# Health insurance premiums 2026 in Jegenstorf (BE), for a child aged 0 to 18, deductible of 100 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Jegenstorf](https://praemiencheck.onedoc.ch/en/be/jegenstorf/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/) with a 100 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/), the cheapest monthly basic insurance premium is **104.25 CHF** with **Visana** (VIVA – Gesundheitsplan model) and the most expensive is 149.55 CHF with Atupri (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (100 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 110.05 | 104.25 | 101.25 | 95.45 | 92.25 | 86.45 | 80.55 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO plus | 112.65 | 106.75 | 100.95 | 95.15 | 89.25 | 83.45 | 77.65 | New tariff 2026 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 113.05 | 107.25 | 101.45 | 95.55 | 89.75 | — | 78.05 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 113.65 | 107.75 | 101.95 | 96.15 | 90.25 | 84.45 | 78.65 | +7.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 113.85 | 108.05 | 102.25 | 96.35 | 90.55 | — | 78.85 | +4.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 114.75 | 109.25 | 104.05 | 98.25 | 92.75 | 86.75 | 81.75 | +5.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 114.75 | 109.25 | 104.05 | 98.25 | 92.75 | 86.75 | 81.75 | +5.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 115.25 | 109.45 | 103.65 | 97.75 | 91.95 | — | 80.25 | +6.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 115.65 | 109.85 | 104.05 | 98.15 | 92.35 | 86.55 | 80.65 | +10.5 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Digimed | 116.55 | 110.75 | 104.95 | 99.05 | 93.25 | 87.45 | 87.45 | +7.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 117.05 | 111.35 | 105.55 | 99.65 | 93.75 | 88.05 | 82.15 | +7.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 117.35 | 111.55 | 105.75 | 99.85 | 94.05 | 88.25 | 82.35 | +1.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 117.85 | 112.05 | 106.25 | 100.35 | 94.55 | 88.75 | 82.85 | +4.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 117.85 | 112.05 | 106.25 | 100.35 | 94.55 | 88.75 | 82.85 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 118.05 | 112.25 | 106.45 | 100.55 | 94.75 | 88.95 | 83.05 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 118.25 | 112.45 | 106.65 | 100.75 | 94.95 | 89.15 | 83.25 | New tariff 2026 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 118.55 | 112.75 | 106.95 | 101.05 | 95.25 | 89.45 | 83.55 | +10.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 118.75 | 112.95 | 107.15 | 101.25 | 95.45 | 89.65 | 83.75 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 118.85 | 112.95 | 107.15 | 101.35 | 95.45 | 89.65 | 83.85 | +7.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 118.05 | 113.15 | 108.15 | 102.35 | 97.25 | 91.05 | — | +5.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 119.25 | 113.45 | 107.65 | 101.75 | 95.95 | 90.15 | 84.25 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 119.50 | 113.70 | 107.90 | 102.00 | 96.20 | 90.40 | 84.50 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 119.50 | 113.70 | 107.90 | 102.00 | 96.20 | 90.40 | 84.50 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 119.50 | 113.70 | 107.90 | 102.00 | 96.20 | 90.40 | 84.50 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 119.50 | 113.70 | 107.90 | 102.00 | 96.20 | 90.40 | 84.50 | New tariff 2026 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 118.85 | 113.75 | 108.65 | 103.45 | 98.55 | 93.25 | 88.05 | +14.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 119.55 | 113.75 | 107.95 | 102.05 | 96.25 | 90.45 | 84.55 | New tariff 2026 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 120.05 | 114.25 | 108.45 | 102.55 | 96.75 | 90.95 | 90.95 | +7.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 120.05 | 114.25 | 108.45 | 102.55 | 96.75 | 90.95 | 85.05 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 120.35 | 114.55 | 108.75 | 102.85 | 97.05 | — | 85.35 | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | 85.75 | +3.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | 85.75 | +3.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 120.85 | 115.05 | 109.25 | 103.35 | 97.55 | 91.75 | 85.85 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 121.05 | 115.25 | 109.45 | 103.55 | 97.75 | 91.95 | 86.05 | +7.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Regiomed | 121.15 | 115.35 | 109.55 | 103.75 | 97.85 | 92.05 | 86.15 | +10.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 121.15 | 115.35 | 109.55 | 103.65 | 97.95 | 92.05 | 86.15 | +5.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 122.05 | 116.25 | 110.45 | 104.55 | 98.75 | 92.95 | 87.05 | +4.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 122.25 | 116.45 | 110.65 | 104.85 | 98.95 | 93.15 | — | +5.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 121.65 | 116.45 | 111.25 | 105.85 | 100.95 | 95.45 | 90.15 | +14.