# Health insurance premiums 2027 in Stocken-Höfen (BE), for an adult aged 26 or over who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Stocken-Höfen](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/), the cheapest monthly basic insurance premium is **358.45 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 529.25 CHF with Groupe Mutuel – Philos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 439.95 | 430.35 | 406.45 | 382.45 | 358.45 | 334.55 | +5.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 454.45 | 443.65 | 416.45 | 389.35 | 362.25 | 342.85 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 462.65 | 456.45 | 424.55 | 397.25 | 370.05 | 342.75 | +7.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 462.95 | 452.15 | 424.95 | 397.85 | 370.75 | 343.55 | +3.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 464.85 | 454.05 | 426.95 | 399.75 | 372.65 | 345.55 | +4.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 464.85 | 454.05 | 426.95 | 399.75 | 372.65 | 345.55 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 465.75 | 454.85 | 433.15 | 406.05 | 373.45 | 346.35 | +5.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 458.35 | 448.35 | 423.45 | 398.45 | 373.55 | 348.65 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 469.05 | 462.75 | 430.85 | 403.55 | 376.35 | 349.05 | +8.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 470.55 | 459.55 | 431.95 | 404.35 | 376.85 | 349.25 | +1.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 469.85 | 458.95 | 431.65 | 404.45 | 377.15 | 349.95 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 470.30 | 459.45 | 432.30 | 405.10 | 378.00 | 350.85 | +3.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 467.55 | 457.65 | 432.65 | 402.55 | 378.35 | 351.35 | +7.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 467.55 | 457.65 | 432.65 | 402.55 | 378.35 | 351.35 | +7.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 470.75 | 460.05 | 433.05 | 405.65 | 378.65 | 351.65 | +0.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 465.65 | 455.55 | 430.25 | 404.75 | 379.45 | 354.15 | +6.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 472.55 | 461.55 | 434.35 | 407.05 | 379.85 | 352.55 | +0.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 473.05 | 462.15 | 434.85 | 407.65 | 380.35 | 353.15 | +0.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 472.75 | 461.95 | 434.85 | 407.65 | 380.55 | 353.45 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 472.75 | 461.95 | 434.85 | 407.65 | 380.55 | 353.45 | +7.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 468.25 | 457.95 | 432.65 | 407.05 | 381.55 | 356.15 | +4.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 476.15 | 465.20 | 437.75 | 410.35 | 382.95 | 355.50 | +3.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 478.35 | 467.55 | 440.35 | 413.25 | 386.15 | 359.05 | +7.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 478.85 | 468.05 | 440.75 | 413.45 | 386.25 | 361.95 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 479.55 | 473.35 | 441.35 | 414.15 | 386.85 | 359.65 | +8.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 479.55 | 468.75 | 441.65 | 414.45 | 387.35 | 360.25 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 480.05 | 473.85 | 441.95 | 414.65 | 387.35 | 360.15 | +10.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 481.25 | 470.30 | 442.90 | 415.45 | 388.05 | 360.65 | +3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 481.15 | 474.85 | 442.95 | 415.75 | 388.45 | 361.15 | +8.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 481.65 | 470.95 | 443.75 | 416.55 | 389.55 | 362.35 | +3.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 481.95 | 471.05 | 449.35 | 422.25 | 389.75 | 362.55 | +7.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 481.95 | 471.05 | 449.35 | 422.25 | 389.75 | 362.55 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 482.45 | 476.25 | 444.25 | 417.05 | 389.75 | 362.55 | +7.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 470.15 | 460.75 | 437.05 | 413.55 | 389.95 | 357.85 | +5.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 484.65 | 473.65 | 446.05 | 418.45 | 390.95 | 363.35 | +2.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 483.95 | 473.15 | 445.95 | 418.85 | 391.75 | 364.65 | +9.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 483.95 | 473.15 | 445.95 | 418.85 | 391.75 | 364.65 | +9.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 484.75 | 473.95 | 446.85 | 419.65 | 392.55 | 365.45 | +7.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 486.55 | 475.75 | 448.55 | 421.55 | 394.35 | 367.25 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 486.70 | 475.85 | 448.70 | 421.50 | 394.35 | 367.25 | +3.7 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 490.25 | 479.35 | 451.85 | 424.45 | 397.05 | 369.65 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 489.55 | 478.85 | 451.65 | 424.45 | 397.45 | 370.25 | +7.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 490.35 | 479.55 | 452.45 | 425.25 | 398.25 | 371.05 | +7.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 490.35 | 479.55 | 452.45 | 425.25 | 398.25 | 371.05 | +7.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 490.85 | 480.15 | 452.95 | 425.75 | 398.75 | 371.55 | +7.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 480.55 | 469.75 | 448.05 | 420.85 | 399.15 | 372.05 | +8.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 492.35 | 481.35 | 454.15 | 426.85 | 399.65 | 372.35 | +0.