# Health insurance premiums 2027 in Muri bei Bern (BE), for a child aged 0 to 18, deductible of 400 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Muri bei Bern](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/) with a 400 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/), the cheapest monthly basic insurance premium is **98.10 CHF** with **Sanitas** (TelMed Basic model) and the most expensive is 152.00 CHF with Atupri (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (400 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 119.75 | 114.35 | 108.95 | 103.50 | 98.10 | 92.65 | 87.20 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 121.05 | 115.65 | 110.20 | 104.75 | 99.35 | 93.90 | 88.45 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 121.05 | 115.65 | 110.20 | 104.75 | 99.35 | 93.90 | 88.45 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 121.05 | 115.65 | 110.20 | 104.75 | 99.35 | 93.90 | 88.45 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 121.05 | 115.65 | 110.20 | 104.75 | 99.35 | 93.90 | 88.45 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 121.05 | 115.65 | 110.20 | 104.75 | 99.35 | 93.90 | 88.45 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 122.25 | 116.85 | 111.40 | 105.95 | 100.55 | 95.10 | 89.65 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 123.80 | — | 113.00 | — | 102.20 | — | 91.30 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.75 | 119.35 | 113.90 | 108.45 | 103.05 | 97.60 | 92.15 | +3.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 126.60 | — | 115.80 | — | 105.00 | — | 94.10 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 126.60 | — | 115.80 | — | 105.00 | — | 94.10 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 128.70 | — | 117.90 | — | 107.00 | — | 96.10 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 128.90 | 123.50 | 118.10 | 112.60 | 107.20 | 101.80 | 96.30 | +1.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 128.90 | 123.50 | 118.10 | 112.60 | 107.20 | 101.80 | 96.30 | +1.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 129.30 | 123.80 | 118.40 | 112.80 | 107.30 | 101.80 | 96.30 | +1.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 125.20 | — | 116.50 | — | 107.80 | — | 99.10 | −2.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 125.20 | — | 116.50 | — | 107.80 | — | 99.10 | +1.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 130.30 | 124.90 | 119.50 | 114.10 | 108.70 | 103.30 | 97.80 | +1.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 129.40 | 123.90 | 119.00 | 113.60 | 109.20 | 103.70 | 98.30 | +8.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 131.20 | 125.70 | 120.30 | 114.80 | 109.30 | 103.90 | 98.40 | +5.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 129.60 | 124.50 | 119.60 | 114.50 | 109.60 | 104.60 | 99.50 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 131.50 | 126.10 | 120.70 | 115.20 | 109.80 | — | 98.90 | +6.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 128.20 | — | 119.40 | — | 110.50 | — | 101.60 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 132.70 | 127.30 | 121.80 | 116.30 | 110.90 | 105.40 | 100.00 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 133.10 | 127.60 | 122.10 | 116.60 | 111.10 | 105.60 | 100.00 | +2.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 132.90 | 127.60 | 122.20 | 116.70 | 111.30 | — | 100.40 | +6.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 133.00 | 127.60 | 122.20 | 116.70 | 111.30 | 105.80 | 100.30 | +5.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 133.20 | 127.80 | 122.40 | 116.90 | 111.50 | 106.20 | 100.70 | +1.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 133.30 | 127.90 | 122.50 | 117.00 | 111.60 | 106.20 | 100.80 | +1.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 129.80 | — | 120.90 | — | 111.90 | — | 102.90 | +0.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 132.20 | 127.20 | 122.30 | 117.10 | 112.20 | 107.30 | 102.20 | +6.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 132.20 | 127.20 | 122.30 | 117.10 | 112.20 | 107.30 | 102.20 | +6.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 134.00 | 128.60 | 123.30 | 117.80 | 112.40 | 107.00 | 101.50 | +1.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 134.80 | 129.40 | 124.00 | 118.50 | 113.10 | 107.70 | 102.20 | +1.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 134.80 | 129.40 | 124.00 | 118.50 | 113.10 | 107.70 | 102.20 | +1.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 134.40 | — | 124.30 | 119.10 | 114.10 | 109.00 | 103.90 | +5.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 135.10 | — | 124.90 | 119.80 | 114.80 | 109.60 | 104.50 | +4.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 136.60 | 131.20 | 125.80 | 120.30 | 114.90 | 109.50 | 104.00 | +8.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 137.20 | 131.70 | 126.30 | 120.80 | 115.40 | 109.90 | 104.50 | +6.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 137.50 | 132.10 | 126.60 | 121.10 | 115.70 | 110.30 | 104.80 | +5.