# Health insurance premiums 2027 in Stocken-Höfen (BE), for an adult aged 26 or over who wants a deductible of 1'500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Stocken-Höfen](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/) with a 1'500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/), the cheapest monthly basic insurance premium is **402.85 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 598.45 CHF with Groupe Mutuel – Philos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 463.35 | 453.25 | 428.05 | 402.85 | 377.55 | 352.45 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 488.95 | 477.35 | 448.15 | 418.95 | 389.85 | 368.95 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 495.35 | 488.75 | 454.55 | 425.35 | 396.25 | 367.05 | +7.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 490.45 | 479.75 | 453.15 | 426.35 | 399.65 | 373.05 | +5.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 498.05 | 486.45 | 457.25 | 428.05 | 398.95 | 369.75 | +2.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 498.15 | 486.55 | 457.35 | 428.15 | 399.05 | 369.85 | +1.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 493.25 | 482.45 | 455.65 | 428.75 | 401.95 | 375.25 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 493.15 | 482.35 | 455.65 | 428.75 | 401.85 | 375.15 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 499.45 | 487.85 | 458.65 | 429.45 | — | 371.15 | −0.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 499.45 | 487.85 | 458.65 | 429.45 | — | 371.15 | +3.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 500.15 | 488.55 | 459.35 | 430.15 | 401.05 | 371.85 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 500.15 | 488.55 | 459.35 | 430.15 | 401.05 | 371.85 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 502.15 | 495.45 | 461.35 | 432.15 | 402.95 | 373.85 | +8.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 503.05 | 491.35 | 462.25 | 433.05 | 403.85 | 374.75 | +4.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 503.15 | 492.45 | 465.55 | 433.15 | 407.15 | 378.15 | +6.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 503.15 | 492.45 | 465.55 | 433.15 | 407.15 | 378.15 | +6.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 505.50 | 493.85 | 464.70 | 435.50 | 406.35 | 377.20 | +3.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 505.85 | 494.25 | 465.05 | 435.85 | 406.75 | 377.55 | +0.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 506.45 | 494.85 | 465.65 | 436.45 | 407.35 | 378.15 | +0.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 506.55 | 495.05 | 466.05 | 436.55 | 407.55 | 378.55 | +0.4 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 506.85 | 495.20 | 466.00 | 436.85 | 407.70 | 378.50 | +3.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 501.15 | 489.45 | 466.05 | 436.95 | 401.95 | 372.75 | +4.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 508.65 | 497.05 | 467.85 | 438.65 | 409.55 | 380.35 | +4.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 508.65 | 497.05 | 467.85 | 438.65 | 409.55 | 380.35 | +7.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 508.85 | 497.25 | 468.05 | 438.85 | — | 380.55 | +3.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 512.30 | 500.60 | 471.45 | 442.30 | 413.10 | 383.95 | +3.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 512.45 | 500.85 | 471.65 | 442.45 | 413.35 | 387.35 | +2.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 513.05 | 501.45 | 472.25 | 443.05 | 413.95 | 384.75 | +2.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 513.45 | 506.75 | 472.55 | 443.45 | 414.25 | 385.05 | +7.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 513.95 | 507.35 | 473.15 | 443.95 | 414.85 | 385.65 | +9.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 514.65 | 503.05 | 473.85 | 444.65 | 415.55 | 386.35 | +7.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 505.85 | 495.75 | 470.35 | 445.05 | 419.55 | 385.05 | +5.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 515.15 | 508.45 | 474.25 | 445.15 | 415.95 | 386.75 | +7.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 515.95 | 504.35 | 475.15 | 445.95 | 416.85 | 387.65 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 516.55 | 509.85 | 475.65 | 446.55 | 417.35 | 388.15 | +7.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 518.25 | 506.65 | 477.45 | 448.25 | — | 389.95 | +3.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 518.25 | 506.65 | 477.45 | 448.25 | 419.15 | 389.95 | +2.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 520.65 | 509.05 | 479.85 | 450.65 | 421.55 | 392.35 | +8.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 520.65 | 509.05 | 479.85 | 450.65 | 421.55 | 392.35 | +8.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 521.65 | 510.05 | 480.85 | 451.65 | 422.55 | 393.35 | +6.9 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 521.75 | 510.15 | 480.95 | 451.75 | 422.65 | 393.45 | +5.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 517.15 | 505.45 | 482.05 | 452.95 | 429.55 | 400.45 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 523.10 | 511.45 | 482.30 | 453.10 | 423.95 | 394.80 | +3.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 523.45 | 511.85 | 482.65 | 453.55 | 424.35 | 395.15 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 518.55 | 506.85 | 483.55 | 454.35 | 419.35 | 390.25 | +6.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 518.55 | 506.85 | 483.55 | 454.35 | 419.35 | 390.25 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 526.75 | 515.15 | 485.95 | 456.75 | 427.65 | 398.45 | +7.