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 492.10 | 481.30 | 454.15 | 426.95 | 399.80 | 372.70 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 493.95 | 483.05 | 455.75 | 428.55 | 401.25 | 374.05 | +0.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 493.75 | 482.95 | 455.85 | 428.65 | 401.65 | 374.45 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 496.55 | 485.65 | 458.35 | 431.15 | 403.85 | 376.65 | +3.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 496.55 | 485.75 | 458.65 | 431.45 | 404.45 | 377.25 | +7.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 497.60 | 486.75 | 459.65 | 432.45 | 405.30 | 378.15 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 497.85 | 486.95 | 459.85 | 432.75 | 405.65 | 378.45 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 497.85 | 486.95 | 459.85 | 432.75 | 405.65 | 378.45 | +6.6 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 499.55 | 488.65 | 461.15 | 433.75 | 406.35 | 378.95 | +4.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 501.45 | 490.45 | 462.85 | 435.25 | 407.75 | 380.15 | +1.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 499.95 | 489.25 | 462.35 | 434.85 | 407.95 | 380.95 | +2.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 500.65 | 489.85 | 462.75 | 435.55 | 408.45 | 381.35 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 500.65 | 489.85 | 462.75 | 435.55 | 408.45 | 381.35 | +6.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 490.45 | 480.85 | 456.65 | 432.55 | 408.45 | 384.25 | +6.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 500.85 | 490.05 | 462.95 | 435.75 | 408.65 | 381.55 | +6.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 501.65 | 490.85 | 463.65 | 436.55 | 409.45 | 382.35 | +7.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 501.85 | 491.15 | 464.15 | 436.75 | 409.75 | 382.85 | +7.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 501.85 | 491.15 | 464.15 | 436.75 | 409.75 | 382.85 | +5.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 502.85 | 492.15 | 465.15 | 437.75 | 410.75 | 383.75 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 503.05 | 492.20 | 465.10 | 437.90 | 410.75 | 383.60 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 503.05 | 492.20 | 465.10 | 437.90 | 410.75 | 383.60 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 503.05 | 492.20 | 465.10 | 437.90 | 410.75 | 383.60 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 505.05 | 494.05 | 466.25 | 438.55 | 410.85 | 383.15 | +6.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 492.75 | 487.35 | 465.55 | 438.45 | 411.35 | 384.25 | +6.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 499.05 | 488.75 | 463.25 | 437.15 | 411.55 | 385.95 | +7.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 506.85 | 495.90 | 468.45 | 441.05 | 413.65 | 386.20 | +3.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 507.95 | 496.95 | 469.25 | 441.45 | 413.85 | 386.05 | +6.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 495.45 | 490.05 | 468.25 | 441.15 | 414.05 | 386.95 | +6.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 507.25 | 496.45 | 469.15 | 441.85 | 414.65 | 390.45 | +5.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 509.35 | 498.25 | 470.65 | 442.85 | 415.15 | 387.55 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 507.95 | 497.05 | 469.85 | 442.55 | 415.35 | 388.05 | +3.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.65 | 497.85 | 470.75 | 443.55 | 416.45 | 389.35 | +6.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 509.25 | 498.45 | 471.25 | 444.15 | 417.05 | 389.85 | +6.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 501.65 | 491.85 | 467.15 | 442.45 | 417.85 | 393.15 | +6.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 505.95 | 495.75 | 470.15 | 444.15 | 418.45 | 392.85 | +3.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 511.35 | 500.65 | 473.65 | 446.25 | 419.25 | 392.25 | +1.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 512.05 | 501.25 | 474.05 | 446.95 | 419.85 | 392.65 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 513.45 | 502.55 | 475.25 | 448.05 | 420.75 | 393.55 | +3.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 507.25 | 497.35 | 472.35 | 447.45 | 422.55 | 397.55 | +6.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 517.05 | 506.25 | 479.05 | 451.95 | 424.85 | 397.75 | +4.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 519.65 | 508.65 | 480.85 | 453.15 | 425.55 | 397.75 | +6.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 519.05 | 512.85 | 480.85 | 453.65 | 426.35 | 399.05 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.15 | 515.95 | 484.05 | 456.75 | 429.55 | 402.25 | +4.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 527.35 | 516.75 | 489.75 | 462.25 | 435.35 | 408.35 | +8.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 531.25 | 520.25 | 492.45 | 464.75 | 437.05 | 409.35 | +6.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 529.95 | 519.15 | 491.85 | 464.55 | 437.35 | 413.15 | +5.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 530.55 | 519.85 | 492.85 | 465.45 | 438.45 | 411.45 | +8.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 535.25 | 524.35 | 497.05 | 469.85 | 442.55 | 415.35 | +3.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.05 | 525.15 | 498.05 | 470.95 | 443.75 | 416.65 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 536.45 | 525.65 | 498.55 | 471.35 | 444.35 | 417.15 | +7.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 536.45 | 525.65 | 498.55 | 471.35 | 444.35 | 417.15 | +7.