# Health insurance premiums 2026 in Schwarzenburg (BE), for a child aged 0 to 18

In 2026, for a child aged 0 to 18 in Schwarzenburg, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/): **97.95 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-0/) (ÖKK, HMO model), **65.35 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-600/) (ÖKK, HMO model).
- [With accident cover](https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/): **104.25 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/deductible-0/) (Agrisano, AGRIsmart), **70.65 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/deductible-600/) (ÖKK, HMO model).

## With accident cover: from 70.65 to 173.95 CHF a month depending on the deductible and the model

129 offers from 26 health insurers. With a deductible of 0 CHF, the cheapest is **104.25 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 173.95 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 104.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/deductible-0/
- 100 CHF: 104.25 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/deductible-100/
- 200 CHF: 94.05 CHF (ÖKK, HMO model) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/deductible-200/
- 300 CHF: 89.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/deductible-300/
- 400 CHF: 82.35 CHF (ÖKK, HMO model) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/deductible-400/
- 500 CHF: 79.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/deductible-500/
- 600 CHF: 70.65 CHF (ÖKK, HMO model) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 104.25 | — | 94.15 | 89.15 | 84.25 | 79.15 | 74.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 105.65 | — | 94.05 | — | 82.35 | — | 70.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 108.15 | — | 96.55 | — | 84.85 | — | 73.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 108.15 | — | 96.55 | — | 84.85 | — | 73.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 109.95 | — | 99.35 | 94.15 | 88.85 | 83.55 | 78.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 110.05 | — | 98.45 | — | 86.75 | — | 75.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 110.05 | 104.25 | 101.25 | 95.45 | 92.25 | 86.45 | 80.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 111.65 | — | — | — | — | 82.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 111.65 | — | — | — | — | 82.55 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 111.85 | — | 101.15 | 95.75 | 90.45 | 85.05 | 79.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO plus | 112.65 | 106.75 | 100.95 | 95.15 | 89.25 | 83.45 | 77.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 113.05 | 107.25 | 101.45 | 95.55 | 89.75 | — | 78.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 113.05 | — | — | — | — | 83.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 113.65 | — | 104.35 | — | 94.85 | — | 85.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 113.65 | — | 104.35 | — | 94.85 | — | 85.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 113.65 | 107.75 | 101.95 | 96.15 | 90.25 | 84.45 | 78.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 113.85 | 108.05 | 102.25 | 96.35 | 90.55 | — | 78.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 114.45 | — | — | — | — | 85.35 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 114.75 | 109.25 | 104.05 | 98.25 | 92.75 | 86.75 | 81.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 114.75 | 109.25 | 104.05 | 98.25 | 92.75 | 86.75 | 81.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 115.25 | 109.45 | 103.65 | 97.75 | 91.95 | — | 80.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 115.65 | 109.85 | 104.05 | 98.15 | 92.35 | 86.55 | 80.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 115.85 | — | — | — | — | 86.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 115.85 | — | — | — | — | 86.75 | — |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Digimed | 116.55 | 110.75 | 104.95 | 99.05 | 93.25 | 87.45 | 87.45 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 117.05 | 111.35 | 105.55 | 99.65 | 93.75 | 88.05 | 82.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 117.35 | 111.55 | 105.75 | 99.85 | 94.05 | 88.25 | 82.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 117.85 | 112.05 | 106.25 | 100.35 | 94.55 | 88.75 | 82.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 117.85 | 112.05 | 106.25 | 100.35 | 94.55 | 88.75 | 82.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 118.05 | 113.15 | 108.15 | 102.35 | 97.25 | 91.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 118.05 | — | 108.45 | — | 98.65 | — | 88.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 118.05 | 112.25 | 106.45 | 100.55 | 94.75 | 88.95 | 83.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 118.25 | 112.45 | 106.65 | 100.75 | 94.95 | 89.15 | 83.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 118.55 | 112.75 | 106.95 | 101.05 | 95.25 | 89.45 | 83.