# Health insurance premiums 2027 in Ostermundigen (BE), for an adult aged 26 or over with accident cover

In 2027, for an adult aged 26 or over in Ostermundigen, with accident cover, the cheapest health insurance premium is:

- **563.95 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/deductible-300/) (Sanitas, Family doctor 1)
- **435.65 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/deductible-2500/) (Sanitas, Family doctor 1)

## With accident cover: from 435.65 to 784.55 CHF a month depending on the deductible and the model

129 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **563.95 CHF** a month with **Sanitas** (Family doctor 1), the most expensive 784.55 CHF with rhenusana (Standard model).

Lowest premium:
- 300 CHF: 563.95 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/deductible-300/
- 500 CHF: 552.30 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/deductible-500/
- 1'000 CHF: 523.15 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/deductible-1000/
- 1'500 CHF: 493.95 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/deductible-1500/
- 2'000 CHF: 464.80 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/deductible-2000/
- 2'500 CHF: 435.65 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 563.95 | 552.30 | 523.15 | 493.95 | 464.80 | 435.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 567.95 | 556.25 | 527.05 | 497.95 | 468.75 | 439.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 569.65 | 558.05 | 528.85 | 499.65 | 470.55 | 441.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 569.95 | 563.35 | 529.15 | 499.95 | 470.85 | 441.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 570.25 | 558.65 | 529.45 | 500.25 | 471.15 | 441.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 572.85 | 561.25 | 532.05 | 502.85 | 473.75 | 444.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 573.65 | 562.05 | 532.85 | 503.65 | 474.55 | 445.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 577.85 | 566.15 | 537.05 | 507.85 | 478.65 | 449.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 577.85 | 566.15 | 537.05 | 507.85 | 478.65 | 449.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 578.65 | 571.95 | 537.75 | 508.65 | 479.45 | 450.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 579.55 | 567.95 | 538.75 | 509.55 | 480.45 | 451.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 579.55 | 567.95 | 538.75 | 509.55 | 480.45 | 451.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 579.55 | 567.95 | 538.75 | 509.55 | 480.45 | 451.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 579.55 | 567.95 | 538.75 | 509.55 | 480.45 | 451.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 581.15 | 569.55 | 540.35 | 511.15 | 482.05 | 452.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 581.15 | 569.55 | 540.35 | 511.15 | 482.05 | 452.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 581.75 | 570.15 | 540.95 | 511.75 | — | 453.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 581.75 | 570.15 | 540.95 | 511.75 | — | 453.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 583.60 | 571.95 | 542.80 | 513.60 | 484.45 | 455.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 588.05 | 576.35 | 554.25 | 525.05 | 488.85 | 459.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 590.10 | 578.45 | 549.30 | 520.10 | 490.95 | 461.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 590.10 | 578.45 | 549.30 | 520.10 | 490.95 | 461.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 592.45 | 585.75 | 551.55 | 522.45 | 493.25 | 464.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 592.85 | 581.25 | 552.05 | 522.85 | 493.75 | 464.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 593.15 | 581.55 | 552.35 | 523.15 | — | 464.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 594.05 | 582.45 | 553.25 | 524.05 | 494.95 | 465.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 594.85 | 583.25 | 554.05 | 524.85 | 495.75 | 466.55 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 595.65 | 584.05 | 554.85 | 525.65 | 496.55 | 467.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 596.65 | 585.00 | 555.85 | 526.65 | 497.50 | 468.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 597.35 | 585.65 | 556.45 | 527.35 | 498.15 | 468.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 598.55 | 586.95 | 564.85 | 535.65 | 499.45 | 470.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 598.55 | 586.95 | 564.85 | 535.65 | 499.45 | 470.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 598.85 | 587.25 | 558.05 | 528.85 | — | 470.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 599.85 | 588.25 | 559.05 | 529.85 | 500.75 | 479.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 600.85 | 590.05 | 563.15 | 536.35 | 509.65 | 482.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 603.20 | 591.55 | 562.40 | 533.20 | 504.05 | 474.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 603.20 | 591.55 | 562.40 | 533.20 | 504.05 | 474.90 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 603.85 | 592.35 | 563.35 | 533.85 | 504.85 | 475.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 605.55 | 593.95 | 564.75 | 535.55 | 506.45 | 481.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 606.05 | 594.45 | 565.25 | 536.05 | 506.95 | 477.