# Health insurance premiums 2027 in Kallnach (BE), for a young adult aged 19 to 25 with accident cover

In 2027, for a young adult aged 19 to 25 in Kallnach, with accident cover, the cheapest health insurance premium is:

- **379.60 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **261.20 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/deductible-2500/) (Visana, Managed Care)

## With accident cover: from 261.20 to 521.90 CHF a month depending on the deductible and the model

128 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **379.60 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 521.90 CHF with rhenusana (Standard model).

Lowest premium:
- 300 CHF: 379.60 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/deductible-300/
- 500 CHF: 369.40 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/deductible-500/
- 1'000 CHF: 344.30 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 319.00 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 290.30 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 261.20 CHF (Visana, Managed Care) — https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 379.60 | 369.40 | 344.30 | 319.00 | 293.80 | 268.60 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 389.40 | 377.80 | 348.60 | 319.40 | 290.30 | 269.40 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 389.50 | 382.80 | 348.70 | 319.50 | 290.30 | 261.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 389.90 | 378.30 | 349.10 | 319.90 | 290.80 | 261.60 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 392.60 | 381.80 | 355.00 | 328.10 | 301.30 | 274.60 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 393.80 | 387.20 | 353.00 | 323.80 | 294.70 | 265.50 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 394.70 | 383.10 | 353.90 | 324.70 | 295.60 | 266.40 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 396.50 | 384.90 | 355.70 | 326.50 | 297.40 | 268.20 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 396.90 | 390.20 | 356.00 | 326.90 | 297.70 | 268.50 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 397.80 | 386.20 | 357.00 | 327.80 | 298.70 | 269.50 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 398.30 | 386.70 | 357.50 | 328.30 | 299.20 | 270.00 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 398.30 | 386.70 | 357.50 | 328.30 | 299.20 | 270.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 398.45 | 386.80 | 357.65 | 328.45 | 299.30 | 270.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 398.45 | 386.80 | 357.65 | 328.45 | 299.30 | 270.15 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 399.10 | 387.50 | 358.30 | 329.10 | 300.10 | 274.10 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 400.40 | 389.60 | 362.90 | 330.40 | 304.40 | 275.40 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 400.40 | 389.60 | 362.90 | 330.40 | 304.40 | 275.40 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 401.40 | 389.80 | 360.60 | 331.40 | 302.30 | 273.10 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 401.50 | 390.80 | 364.20 | 337.50 | 310.70 | 284.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 402.60 | 390.95 | 361.80 | 332.60 | 303.45 | 274.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 402.60 | 390.95 | 361.80 | 332.60 | 303.45 | 274.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 402.60 | 390.95 | 361.80 | 332.60 | 303.45 | 274.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 402.60 | 390.95 | 361.80 | 332.60 | 303.45 | 274.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 402.60 | 390.95 | 361.80 | 332.60 | 303.45 | 274.30 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 403.70 | 392.90 | 366.20 | 339.30 | 312.40 | 285.70 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 404.50 | 397.80 | 363.60 | 334.50 | 305.30 | 276.10 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 404.90 | 393.30 | 364.10 | 334.90 | 305.80 | 276.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 405.80 | 394.20 | 365.00 | 335.80 | 306.70 | 277.50 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 405.90 | 394.40 | 365.40 | 335.90 | 306.90 | 277.90 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 406.80 | 395.20 | 366.00 | 336.80 | 307.70 | 278.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 408.10 | 396.50 | 367.30 | 338.10 | 309.00 | 279.80 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 408.30 | 396.70 | 367.50 | 338.30 | 309.30 | 283.30 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 409.60 | 398.00 | 368.80 | 339.60 | 310.50 | 281.30 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 410.50 | 398.90 | 369.70 | 340.50 | 311.40 | 282.20 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 410.60 | 399.10 | 370.10 | 340.60 | 311.60 | 282.60 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 411.30 | 399.70 | 370.50 | 341.30 | 312.20 | 283.00 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 412.10 | 402.00 | 376.60 | 351.30 | 325.90 | 293.60 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 412.80 | 401.20 | 372.00 | 342.80 | 313.70 | 284.50 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 414.20 | 407.60 | 373.40 | 344.20 | 315.10 | 285.90 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 414.50 | 402.90 | 378.40 | 349.30 | 315.40 | 286.