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 527.05 | 515.35 | 486.25 | 457.05 | 427.85 | 398.75 | +0.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 527.65 | 516.05 | 486.85 | 457.65 | 428.55 | 399.35 | +7.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 527.65 | 516.05 | 486.85 | 457.65 | 428.55 | 399.35 | +7.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 527.65 | 516.05 | 486.85 | 457.65 | — | 399.35 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 528.15 | 516.55 | 487.35 | 458.15 | 429.05 | 399.85 | +7.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 528.85 | 517.15 | 487.95 | 458.85 | 429.65 | 400.45 | +0.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 528.95 | 517.30 | 488.15 | 458.95 | 429.80 | 400.65 | +3.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 522.05 | 511.85 | 486.15 | 460.45 | 434.85 | 409.15 | +6.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 530.85 | 519.25 | 490.05 | 460.85 | 431.75 | 402.55 | +1.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 531.25 | 519.65 | 490.45 | 461.25 | 432.15 | 402.95 | +7.1 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 531.65 | 520.05 | 490.85 | 461.65 | 432.55 | 403.35 | +5.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 531.65 | 519.95 | 490.75 | 461.65 | 432.45 | 403.25 | +3.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 531.85 | 520.25 | 491.05 | 461.85 | 432.75 | 403.55 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 534.25 | 522.65 | 493.45 | 464.25 | 435.15 | 405.95 | +7.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 534.85 | 523.20 | 494.05 | 464.85 | 435.70 | 406.55 | +3.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 534.95 | 523.35 | 494.15 | 464.95 | 435.85 | 406.65 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 535.65 | 523.95 | 494.75 | 465.65 | 436.45 | 407.25 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 535.65 | 523.95 | 494.75 | 465.65 | 436.45 | 407.25 | +6.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.45 | 524.75 | 495.65 | 466.45 | 437.25 | 408.15 | +4.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 537.95 | 526.45 | 497.45 | 467.95 | 438.95 | 409.95 | +2.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 538.65 | 527.05 | 497.85 | 468.65 | 439.55 | 410.35 | +6.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 538.65 | 527.05 | 497.85 | 468.65 | 439.55 | 410.35 | +6.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 538.85 | 527.25 | 498.05 | 468.85 | 439.75 | 410.55 | +5.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 539.50 | 527.85 | 498.65 | 469.50 | 440.35 | 411.15 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 539.75 | 528.15 | 498.95 | 469.75 | 440.65 | 411.45 | +7.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 539.95 | 528.45 | 499.45 | 469.95 | 440.95 | 411.95 | +6.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 539.95 | 528.45 | 499.45 | 469.95 | 440.95 | 411.95 | +5.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 536.95 | 525.95 | 498.45 | 470.45 | 442.85 | 415.35 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 540.70 | 529.05 | 499.90 | 470.70 | 441.55 | 412.40 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 540.70 | 529.05 | 499.90 | 470.70 | 441.55 | 412.40 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 540.70 | 529.05 | 499.90 | 470.70 | 441.55 | 412.40 | +3.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 533.95 | 523.55 | 497.25 | 470.95 | 444.85 | 418.55 | +6.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 541.05 | 529.55 | 500.55 | 471.05 | 442.05 | 413.05 | +3.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 530.15 | 524.35 | 500.95 | 471.85 | 442.65 | 413.45 | +6.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 542.85 | 531.25 | 502.05 | 472.85 | 443.75 | 417.85 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 543.85 | 532.15 | 503.05 | 473.85 | 444.65 | 415.55 | +3.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 533.05 | 527.25 | 503.85 | 474.75 | 445.55 | 416.35 | +5.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 539.95 | 529.45 | 502.85 | 476.25 | 449.75 | 423.25 | +6.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 547.25 | 535.65 | 506.45 | 477.25 | 448.15 | 418.95 | +6.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 547.25 | 535.65 | 506.45 | 477.25 | 448.15 | 418.95 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 547.85 | 536.25 | 507.05 | 477.85 | 448.75 | 419.55 | +6.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 544.35 | 533.35 | 505.85 | 477.85 | 450.25 | 422.75 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 549.65 | 538.05 | 508.85 | 479.65 | 450.55 | 421.35 | +3.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 550.15 | 538.65 | 509.65 | 480.15 | 451.15 | 422.15 | +1.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 550.85 | 539.25 | 510.05 | 480.85 | 451.75 | 422.55 | +7.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 555.65 | 549.05 | 514.85 | 485.65 | 456.55 | 427.35 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 556.25 | 544.65 | 515.45 | 486.25 | 457.15 | 427.95 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 559.05 | 552.35 | 518.25 | 489.05 | 459.85 | 430.75 | +4.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 559.45 | 547.85 | 518.65 | 489.45 | 460.35 | 431.15 | +5.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 567.15 | 555.55 | 526.35 | 497.15 | 468.05 | 442.15 | +5.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 567.45 | 555.95 | 526.95 | 497.45 | 468.45 | 439.45 | +7.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 568.25 | 556.80 | 528.15 | 499.50 | 470.85 | 442.20 | +1.