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 606.25 | 599.55 | 565.35 | 536.25 | 507.05 | 477.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 606.25 | 599.55 | 565.35 | 536.25 | 507.05 | 477.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 611.95 | 600.45 | 571.45 | 541.95 | 512.95 | 483.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 612.55 | 600.95 | 571.75 | 542.55 | 513.45 | 484.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 612.85 | 602.05 | 575.25 | 542.85 | 516.85 | 487.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 612.85 | 602.05 | 575.25 | 542.85 | 516.85 | 487.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 612.95 | 601.45 | 572.25 | 542.95 | 513.85 | 484.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 613.55 | 601.95 | 572.75 | 543.55 | 514.45 | 485.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 613.55 | 601.95 | 572.75 | 543.55 | 514.45 | 485.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 613.75 | 602.15 | 572.95 | 543.75 | 514.65 | 485.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 613.75 | 602.15 | 572.95 | 543.75 | 514.65 | 485.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 613.75 | 602.15 | 572.95 | 543.75 | 514.65 | 485.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 614.45 | 602.75 | 580.65 | 551.55 | 529.45 | 500.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 615.45 | 603.95 | 574.95 | 545.45 | 516.45 | 487.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 616.05 | 604.45 | 575.25 | 546.05 | — | 487.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 617.05 | 605.45 | 576.25 | 547.05 | 517.95 | 488.75 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 618.05 | 606.45 | 577.25 | 548.05 | 518.95 | 489.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 618.35 | 611.65 | 577.45 | 548.35 | 519.15 | 489.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 618.65 | 611.95 | 577.85 | 548.65 | 519.45 | 490.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 619.25 | 608.25 | 580.75 | 552.75 | 525.15 | 497.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 620.75 | 609.15 | 579.95 | 550.75 | 521.65 | 492.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 622.65 | 610.95 | 581.75 | 552.65 | 523.45 | 494.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 623.25 | 618.65 | 596.55 | 567.35 | 538.25 | 509.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 623.95 | 612.35 | 583.15 | 553.95 | 524.85 | 495.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 624.35 | 612.75 | 583.55 | 554.35 | 525.25 | 496.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 625.85 | 614.35 | 585.35 | 555.85 | 526.85 | 497.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 628.05 | 616.45 | 587.25 | 558.05 | 528.95 | 499.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 628.55 | 623.95 | 601.85 | 572.65 | 543.55 | 514.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 629.65 | 617.95 | 588.85 | 559.65 | 530.45 | 501.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 632.45 | 622.35 | 596.95 | 571.55 | 546.15 | 508.65 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 633.75 | 622.15 | 592.95 | 563.75 | 534.65 | 505.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 633.85 | 622.25 | 593.05 | 563.85 | 534.75 | 505.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 637.65 | 627.45 | 601.75 | 576.05 | 550.45 | 524.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 637.85 | 626.25 | 597.05 | 567.85 | 538.75 | 513.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 638.05 | 627.35 | 600.75 | 573.95 | 547.25 | 520.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 638.35 | 626.65 | 597.45 | 568.35 | 539.15 | 509.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 640.15 | 629.15 | 601.65 | 573.65 | 546.05 | 518.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 640.25 | 628.65 | 599.45 | 570.25 | 541.15 | 511.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 641.55 | 630.75 | 604.05 | 577.15 | 550.25 | 523.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 643.75 | 632.25 | 603.25 | 573.75 | 544.75 | 515.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 643.75 | 632.25 | 603.25 | 573.75 | 544.75 | 515.75 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 644.95 | 633.35 | 604.15 | 574.95 | 545.85 | 516.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 645.05 | 633.45 | 604.25 | 575.05 | 545.95 | 516.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 645.15 | 633.45 | 604.35 | 575.15 | 545.95 | 516.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 645.45 | 633.75 | 604.55 | 575.45 | 546.25 | 517.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 645.45 | 633.95 | 604.95 | 575.45 | 546.45 | 517.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 646.05 | 636.30 | 607.00 | 580.95 | 548.45 | 519.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 646.85 | 635.25 | 606.05 | 576.85 | 547.75 | 518.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 648.95 | 637.30 | 608.15 | 578.95 | 549.80 | 520.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 649.25 | 637.75 | 608.75 | 579.25 | 550.25 | 521.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 652.25 | 641.85 | 615.55 | 589.25 | 563.05 | 536.