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.05 | 403.40 | 374.25 | 345.05 | 315.90 | 286.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 416.00 | 404.50 | 375.50 | 346.00 | 317.00 | 288.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 418.60 | 407.00 | 377.80 | 348.60 | 319.50 | 290.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 419.80 | 408.30 | 379.30 | 349.80 | 320.80 | 291.80 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 419.80 | 408.30 | 379.30 | 349.80 | 320.80 | 291.80 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 421.10 | 409.40 | 380.30 | 351.10 | 321.90 | 292.80 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 421.50 | 409.90 | 380.70 | 351.50 | 322.40 | 293.20 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Regiomed | 422.10 | 410.50 | 381.30 | 352.10 | 323.10 | 297.10 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 422.60 | 411.00 | 381.80 | 352.60 | 323.50 | 294.30 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 423.70 | 412.10 | 382.90 | 353.70 | 324.60 | 295.40 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 426.30 | 414.70 | 385.50 | 356.40 | 327.20 | 298.50 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 428.30 | 416.80 | 387.80 | 358.30 | 329.30 | 300.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 429.10 | 417.50 | 388.30 | 359.10 | — | 300.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 429.10 | 417.50 | 388.30 | 359.10 | — | 300.80 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 429.60 | 418.00 | 388.80 | 359.60 | 330.50 | 301.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 430.20 | 418.60 | 389.40 | 360.20 | 331.10 | 301.90 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 430.70 | 419.00 | 389.90 | 360.70 | 331.50 | 302.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 431.10 | 424.20 | 395.00 | 365.90 | 332.00 | 302.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 431.60 | 424.90 | 390.70 | 361.60 | 332.40 | 303.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 433.20 | 421.70 | 392.70 | 363.20 | 334.20 | 305.20 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 433.50 | 421.80 | 399.80 | 370.60 | 334.30 | 305.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 434.10 | 422.50 | 393.30 | 364.10 | 335.00 | 305.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 434.10 | 422.50 | 393.30 | 364.10 | 335.00 | 305.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.20 | 427.50 | 393.30 | 364.20 | 335.00 | 305.80 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.20 | 423.60 | 394.40 | 365.20 | 336.10 | 306.90 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 435.90 | 424.40 | 395.40 | 365.90 | 336.90 | 307.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 436.60 | 425.00 | 395.80 | 366.60 | — | 308.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 437.10 | 425.40 | 396.30 | 367.10 | 337.90 | 308.80 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 438.10 | 426.50 | 397.30 | 368.10 | 339.00 | 309.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 438.20 | 426.50 | 397.30 | 368.20 | 339.00 | 309.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 438.20 | 426.50 | 397.30 | 368.20 | 339.00 | 309.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 438.30 | 426.80 | 397.80 | 368.30 | 339.30 | 310.30 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.60 | 426.90 | 397.80 | 368.60 | 339.40 | 310.30 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.80 | 427.10 | 398.00 | 368.80 | 339.60 | 310.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 439.20 | 427.60 | 398.40 | 369.20 | 340.10 | 310.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 439.20 | 427.60 | 398.40 | 369.20 | 340.10 | 310.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 440.40 | 428.80 | 399.60 | 370.40 | — | 312.10 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 440.70 | 429.00 | 399.80 | 370.70 | 341.50 | 312.30 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 440.70 | 429.00 | 399.80 | 370.70 | 341.50 | 312.30 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 442.00 | 430.40 | 401.20 | 372.00 | 342.90 | 313.70 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 442.50 | 430.90 | 401.70 | 372.50 | 343.40 | 314.20 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 443.10 | 431.50 | 402.30 | 373.10 | 344.00 | 314.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 443.10 | 431.50 | 402.30 | 373.10 | 344.00 | 314.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 443.20 | 431.70 | 402.70 | 373.20 | 344.20 | 315.20 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 443.20 | 431.70 | 402.70 | 373.20 | 344.20 | 315.20 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 444.10 | 437.20 | 412.80 | 383.60 | 363.90 | 334.80 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 445.00 | 433.40 | 404.20 | 375.00 | 345.90 | 320.00 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 447.80 | 437.50 | 411.80 | 386.20 | 360.50 | 334.80 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 448.00 | 436.50 | 407.50 | 378.00 | 349.00 | 320.00 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 449.40 | 437.80 | 408.60 | 379.40 | 350.30 | 321.10 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 449.60 | 438.00 | 408.80 | 379.60 | 350.50 | 321.30 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 450.65 | 439.00 | 409.85 | 380.65 | 351.50 | 322.