# Health insurance premiums 2026 in Seedorf (BE), for an adult aged 26 or over who wants a deductible of 500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Seedorf](https://praemiencheck.onedoc.ch/en/be/seedorf/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2026, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/seedorf/adult/) with a 500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/), the cheapest monthly basic insurance premium is **481.75 CHF** with **Visana** (VIVA – Gesundheitsplan model) and the most expensive is 645.30 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 488.45 | 481.75 | 448.75 | 419.55 | 391.55 | 362.45 | New tariff 2026 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 491.95 | 481.85 | 456.85 | 431.75 | 406.65 | 381.55 | +6.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 498.25 | 486.65 | 457.45 | 428.25 | 399.15 | 378.25 | +5.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO plus | 496.65 | 489.95 | 455.85 | 426.65 | 397.45 | 368.35 | New tariff 2026 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 503.15 | 491.55 | 462.35 | 433.15 | 404.05 | 374.85 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 503.15 | 491.55 | 462.35 | 433.15 | 404.05 | 374.85 | +3.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 504.75 | 493.15 | 463.95 | 434.75 | 405.65 | 376.45 | +1.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 500.15 | 493.45 | 459.35 | 430.15 | 400.95 | 371.85 | +4.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 506.55 | 494.95 | 465.75 | 436.55 | 407.45 | 378.25 | +4.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 507.25 | 495.55 | 472.55 | 443.35 | 408.05 | 378.95 | −1.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 507.25 | 495.55 | 472.55 | 443.35 | 408.05 | 378.95 | +0.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 507.65 | 496.05 | 466.85 | 437.65 | 408.55 | 379.35 | +2.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 508.65 | 497.05 | 467.85 | 438.65 | 409.55 | 380.35 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 509.05 | 497.45 | 468.25 | 439.05 | 409.95 | 380.75 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 509.65 | 498.05 | 468.85 | 439.65 | 410.55 | 381.35 | +2.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 509.65 | 498.05 | 468.85 | 439.65 | 410.55 | 381.35 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 510.55 | 498.95 | 469.75 | 440.55 | 411.45 | 382.25 | +2.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 512.45 | 500.85 | 471.65 | 442.45 | 413.35 | 384.15 | +6.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 511.45 | 501.25 | 475.55 | 449.85 | 424.25 | 398.55 | +4.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 514.95 | 503.35 | 474.15 | 444.95 | — | 386.65 | +1.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 514.95 | 503.35 | 474.15 | 444.95 | — | 386.65 | +4.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 515.05 | 503.45 | 474.25 | 445.05 | 415.95 | 386.75 | +6.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 515.75 | 504.45 | 476.15 | 447.55 | 418.75 | 389.75 | +4.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 515.75 | 504.45 | 476.15 | 447.55 | 418.75 | 389.75 | +4.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 516.45 | 504.75 | 481.75 | 452.55 | 417.25 | 388.15 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 511.85 | 505.25 | 471.05 | 441.85 | 412.75 | 383.55 | +2.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 517.75 | 506.15 | 476.95 | 447.75 | 418.65 | 389.45 | +6.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 518.25 | 506.65 | 477.45 | 448.25 | 419.15 | 389.95 | +2.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 517.95 | 507.35 | 481.05 | 454.55 | 428.15 | 401.85 | +5.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 519.95 | 508.25 | 479.15 | 449.95 | 420.75 | 391.65 | +1.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 520.25 | 508.65 | 479.45 | 450.25 | 421.15 | 391.95 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 521.05 | 509.45 | 480.25 | 451.05 | 421.95 | 392.75 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 521.05 | 509.45 | 480.25 | 451.05 | 421.95 | 392.75 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 516.55 | 509.95 | 475.75 | 446.55 | 417.45 | 388.25 | +2.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 523.15 | 512.75 | 486.45 | 460.15 | 433.95 | 407.65 | +4.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 524.45 | 512.85 | 483.65 | 454.45 | 425.35 | 396.15 | +10.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 525.25 | 513.65 | 484.45 | 455.35 | 426.25 | 400.15 | +7.1 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Digimed | 525.85 | 514.25 | 486.25 | 461.15 | 436.05 | 397.55 | +7.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 522.15 | 515.55 | 481.35 | 452.15 | 423.05 | 393.85 | +2.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 522.45 | 515.75 | 481.65 | 452.45 | 423.25 | 394.15 | +2.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 526.65 | 515.85 | 489.05 | 462.25 | 435.35 | 408.55 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 528.75 | 517.05 | 494.05 | 464.85 | 435.75 | 406.55 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 529.05 | 517.35 | 488.25 | 459.05 | 429.85 | 400.75 | +0.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 529.05 | 517.35 | 488.25 | 459.05 | 429.85 | 400.75 | +0.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 529.65 | 518.05 | 488.85 | 459.65 | — | 401.35 | +3.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 529.05 | 518.45 | 491.95 | 465.35 | 438.85 | 412.25 | +4.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 530.35 | 520.25 | 494.85 | 466.65 | 441.45 | 411.25 | +5.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 532.05 | 520.45 | 491.25 | 462.05 | 432.95 | 403.75 | +0.