# Health insurance premiums 2027 in Seeberg (BE), for a child aged 0 to 18, deductible of 0 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Seeberg](https://praemiencheck.onedoc.ch/en/be/seeberg/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/be/seeberg/child/) with a 0 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/), the cheapest monthly basic insurance premium is **98.25 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 164.15 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (0 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 98.25 | — | 88.15 | 83.15 | 78.15 | 73.05 | 67.95 | +4.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 103.95 | — | 92.35 | — | 80.65 | — | 68.95 | +3.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 104.25 | — | 93.55 | 88.25 | 82.95 | 77.55 | 72.25 | +5.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 104.85 | — | 94.05 | 88.75 | 83.35 | 77.95 | 72.65 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 106.35 | — | 94.75 | — | 83.05 | — | 71.35 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 106.35 | — | 94.75 | — | 83.05 | — | 71.35 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 108.25 | — | 96.65 | — | 84.95 | — | 73.25 | +3.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 109.95 | 104.15 | 98.35 | 92.45 | 86.65 | 80.85 | 74.95 | +1.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 110.15 | — | 100.85 | — | 91.45 | — | 82.15 | −1.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 110.15 | — | 100.85 | — | 91.45 | — | 82.15 | +3.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 110.35 | 104.85 | 99.65 | 94.15 | 88.75 | 83.45 | 77.95 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 110.70 | 104.90 | 99.05 | 93.20 | 87.40 | 81.55 | 75.70 | +2.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 111.05 | 105.25 | 99.45 | 93.55 | 87.75 | — | 76.05 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 111.65 | 105.85 | 100.05 | 94.15 | 88.35 | 82.55 | 76.65 | +1.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 111.65 | 105.85 | 100.05 | 94.15 | 88.35 | 82.55 | 76.65 | +1.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 111.90 | 106.10 | 100.25 | 94.40 | 88.60 | 82.75 | 76.90 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 111.90 | 106.10 | 100.25 | 94.40 | 88.60 | 82.75 | 76.90 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 111.90 | 106.10 | 100.25 | 94.40 | 88.60 | 82.75 | 76.90 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 111.90 | 106.10 | 100.25 | 94.40 | 88.60 | 82.75 | 76.90 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 111.90 | 106.10 | 100.25 | 94.40 | 88.60 | 82.75 | 76.90 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 112.45 | 106.65 | 100.85 | 94.95 | 89.15 | 83.35 | 77.45 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 112.65 | 107.25 | 101.95 | 96.45 | 91.15 | 85.85 | 80.35 | +5.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 112.65 | 107.25 | 101.95 | 96.45 | 91.15 | 85.85 | 80.35 | +5.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 112.75 | 107.75 | 102.65 | 97.65 | 92.45 | 85.35 | — | +3.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 112.95 | 107.15 | 101.35 | 95.45 | 89.65 | 83.85 | 77.95 | +1.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 113.05 | — | 103.45 | — | 93.85 | — | 84.35 | +3.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 113.10 | 107.30 | 101.45 | 95.60 | 89.80 | 83.95 | 78.10 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 113.15 | 107.35 | 101.45 | 95.65 | 89.85 | 83.95 | 78.15 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 113.25 | — | — | — | — | 84.15 | — | +6.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 113.35 | 107.55 | 101.75 | 95.85 | 90.05 | 84.25 | 78.35 | +2.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.35 | — | 102.65 | 96.85 | 91.05 | 85.15 | 79.35 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 114.65 | — | — | — | — | 85.55 | — | +6.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 115.05 | 109.25 | 103.45 | 97.55 | 91.75 | — | 80.05 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.50 | 109.70 | 103.85 | 98.00 | 92.20 | 86.35 | 80.50 | +3.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 115.55 | 109.75 | 103.95 | 98.05 | 92.25 | 86.45 | 80.55 | +1.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 115.85 | — | 106.15 | — | 96.35 | — | 86.45 | +3.4 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 115.95 | 110.15 | 104.35 | 98.45 | 92.65 | 86.85 | 86.85 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 116.05 | — | — | — | — | 86.95 | — | +7.