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 137.70 | 132.30 | 126.80 | 121.20 | 115.70 | 110.20 | 104.70 | +1.8 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 137.60 | 132.10 | 126.70 | 121.10 | 115.70 | 110.20 | 110.20 | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 137.40 | 132.00 | 126.60 | 121.10 | 115.70 | 110.30 | 104.80 | +8.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 137.40 | 132.00 | 126.60 | 121.10 | 115.70 | 110.30 | 104.80 | +8.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 134.60 | — | 125.30 | — | 115.90 | — | 106.60 | +1.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 138.90 | 133.50 | 128.10 | 122.60 | 117.20 | 111.80 | 106.30 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 139.10 | 133.70 | 128.30 | 122.80 | 117.40 | — | 106.50 | +15.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 136.50 | 131.80 | 127.10 | 122.40 | 117.60 | 110.30 | — | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 139.40 | 133.90 | 128.50 | 123.00 | 117.60 | 112.10 | 106.70 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 139.70 | 134.30 | 128.90 | 123.50 | 118.10 | 112.70 | 107.20 | +7.3 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 140.50 | 135.00 | 129.60 | 124.00 | 118.60 | 113.10 | 113.10 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 140.60 | 135.20 | 129.80 | 124.30 | 118.90 | 113.50 | 108.00 | +7.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.70 | — | 129.90 | — | 119.00 | — | 108.10 | +4.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 141.00 | 135.60 | 130.20 | 124.90 | 119.40 | 114.00 | — | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 141.30 | 135.90 | 130.50 | 125.00 | 119.60 | 114.30 | 108.80 | +7.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 141.60 | 136.20 | 130.80 | 125.30 | 119.90 | — | 109.00 | +9.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 142.00 | 136.60 | 131.20 | 125.70 | 120.30 | 114.90 | 109.40 | +8.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 142.70 | 137.30 | 131.90 | 126.40 | 121.00 | 115.60 | — | −12.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 142.70 | 137.30 | 131.90 | 126.40 | 121.00 | 115.60 | — | −12.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.60 | 138.20 | 132.90 | 127.40 | 122.00 | 116.60 | 111.10 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.00 | 138.60 | 133.20 | 127.70 | 122.30 | 117.00 | 111.50 | +1.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 145.00 | 139.60 | 134.10 | 128.60 | 123.20 | 117.80 | 112.20 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 145.10 | 139.70 | 134.20 | 128.80 | 123.30 | 117.90 | 112.40 | +3.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 146.30 | 140.80 | 135.40 | 129.90 | 124.50 | 119.00 | 113.60 | +9.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.90 | — | 135.80 | 130.20 | 124.70 | 119.10 | 113.60 | +4.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 146.50 | — | 135.70 | — | 124.90 | — | 114.00 | −2.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.90 | 141.50 | 136.10 | 130.60 | 125.20 | — | 114.40 | +6.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 147.50 | 142.00 | 136.50 | — | 125.40 | — | 114.30 | +5.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 144.90 | 140.10 | 135.30 | 130.40 | 125.90 | 120.90 | 116.00 | +6.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 148.40 | 142.90 | 137.40 | — | 126.30 | — | 115.10 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.10 | 142.70 | 137.30 | 131.80 | 126.40 | 121.00 | 115.60 | +1.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 149.10 | — | 138.20 | — | 127.40 | — | 116.60 | −2.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 149.10 | — | 138.20 | — | 127.40 | — | 116.60 | −2.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 149.40 | 143.90 | 138.50 | 133.00 | 127.60 | 122.20 | 116.60 | +5.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 150.00 | — | 139.10 | — | 128.20 | — | 117.40 | −2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 150.00 | — | 139.10 | — | 128.20 | — | 117.40 | −2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 150.00 | 144.60 | 139.10 | 133.70 | 128.20 | 122.80 | 117.30 | +0.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 148.20 | 143.30 | 138.40 | 133.40 | 128.80 | 123.60 | 118.60 | +6.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 149.90 | 144.90 | 139.90 | 134.90 | 130.20 | 125.00 | 119.90 | +6.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 152.20 | 146.70 | 141.30 | 135.80 | 130.30 | 124.90 | 119.40 | +3.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.00 | 147.50 | 142.00 | 136.40 | 130.90 | 125.50 | 119.90 | +1.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 152.80 | 147.40 | 141.90 | 136.50 | 131.00 | 125.60 | 120.10 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 153.60 | 148.10 | 142.60 | — | 131.50 | — | 120.40 | +5.6 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.30 | 148.90 | 143.40 | 137.90 | 132.40 | 126.90 | 126.90 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 154.40 | 148.90 | 143.50 | 138.00 | 132.60 | 127.10 | 121.70 | +5.