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 538.95 | 528.05 | 500.95 | 473.85 | 446.75 | 419.55 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 540.65 | 529.75 | 502.55 | 475.25 | 448.05 | 420.75 | +3.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.05 | 530.25 | 503.05 | 476.05 | 448.85 | 421.75 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.30 | 530.45 | 503.30 | 476.10 | 448.95 | 421.85 | +3.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 536.75 | 526.55 | 500.95 | 474.95 | 449.25 | 423.65 | +9.6 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 545.15 | 534.25 | 506.75 | 479.35 | 451.95 | 424.55 | +6.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 545.65 | 534.75 | 507.45 | 480.25 | 452.95 | 425.75 | +0.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 552.45 | 541.75 | 514.75 | 487.35 | 460.35 | 433.35 | +8.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.65 | 546.75 | 519.15 | 491.55 | 464.05 | 436.45 | +1.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.95 | 547.05 | 519.55 | 492.15 | 464.75 | 437.35 | +6.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.05 | 546.25 | 519.05 | 491.95 | 464.85 | 437.75 | +7.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.95 | 547.15 | 519.95 | 492.85 | 465.75 | 438.55 | +7.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 564.80 | 553.45 | 524.95 | 496.45 | 468.00 | 439.50 | +1.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 561.25 | 550.55 | 523.65 | 496.15 | 469.25 | 442.25 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.35 | 551.65 | 524.75 | 497.25 | 470.25 | 443.35 | +1.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.15 | 553.35 | 526.05 | 498.75 | 471.45 | 444.15 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.95 | 554.15 | 526.95 | 499.85 | 472.75 | 445.65 | +7.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 566.35 | 555.55 | 528.35 | 501.25 | 474.15 | 447.05 | +6.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 559.25 | 549.55 | 524.45 | 499.85 | 474.75 | 449.65 | +4.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 577.85 | 566.85 | 539.15 | 511.35 | 483.75 | 456.05 | +6.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 586.95 | 576.15 | 550.65 | 524.65 | 498.65 | 472.55 | +4.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 594.65 | 585.65 | 558.65 | 528.70 | 498.70 | 468.75 | +1.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 608.35 | 597.55 | 570.45 | 543.25 | 516.15 | 489.35 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 621.25 | 610.55 | 583.65 | 556.15 | 529.25 | 502.25 | +8.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 464.15 | 453.35 | 426.25 | 399.05 | — | 344.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 464.15 | 453.35 | 426.25 | 399.05 | — | 344.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 472.85 | 462.15 | 434.95 | 407.75 | — | 353.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 481.65 | 470.85 | 443.65 | 416.55 | — | 362.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 490.35 | 479.55 | 452.45 | 425.25 | — | 371.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.55 | 540.75 | 513.65 | 486.45 | — | 432.25 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Stocken-Höfen for an adult aged 26 or over with a deductible of 2'000 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/), the cheapest offer in [Stocken-Höfen](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/) is Agrisano (AGRIsmart) at 358.45 CHF a month. The cheapest standard model (free choice of doctor) is Krankenkasse Luzerner Hinterland (Standard model) at 413.65 CHF a month.

### How much does health insurance cost in Stocken-Höfen in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/), monthly premiums run from 358.45 CHF (Agrisano, AGRIsmart) to 529.25 CHF (Groupe Mutuel – Philos, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 450.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Stocken-Höfen for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 439.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/deductible-300/) to 334.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/deductible-2500/): 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Stocken-Höfen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 413.65 CHF (Krankenkasse Luzerner Hinterland), family doctor / HMO 362.25 CHF (ÖKK), flexible model 372.65 CHF (ÖKK), telemedicine 358.45 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 363.20 CHF at Agrisano (AGRIsmart) gives 358.45 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Stocken-Höfen is in region 3 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Stocken-Höfen (BE): every situation: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/
- Premiums 2027 in Stocken-Höfen (BE), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/
- Premiums 2027 in Stocken-Höfen (BE), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/child/
- Young adult: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Stocken-Höfen (BE), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Stocken-Höfen (BE), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Stocken-Höfen (BE), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Stocken-Höfen (BE), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Stocken-Höfen (BE), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/be/stocken-hofen/adult/no-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `stocken-hofen` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.