# Health insurance premiums 2027 in Kandersteg (BE), for a young adult aged 19 to 25 who wants a deductible of 1'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Kandersteg](https://praemiencheck.onedoc.ch/en/be/kandersteg/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/) with a 1'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/), the cheapest monthly basic insurance premium is **286.45 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 437.15 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 319.95 | 310.25 | 286.45 | 262.35 | 238.45 | 214.55 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 332.25 | 321.45 | 294.30 | 267.10 | 239.95 | 212.80 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 332.25 | 321.45 | 294.30 | 267.10 | 239.95 | 212.80 | +3.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 335.80 | 324.95 | 297.80 | 270.65 | 243.50 | 216.35 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 335.80 | 324.95 | 297.80 | 270.65 | 243.50 | 216.35 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 335.80 | 324.95 | 297.80 | 270.65 | 243.50 | 216.35 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 335.80 | 324.95 | 297.80 | 270.65 | 243.50 | 216.35 | +3.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 335.80 | 324.95 | 297.80 | 270.65 | 243.50 | 216.35 | +3.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 333.35 | 323.35 | 298.45 | 273.55 | 248.55 | 223.65 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 337.95 | 327.15 | 299.95 | 272.85 | 245.75 | 218.55 | +6.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 339.65 | 328.85 | 301.75 | 274.55 | 247.55 | 228.05 | +8.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 338.65 | 328.55 | 303.25 | 277.85 | 252.45 | 227.15 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 341.55 | 335.35 | 303.45 | 276.15 | 248.85 | 221.65 | +12.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 343.05 | 336.85 | 304.95 | 277.65 | 250.35 | 223.15 | +7.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 340.55 | 330.35 | 304.95 | 279.35 | 253.85 | 228.45 | +4.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 340.05 | 330.05 | 305.15 | 275.05 | 250.85 | 223.85 | +6.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 340.05 | 330.05 | 305.15 | 275.05 | 250.85 | 223.85 | +6.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 346.35 | 335.50 | 308.35 | 281.15 | 254.00 | 226.90 | +3.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 347.05 | 336.05 | 308.45 | 280.85 | 253.35 | 225.75 | +0.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 347.15 | 340.95 | 309.05 | 281.75 | 254.55 | 227.25 | +6.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 347.55 | 341.35 | 309.35 | 282.15 | 254.85 | 227.65 | +6.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 347.45 | 336.75 | 309.55 | 282.35 | 255.35 | 228.15 | +8.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 347.45 | 336.75 | 309.55 | 282.35 | 255.35 | 228.15 | +8.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 347.65 | 336.95 | 309.95 | 282.55 | 255.55 | 228.55 | +2.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 348.15 | 341.85 | 309.95 | 282.75 | 255.45 | 228.15 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 350.55 | 339.65 | 312.45 | 285.15 | 257.85 | 230.65 | +0.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 346.65 | 337.35 | 313.75 | 290.15 | 266.55 | 248.55 | +4.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 351.65 | 340.95 | 313.95 | 286.55 | 259.55 | 232.55 | +2.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 352.15 | 341.35 | 314.15 | 287.05 | 259.95 | 232.85 | +3.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 353.35 | 342.55 | 315.45 | 288.25 | 261.15 | 234.05 | +8.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 354.65 | 348.45 | 316.55 | 289.25 | 261.95 | 234.75 | +4.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 355.65 | 344.95 | 317.65 | 290.35 | 263.15 | 238.85 | +0.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 357.45 | 346.45 | 318.85 | 291.25 | 263.75 | 236.15 | +0.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 356.95 | 346.15 | 319.05 | 291.85 | 264.85 | 237.65 | +3.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 358.55 | 347.75 | 320.65 | 293.45 | 266.35 | 239.25 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 358.85 | 348.05 | 320.85 | 293.85 | 266.65 | 240.75 | +4.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 359.85 | 349.05 | 321.75 | 294.45 | 267.15 | 242.95 | +3.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 359.65 | 348.95 | 322.05 | 294.55 | 267.65 | 240.65 | +2.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 359.65 | 348.95 | 322.05 | 294.55 | 267.65 | 240.65 | +2.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 362.15 | 351.35 | 324.25 | 297.05 | 269.95 | 242.85 | +6.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 362.15 | 351.35 | 324.25 | 297.05 | 269.95 | 242.85 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 363.85 | 352.95 | 325.65 | 298.45 | 271.15 | 243.85 | +0.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 364.25 | 353.45 | 326.25 | 299.15 | 272.05 | 244.95 | +6.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 364.25 | 353.45 | 326.25 | 299.15 | 272.05 | 244.95 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 366.65 | 355.75 | 328.45 | 301.25 | 273.95 | 246.65 | +0.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 366.55 | 355.85 | 328.65 | 301.45 | 274.45 | 247.25 | +6.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 366.55 | 355.85 | 328.65 | 301.45 | 274.45 | 247.25 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 367.15 | 356.35 | 329.15 | 302.05 | 274.95 | 247.75 | +6.