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 116.05 | — | — | — | — | 86.95 | — | +7.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 116.75 | 110.95 | 105.15 | 99.35 | 93.45 | 87.65 | — | +4.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 117.45 | 111.65 | 105.85 | 99.95 | 94.15 | 88.35 | 82.45 | +1.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 117.45 | 111.65 | 105.85 | 99.95 | 94.15 | 88.35 | 82.45 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 117.45 | — | — | — | — | 88.35 | — | +6.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 118.25 | 112.45 | 106.65 | 100.75 | 94.95 | 89.15 | 83.25 | +5.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 118.55 | 112.85 | 106.95 | 101.05 | 95.35 | 89.55 | 83.55 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 118.75 | — | 108.75 | — | 98.75 | — | 88.65 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.75 | — | 107.15 | — | 95.45 | — | 83.75 | +3.5 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 119.05 | 113.25 | 107.45 | 101.55 | 95.75 | 89.95 | 89.95 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 120.25 | 114.45 | 108.55 | 102.75 | 96.95 | 91.05 | 85.25 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 120.25 | — | — | — | — | 91.15 | — | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 120.35 | 114.55 | 108.75 | 102.85 | 97.05 | 91.25 | 85.35 | New tariff 2027 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 121.05 | 115.25 | 109.45 | 103.55 | 97.75 | 91.95 | — | +2.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 121.35 | 115.55 | 109.75 | 103.85 | 98.05 | 92.25 | 86.35 | +0.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 121.65 | 116.55 | 111.45 | 106.25 | 101.45 | 96.05 | 90.85 | +5.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 122.05 | 116.25 | 110.45 | 104.55 | 98.75 | 92.95 | 87.05 | +0.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | 93.65 | 87.75 | +0.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | 93.65 | 87.75 | +0.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.85 | 117.05 | 111.25 | 105.35 | 99.55 | 93.85 | 87.85 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 122.95 | — | — | — | — | 93.85 | — | +6.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 123.05 | 117.25 | 111.45 | 105.55 | 99.75 | — | 88.05 | +6.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 123.05 | 117.25 | 111.45 | 105.55 | 99.75 | — | 88.05 | +6.1 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 123.15 | 117.30 | 111.50 | 105.65 | 99.80 | 94.00 | 88.15 | +3.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 123.25 | 117.35 | 111.55 | 105.75 | 99.85 | 94.05 | 88.25 | +0.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 123.25 | 117.45 | 111.65 | 105.75 | 99.95 | 94.15 | 88.25 | +6.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 123.95 | 118.15 | 112.35 | 106.45 | 100.65 | 94.85 | 88.95 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 124.05 | 118.25 | 112.45 | 106.55 | 100.75 | 94.95 | 89.05 | +6.2 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 124.45 | 119.30 | 114.10 | 107.65 | 102.50 | 97.30 | 90.85 | +3.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 124.50 | 118.70 | 112.85 | 107.00 | 101.20 | 95.35 | 89.50 | +2.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 124.55 | 119.35 | 114.15 | 108.75 | 103.85 | 98.35 | 93.05 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 124.55 | 118.75 | 112.95 | 107.05 | 101.25 | 95.45 | 89.55 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 124.75 | 118.95 | 113.15 | 107.25 | 101.45 | 95.65 | 89.75 | +6.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 125.25 | 119.45 | 113.65 | 107.75 | 101.95 | 96.15 | 90.25 | +6.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 125.25 | 119.45 | 113.65 | 107.75 | 101.95 | 96.15 | 90.25 | +6.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.35 | 119.55 | 113.75 | 107.85 | 102.05 | 96.25 | 90.35 | +1.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 125.95 | 120.75 | 115.45 | 110.05 | 105.05 | 99.55 | 94.15 | +5.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 126.15 | 120.35 | 114.45 | 108.65 | 102.85 | 96.95 | 91.15 | +0.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 126.45 | 120.65 | 114.85 | 108.95 | 103.15 | 97.35 | — | +2.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 127.75 | 121.95 | 116.05 | 110.25 | 104.45 | 98.55 | 92.75 | +2.