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 532.05 | 520.45 | 491.25 | 462.05 | 432.95 | 403.75 | +0.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 532.65 | 521.05 | 491.85 | 462.65 | 433.55 | 404.35 | +4.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 534.45 | 522.85 | 493.65 | 464.45 | — | 406.15 | +2.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 535.95 | 524.35 | 495.15 | 465.95 | 436.85 | 407.65 | +4.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 536.60 | 524.95 | 495.80 | 466.60 | 437.45 | 408.30 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 536.65 | 524.95 | 495.75 | 466.65 | 437.45 | 408.25 | +1.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 536.95 | 525.35 | 496.15 | 466.95 | 437.85 | 408.65 | +10.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 537.45 | 525.85 | 496.65 | 467.45 | 438.35 | 412.45 | +4.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Regiomed | 537.45 | 525.95 | 496.75 | 467.55 | 438.45 | 412.45 | +9.0 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 537.85 | 526.25 | 497.05 | 473.15 | 448.05 | 409.55 | +7.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 538.95 | 527.35 | 498.15 | 468.95 | 439.85 | 410.65 | +4.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 540.15 | 528.55 | 499.35 | 470.15 | 441.05 | 411.85 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 540.85 | 529.35 | 500.35 | 470.85 | 441.85 | 412.85 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 541.55 | 529.85 | 500.75 | 471.55 | 442.35 | 413.25 | −2.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 541.65 | 530.05 | 500.85 | 471.65 | 442.55 | 413.35 | +4.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 542.05 | 530.45 | 501.25 | 472.05 | 442.95 | 413.75 | +6.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 542.40 | 530.70 | 501.55 | 472.40 | 443.20 | 414.05 | +4.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 544.25 | 532.65 | 503.45 | 474.25 | — | 415.95 | +2.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 543.95 | 532.95 | 505.45 | 477.45 | 449.85 | 422.35 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 544.95 | 533.35 | 504.15 | 474.95 | 445.85 | 416.65 | +4.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 545.65 | 533.95 | 510.95 | 481.75 | 452.55 | 423.45 | +1.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 546.55 | 534.85 | 505.65 | 476.55 | 447.35 | 418.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 546.45 | 534.85 | 505.65 | 476.45 | 447.35 | 418.15 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 547.15 | 535.65 | 506.65 | 477.15 | 448.15 | 419.15 | +4.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 547.95 | 536.45 | 507.45 | 477.95 | 448.95 | 419.95 | +3.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 548.65 | 537.05 | 507.85 | 478.75 | 449.55 | 420.35 | +5.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 549.35 | 537.85 | 508.85 | 479.35 | 450.35 | 421.35 | +3.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 550.25 | 538.55 | 515.55 | 486.35 | 457.15 | 428.05 | +3.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 551.05 | 539.55 | 510.55 | 481.05 | 452.05 | 423.05 | +3.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 551.55 | 539.95 | 510.75 | 481.55 | 452.45 | 423.25 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 551.55 | 539.95 | 510.75 | 481.55 | 452.45 | 423.25 | +2.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 552.65 | 541.15 | 512.15 | 482.65 | 453.65 | 424.65 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 552.65 | 541.65 | 514.15 | 486.15 | 458.55 | 431.05 | +3.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 552.65 | 541.65 | 514.15 | 486.15 | 458.55 | 431.05 | +4.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 553.35 | 541.85 | 512.85 | 483.35 | 454.35 | 425.35 | +4.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 553.45 | 541.85 | 512.65 | 483.45 | 454.35 | 425.15 | +4.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 558.95 | 547.35 | 518.15 | 488.95 | 459.85 | 430.65 | +10.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 560.95 | 549.35 | 520.15 | 490.95 | 461.85 | 432.65 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 563.95 | 552.25 | 523.15 | 493.95 | 464.75 | 435.65 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 564.55 | 552.85 | 523.75 | 494.55 | 465.35 | 436.25 | +1.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 565.25 | 553.65 | 524.45 | 495.25 | 466.15 | 436.95 | New tariff 2026 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 566.85 | 555.25 | 526.05 | 496.85 | 467.75 | 438.55 | +2.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 570.05 | 558.55 | 529.55 | 500.05 | 471.05 | 442.05 | +3.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 571.20 | 559.55 | 530.35 | 501.20 | 472.05 | 442.85 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 571.50 | 559.90 | 530.70 | 501.50 | 472.40 | 443.20 | New tariff 2026 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 572.55 | 560.85 | 531.65 | 502.55 | 473.35 | 444.15 | +1.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 572.85 | 561.15 | 532.05 | 502.85 | 473.65 | 444.55 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 575.45 | 563.95 | 534.95 | 505.45 | 476.45 | 447.45 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 577.75 | 566.15 | 536.95 | 507.75 | 478.65 | 449.45 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 577.75 | 566.15 | 536.95 | 507.75 | 478.65 | 449.45 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 577.85 | 566.25 | 537.05 | 507.85 | 478.75 | 449.55 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 580.85 | 569.25 | 540.05 | 510.85 | 481.75 | 452.55 | +2.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 576.45 | 569.85 | 535.65 | 506.45 | 477.35 | 448.15 | +2.