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 123.15 | 117.25 | 111.45 | 105.65 | 99.75 | 93.95 | 88.15 | +7.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 123.35 | 117.55 | 111.75 | 105.85 | 100.05 | 94.25 | 88.35 | −6.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 123.55 | 117.75 | 111.95 | 106.05 | 100.25 | 94.45 | 88.55 | +10.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 123.05 | 117.75 | 112.45 | 107.15 | 102.15 | 96.55 | 91.25 | +14.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 125.05 | 119.25 | 113.45 | 107.55 | 101.75 | 95.95 | 90.05 | +3.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.15 | 119.35 | 113.55 | 107.75 | 101.85 | 96.05 | 90.15 | +5.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 125.55 | 119.75 | 113.95 | 108.05 | 102.25 | 96.45 | 90.55 | +3.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 126.25 | 120.45 | 114.65 | 108.75 | 102.95 | 97.15 | 91.25 | +3.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 127.05 | 121.25 | 115.45 | 109.55 | 103.75 | 97.95 | 92.05 | +3.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 127.05 | 121.25 | 115.45 | 109.55 | 103.75 | 97.95 | 92.05 | +3.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 127.95 | 122.15 | 116.45 | 110.45 | 104.65 | 98.85 | 92.95 | +8.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 128.55 | 122.75 | 116.95 | 111.05 | 105.25 | 99.45 | 93.55 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 128.55 | 122.75 | 116.95 | 111.05 | 105.25 | 99.45 | 93.55 | +2.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 128.65 | 122.85 | 117.05 | 111.15 | 105.35 | — | 93.65 | +4.3 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 129.60 | 123.75 | 117.90 | 112.10 | 106.25 | 100.40 | 94.60 | +5.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 131.00 | 125.20 | 119.35 | 113.50 | 107.70 | 101.85 | 96.00 | +4.7 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 131.25 | 125.45 | 119.65 | 113.75 | 107.95 | 102.15 | 102.15 | +7.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 | 102.35 | 96.55 | −2.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.05 | 126.25 | 120.45 | 114.55 | 108.75 | 102.95 | 97.05 | +8.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.35 | 126.55 | 120.75 | 114.85 | 109.05 | 103.25 | 97.35 | +4.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 132.60 | 127.10 | 121.60 | 116.05 | 110.55 | 103.65 | 98.15 | +5.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 134.65 | 128.85 | 123.05 | — | 111.35 | — | 99.65 | +6.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 134.75 | 128.95 | 123.05 | 117.25 | 111.45 | 105.55 | 99.75 | +7.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 134.75 | 128.95 | 123.05 | 117.25 | 111.45 | 105.55 | 99.75 | +7.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 135.55 | 129.75 | 123.95 | 118.05 | 112.25 | 106.45 | 100.55 | +2.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 135.75 | 129.95 | 124.15 | 118.25 | 112.75 | 106.65 | 100.75 | +14.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 136.15 | 130.35 | 124.55 | 118.65 | 112.85 | 107.05 | 101.15 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 | 101.15 | +7.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 136.35 | 130.55 | 124.75 | 118.85 | 113.05 | 107.25 | 101.35 | +3.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 136.45 | 130.65 | 124.85 | 119.05 | 113.15 | 107.35 | — | +5.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 136.75 | 130.95 | 125.15 | — | 113.45 | — | 101.75 | +5.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 131.85 | 130.95 | 129.95 | 128.95 | 127.95 | 126.95 | — | +5.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 131.85 | 130.95 | 129.95 | 128.95 | 127.95 | 126.95 | — | +5.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 137.75 | 131.95 | 126.15 | 120.25 | 114.45 | 108.65 | 102.75 | +9.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 137.75 | 131.95 | 126.05 | 120.25 | 114.45 | 108.55 | 102.75 | +2.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 138.20 | 132.35 | 126.50 | 120.70 | 114.85 | 109.00 | 103.20 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 139.05 | 133.25 | 127.45 | 121.55 | 115.75 | 109.95 | 104.05 | +1.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 139.85 | 134.05 | 128.25 | 122.45 | 116.65 | 110.85 | 105.05 | +5.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 140.05 | 134.25 | 128.45 | 122.55 | 116.75 | 110.95 | 105.05 | +3.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 140.15 | 134.35 | 128.55 | — | 116.85 | — | 105.15 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 142.55 | 136.75 | 130.95 | — | 119.25 | — | 107.55 | +5.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 144.75 | 138.95 | 133.05 | 127.25 | 121.45 | 115.55 | 109.75 | +1.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 146.95 | 141.05 | 135.25 | 129.45 | 123.55 | 117.75 | 111.95 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 150.85 | 144.95 | 139.15 | 133.35 | 127.45 | 121.65 | 115.85 | −3.