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 654.35 | 642.75 | 613.55 | 584.45 | 555.25 | 526.05 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 655.50 | 643.85 | 614.65 | 585.50 | 556.35 | 527.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 656.95 | 645.95 | 618.45 | 590.45 | 562.85 | 535.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 657.25 | 645.65 | 616.45 | 587.25 | 558.15 | 528.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 659.25 | 647.65 | 618.45 | 589.25 | 560.15 | 530.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 659.55 | 648.95 | 622.45 | 595.85 | 569.35 | 542.75 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 662.55 | 650.85 | 621.70 | 592.55 | 563.35 | 534.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 663.35 | 651.65 | 622.55 | 593.35 | 564.15 | 535.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 666.55 | 654.95 | 625.75 | 596.55 | 567.45 | 538.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 672.55 | 660.85 | 631.65 | 602.55 | 573.35 | 544.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 674.15 | 662.55 | 633.35 | 604.15 | 575.05 | 545.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 676.05 | 664.55 | 635.55 | 606.05 | 577.05 | 548.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 679.35 | 667.65 | 638.55 | 609.35 | 580.15 | 551.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 680.25 | 673.40 | 646.00 | 611.75 | 584.35 | 556.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 682.25 | 670.65 | 641.45 | 612.25 | 583.15 | 553.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 682.25 | 675.55 | 641.35 | 612.25 | 583.05 | 553.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 686.35 | 679.65 | 645.55 | 616.35 | 587.15 | 558.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 688.15 | 676.65 | 647.65 | 618.15 | 589.15 | 560.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 689.25 | 677.65 | 648.45 | 619.25 | 590.15 | 560.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 690.25 | 678.65 | 649.45 | 620.25 | 591.15 | 561.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 690.25 | 678.65 | 649.45 | 620.25 | 591.15 | 561.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 690.55 | 678.95 | 649.75 | 620.55 | 591.45 | 562.25 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 693.75 | 682.15 | 652.95 | 623.75 | 594.65 | 565.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 696.25 | 684.65 | 655.45 | 626.25 | — | 567.95 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 697.65 | 686.00 | 656.80 | 627.65 | 598.50 | 569.30 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 697.75 | 686.05 | 656.95 | 627.75 | 598.55 | 569.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 700.85 | 689.25 | 660.05 | 630.85 | 601.75 | 572.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 704.75 | 693.15 | 663.95 | 634.75 | 605.65 | 576.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 712.85 | 701.15 | 672.05 | 642.85 | 613.65 | 584.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 713.25 | 701.65 | 672.45 | 643.25 | 614.15 | 584.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 719.75 | 708.25 | 679.25 | 649.75 | 620.75 | 591.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 721.45 | 711.05 | 683.95 | 657.45 | 630.45 | 603.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 725.25 | 713.65 | 684.45 | 655.25 | 626.15 | 596.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 726.75 | 715.15 | 685.95 | 656.75 | 627.65 | 598.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 727.55 | 715.95 | 686.75 | 657.65 | 628.45 | 599.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 756.95 | 745.35 | 717.95 | 689.95 | 661.95 | 633.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 760.15 | 748.65 | 719.65 | 690.15 | 661.15 | 632.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 784.55 | 772.95 | 743.85 | 714.55 | 685.45 | 656.55 |

129 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Ostermundigen for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Ostermundigen](https://praemiencheck.onedoc.ch/en/be/ostermundigen/) is Sanitas (Family doctor 1) at 563.95 CHF a month.

### How much does health insurance cost in Ostermundigen in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 563.95 CHF (Sanitas, Family doctor 1) to 784.55 CHF (rhenusana, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 526.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Ostermundigen for an adult aged 26 or over with accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 563.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/deductible-300/) to 435.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Ostermundigen for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 648.95 CHF (Sanitas), family doctor / HMO 563.95 CHF (Sanitas), flexible model 567.95 CHF (Sympany), telemedicine 573.65 CHF (Atupri).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 568.70 CHF at Sanitas (Family doctor 1) gives 563.95 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/

## Related pages

- With accident cover: from 435.65 to 784.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/be/ostermundigen/adult/with-accident/ — replace `be` with your canton’s two-letter code (ge, vd, zh…) and `ostermundigen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.