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 118.75 | 112.95 | 107.15 | 101.25 | 95.45 | 89.65 | 83.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 118.85 | 113.75 | 108.65 | 103.45 | 98.55 | 93.25 | 88.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 118.85 | 112.95 | 107.15 | 101.35 | 95.45 | 89.65 | 83.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 119.25 | 113.45 | 107.65 | 101.75 | 95.95 | 90.15 | 84.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 119.50 | 113.70 | 107.90 | 102.00 | 96.20 | 90.40 | 84.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 119.50 | 113.70 | 107.90 | 102.00 | 96.20 | 90.40 | 84.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 119.50 | 113.70 | 107.90 | 102.00 | 96.20 | 90.40 | 84.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 119.50 | 113.70 | 107.90 | 102.00 | 96.20 | 90.40 | 84.50 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 119.55 | — | 109.75 | — | 99.95 | — | 90.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 119.55 | 113.75 | 107.95 | 102.05 | 96.25 | 90.45 | 84.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 119.95 | — | — | — | — | 90.85 | — |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 120.05 | 114.25 | 108.45 | 102.55 | 96.75 | 90.95 | 90.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 120.05 | 114.25 | 108.45 | 102.55 | 96.75 | 90.95 | 85.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 120.35 | 114.55 | 108.75 | 102.85 | 97.05 | — | 85.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 120.75 | — | 109.15 | — | 97.45 | — | 85.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | 85.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | 85.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 120.85 | 115.05 | 109.25 | 103.35 | 97.55 | 91.75 | 85.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 121.05 | 115.25 | 109.45 | 103.55 | 97.75 | 91.95 | 86.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Regiomed | 121.15 | 115.35 | 109.55 | 103.75 | 97.85 | 92.05 | 86.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 121.15 | 115.35 | 109.55 | 103.65 | 97.95 | 92.05 | 86.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 121.35 | — | — | — | — | 92.25 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 121.65 | 116.45 | 111.25 | 105.85 | 100.95 | 95.45 | 90.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 122.05 | 116.25 | 110.45 | 104.55 | 98.75 | 92.95 | 87.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 122.05 | — | 110.35 | 104.55 | 98.75 | 92.85 | 87.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 122.25 | 116.45 | 110.65 | 104.85 | 98.95 | 93.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 122.55 | — | 112.55 | — | 102.45 | — | 92.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 123.05 | 117.75 | 112.45 | 107.15 | 102.15 | 96.55 | 91.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 123.15 | 117.25 | 111.45 | 105.65 | 99.75 | 93.95 | 88.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 123.35 | 117.55 | 111.75 | 105.85 | 100.05 | 94.25 | 88.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 123.55 | 117.75 | 111.95 | 106.05 | 100.25 | 94.45 | 88.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 125.05 | 119.25 | 113.45 | 107.55 | 101.75 | 95.95 | 90.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.15 | 119.35 | 113.55 | 107.75 | 101.85 | 96.05 | 90.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 125.25 | — | 116.55 | — | 104.85 | — | 93.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 125.55 | 119.75 | 113.95 | 108.05 | 102.25 | 96.45 | 90.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 126.25 | 120.45 | 114.65 | 108.75 | 102.95 | 97.15 | 91.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 127.05 | 121.25 | 115.45 | 109.55 | 103.75 | 97.95 | 92.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 127.05 | 121.25 | 115.45 | 109.55 | 103.75 | 97.95 | 92.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 127.95 | 122.15 | 116.45 | 110.45 | 104.65 | 98.85 | 92.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 128.55 | 122.75 | 116.95 | 111.05 | 105.25 | 99.45 | 93.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 128.55 | 122.75 | 116.95 | 111.05 | 105.25 | 99.45 | 93.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 128.65 | 122.85 | 117.05 | 111.15 | 105.35 | — | 93.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 128.95 | — | 120.25 | — | 108.55 | — | 96.85 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 129.60 | 123.75 | 117.90 | 112.10 | 106.25 | 100.40 | 94.60 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 131.00 | 125.20 | 119.35 | 113.50 | 107.70 | 101.85 | 96.00 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 131.25 | 125.45 | 119.65 | 113.75 | 107.95 | 102.15 | 102.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 | 102.35 | 96.