# Health insurance premiums 2027 in Muri bei Bern (BE), for a young adult aged 19 to 25 who wants a deductible of 300 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Muri bei Bern](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/), the cheapest monthly basic insurance premium is **398.80 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 595.15 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 398.80 | 387.15 | 358.00 | 328.80 | 299.65 | 270.50 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 398.80 | 387.15 | 358.00 | 328.80 | 299.65 | 270.50 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 403.00 | 391.35 | 362.20 | 333.00 | 303.85 | 274.70 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 403.00 | 391.35 | 362.20 | 333.00 | 303.85 | 274.70 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 403.00 | 391.35 | 362.20 | 333.00 | 303.85 | 274.70 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 403.00 | 391.35 | 362.20 | 333.00 | 303.85 | 274.70 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 403.00 | 391.35 | 362.20 | 333.00 | 303.85 | 274.70 | +3.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 403.05 | 391.45 | 362.25 | 333.05 | 303.95 | 274.75 | −7.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 409.15 | 402.45 | 368.85 | 339.65 | 310.95 | 281.75 | +7.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 413.35 | 401.65 | 372.45 | 343.35 | 314.15 | 284.95 | +4.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 415.05 | 408.35 | 374.25 | 345.05 | 315.85 | 286.75 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.60 | 403.95 | 374.80 | 345.60 | 316.45 | 287.30 | +3.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 | +4.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 | +4.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 422.95 | 411.35 | 382.15 | 352.95 | 323.85 | 294.65 | +4.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 422.95 | 411.35 | 382.15 | 352.95 | 323.85 | 294.65 | +4.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 426.55 | 414.95 | 385.75 | 356.55 | 327.45 | 298.25 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 428.25 | 421.65 | 387.45 | 358.25 | 329.15 | 299.95 | +5.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 428.55 | 416.95 | 387.75 | 358.55 | 329.45 | 303.25 | +5.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 429.05 | 417.45 | 388.25 | 359.05 | 329.95 | 300.75 | +3.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 435.05 | 423.55 | 394.35 | 365.15 | 335.95 | 306.75 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 436.15 | 429.45 | 395.35 | 366.15 | 336.95 | 307.85 | +4.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 437.25 | 426.35 | 399.65 | 372.85 | 345.95 | 319.15 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 439.05 | 427.45 | 398.25 | 369.05 | 339.95 | 310.75 | +0.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 439.75 | 428.15 | 398.95 | 369.75 | 340.65 | 311.45 | +1.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 440.05 | 428.45 | 399.25 | 370.05 | 340.95 | 311.75 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 441.05 | 434.35 | 400.25 | 371.05 | 341.85 | 312.75 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 444.35 | 432.75 | 403.55 | 374.35 | 345.25 | 316.05 | +4.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 446.05 | 435.25 | 408.45 | 376.05 | 350.05 | 321.05 | +5.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 446.05 | 435.25 | 408.45 | 376.05 | 350.05 | 321.05 | +5.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 446.25 | 434.75 | 405.75 | 376.25 | 347.25 | 318.25 | +2.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 448.05 | 436.45 | 407.25 | 378.05 | 348.95 | 319.75 | +1.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 448.15 | 441.55 | 407.35 | 378.15 | 349.05 | 319.85 | +7.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 448.75 | 437.15 | 407.95 | 378.75 | 349.65 | 328.75 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 451.45 | 439.95 | 410.95 | 381.45 | 352.45 | 323.45 | +2.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 451.55 | 439.95 | 410.75 | 381.55 | 352.45 | 326.25 | +5.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 452.15 | 440.55 | 411.35 | 382.15 | 353.05 | 323.85 | +0.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 452.35 | 440.85 | 411.85 | 382.35 | 353.35 | 324.35 | +8.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 457.35 | 445.75 | 416.55 | 387.35 | 358.25 | 329.05 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 458.35 | 446.65 | 422.85 | 393.65 | 359.15 | 330.05 | +1.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 459.05 | 447.45 | 418.25 | 389.05 | 359.95 | 330.75 | +6.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 459.05 | 447.45 | 418.25 | 389.05 | 359.95 | 330.75 | +6.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 459.15 | 447.55 | 418.35 | 389.15 | 360.05 | 330.85 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 459.25 | 452.55 | 418.45 | 389.25 | 360.05 | 330.95 | +4.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 461.65 | 450.05 | 420.85 | 391.65 | 362.55 | 333.35 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 461.75 | 450.25 | 421.25 | 391.75 | 362.75 | 333.75 | +2.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 461.75 | 450.25 | 421.25 | 391.75 | 362.75 | 333.75 | +2.