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.30 | 148.90 | 143.50 | 138.10 | 132.70 | 127.30 | 121.80 | +8.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 154.60 | 149.10 | 143.70 | 138.20 | 132.80 | 127.30 | 121.90 | +0.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 155.15 | 149.70 | 144.20 | 138.70 | 133.25 | 127.75 | 122.25 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.30 | 149.90 | 144.40 | 139.00 | 133.50 | 128.10 | 122.60 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 155.30 | 149.90 | 144.50 | 139.00 | 133.60 | 128.20 | 122.70 | +7.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 155.30 | 149.90 | 144.50 | 139.00 | 133.60 | 128.20 | 122.70 | +7.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 155.60 | 150.10 | 144.70 | 139.20 | 133.80 | 128.30 | 122.90 | +0.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 156.40 | — | 145.60 | — | 134.80 | — | 123.90 | +1.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 156.75 | 151.30 | 145.75 | 139.50 | 134.80 | 128.50 | 122.25 | +3.1 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 156.80 | 151.35 | 145.85 | 140.35 | 134.90 | 129.40 | 123.90 | +4.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 156.80 | 151.40 | 146.00 | 140.60 | 135.10 | 129.70 | — | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 158.70 | 153.10 | 147.60 | — | 136.50 | — | 125.40 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 158.50 | 153.10 | 147.60 | 142.20 | 136.70 | 131.30 | 125.80 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 158.50 | 153.10 | 147.60 | 142.20 | 136.70 | 131.30 | 125.80 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 158.50 | 153.10 | 147.60 | 142.20 | 136.70 | 131.30 | 125.80 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 160.10 | 154.70 | 149.20 | 143.80 | 138.30 | 132.90 | 127.40 | +3.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.80 | 156.30 | 150.90 | 145.50 | 140.00 | 134.60 | — | −10.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 163.40 | 158.00 | 152.60 | 147.10 | 141.70 | 136.30 | 130.80 | +7.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.00 | 159.40 | 153.45 | 148.50 | 141.90 | 136.95 | 130.35 | +1.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 164.10 | — | 153.30 | — | 142.40 | — | 131.60 | +6.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 164.10 | — | 153.30 | — | 142.40 | — | 131.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 164.10 | — | 153.30 | — | 142.40 | — | 131.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 152.60 | — | 150.80 | — | 142.40 | — | 131.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 146.90 | — | 145.00 | — | 142.40 | — | 131.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 157.50 | — | 153.30 | — | 142.40 | — | 131.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 164.10 | — | 153.30 | — | 142.40 | — | 131.60 | New tariff 2027 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 164.70 | 159.20 | 153.80 | 148.20 | 143.10 | 137.30 | 131.80 | +6.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.05 | 159.60 | 154.10 | 148.60 | 143.15 | 137.65 | 132.15 | +4.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 165.40 | 159.90 | 154.40 | — | 143.30 | — | 132.10 | +5.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 166.30 | 160.80 | 155.40 | 149.90 | 144.50 | 139.00 | 133.60 | +0.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 168.00 | 162.50 | 157.10 | 151.60 | 146.20 | 140.70 | 135.30 | +0.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.40 | — | 158.50 | — | 147.70 | — | 136.90 | −2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 174.10 | 168.60 | 163.10 | — | 152.00 | — | 140.90 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 123.60 | — | — | — | — | 96.50 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 124.90 | — | — | — | — | 97.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 124.90 | — | — | — | — | 97.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 124.90 | — | — | — | — | 97.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 124.90 | — | — | — | — | 97.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 127.80 | — | — | — | — | 100.80 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 130.60 | — | — | — | — | 103.60 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.10 | — | — | — | — | 115.00 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 169.00 | — | — | 152.80 | — | — | 136.50 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 177.20 | — | — | 160.90 | — | — | 144.70 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 183.60 | — | — | 167.40 | — | — | 151.10 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Muri bei Bern for a child aged 0 to 18 with a deductible of 400 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/), the cheapest offer in [Muri bei Bern](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/) is Sanitas (TelMed Basic) at 98.10 CHF a month.