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 131.85 | 130.95 | 129.95 | 128.95 | 127.95 | 126.95 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 131.85 | 130.95 | 129.95 | 128.95 | 127.95 | 126.95 | — |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.05 | 126.25 | 120.45 | 114.55 | 108.75 | 102.95 | 97.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.35 | 126.55 | 120.75 | 114.85 | 109.05 | 103.25 | 97.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.35 | — | — | — | — | 103.25 | — |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 132.60 | 127.10 | 121.60 | 116.05 | 110.55 | 103.65 | 98.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 134.65 | 128.85 | 123.05 | — | 111.35 | — | 99.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 134.75 | 128.95 | 123.05 | 117.25 | 111.45 | 105.55 | 99.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 134.75 | 128.95 | 123.05 | 117.25 | 111.45 | 105.55 | 99.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 135.55 | 129.75 | 123.95 | 118.05 | 112.25 | 106.45 | 100.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 135.75 | 129.95 | 124.15 | 118.25 | 112.75 | 106.65 | 100.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 136.15 | 130.35 | 124.55 | 118.65 | 112.85 | 107.05 | 101.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 136.35 | — | 127.55 | — | 115.95 | — | 104.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 136.35 | 130.55 | 124.75 | 118.85 | 113.05 | 107.25 | 101.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 136.45 | 130.65 | 124.85 | 119.05 | 113.15 | 107.35 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 136.75 | 130.95 | 125.15 | — | 113.45 | — | 101.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 137.75 | 131.95 | 126.15 | 120.25 | 114.45 | 108.65 | 102.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 137.75 | 131.95 | 126.05 | 120.25 | 114.45 | 108.55 | 102.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 138.20 | 132.35 | 126.50 | 120.70 | 114.85 | 109.00 | 103.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 139.05 | 133.25 | 127.45 | 121.55 | 115.75 | 109.95 | 104.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 139.85 | 134.05 | 128.25 | 122.45 | 116.65 | 110.85 | 105.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 140.05 | 134.25 | 128.45 | 122.55 | 116.75 | 110.95 | 105.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 140.15 | 134.35 | 128.55 | — | 116.85 | — | 105.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 140.75 | — | 130.55 | — | 118.85 | — | 107.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 142.15 | — | 130.55 | — | 118.85 | — | 107.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 142.15 | — | 130.55 | — | 118.85 | — | 107.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 142.15 | — | 130.55 | — | 118.85 | — | 107.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 142.55 | 136.75 | 130.95 | — | 119.25 | — | 107.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 143.15 | — | 131.55 | — | 119.85 | — | 108.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 144.75 | 138.95 | 133.05 | 127.25 | 121.45 | 115.55 | 109.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 146.75 | — | — | 129.25 | — | — | 111.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 146.95 | 141.05 | 135.25 | 129.45 | 123.55 | 117.75 | 111.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 149.75 | — | 138.15 | — | 126.45 | — | 114.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 150.05 | 149.05 | 148.05 | 147.05 | 146.05 | 145.05 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 150.85 | 144.95 | 139.15 | 133.35 | 127.45 | 121.65 | 115.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 151.05 | 145.25 | 139.35 | 133.55 | 127.75 | 121.85 | 116.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 151.05 | 145.25 | 139.35 | 133.55 | 127.75 | 121.85 | 116.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 151.05 | 145.25 | 139.35 | 133.55 | 127.75 | 121.85 | 116.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 152.45 | — | 140.85 | — | 129.15 | — | 117.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 152.45 | — | 140.85 | — | 129.15 | — | 117.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 152.65 | 146.75 | 140.95 | 135.15 | 129.25 | 123.45 | 117.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 153.35 | — | 141.75 | — | 130.05 | — | 118.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 153.35 | — | 141.75 | — | 130.05 | — | 118.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 154.25 | — | — | 136.75 | — | — | 119.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 155.35 | 149.55 | 143.75 | — | 132.05 | — | 120.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 159.95 | — | — | 142.45 | — | — | 124.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 173.95 | — | 162.25 | — | 150.65 | — | 138.95 |