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 128.05 | 122.25 | 116.45 | 110.65 | 104.75 | 98.95 | 93.05 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.35 | 122.55 | 116.75 | 110.85 | 105.05 | — | 93.35 | +6.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 128.55 | 122.65 | 116.85 | 111.05 | 105.15 | 99.35 | 93.55 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 128.75 | 122.85 | 117.05 | 111.25 | 105.35 | 99.55 | 93.75 | +4.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 129.65 | 123.85 | 118.05 | 112.15 | 106.35 | 100.55 | 94.65 | +6.8 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.75 | 123.95 | 118.15 | 112.25 | 106.45 | 100.65 | 100.65 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 130.05 | 124.25 | 118.35 | 112.55 | 106.75 | 100.85 | 95.05 | +4.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.25 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 | — | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 | +3.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.95 | 125.15 | 119.35 | 113.45 | 107.65 | 101.85 | 95.95 | +1.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.25 | 125.80 | 120.35 | 114.95 | 108.15 | 102.70 | 97.25 | +3.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.30 | 125.50 | 119.65 | 113.80 | 108.00 | 102.15 | 96.30 | +3.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 131.95 | — | 128.35 | — | 117.35 | — | 105.65 | +8.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.15 | 126.35 | 120.55 | 114.65 | 108.85 | 103.05 | 97.15 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.15 | — | — | — | — | 105.05 | — | +6.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 134.15 | 128.35 | 122.45 | 116.65 | 110.85 | 104.95 | 99.15 | +2.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 135.05 | 129.25 | 123.45 | 117.55 | 111.75 | 105.95 | 100.05 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 135.05 | 129.25 | 123.45 | 117.55 | 111.75 | 105.95 | 100.05 | +6.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.35 | 129.55 | 123.75 | 117.85 | 112.05 | 106.25 | 100.35 | +0.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 136.05 | 130.15 | 124.35 | 118.55 | 112.65 | 106.85 | 101.05 | +0.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 137.05 | — | 129.05 | — | 117.35 | — | 105.65 | +9.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.85 | — | 127.25 | — | 115.55 | — | 103.85 | +3.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.95 | 133.15 | 127.35 | 121.45 | 115.95 | 109.85 | 103.95 | +5.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 139.25 | — | 129.05 | — | 117.35 | — | 105.65 | +9.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 139.95 | 134.15 | 128.35 | 122.45 | 116.65 | 110.85 | 104.95 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 139.95 | 134.15 | 128.35 | 122.45 | 116.65 | 110.85 | 104.95 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 139.95 | 134.15 | 128.35 | 122.45 | 116.65 | 110.85 | 104.95 | +2.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 140.15 | 134.35 | 128.55 | — | 116.85 | — | 105.15 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.65 | — | 129.05 | — | 117.35 | — | 105.65 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 140.65 | — | 129.05 | — | 117.35 | — | 105.65 | +7.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 140.65 | — | 129.05 | — | 117.35 | — | 105.65 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 140.65 | — | 129.05 | — | 117.35 | — | 105.65 | +6.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 140.95 | 135.15 | 129.35 | — | 117.65 | — | 105.95 | +5.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.25 | 135.45 | 129.65 | 123.75 | 117.95 | 112.15 | 106.25 | +6.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.45 | 135.65 | 129.75 | 123.95 | 118.15 | 112.25 | — | +2.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.45 | 135.65 | 129.75 | 123.95 | 118.15 | 112.25 | 106.45 | +2.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.35 | 136.55 | 130.75 | 124.85 | 119.05 | 113.25 | 107.35 | +6.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.75 | 136.95 | 131.15 | 125.25 | 119.45 | 113.65 | 107.75 | +0.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 143.85 | — | 132.25 | — | 120.55 | — | 108.85 | −1.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 143.85 | — | 132.25 | — | 120.55 | — | 108.85 | −1.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 144.25 | 138.45 | 132.65 | — | 120.95 | — | 109.25 | +5.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 144.75 | — | 133.05 | — | 121.35 | — | 109.75 | −1.