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 570.85 | 559.35 | 530.35 | 500.85 | 471.85 | 442.85 | +7.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 573.05 | 561.35 | 532.15 | 503.05 | 473.85 | 444.65 | +3.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 576.65 | 565.05 | 535.85 | 506.65 | 477.55 | 448.35 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 577.15 | 565.55 | 536.35 | 507.15 | 478.05 | 448.85 | +7.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 577.15 | 565.55 | 536.35 | 507.15 | 478.05 | 448.85 | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 578.85 | 567.15 | 538.05 | 508.85 | 479.65 | 450.55 | +3.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 579.85 | 568.15 | 538.95 | 509.85 | 480.65 | 451.45 | +2.7 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 580.15 | 568.55 | 539.35 | 510.15 | 481.05 | 451.85 | +6.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 577.55 | 566.55 | 539.05 | 511.05 | 483.45 | 455.95 | +9.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 581.75 | 570.10 | 540.95 | 511.75 | 482.60 | 453.45 | +3.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 582.05 | 570.45 | 541.25 | 512.15 | 482.95 | 453.75 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 584.15 | 572.45 | 543.35 | 514.15 | 484.95 | 455.85 | +0.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 590.35 | 578.75 | 549.55 | 520.35 | 491.25 | 462.05 | +1.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 593.45 | 581.85 | 552.65 | 523.45 | — | 465.15 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 593.85 | 582.25 | 553.05 | 523.85 | 494.75 | 465.55 | +6.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 594.35 | 582.85 | 553.85 | 524.35 | 495.35 | 466.35 | +7.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 599.25 | 587.65 | 558.45 | 529.25 | 500.15 | 470.95 | +7.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 600.25 | 588.65 | 559.45 | 530.25 | 501.15 | 471.95 | +7.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 598.25 | 589.20 | 562.05 | 531.90 | 501.75 | 471.60 | +1.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 603.65 | 592.05 | 562.95 | 533.75 | 504.55 | 475.35 | +5.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 603.85 | 592.35 | 563.35 | 533.85 | 504.85 | 475.85 | +5.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 605.05 | 593.55 | 564.55 | 535.05 | 506.05 | 477.05 | +1.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 601.75 | 591.25 | 564.25 | 537.75 | 510.75 | 483.85 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 607.75 | 596.15 | 566.95 | 537.75 | 508.65 | 479.45 | +6.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 608.55 | 596.95 | 567.75 | 538.55 | 509.45 | 480.25 | +5.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 609.25 | 597.65 | 568.45 | 539.25 | 510.15 | 480.95 | +6.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 631.45 | 619.85 | 592.45 | 564.45 | 536.45 | 508.45 | +4.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 654.45 | 642.85 | 613.65 | 584.45 | 555.35 | 526.45 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 668.45 | 656.95 | 627.95 | 598.45 | 569.45 | 540.45 | +7.6 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Stocken-Höfen for an adult aged 26 or over with a deductible of 1'500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/), the cheapest offer in [Stocken-Höfen](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/) is Agrisano (AGRIsmart) at 402.85 CHF a month.

### How much does health insurance cost in Stocken-Höfen in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/) with a deductible of 1'500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/), monthly premiums run from 402.85 CHF (Agrisano, AGRIsmart) to 598.45 CHF (Groupe Mutuel – Philos, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 450.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Stocken-Höfen for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 463.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/deductible-300/) to 352.45 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/deductible-2500/): 110.90 CHF less a month, 1'330.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'779 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Stocken-Höfen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'500 CHF and with accident cover, the cheapest premium per model is: standard model 466.45 CHF (Agrisano), family doctor / HMO 418.95 CHF (ÖKK), flexible model 430.15 CHF (ÖKK), telemedicine 402.85 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 407.60 CHF at Agrisano (AGRIsmart) gives 402.85 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Stocken-Höfen is in region 3 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Stocken-Höfen (BE): every situation: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/
- Premiums 2027 in Stocken-Höfen (BE), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/
- Premiums 2027 in Stocken-Höfen (BE), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/child/
- Young adult: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Stocken-Höfen (BE), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Stocken-Höfen (BE), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Stocken-Höfen (BE), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Stocken-Höfen (BE), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Stocken-Höfen (BE), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `stocken-hofen` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-1500` with `deductible-2500` for another deductible. Markdown version: add `.md`.