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 451.70 | 440.10 | 410.90 | 381.70 | — | 323.40 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 455.45 | 443.80 | 414.65 | 385.45 | 356.30 | 327.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 457.10 | 445.40 | 416.30 | 387.10 | 357.90 | 328.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 457.20 | 450.20 | 425.80 | 396.60 | 374.60 | 345.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.70 | 446.00 | 416.80 | 387.70 | 358.50 | 329.30 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 457.90 | 447.50 | 421.20 | 394.90 | 368.70 | 342.50 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.70 | 447.10 | 417.90 | 388.70 | 359.60 | 330.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 459.90 | 448.30 | 419.10 | 389.90 | 360.80 | 331.60 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 463.00 | 452.50 | 425.90 | 399.30 | 372.80 | 346.30 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.90 | 452.40 | 423.40 | 393.90 | 364.90 | 335.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 466.40 | 454.80 | 425.60 | 396.40 | 367.30 | 338.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 466.60 | 459.70 | 432.90 | 403.70 | 374.60 | 345.40 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 467.00 | 455.40 | 426.20 | 397.00 | 367.90 | 338.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 467.30 | 455.70 | 426.50 | 397.30 | 368.20 | 339.00 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 470.70 | 459.10 | 429.90 | 400.70 | 371.60 | 342.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 471.10 | 459.40 | 430.30 | 401.10 | 371.90 | 342.80 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 473.60 | 462.00 | 432.80 | 403.70 | 374.50 | 345.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 473.70 | 462.10 | 432.90 | 403.70 | 374.60 | 345.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 475.40 | 463.80 | 434.60 | 405.40 | 376.30 | 347.10 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 476.10 | 464.40 | 435.30 | 406.10 | 376.90 | 347.80 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 479.45 | 467.75 | 438.60 | 409.45 | 380.25 | 351.10 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 480.20 | 471.20 | 448.70 | 426.20 | 403.20 | 380.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 486.10 | 474.50 | 445.30 | 416.10 | 387.00 | 357.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 487.00 | 475.50 | 446.50 | 417.00 | 388.00 | 359.00 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 490.20 | 480.40 | 455.90 | 426.45 | 397.05 | 369.60 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.10 | 479.50 | 450.30 | 421.10 | 392.00 | 362.80 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.30 | 480.80 | 451.80 | 422.30 | 393.30 | 364.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 496.10 | 484.50 | 455.30 | 426.10 | 397.00 | 367.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.90 | 486.20 | 457.10 | 427.90 | 398.70 | 369.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.10 | 489.50 | 460.30 | 431.10 | 402.00 | 372.80 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 503.70 | 492.10 | 463.20 | 433.70 | 409.70 | 386.70 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.30 | 492.70 | 463.50 | 434.30 | — | 376.00 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.80 | 497.20 | 468.00 | 438.80 | 409.70 | 380.50 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 516.00 | 505.70 | 479.90 | 459.25 | 417.95 | 392.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 516.80 | 505.20 | 476.00 | 446.80 | 417.70 | 388.50 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 521.90 | 511.90 | 487.40 | 462.90 | 438.40 | 413.90 |

128 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Kallnach for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Kallnach](https://praemiencheck.onedoc.ch/en/be/kallnach/) is Agrisano (AGRIsmart) at 379.60 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 415.05 CHF a month.

### How much does health insurance cost in Kallnach in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 379.60 CHF (Agrisano, AGRIsmart) to 521.90 CHF (rhenusana, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 332.60 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Kallnach for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 379.60 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/deductible-300/) to 268.60 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Kallnach for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 415.05 CHF (Sanitas), family doctor / HMO 389.40 CHF (ÖKK), flexible model 398.30 CHF (ÖKK), telemedicine 379.60 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/

## Related pages

- With accident cover: from 261.20 to 521.90 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/be/kallnach/young-adult/with-accident/ — replace `be` with your canton’s two-letter code (ge, vd, zh…) and `kallnach` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.