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 151.05 | 145.25 | 139.35 | 133.55 | 127.75 | 121.85 | 116.05 | +1.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 151.05 | 145.25 | 139.35 | 133.55 | 127.75 | 121.85 | 116.05 | +1.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 151.05 | 145.25 | 139.35 | 133.55 | 127.75 | 121.85 | 116.05 | +1.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 152.65 | 146.75 | 140.95 | 135.15 | 129.25 | 123.45 | 117.65 | +1.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 150.05 | 149.05 | 148.05 | 147.05 | 146.05 | 145.05 | — | +3.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 155.35 | 149.55 | 143.75 | — | 132.05 | — | 120.35 | +5.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 104.25 | — | 94.15 | 89.15 | 84.25 | 79.15 | 74.15 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 105.65 | — | 94.05 | — | 82.35 | — | 70.65 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 108.15 | — | 96.55 | — | 84.85 | — | 73.15 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 108.15 | — | 96.55 | — | 84.85 | — | 73.15 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 109.95 | — | 99.35 | 94.15 | 88.85 | 83.55 | 78.25 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 110.05 | — | 98.45 | — | 86.75 | — | 75.05 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 111.65 | — | — | — | — | 82.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 111.65 | — | — | — | — | 82.55 | — | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 111.85 | — | 101.15 | 95.75 | 90.45 | 85.05 | 79.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 113.05 | — | — | — | — | 83.95 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 113.65 | — | 104.35 | — | 94.85 | — | 85.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 113.65 | — | 104.35 | — | 94.85 | — | 85.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 114.45 | — | — | — | — | 85.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 115.85 | — | — | — | — | 86.75 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 115.85 | — | — | — | — | 86.75 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 118.05 | — | 108.45 | — | 98.65 | — | 88.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 119.55 | — | 109.75 | — | 99.95 | — | 90.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 119.95 | — | — | — | — | 90.85 | — | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 120.75 | — | 109.15 | — | 97.45 | — | 85.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 121.35 | — | — | — | — | 92.25 | — | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 122.05 | — | 110.35 | 104.55 | 98.75 | 92.85 | 87.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 122.55 | — | 112.55 | — | 102.45 | — | 92.45 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 125.25 | — | 116.55 | — | 104.85 | — | 93.25 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 128.95 | — | 120.25 | — | 108.55 | — | 96.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.35 | — | — | — | — | 103.25 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 136.35 | — | 127.55 | — | 115.95 | — | 104.25 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 140.75 | — | 130.55 | — | 118.85 | — | 107.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 142.15 | — | 130.55 | — | 118.85 | — | 107.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 142.15 | — | 130.55 | — | 118.85 | — | 107.15 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 142.15 | — | 130.55 | — | 118.85 | — | 107.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 143.15 | — | 131.55 | — | 119.85 | — | 108.15 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 146.75 | — | — | 129.25 | — | — | 111.75 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 149.75 | — | 138.15 | — | 126.45 | — | 114.75 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 152.45 | — | 140.85 | — | 129.15 | — | 117.45 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 152.45 | — | 140.85 | — | 129.15 | — | 117.45 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 153.35 | — | 141.75 | — | 130.05 | — | 118.35 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 153.35 | — | 141.75 | — | 130.05 | — | 118.35 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 154.25 | — | — | 136.75 | — | — | 119.25 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 159.95 | — | — | 142.45 | — | — | 124.95 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 173.95 | — | 162.25 | — | 150.65 | — | 138.95 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Jegenstorf for a child aged 0 to 18 with a deductible of 100 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/), the cheapest offer in [Jegenstorf](https://praemiencheck.onedoc.ch/en/be/jegenstorf/) is Visana (VIVA – Gesundheitsplan) at 104.25 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 117.55 CHF a month.