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 367.75 | 361.55 | 329.65 | 302.35 | 275.05 | 247.85 | +4.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 369.85 | 358.95 | 331.35 | 303.75 | 276.25 | 248.65 | +0.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 369.25 | 358.45 | 331.35 | 304.15 | 277.05 | 249.95 | +6.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 369.35 | 358.65 | 331.65 | 304.25 | 277.25 | 250.35 | +9.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 370.05 | 363.75 | 331.85 | 304.65 | 277.35 | 250.05 | +4.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 370.55 | 359.45 | 331.85 | 304.05 | 276.35 | 248.75 | +4.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 370.05 | 359.35 | 332.15 | 304.95 | 277.95 | 250.75 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 370.45 | 359.65 | 332.55 | 305.35 | 278.25 | 251.15 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 371.05 | 360.15 | 332.85 | 305.65 | 278.35 | 251.15 | +0.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 371.35 | 360.65 | 333.45 | 306.25 | 279.25 | 252.05 | +6.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 368.45 | 357.55 | 334.55 | 307.35 | 276.25 | 249.05 | +6.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 368.45 | 357.55 | 336.55 | 309.45 | 276.25 | 249.05 | +4.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 375.05 | 364.25 | 337.05 | 309.95 | 282.85 | 255.75 | +6.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 375.15 | 364.35 | 337.25 | 310.05 | — | 255.85 | −0.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 375.15 | 364.35 | 337.25 | 310.05 | — | 255.85 | +3.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 375.95 | 365.05 | 337.95 | 310.85 | 283.65 | 256.55 | +3.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 377.65 | 366.65 | 338.85 | 311.15 | 283.45 | 255.75 | +5.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 377.25 | 366.45 | 339.35 | 312.15 | 285.05 | 257.95 | +6.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 379.85 | 368.75 | 341.05 | 313.35 | 285.65 | 257.95 | +5.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 379.95 | 369.00 | 341.60 | 314.15 | 286.75 | 259.35 | +3.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 380.45 | 369.75 | 342.75 | 315.35 | 288.35 | 261.35 | +9.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 381.65 | 370.85 | 343.75 | 316.55 | — | 262.35 | +3.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 381.75 | 370.95 | 343.75 | 316.65 | 289.55 | 262.35 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 383.25 | 372.35 | 345.15 | 317.85 | 290.55 | 263.35 | +3.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 382.95 | 372.35 | 345.35 | 317.85 | 290.95 | 263.95 | +2.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 384.05 | 373.10 | 345.70 | 318.25 | 290.85 | 263.45 | +3.3 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 385.15 | 374.25 | 346.75 | 319.35 | 291.95 | 264.55 | +8.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 384.85 | 374.15 | 347.15 | 319.75 | 292.75 | 265.85 | +9.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 385.15 | 374.45 | 347.45 | 320.05 | 293.05 | 266.15 | +2.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 386.15 | 375.35 | 348.25 | 321.05 | 294.05 | 266.85 | +8.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 386.15 | 375.35 | 348.25 | 321.05 | 294.05 | 266.85 | +8.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 386.65 | 375.85 | 348.65 | 321.55 | 294.45 | 267.35 | +7.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 382.65 | 375.85 | 348.75 | 321.55 | 290.35 | 263.25 | +6.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 388.55 | 377.55 | 349.75 | 322.05 | 294.45 | 266.65 | +5.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 379.55 | 372.75 | 349.75 | 322.55 | 303.55 | 276.45 | +8.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 388.25 | 377.45 | 350.35 | 323.15 | — | 268.95 | +3.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 389.45 | 378.75 | 351.85 | 324.35 | 297.45 | 270.45 | +1.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 389.45 | 378.75 | 351.85 | 324.35 | 297.45 | 270.45 | +3.5 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 390.65 | 379.75 | 352.35 | 324.85 | 297.55 | 270.05 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 390.75 | 379.95 | 352.75 | 325.65 | 298.55 | 271.45 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 391.65 | 380.75 | 353.55 | 326.25 | 299.05 | 271.75 | +3.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 392.55 | 381.75 | 354.45 | 327.15 | 299.95 | 275.75 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 394.75 | 383.95 | 356.75 | 329.65 | 302.55 | 275.45 | +6.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 394.75 | 383.95 | 356.85 | 329.65 | — | 275.45 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 395.95 | 385.05 | 357.75 | 330.45 | 303.25 | 275.95 | +3.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 397.25 | 386.25 | 358.55 | 330.75 | 303.15 | 275.45 | +5.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 388.75 | 381.95 | 358.85 | 331.75 | 308.65 | 281.55 | +9.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 397.15 | 386.25 | 358.95 | 331.75 | 304.45 | 277.25 | +0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 397.95 | 387.25 | 360.25 | 332.85 | 305.85 | 278.85 | +2.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 398.15 | 387.45 | 360.45 | 333.05 | 306.05 | 279.05 | +9.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 390.75 | 383.95 | 360.85 | 333.75 | 308.65 | 281.55 | +6.