129 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident.md

## Without accident cover: from 65.35 to 161.45 CHF a month depending on the deductible and the model

129 offers from 26 health insurers. With a deductible of 0 CHF, the cheapest is **97.95 CHF** a month with **ÖKK** (HMO model), the most expensive 161.45 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 97.95 CHF (ÖKK, HMO model) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-0/
- 100 CHF: 97.15 CHF (Visana, VIVA – Gesundheitsplan) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-100/
- 200 CHF: 87.15 CHF (ÖKK, HMO model) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-200/
- 300 CHF: 84.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-300/
- 400 CHF: 76.25 CHF (ÖKK, HMO model) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-400/
- 500 CHF: 74.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-500/
- 600 CHF: 65.35 CHF (ÖKK, HMO model) — https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 97.95 | — | 87.15 | — | 76.25 | — | 65.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 98.75 | — | 89.15 | 84.45 | 79.75 | 74.95 | 70.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 100.25 | — | 89.45 | — | 78.55 | — | 67.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 100.25 | — | 89.45 | — | 78.55 | — | 67.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 102.05 | — | 91.25 | — | 80.35 | — | 69.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 102.55 | 97.15 | 94.35 | 88.85 | 85.95 | 80.45 | 74.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 103.55 | — | — | — | — | 76.45 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 103.55 | — | — | — | — | 76.45 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 104.15 | — | 94.15 | 89.15 | 84.15 | 79.15 | 74.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 104.75 | 99.35 | 93.95 | 88.45 | 83.05 | — | 72.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 104.85 | — | — | — | — | 77.75 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO plus | 104.95 | 99.45 | 94.05 | 88.55 | 83.15 | 77.65 | 72.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 105.25 | — | 96.65 | — | 87.85 | — | 79.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 105.25 | — | 96.65 | — | 87.85 | — | 79.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 105.55 | 100.15 | 94.75 | 89.25 | 83.85 | — | 73.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 105.85 | 100.45 | 94.95 | 89.55 | 84.05 | 78.65 | 73.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 106.05 | — | 95.85 | 90.75 | 85.65 | 80.55 | 75.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 106.15 | — | — | — | — | 79.05 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 106.45 | 101.25 | 96.45 | 91.05 | 85.95 | 80.35 | 75.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 106.45 | 101.25 | 96.45 | 91.05 | 85.95 | 80.35 | 75.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 106.85 | 101.45 | 96.05 | 90.55 | 85.15 | — | 74.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 107.45 | — | — | — | — | 80.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 107.45 | — | — | — | — | 80.35 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 108.85 | 103.45 | 98.05 | 92.55 | 87.15 | 81.75 | 76.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 109.05 | 103.55 | 98.05 | 92.55 | 87.05 | 81.55 | 75.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 109.15 | 103.75 | 98.35 | 92.85 | 87.35 | 81.95 | 76.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 109.25 | 103.85 | 98.55 | 93.05 | 87.65 | 82.25 | 76.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 109.25 | 103.85 | 98.55 | 93.05 | 87.65 | 82.25 | 76.75 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Digimed | 109.25 | 103.85 | 98.35 | 92.85 | 87.35 | 81.95 | 81.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 109.35 | — | 100.45 | — | 91.35 | — | 82.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 109.45 | 104.05 | 98.65 | 93.25 | 87.85 | 82.45 | 76.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 109.55 | 104.85 | 100.25 | 94.85 | 90.15 | 84.45 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 109.75 | 104.35 | 98.95 | 93.45 | 88.05 | 82.65 | 77.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 110.15 | 104.75 | 99.35 | 93.85 | 88.45 | 83.05 | 77.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 110.55 | 105.15 | 99.75 | 94.25 | 88.85 | 83.55 | 78.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 110.75 | — | 101.65 | — | 92.55 | — | 83.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 110.75 | 105.25 | 99.85 | 94.35 | 88.95 | 83.45 | 78.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 110.90 | 105.50 | 100.10 | 94.60 | 89.20 | 83.80 | 78.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 110.90 | 105.50 | 100.10 | 94.60 | 89.20 | 83.80 | 78.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 110.90 | 105.50 | 100.10 | 94.60 | 89.20 | 83.80 | 78.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 110.90 | 105.50 | 100.10 | 94.60 | 89.20 | 83.80 | 78.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 110.95 | 105.55 | 100.15 | 94.75 | 89.35 | 83.95 | 78.