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 144.75 | — | 133.05 | — | 121.35 | — | 109.75 | −1.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 146.95 | — | — | 129.55 | — | — | 111.95 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 147.25 | — | 135.55 | — | 123.95 | — | 112.25 | −1.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 147.65 | 141.85 | 136.05 | — | 124.35 | — | 112.65 | +5.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 154.35 | — | — | 136.85 | — | — | 119.35 | +4.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 160.05 | — | — | 142.55 | — | — | 125.05 | +4.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 160.85 | 155.05 | 149.25 | — | 137.55 | — | 125.85 | +5.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 164.15 | — | 152.45 | — | 140.85 | — | 129.15 | −1.8 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Seeberg for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/), the cheapest offer in [Seeberg](https://praemiencheck.onedoc.ch/en/be/seeberg/) is Agrisano (AGRIsmart) at 98.25 CHF a month.

### How much does health insurance cost in Seeberg in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/be/seeberg/child/) with a deductible of 0 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/), monthly premiums run from 98.25 CHF (Agrisano, AGRIsmart) to 164.15 CHF (Sympany, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 109.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Seeberg for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 98.25 CHF a month with the 0 CHF deductible to 67.95 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Seeberg for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 114.35 CHF (Agrisano), family doctor / HMO 103.95 CHF (ÖKK), flexible model 106.35 CHF (ÖKK), telemedicine 98.25 CHF (Agrisano).

### Does a second or third child pay less in Seeberg?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 18 of the 26 insurers present in Seeberg file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 98.25 CHF | 42.05 CHF from the 3rd child |
| Visana | HMO plus | 112.45 CHF | 44.35 CHF from the 3rd child |
| Galenos | Managed Care | 123.25 CHF | 46.65 CHF from the 3rd child |
| sana24 | Managed Care | 127.75 CHF | 48.45 CHF from the 3rd child |
| Sumiswalder Krankenkasse | HMO plus | 110.35 CHF | 52.85 CHF from the 3rd child |
| Aquilana | SMARTMED | 112.75 CHF | 54.05 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 131.95 CHF | 55.45 CHF from the 3rd child |
| CONCORDIA | HMO | 109.95 CHF | 55.75 CHF from the 3rd child |
| sodalis | Digimed | 115.95 CHF | 60.65 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 118.55 CHF | 63.15 CHF from the 3rd child |
| rhenusana | sanmed24 | 146.95 CHF | 71.15 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 111.65 CHF | 82.55 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 123.15 CHF | 83.50 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 121.35 CHF | 89.85 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 124.55 CHF | 92.25 CHF from the 5th child |
| SLKK | SmartMed | 121.65 CHF | 109.05 CHF from the 3rd child |
| EGK | EGK-TelCare | 121.05 CHF | 110.95 CHF from the 3rd child |
| Assura | MediTel | 120.35 CHF | 118.85 CHF from the 4th child, 117.55 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 103.00 CHF at Agrisano (AGRIsmart) gives 98.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Seeberg is in region 3 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Seeberg (BE): every situation: https://praemiencheck.onedoc.ch/en/be/seeberg/
- Premiums 2027 in Seeberg (BE), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/seeberg/child/
- Premiums 2027 in Seeberg (BE), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/be/seeberg/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/be/seeberg/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/be/seeberg/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Seeberg (BE), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Seeberg (BE), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Seeberg (BE), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Seeberg (BE), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Seeberg (BE), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Seeberg (BE), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/be/seeberg/child/with-accident/deductible-0/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `seeberg` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-0` with `deductible-600` for another deductible. Markdown version: add `.md`.