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 462.65 | 451.05 | 421.85 | 392.65 | 363.55 | 334.35 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 462.65 | 451.05 | 421.85 | 392.65 | 363.55 | 334.35 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 462.65 | 451.05 | 421.85 | 392.65 | 363.55 | 334.35 | +6.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 462.65 | 451.05 | 421.85 | 392.65 | 363.55 | 334.35 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 464.45 | 452.85 | 423.65 | 394.45 | 365.35 | 336.15 | +6.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 464.45 | 453.75 | 427.15 | 400.45 | 373.65 | 347.05 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 465.85 | 454.35 | 425.35 | 395.85 | 366.85 | 337.85 | +8.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 466.25 | 454.65 | 433.35 | 404.25 | 367.15 | 337.95 | +2.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 466.75 | 455.15 | 425.95 | 396.75 | 367.65 | 338.45 | +6.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 466.85 | 456.75 | 431.35 | 406.15 | 380.65 | 346.95 | +4.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 467.05 | 456.25 | 429.45 | 402.65 | 375.75 | 348.95 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 467.15 | 455.55 | 426.35 | 397.15 | 368.05 | 338.85 | +6.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 467.85 | 456.25 | 427.05 | 397.85 | 368.75 | 339.55 | +0.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 469.05 | 457.55 | 428.55 | 399.05 | 370.05 | 341.05 | +2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 469.55 | 457.95 | 428.75 | 399.55 | — | 341.25 | −1.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 469.55 | 457.95 | 428.75 | 399.55 | — | 341.25 | +1.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 469.95 | 458.35 | 429.15 | 399.95 | 370.85 | 341.65 | +6.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 471.25 | 459.75 | 430.75 | 401.25 | 372.25 | 343.25 | +8.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 471.65 | 460.15 | 431.15 | 401.65 | 372.65 | 343.65 | +2.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 473.25 | 461.65 | 432.45 | 403.25 | 374.15 | 344.95 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 473.65 | 461.95 | 432.85 | 403.65 | 374.45 | 345.35 | +0.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 474.45 | 462.85 | 433.65 | 404.45 | 375.35 | 346.15 | +2.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 476.85 | 470.45 | 441.35 | 412.15 | 377.75 | 348.55 | +1.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 476.95 | 465.45 | 436.45 | 406.95 | 377.95 | 348.95 | +0.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 476.95 | 465.45 | 436.45 | 406.95 | 377.95 | 348.95 | +3.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 478.25 | 466.65 | 437.45 | 408.25 | — | 349.95 | +2.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.55 | 466.85 | 437.75 | 408.55 | 379.35 | 350.25 | +4.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 478.95 | 467.35 | 438.15 | 408.95 | 379.85 | 350.65 | +4.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 480.05 | 468.45 | 439.25 | 410.05 | 380.95 | 351.75 | +3.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 482.05 | 470.35 | 441.15 | 412.05 | 382.85 | 353.65 | +1.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 482.55 | 470.95 | 441.75 | 412.55 | 383.45 | 354.25 | +5.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 482.55 | 470.95 | 441.75 | 412.55 | — | 354.25 | +0.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 483.05 | 471.45 | 442.25 | 413.25 | 383.95 | 354.75 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 483.75 | 477.15 | 442.95 | 413.75 | 384.65 | 355.45 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 483.95 | 472.35 | 443.15 | 413.95 | 384.85 | 355.65 | +5.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 485.25 | 473.65 | 444.45 | 415.25 | 386.15 | 356.95 | +5.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 486.15 | 479.75 | 455.85 | 426.75 | 408.15 | 378.95 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 486.25 | 474.55 | 445.35 | 416.25 | 387.05 | 357.85 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 486.75 | 480.05 | 445.95 | 416.75 | 387.55 | 358.45 | +3.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 487.55 | 476.05 | 447.05 | 417.55 | 388.55 | 359.55 | +8.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 492.45 | 480.75 | 451.65 | 422.45 | 393.25 | 364.15 | +2.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 492.75 | 486.35 | 462.45 | 433.35 | 414.75 | 385.55 | +1.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 493.55 | 481.85 | 452.75 | 423.55 | 394.35 | 365.25 | +0.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 494.95 | 483.35 | 454.15 | 424.95 | 395.85 | 366.65 | +3.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 495.55 | 483.95 | 454.75 | 425.55 | — | 367.25 | +1.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 496.75 | 490.35 | 466.45 | 437.35 | 418.75 | 389.55 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 497.75 | 486.05 | 456.85 | 427.75 | 398.55 | 369.35 | +2.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.45 | 489.85 | 460.65 | 431.45 | 402.35 | 373.15 | −1.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.45 | 492.85 | 463.65 | 434.45 | 405.35 | 376.15 | +4.8 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 506.15 | 494.55 | 465.35 | 436.15 | 407.05 | 377.85 | +6.8 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 506.15 | 494.55 | 465.35 | 436.15 | 407.05 | 377.85 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 506.65 | 494.95 | 465.85 | 436.65 | 407.45 | 378.35 | +0.