# Health insurance premiums 2027 in Iseltwald (BE), for a young adult aged 19 to 25 who wants a deductible of 1'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Iseltwald](https://praemiencheck.onedoc.ch/en/be/iseltwald/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/) with a 1'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/), the cheapest monthly basic insurance premium is **306.50 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 466.50 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 341.80 | 331.60 | 306.50 | 281.20 | 256.00 | 230.80 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 362.00 | 350.35 | 321.20 | 292.00 | 262.85 | 233.70 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 362.00 | 350.35 | 321.20 | 292.00 | 262.85 | 233.70 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 361.50 | 350.80 | 324.20 | 297.50 | 270.70 | 244.10 | +5.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 365.80 | 354.15 | 325.00 | 295.80 | 266.65 | 237.50 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 365.80 | 354.15 | 325.00 | 295.80 | 266.65 | 237.50 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 365.80 | 354.15 | 325.00 | 295.80 | 266.65 | 237.50 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 365.80 | 354.15 | 325.00 | 295.80 | 266.65 | 237.50 | +3.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 365.80 | 354.15 | 325.00 | 295.80 | 266.65 | 237.50 | New tariff 2027 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 363.60 | 352.70 | 326.00 | 299.20 | 272.30 | 245.50 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 363.50 | 352.70 | 326.00 | 299.10 | 272.20 | 245.50 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 368.40 | 356.80 | 327.60 | 298.40 | 269.30 | 240.10 | +6.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 370.30 | 358.70 | 329.50 | 300.30 | 271.20 | 250.30 | +8.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 370.50 | 363.90 | 329.70 | 300.50 | 271.40 | 242.20 | +12.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 372.10 | 365.50 | 331.30 | 302.10 | 273.00 | 243.80 | +7.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 372.20 | 360.60 | 331.40 | 302.20 | 273.10 | 243.90 | +0.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 370.80 | 360.00 | 333.20 | 300.80 | 274.80 | 245.80 | +6.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 370.80 | 360.00 | 333.20 | 300.80 | 274.80 | 245.80 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 376.50 | 369.90 | 335.70 | 306.50 | 277.40 | 248.20 | +6.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 376.90 | 370.30 | 336.10 | 306.90 | 277.80 | 248.60 | +6.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 377.10 | 365.45 | 336.30 | 307.10 | 277.95 | 248.80 | +3.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 377.50 | 370.90 | 336.70 | 307.50 | 278.40 | 249.20 | +4.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 378.70 | 367.10 | 337.90 | 308.70 | 279.60 | 250.40 | +8.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 378.70 | 367.10 | 337.90 | 308.70 | 279.60 | 250.40 | +8.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 378.90 | 367.40 | 338.40 | 308.90 | 279.90 | 250.90 | +2.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 380.20 | 368.50 | 339.30 | 310.20 | 281.00 | 251.80 | +0.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 377.90 | 367.80 | 342.40 | 317.10 | 291.70 | 272.40 | +4.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 383.20 | 371.60 | 342.40 | 313.20 | 284.10 | 254.90 | +0.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 383.20 | 371.70 | 342.70 | 313.20 | 284.20 | 255.20 | +2.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 383.70 | 372.10 | 342.90 | 313.70 | 284.60 | 255.40 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 384.60 | 377.90 | 343.70 | 314.60 | 285.40 | 256.20 | +4.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 385.00 | 373.40 | 344.20 | 315.00 | 285.90 | 256.70 | New tariff 2027 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 385.50 | 374.00 | 344.80 | 315.60 | 286.50 | 260.50 | +0.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 388.90 | 377.30 | 348.10 | 318.90 | 289.80 | 260.60 | +3.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 389.90 | 378.30 | 349.10 | 320.00 | 290.80 | 264.90 | +3.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 390.60 | 379.00 | 349.80 | 320.60 | 291.50 | 262.30 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 390.90 | 379.30 | 350.10 | 321.00 | 291.80 | 263.90 | +4.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 391.90 | 380.40 | 351.40 | 321.90 | 292.90 | 263.90 | +2.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 391.90 | 380.40 | 351.40 | 321.90 | 292.90 | 263.90 | +2.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 394.30 | 382.70 | 353.50 | 324.30 | 295.20 | 266.00 | +0.