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 399.15 | 388.45 | 361.25 | 334.15 | 307.05 | 279.85 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 399.65 | 388.85 | 361.75 | 334.55 | 307.55 | 280.35 | +5.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.85 | 390.05 | 362.85 | 335.75 | 308.65 | 281.55 | +1.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 401.35 | 390.55 | 363.35 | 336.25 | 309.15 | 282.05 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 401.35 | 390.55 | 363.35 | 336.25 | 309.15 | 282.05 | +6.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.55 | 393.55 | 366.15 | 338.75 | 311.30 | 283.90 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 404.35 | 393.45 | 366.15 | 338.95 | 311.65 | 284.35 | +3.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.75 | 393.95 | 366.65 | 339.35 | 312.15 | 284.85 | +3.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 401.25 | 391.65 | 367.55 | 343.35 | 319.35 | 295.15 | +6.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 408.65 | 397.85 | 370.75 | 343.55 | 316.55 | 289.35 | +6.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.45 | 400.55 | 372.95 | 345.35 | 317.85 | 290.25 | +0.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 412.25 | 401.35 | 374.15 | 347.15 | 319.95 | 292.85 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 412.75 | 401.85 | 374.55 | 347.35 | 320.05 | 292.85 | +3.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 410.55 | 400.65 | 375.95 | 351.25 | 326.65 | 301.95 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.95 | 406.05 | 378.85 | 351.55 | 324.25 | 297.05 | +3.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 415.15 | 405.25 | 380.25 | 355.25 | 330.35 | 305.35 | +6.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 422.65 | 411.85 | 384.65 | 357.55 | 330.45 | 303.35 | +6.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.45 | 417.75 | 390.85 | 363.35 | 336.45 | 309.45 | +1.0 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.65 | 418.75 | 391.35 | 363.85 | 336.55 | 309.05 | +4.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 432.25 | 421.25 | 393.45 | 365.75 | 338.15 | 310.35 | +5.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 423.95 | 415.65 | 394.75 | 373.85 | 352.45 | 331.45 | +4.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 437.95 | 427.25 | 400.35 | 372.85 | 345.95 | 318.95 | +9.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.35 | 429.55 | 402.45 | 375.25 | — | 321.05 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.65 | 433.85 | 406.75 | 379.55 | 352.55 | 325.35 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 444.95 | 434.15 | 407.25 | 379.85 | 357.55 | 336.15 | +4.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 446.65 | 437.60 | 415.00 | 387.95 | 360.85 | 333.75 | 0.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.65 | 445.75 | 418.25 | 390.85 | 363.45 | 336.05 | +6.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.15 | 451.95 | 429.15 | 406.35 | 383.55 | 360.75 | +4.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 470.40 | 460.90 | 437.15 | 408.60 | 380.15 | 351.60 | 0.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Kandersteg for a young adult aged 19 to 25 with a deductible of 1'000 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/), the cheapest offer in [Kandersteg](https://praemiencheck.onedoc.ch/en/be/kandersteg/) is Agrisano (AGRIsmart) at 286.45 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 308.35 CHF a month.

### How much does health insurance cost in Kandersteg in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/) with a deductible of 1'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/), monthly premiums run from 286.45 CHF (Agrisano, AGRIsmart) to 437.15 CHF (vita surselva, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 298.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Kandersteg for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 319.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/deductible-300/) to 214.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/deductible-2500/): 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Kandersteg for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 1'000 CHF and without accident cover, the cheapest premium per model is: standard model 308.35 CHF (Sanitas), family doctor / HMO 294.30 CHF (Sanitas), flexible model 297.80 CHF (Sanitas), telemedicine 286.45 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 291.20 CHF at Agrisano (AGRIsmart) gives 286.45 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Kandersteg is in region 3 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Kandersteg (BE): every situation: https://praemiencheck.onedoc.ch/en/be/kandersteg/
- Premiums 2027 in Kandersteg (BE), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/
- Premiums 2027 in Kandersteg (BE), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/kandersteg/child/
- Adult: https://praemiencheck.onedoc.ch/en/be/kandersteg/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Kandersteg (BE), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Kandersteg (BE), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Kandersteg (BE), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Kandersteg (BE), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Kandersteg (BE), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/be/kandersteg/young-adult/no-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `kandersteg` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-1000` with `deductible-2500` for another deductible. Markdown version: add `.md`.