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 111.25 | 105.85 | 100.55 | 95.05 | 89.65 | 84.25 | 78.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 111.25 | — | — | — | — | 84.15 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 111.35 | 106.55 | 101.75 | 96.95 | 92.35 | 87.35 | 82.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 111.55 | 106.15 | 100.75 | 95.25 | 89.85 | — | 79.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 111.75 | 106.35 | 100.85 | 95.25 | 89.75 | 84.25 | 78.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 111.95 | — | 101.15 | — | 90.35 | — | 79.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 111.95 | 106.55 | 101.15 | 95.65 | 90.25 | 84.85 | 79.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 111.95 | 106.55 | 101.15 | 95.65 | 90.25 | 84.85 | 79.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 112.25 | 106.85 | 101.45 | 95.95 | 90.55 | 85.15 | 79.65 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 112.55 | 107.15 | 101.65 | 96.15 | 90.65 | 85.25 | 85.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 112.55 | — | — | — | — | 85.45 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 112.85 | 107.35 | 101.95 | 96.45 | 91.05 | 85.55 | 80.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Regiomed | 112.95 | 107.55 | 102.05 | 96.65 | 91.15 | 85.75 | 80.25 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 112.95 | 107.55 | 102.15 | 96.65 | 91.25 | 85.75 | 80.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 113.15 | 107.75 | 102.35 | 96.85 | 91.45 | 86.05 | 80.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 113.35 | 107.95 | 102.55 | 97.15 | 91.75 | 86.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 113.55 | — | 104.25 | — | 94.85 | — | 85.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 114.05 | 109.15 | 104.25 | 99.25 | 94.55 | 89.45 | 84.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.55 | 109.15 | 103.75 | 98.25 | 92.85 | 87.45 | 81.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 114.75 | 109.35 | 103.85 | 98.35 | 92.95 | 87.45 | 82.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 115.35 | 110.35 | 105.45 | 100.35 | 95.65 | 90.45 | 85.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 115.65 | — | 104.55 | 99.05 | 93.55 | 87.95 | 82.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 115.85 | 110.45 | 105.15 | 99.65 | 94.25 | 88.85 | 83.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.05 | 110.65 | 105.25 | 99.85 | 94.45 | 89.05 | 83.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 116.15 | — | 108.05 | — | 97.15 | — | 86.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 116.45 | 111.05 | 105.65 | 100.15 | 94.75 | 89.35 | 83.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 116.55 | 111.05 | 105.55 | 99.95 | 94.55 | 89.05 | 83.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 117.05 | 111.65 | 106.25 | 100.85 | 95.45 | 90.05 | 84.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 117.75 | 112.35 | 106.95 | 101.45 | 96.05 | 90.65 | 85.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 117.75 | 112.35 | 106.95 | 101.45 | 96.05 | 90.65 | 85.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.25 | 113.85 | 108.45 | 102.95 | 97.55 | — | 86.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 119.25 | 113.85 | 108.45 | 102.95 | 97.55 | 92.15 | 86.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 119.25 | 113.85 | 108.45 | 102.95 | 97.55 | 92.15 | 86.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 119.35 | 113.95 | 108.55 | 102.95 | 97.55 | 92.15 | 86.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 119.55 | — | 111.45 | — | 100.55 | — | 89.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 121.50 | 116.00 | 110.55 | 105.05 | 99.55 | 94.10 | 88.60 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 122.35 | 121.45 | 120.55 | 119.65 | 118.65 | 117.75 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 122.35 | 121.45 | 120.55 | 119.65 | 118.65 | 117.75 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 122.55 | 117.15 | 111.65 | 106.25 | 100.75 | 95.35 | 89.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 122.75 | 117.35 | 111.95 | 106.45 | 101.05 | 95.65 | 90.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 122.75 | — | — | — | — | 95.75 | — |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 122.85 | 117.35 | 111.90 | 106.40 | 100.90 | 95.45 | 89.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 123.15 | 117.75 | 112.35 | 106.85 | 101.35 | 95.95 | 90.45 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 123.15 | 117.65 | 112.25 | 106.65 | 101.25 | 95.75 | 95.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 125.65 | 120.15 | 114.75 | 109.25 | 103.85 | 98.35 | 92.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 125.65 | 120.15 | 114.75 | 109.25 | 103.85 | 98.35 | 92.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 125.75 | 120.35 | 114.95 | 109.45 | 104.05 | 98.65 | 93.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 126.45 | — | 118.25 | — | 107.45 | — | 96.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.45 | 121.05 | 115.65 | 110.15 | 104.75 | 99.35 | 93.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.55 | 121.15 | 115.75 | 110.45 | 104.95 | 99.55 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 126.95 | 121.55 | 116.05 | 110.65 | 105.15 | 99.75 | 94.