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.05 | 496.35 | 467.25 | 438.05 | 408.85 | 379.75 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 508.25 | 496.65 | 467.45 | 438.25 | 409.15 | 379.95 | +2.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.55 | 498.95 | 469.75 | 440.55 | 411.45 | 382.25 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.65 | 499.15 | 470.15 | 440.65 | 411.65 | 382.65 | +2.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 516.55 | 504.95 | 475.75 | 446.55 | 417.45 | 388.25 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 516.55 | 504.95 | 475.75 | 446.55 | 417.45 | 388.25 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 518.85 | 507.15 | 478.05 | 448.85 | 419.65 | 390.55 | +2.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 519.25 | 507.55 | 478.35 | 449.25 | 420.05 | 390.85 | +0.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 520.35 | 508.75 | 479.55 | 450.35 | 421.25 | 392.05 | +0.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 522.05 | 511.85 | 486.15 | 460.45 | 434.85 | 409.15 | +5.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 523.45 | 511.80 | 482.60 | 453.45 | 424.30 | 395.10 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 524.15 | 512.45 | 483.35 | 454.15 | 424.95 | 395.85 | +2.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 524.45 | 512.85 | 483.65 | 454.45 | 425.35 | 396.15 | +1.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 524.55 | 513.05 | 484.05 | 454.55 | 425.55 | 396.55 | +0.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 526.45 | 514.85 | 485.65 | 456.45 | 427.35 | 398.15 | +5.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 529.05 | 517.40 | 488.25 | 459.05 | 429.90 | 400.75 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 533.95 | 523.55 | 497.25 | 470.95 | 444.85 | 418.55 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.15 | 524.65 | 495.65 | 466.15 | 437.15 | 408.15 | +8.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.25 | 525.65 | 496.45 | 467.45 | 438.15 | 408.95 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 539.95 | 529.45 | 502.85 | 476.25 | 449.75 | 423.25 | +5.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.95 | 532.35 | 503.15 | 473.95 | 444.85 | 415.65 | +6.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 547.25 | 538.25 | 515.75 | 493.25 | 470.25 | 447.75 | +4.0 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 550.55 | 538.95 | 509.75 | 480.55 | 451.45 | 422.25 | +3.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 556.05 | 544.45 | 515.25 | 486.05 | — | 427.75 | +1.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.15 | 545.50 | 516.35 | 487.15 | 458.00 | 428.85 | +4.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 558.55 | 547.30 | 519.10 | 490.95 | 462.80 | 431.25 | −0.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 574.25 | 562.65 | 533.85 | 504.25 | 480.25 | 457.25 | +4.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 588.25 | 577.60 | 552.65 | 523.00 | 493.35 | 463.70 | 0.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 593.85 | 582.25 | 553.05 | 523.85 | 494.75 | 465.55 | +5.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 595.15 | 585.25 | 560.65 | 536.15 | 511.65 | 487.15 | +4.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Muri bei Bern for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/), the cheapest offer in [Muri bei Bern](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/) is Sanitas (Family doctor 1) at 398.80 CHF a month.

### How much does health insurance cost in Muri bei Bern in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/), monthly premiums run from 398.80 CHF (Sanitas, Family doctor 1) to 595.15 CHF (rhenusana, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 363.75 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Muri bei Bern for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 398.80 CHF a month with the 300 CHF deductible to 270.50 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Muri bei Bern for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 415.60 CHF (Sanitas), family doctor / HMO 398.80 CHF (Sanitas), flexible model 403.00 CHF (Sanitas), telemedicine 398.80 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 403.55 CHF at Sanitas (Family doctor 1) gives 398.80 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Muri bei Bern is in region 1 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Muri bei Bern (BE): every situation: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/
- Premiums 2027 in Muri bei Bern (BE), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/
- Premiums 2027 in Muri bei Bern (BE), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/
- Adult: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Muri bei Bern (BE), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Muri bei Bern (BE), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Muri bei Bern (BE), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Muri bei Bern (BE), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Muri bei Bern (BE), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/with-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `muri-bei-bern` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.