# Health insurance premiums 2027 in Lützelflüh (BE), for an adult aged 26 or over with accident cover

In 2027, for an adult aged 26 or over in Lützelflüh, with accident cover, the cheapest health insurance premium is:

- **463.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **352.45 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart)

## With accident cover: from 352.45 to 668.45 CHF a month depending on the deductible and the model

128 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **463.35 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 668.45 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 300 CHF: 463.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/deductible-300/
- 500 CHF: 453.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/deductible-500/
- 1'000 CHF: 428.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/deductible-1000/
- 1'500 CHF: 402.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/deductible-1500/
- 2'000 CHF: 377.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/deductible-2000/
- 2'500 CHF: 352.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 463.35 | 453.25 | 428.05 | 402.85 | 377.55 | 352.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 488.95 | 477.35 | 448.15 | 418.95 | 389.85 | 368.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 490.45 | 479.75 | 453.15 | 426.35 | 399.65 | 373.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 493.15 | 482.35 | 455.65 | 428.75 | 401.85 | 375.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 493.25 | 482.45 | 455.65 | 428.75 | 401.95 | 375.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 495.35 | 488.75 | 454.55 | 425.35 | 396.25 | 367.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 498.05 | 486.45 | 457.25 | 428.05 | 398.95 | 369.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 498.15 | 486.55 | 457.35 | 428.15 | 399.05 | 369.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 499.45 | 487.85 | 458.65 | 429.45 | — | 371.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 499.45 | 487.85 | 458.65 | 429.45 | — | 371.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 500.15 | 488.55 | 459.35 | 430.15 | 401.05 | 371.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 500.15 | 488.55 | 459.35 | 430.15 | 401.05 | 371.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 501.15 | 489.45 | 466.05 | 436.95 | 401.95 | 372.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 502.15 | 495.45 | 461.35 | 432.15 | 402.95 | 373.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 503.05 | 491.35 | 462.25 | 433.05 | 403.85 | 374.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 503.15 | 492.45 | 465.55 | 433.15 | 407.15 | 378.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 503.15 | 492.45 | 465.55 | 433.15 | 407.15 | 378.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 505.50 | 493.85 | 464.70 | 435.50 | 406.35 | 377.20 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 505.85 | 495.75 | 470.35 | 445.05 | 419.55 | 385.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 505.85 | 494.25 | 465.05 | 435.85 | 406.75 | 377.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 506.45 | 494.85 | 465.65 | 436.45 | 407.35 | 378.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 506.55 | 495.05 | 466.05 | 436.55 | 407.55 | 378.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 506.85 | 495.20 | 466.00 | 436.85 | 407.70 | 378.50 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 508.65 | 497.05 | 467.85 | 438.65 | 409.55 | 380.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 508.65 | 497.05 | 467.85 | 438.65 | 409.55 | 380.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 508.85 | 497.25 | 468.05 | 438.85 | — | 380.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 512.30 | 500.60 | 471.45 | 442.30 | 413.10 | 383.95 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 512.45 | 500.85 | 471.65 | 442.45 | 413.35 | 387.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 513.05 | 501.45 | 472.25 | 443.05 | 413.95 | 384.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 513.45 | 506.75 | 472.55 | 443.45 | 414.25 | 385.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 513.95 | 507.35 | 473.15 | 443.95 | 414.85 | 385.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 514.65 | 503.05 | 473.85 | 444.65 | 415.55 | 386.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 515.15 | 508.45 | 474.25 | 445.15 | 415.95 | 386.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 515.95 | 504.35 | 475.15 | 445.95 | 416.85 | 387.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 516.55 | 509.85 | 475.65 | 446.55 | 417.35 | 388.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 517.15 | 505.45 | 482.05 | 452.95 | 429.55 | 400.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 518.25 | 506.65 | 477.45 | 448.25 | — | 389.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 518.25 | 506.65 | 477.45 | 448.25 | 419.15 | 389.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 518.55 | 506.85 | 483.55 | 454.35 | 419.35 | 390.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 518.55 | 506.85 | 483.55 | 454.35 | 419.35 | 390.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 520.65 | 509.05 | 479.85 | 450.65 | 421.55 | 392.