### How much does health insurance cost in Muri bei Bern in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/) with a deductible of 400 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/), monthly premiums run from 98.10 CHF (Sanitas, TelMed Basic) to 152.00 CHF (Atupri, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 137.10 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Muri bei Bern for a child aged 0 to 18 without accident cover?

On the cheapest offer (Sanitas, TelMed Basic), the premium goes from 119.75 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/deductible-0/) to 87.20 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/deductible-600/): 32.55 CHF less a month, 390.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 434 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Muri bei Bern for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and without accident cover, the cheapest premium per model is: standard model 103.05 CHF (Sanitas), family doctor / HMO 99.35 CHF (Sanitas), flexible model 100.55 CHF (Sanitas), telemedicine 98.10 CHF (Sanitas).

### Does a second or third child pay less in Muri bei Bern?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 17 of the 26 insurers present in Muri bei Bern file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | VIVA health plan | 109.20 CHF | 35.00 CHF from the 3rd child |
| Agrisano | AGRIcontact | 114.10 CHF | 40.90 CHF from the 3rd child |
| sana24 | Managed Care | 123.30 CHF | 42.10 CHF from the 3rd child |
| Galenos | Managed Care | 128.20 CHF | 43.50 CHF from the 3rd child |
| CONCORDIA | HMO | 107.30 CHF | 46.10 CHF from the 3rd child |
| SWICA | Standard model | 142.40 CHF | 50.70 CHF from the 3rd child |
| sodalis | Digimed | 115.70 CHF | 50.80 CHF from the 3rd child |
| Sumiswalder Krankenkasse | HMO plus | 109.60 CHF | 54.80 CHF from the 3rd child |
| Aquilana | SMARTMED | 117.60 CHF | 58.80 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 111.30 CHF | 61.30 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 107.20 CHF | 80.40 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 111.60 CHF | 83.70 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 114.90 CHF | 86.20 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 133.25 CHF | 90.60 CHF from the 3rd child |
| EGK | EGK-Care | 121.00 CHF | 109.70 CHF from the 3rd child |
| SLKK | SmartMed | 125.90 CHF | 111.40 CHF from the 3rd child |
| Assura | MediTel | 117.20 CHF | 115.60 CHF from the 4th child, 114.10 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Muri bei Bern is in region 1 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Muri bei Bern (BE): every situation: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/
- Premiums 2027 in Muri bei Bern (BE), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/
- Premiums 2027 in Muri bei Bern (BE), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Muri bei Bern (BE), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Muri bei Bern (BE), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Muri bei Bern (BE), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Muri bei Bern (BE), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Muri bei Bern (BE), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/deductible-500/
- Deductible Premiums 2027 in Muri bei Bern (BE), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/be/muri-bei-bern/child/no-accident/deductible-0/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `muri-bei-bern` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-400` with `deductible-600` for another deductible. Markdown version: add `.md`.