78.05 CHF from the 5th child |
| SLKK | SmartMed | 106.05 CHF | 92.95 CHF from the 3rd child |
| Assura | MediTel | 98.95 CHF | 97.45 CHF from the 4th child, 96.05 CHF from the 5th child |
| EGK | EGK-Care | 110.35 CHF | 99.15 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 91.00 CHF at ÖKK (ÖKK CASAMED HMO) gives 86.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Worben is in region 2 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Worben (BE): every situation: https://praemiencheck.onedoc.ch/en/be/worben/
- Premiums 2027 in Worben (BE), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/worben/child/
- Premiums 2027 in Worben (BE), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/be/worben/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/be/worben/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/be/worben/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Worben (BE), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Worben (BE), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Worben (BE), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Worben (BE), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Worben (BE), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Worben (BE), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/worben/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/be/worben/child/with-accident/deductible-0/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `worben` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-400` with `deductible-600` for another deductible. Markdown version: add `.md`.