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 126.95 | 121.45 | 116.05 | 110.55 | 105.15 | 99.65 | 94.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.25 | 121.85 | 116.35 | 110.85 | 105.65 | 99.95 | 94.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 127.65 | 122.15 | 116.65 | — | 105.55 | — | 94.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 128.45 | 122.95 | 117.55 | 112.05 | 106.65 | 101.15 | 95.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.60 | 124.10 | 118.60 | 113.15 | 107.65 | 102.15 | 96.70 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 129.65 | 124.15 | 118.65 | — | 107.55 | — | 96.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 129.65 | 124.25 | 118.75 | 113.35 | 107.85 | 102.45 | 96.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.95 | 124.45 | 118.95 | 113.45 | 107.95 | 102.45 | 96.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.95 | 124.55 | 119.15 | 113.65 | 108.25 | 102.85 | 97.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 130.55 | — | 121.05 | — | 110.15 | — | 99.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 131.75 | 126.30 | 120.85 | 115.30 | 109.85 | 103.00 | 97.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 131.85 | — | 121.05 | — | 110.15 | — | 99.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 131.85 | — | 121.05 | — | 110.15 | — | 99.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 131.85 | — | 121.05 | — | 110.15 | — | 99.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 132.75 | — | 121.95 | — | 111.15 | — | 100.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 132.85 | 127.35 | 121.85 | — | 110.75 | — | 99.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 134.95 | 129.55 | 124.05 | 118.65 | 113.15 | 107.75 | 102.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 135.15 | 129.65 | 124.15 | — | 113.05 | — | 101.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 136.15 | — | — | 119.85 | — | — | 103.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 136.95 | 131.55 | 126.05 | 120.65 | 115.15 | 109.75 | 104.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 138.95 | — | 128.15 | — | 117.25 | — | 106.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 139.00 | 133.20 | 127.45 | 121.70 | 115.90 | 110.15 | 104.40 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 139.25 | 138.35 | 137.35 | 136.45 | 135.55 | 134.55 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 140.65 | 135.15 | 129.75 | 124.25 | 118.85 | 113.35 | 107.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 140.85 | 135.45 | 129.95 | 124.55 | 119.05 | 113.65 | 108.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 140.85 | 135.45 | 129.95 | 124.55 | 119.05 | 113.65 | 108.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 140.85 | 135.45 | 129.95 | 124.55 | 119.05 | 113.65 | 108.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 141.45 | — | 130.65 | — | 119.75 | — | 108.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 141.45 | — | 130.65 | — | 119.75 | — | 108.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 142.35 | — | 131.55 | — | 120.65 | — | 109.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 142.35 | — | 131.55 | — | 120.65 | — | 109.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 142.35 | 136.85 | 131.45 | 125.95 | 120.55 | 115.05 | 109.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 143.15 | — | — | 126.85 | — | — | 110.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 147.35 | 141.85 | 136.35 | — | 125.15 | — | 114.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 148.45 | — | — | 132.15 | — | — | 115.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 161.45 | — | 150.55 | — | 139.75 | — | 128.95 |

129 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Schwarzenburg for a child aged 0 to 18?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/): ÖKK (HMO model) at 97.95 CHF a month with a [deductible of 0 CHF](https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-0/), and ÖKK (HMO model) at 65.35 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/deductible-600/). [With accident cover](https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/): Agrisano (AGRIsmart) at 104.25 CHF, and ÖKK (HMO model) at 70.65 CHF.

### How much does accident cover cost in basic insurance in Schwarzenburg?

For a child aged 0 to 18 with ÖKK (HMO model), the premium rises from 97.95 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/) to 105.65 CHF with accident cover, at the 0 CHF deductible: 7.70 CHF a month, 92.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 109.40 CHF at Agrisano (AGRIsmart) gives 104.25 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/

## Related pages

- With accident cover: from 70.65 to 173.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/with-accident/
- Without accident cover: from 65.35 to 161.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/be/schwarzenburg/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/be/schwarzenburg/child/ — replace `be` with your canton’s two-letter code (ge, vd, zh…) and `schwarzenburg` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.