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 520.65 | 509.05 | 479.85 | 450.65 | 421.55 | 392.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 521.65 | 510.05 | 480.85 | 451.65 | 422.55 | 393.35 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 521.75 | 510.15 | 480.95 | 451.75 | 422.65 | 393.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 522.05 | 511.85 | 486.15 | 460.45 | 434.85 | 409.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 523.10 | 511.45 | 482.30 | 453.10 | 423.95 | 394.80 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 523.45 | 511.85 | 482.65 | 453.55 | 424.35 | 395.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 526.75 | 515.15 | 485.95 | 456.75 | 427.65 | 398.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 527.05 | 515.35 | 486.25 | 457.05 | 427.85 | 398.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 527.65 | 516.05 | 486.85 | 457.65 | 428.55 | 399.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 527.65 | 516.05 | 486.85 | 457.65 | 428.55 | 399.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 527.65 | 516.05 | 486.85 | 457.65 | — | 399.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 528.15 | 516.55 | 487.35 | 458.15 | 429.05 | 399.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 528.85 | 517.15 | 487.95 | 458.85 | 429.65 | 400.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 528.95 | 517.30 | 488.15 | 458.95 | 429.80 | 400.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 530.15 | 524.35 | 500.95 | 471.85 | 442.65 | 413.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 530.85 | 519.25 | 490.05 | 460.85 | 431.75 | 402.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 531.25 | 519.65 | 490.45 | 461.25 | 432.15 | 402.95 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 531.65 | 520.05 | 490.85 | 461.65 | 432.55 | 403.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 531.65 | 519.95 | 490.75 | 461.65 | 432.45 | 403.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 531.85 | 520.25 | 491.05 | 461.85 | 432.75 | 403.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 533.05 | 527.25 | 503.85 | 474.75 | 445.55 | 416.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 533.95 | 523.55 | 497.25 | 470.95 | 444.85 | 418.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 534.25 | 522.65 | 493.45 | 464.25 | 435.15 | 405.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 534.85 | 523.20 | 494.05 | 464.85 | 435.70 | 406.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 534.95 | 523.35 | 494.15 | 464.95 | 435.85 | 406.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 535.65 | 523.95 | 494.75 | 465.65 | 436.45 | 407.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 535.65 | 523.95 | 494.75 | 465.65 | 436.45 | 407.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.45 | 524.75 | 495.65 | 466.45 | 437.25 | 408.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 536.95 | 525.95 | 498.45 | 470.45 | 442.85 | 415.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 537.95 | 526.45 | 497.45 | 467.95 | 438.95 | 409.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 538.65 | 527.05 | 497.85 | 468.65 | 439.55 | 410.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 538.65 | 527.05 | 497.85 | 468.65 | 439.55 | 410.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 538.85 | 527.25 | 498.05 | 468.85 | 439.75 | 410.55 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 539.50 | 527.85 | 498.65 | 469.50 | 440.35 | 411.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 539.75 | 528.15 | 498.95 | 469.75 | 440.65 | 411.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 539.95 | 528.45 | 499.45 | 469.95 | 440.95 | 411.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 539.95 | 528.45 | 499.45 | 469.95 | 440.95 | 411.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 539.95 | 529.45 | 502.85 | 476.25 | 449.75 | 423.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 540.70 | 529.05 | 499.90 | 470.70 | 441.55 | 412.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 540.70 | 529.05 | 499.90 | 470.70 | 441.55 | 412.40 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 540.70 | 529.05 | 499.90 | 470.70 | 441.55 | 412.40 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 541.05 | 529.55 | 500.55 | 471.05 | 442.05 | 413.05 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 542.85 | 531.25 | 502.05 | 472.85 | 443.75 | 417.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 543.85 | 532.15 | 503.05 | 473.85 | 444.65 | 415.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 544.35 | 533.35 | 505.85 | 477.85 | 450.25 | 422.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 547.25 | 535.65 | 506.45 | 477.25 | 448.15 | 418.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 547.25 | 535.65 | 506.45 | 477.25 | 448.15 | 418.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 547.85 | 536.25 | 507.05 | 477.85 | 448.75 | 419.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 549.65 | 538.05 | 508.85 | 479.65 | 450.55 | 421.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 550.15 | 538.65 | 509.65 | 480.15 | 451.15 | 422.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 550.85 | 539.25 | 510.05 | 480.85 | 451.75 | 422.