### How much does health insurance cost in Jegenstorf in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/) with a deductible of 100 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/), monthly premiums run from 104.25 CHF (Visana, VIVA – Gesundheitsplan) to 149.55 CHF (Atupri, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 113.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Jegenstorf for a child aged 0 to 18 with accident cover?

On the cheapest offer (Visana, VIVA – Gesundheitsplan), the premium goes from 110.05 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/deductible-0/) to 80.55 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/deductible-600/): 29.50 CHF less a month, 354.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 393 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Jegenstorf for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 100 CHF and with accident cover, the cheapest premium per model is: standard model 117.55 CHF (Sanitas), family doctor / HMO 104.25 CHF (Visana), flexible model 112.05 CHF (Groupe Mutuel – Avenir), telemedicine 107.75 CHF (Visana).

### Does a second or third child pay less in Jegenstorf?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 26 insurers present in Jegenstorf file a reduced premium from a certain number of children insured with them, at a 100 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | VIVA – Gesundheitsplan | 104.25 CHF | 38.35 CHF from the 3rd child |
| Galenos | Managed Care | 125.65 CHF | 45.95 CHF from the 3rd child |
| sana24 | Managed Care | 133.25 CHF | 48.75 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 109.25 CHF | 52.05 CHF from the 3rd child |
| CONCORDIA | HMO | 109.85 CHF | 52.75 CHF from the 3rd child |
| Aquilana | SMARTMED | 113.15 CHF | 54.05 CHF from the 3rd child |
| sodalis | Digimed | 110.75 CHF | 57.95 CHF from the 3rd child |
| Krankenkasse Steffisburg | Medcasa | 111.35 CHF | 64.75 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 112.05 CHF | 82.75 CHF from the 5th child |
| Krankenkasse Luzerner Hinterland | Telemedicine | 123.75 CHF | 83.80 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 114.25 CHF | 84.45 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 119.75 CHF | 88.55 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 113.75 CHF | 101.35 CHF from the 3rd child |
| Assura | PharMed | 111.55 CHF | 110.05 CHF from the 4th child, 108.55 CHF from the 5th child |
| EGK | EGK-Care | 130.95 CHF | 114.55 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 109.40 CHF at Visana (VIVA – Gesundheitsplan) gives 104.25 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Jegenstorf is in region 2 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Jegenstorf (BE): every situation: https://praemiencheck.onedoc.ch/en/be/jegenstorf/
- Premiums 2026 in Jegenstorf (BE), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/
- Premiums 2026 in Jegenstorf (BE), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/be/jegenstorf/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/be/jegenstorf/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/no-accident/deductible-100/
- Deductible Premiums 2026 in Jegenstorf (BE), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/deductible-0/
- Deductible Premiums 2026 in Jegenstorf (BE), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/deductible-200/
- Deductible Premiums 2026 in Jegenstorf (BE), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/deductible-300/
- Deductible Premiums 2026 in Jegenstorf (BE), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/deductible-400/
- Deductible Premiums 2026 in Jegenstorf (BE), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/deductible-500/
- Deductible Premiums 2026 in Jegenstorf (BE), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/be/jegenstorf/child/with-accident/deductible-0/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `jegenstorf` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-100` with `deductible-600` for another deductible. Markdown version: add `.md`.