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 581.85 | 570.25 | 541.05 | 511.85 | 482.75 | 453.55 | +4.4 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 584.85 | 573.25 | 544.05 | 514.85 | 485.75 | 456.55 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 586.95 | 575.35 | 546.15 | 516.95 | 487.85 | 458.65 | +1.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 582.35 | 575.65 | 541.55 | 512.35 | 483.15 | 454.05 | +2.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 589.15 | 577.55 | 548.35 | 519.15 | 490.05 | 460.85 | +5.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 592.35 | 580.75 | 551.55 | 522.35 | 493.35 | 467.35 | +8.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 592.85 | 581.25 | 552.05 | 522.85 | 493.75 | 464.55 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 593.25 | 581.65 | 552.45 | 523.25 | 494.15 | 464.95 | +1.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 601.85 | 590.25 | 561.05 | 531.85 | 502.75 | 473.55 | +0.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 602.85 | 591.25 | 562.05 | 532.85 | 503.75 | 474.55 | +4.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 602.25 | 591.75 | 564.85 | 538.25 | 511.25 | 484.25 | +6.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 604.45 | 592.85 | 563.65 | 534.45 | 505.35 | 476.15 | +8.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 608.45 | 596.85 | 567.65 | 538.45 | 509.35 | 480.15 | +2.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 610.15 | 598.55 | 569.35 | 540.25 | 511.05 | 481.85 | +5.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 612.85 | 601.25 | 572.05 | 542.85 | — | 484.55 | +3.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 615.45 | 603.75 | 574.65 | 545.45 | 516.25 | 487.15 | +3.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 617.45 | 605.75 | 576.65 | 547.45 | 518.25 | 489.15 | −3.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 618.45 | 606.75 | 577.65 | 548.45 | 519.25 | 490.15 | +1.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 618.85 | 607.35 | 578.35 | 548.85 | 519.85 | 490.85 | +4.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 619.00 | 607.75 | 581.55 | 550.35 | 522.25 | 494.15 | +4.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 621.55 | 609.95 | 580.75 | 551.55 | 522.45 | 493.25 | +8.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 621.65 | 610.05 | 580.85 | 551.65 | 522.55 | 493.35 | +3.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 624.75 | 613.05 | 583.95 | 554.75 | 525.55 | 496.45 | +1.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 626.95 | 615.45 | 586.45 | 556.95 | 527.95 | 498.95 | +3.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 631.95 | 620.35 | 592.95 | 564.95 | 536.95 | 508.95 | +6.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 647.15 | 635.65 | 606.65 | 577.15 | 548.15 | 519.15 | +3.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 655.05 | 643.45 | 614.25 | 585.05 | 555.95 | 527.05 | +6.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 651.85 | 645.30 | 612.45 | 586.15 | 553.30 | 527.00 | +5.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Seedorf for an adult aged 26 or over with a deductible of 500 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/), the cheapest offer in [Seedorf](https://praemiencheck.onedoc.ch/en/be/seedorf/) is Visana (VIVA – Gesundheitsplan) at 481.75 CHF a month. The cheapest standard model (free choice of doctor) is Sumiswalder Krankenkasse (Standard model) at 549.35 CHF a month.

### How much does health insurance cost in Seedorf in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/seedorf/adult/) with a deductible of 500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/), monthly premiums run from 481.75 CHF (Visana, VIVA – Gesundheitsplan) to 645.30 CHF (vita surselva, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 457.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Seedorf for an adult aged 26 or over with accident cover?

On the cheapest offer (Visana, VIVA – Gesundheitsplan), the premium goes from 488.45 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/deductible-300/) to 362.45 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/deductible-2500/): 126.00 CHF less a month, 1'512.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'980 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Seedorf for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 549.35 CHF (Sumiswalder Krankenkasse), family doctor / HMO 481.75 CHF (Visana), flexible model 491.55 CHF (Helsana), telemedicine 481.85 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 486.90 CHF at Visana (VIVA – Gesundheitsplan) gives 481.75 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Seedorf is in region 2 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Seedorf (BE): every situation: https://praemiencheck.onedoc.ch/en/be/seedorf/
- Premiums 2026 in Seedorf (BE), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/seedorf/adult/
- Premiums 2026 in Seedorf (BE), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/seedorf/child/
- Young adult: https://praemiencheck.onedoc.ch/en/be/seedorf/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/be/seedorf/adult/no-accident/deductible-500/
- Deductible Premiums 2026 in Seedorf (BE), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/deductible-300/
- Deductible Premiums 2026 in Seedorf (BE), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/deductible-1000/
- Deductible Premiums 2026 in Seedorf (BE), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/deductible-1500/
- Deductible Premiums 2026 in Seedorf (BE), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/deductible-2000/
- Deductible Premiums 2026 in Seedorf (BE), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/be/seedorf/adult/with-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `seedorf` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.