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 555.65 | 549.05 | 514.85 | 485.65 | 456.55 | 427.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 556.25 | 544.65 | 515.45 | 486.25 | 457.15 | 427.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 559.05 | 552.35 | 518.25 | 489.05 | 459.85 | 430.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 559.45 | 547.85 | 518.65 | 489.45 | 460.35 | 431.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 567.15 | 555.55 | 526.35 | 497.15 | 468.05 | 442.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 567.45 | 555.95 | 526.95 | 497.45 | 468.45 | 439.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 568.25 | 556.80 | 528.15 | 499.50 | 470.85 | 442.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 570.85 | 559.35 | 530.35 | 500.85 | 471.85 | 442.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 573.05 | 561.35 | 532.15 | 503.05 | 473.85 | 444.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 576.65 | 565.05 | 535.85 | 506.65 | 477.55 | 448.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 577.15 | 565.55 | 536.35 | 507.15 | 478.05 | 448.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 577.15 | 565.55 | 536.35 | 507.15 | 478.05 | 448.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 577.55 | 566.55 | 539.05 | 511.05 | 483.45 | 455.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 578.85 | 567.15 | 538.05 | 508.85 | 479.65 | 450.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 579.85 | 568.15 | 538.95 | 509.85 | 480.65 | 451.45 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 580.15 | 568.55 | 539.35 | 510.15 | 481.05 | 451.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 581.75 | 570.10 | 540.95 | 511.75 | 482.60 | 453.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 582.05 | 570.45 | 541.25 | 512.15 | 482.95 | 453.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 584.15 | 572.45 | 543.35 | 514.15 | 484.95 | 455.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 590.35 | 578.75 | 549.55 | 520.35 | 491.25 | 462.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 593.45 | 581.85 | 552.65 | 523.45 | — | 465.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 593.85 | 582.25 | 553.05 | 523.85 | 494.75 | 465.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 594.35 | 582.85 | 553.85 | 524.35 | 495.35 | 466.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 598.25 | 589.20 | 562.05 | 531.90 | 501.75 | 471.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 599.25 | 587.65 | 558.45 | 529.25 | 500.15 | 470.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 600.25 | 588.65 | 559.45 | 530.25 | 501.15 | 471.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 601.75 | 591.25 | 564.25 | 537.75 | 510.75 | 483.85 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 603.65 | 592.05 | 562.95 | 533.75 | 504.55 | 475.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 603.85 | 592.35 | 563.35 | 533.85 | 504.85 | 475.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 605.05 | 593.55 | 564.55 | 535.05 | 506.05 | 477.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 607.75 | 596.15 | 566.95 | 537.75 | 508.65 | 479.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 608.55 | 596.95 | 567.75 | 538.55 | 509.45 | 480.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 609.25 | 597.65 | 568.45 | 539.25 | 510.15 | 480.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 631.45 | 619.85 | 592.45 | 564.45 | 536.45 | 508.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 654.45 | 642.85 | 613.65 | 584.45 | 555.35 | 526.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 668.45 | 656.95 | 627.95 | 598.45 | 569.45 | 540.45 |

128 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Lützelflüh for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Lützelflüh](https://praemiencheck.onedoc.ch/en/be/lutzelfluh/) is Agrisano (AGRIsmart) at 463.35 CHF a month.

### How much does health insurance cost in Lützelflüh in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 463.35 CHF (Agrisano, AGRIsmart) to 668.45 CHF (Groupe Mutuel – Philos, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 450.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Lützelflüh for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 463.35 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/deductible-300/) to 352.45 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/deductible-2500/): 110.90 CHF less a month, 1'330.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'779 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Lützelflüh for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 536.45 CHF (Agrisano), family doctor / HMO 488.95 CHF (ÖKK), flexible model 500.15 CHF (ÖKK), telemedicine 463.35 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 468.10 CHF at Agrisano (AGRIsmart) gives 463.35 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/

## Related pages

- With accident cover: from 352.45 to 668.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/be/lutzelfluh/adult/with-accident/ — replace `be` with your canton’s two-letter code (ge, vd, zh…) and `lutzelfluh` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.