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 394.50 | 382.80 | 353.70 | 324.50 | 295.30 | 266.20 | +6.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 394.50 | 382.80 | 353.70 | 324.50 | 295.30 | 266.20 | +6.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 395.10 | 383.40 | 354.30 | 325.10 | 295.90 | 266.80 | +4.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 396.40 | 384.80 | 355.60 | 326.40 | 297.30 | 268.10 | +0.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 396.70 | 385.10 | 355.90 | 326.70 | 297.60 | 268.40 | +6.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 396.70 | 385.10 | 355.90 | 326.70 | 297.60 | 268.40 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 397.40 | 385.70 | 356.50 | 327.40 | 298.20 | 269.00 | +0.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 398.60 | 391.90 | 357.70 | 328.60 | 299.40 | 270.20 | +4.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 399.30 | 387.70 | 358.50 | 329.30 | 300.20 | 271.00 | +6.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 399.30 | 387.70 | 358.50 | 329.30 | 300.20 | 271.00 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 399.80 | 388.20 | 359.00 | 329.80 | 300.70 | 271.50 | +6.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 401.00 | 394.30 | 360.10 | 331.00 | 301.80 | 272.60 | +4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 402.10 | 390.40 | 361.20 | 332.10 | 302.90 | 273.70 | +0.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 402.10 | 390.50 | 361.30 | 332.10 | 303.00 | 273.80 | +6.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 402.50 | 390.90 | 361.70 | 332.50 | 303.40 | 274.20 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 402.30 | 390.80 | 361.80 | 332.30 | 303.30 | 274.30 | +10.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 403.00 | 391.50 | 362.20 | 333.00 | 303.90 | 274.70 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 403.40 | 391.80 | 362.60 | 333.40 | 304.30 | 275.10 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 404.40 | 392.80 | 363.60 | 334.40 | 305.30 | 276.10 | +6.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 404.80 | 393.20 | 364.00 | 334.80 | 305.70 | 276.50 | +5.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 401.30 | 389.60 | 364.80 | 335.60 | 302.10 | 272.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 401.30 | 389.60 | 367.00 | 337.80 | 302.10 | 272.90 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 408.40 | 396.80 | 367.60 | 338.40 | 309.30 | 280.10 | +6.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 408.50 | 396.90 | 367.70 | 338.50 | — | 280.20 | −0.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 408.50 | 396.90 | 367.70 | 338.50 | — | 280.20 | +3.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.30 | 397.60 | 368.40 | 339.30 | 310.10 | 280.90 | +3.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 409.30 | 397.60 | 368.45 | 339.30 | 310.10 | 280.95 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 410.70 | 399.10 | 369.90 | 340.70 | 311.60 | 282.40 | +6.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 413.65 | 401.95 | 372.80 | 343.65 | 314.45 | 285.30 | +3.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 414.00 | 402.40 | 373.20 | 344.00 | 314.90 | 285.70 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 414.20 | 402.70 | 373.70 | 344.20 | 315.20 | 286.20 | +9.9 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 414.70 | 403.10 | 373.90 | 344.70 | 315.60 | 286.40 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 415.10 | 403.50 | 374.30 | 345.10 | 316.00 | 286.80 | +3.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 415.50 | 403.90 | 374.70 | 345.50 | — | 287.20 | +3.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 415.50 | 403.90 | 374.70 | 345.50 | 316.40 | 287.20 | +6.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 416.90 | 405.40 | 376.40 | 346.90 | 317.90 | 288.90 | +2.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 418.90 | 407.40 | 378.40 | 348.90 | 319.90 | 290.90 | +9.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 419.30 | 407.80 | 378.80 | 349.30 | 320.30 | 291.30 | +2.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 420.30 | 408.70 | 379.50 | 350.30 | 321.20 | 292.00 | +8.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 420.30 | 408.70 | 379.50 | 350.30 | 321.20 | 292.00 | +8.2 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 420.60 | 409.00 | 379.80 | 350.60 | 321.50 | 292.30 | +3.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 420.80 | 409.20 | 380.00 | 350.80 | 321.70 | 292.50 | +7.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 416.50 | 409.20 | 380.10 | 350.90 | 317.40 | 288.20 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 413.30 | 405.90 | 381.10 | 352.00 | 331.50 | 302.40 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 422.60 | 411.00 | 381.80 | 352.60 | — | 294.30 | +3.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 423.20 | 411.60 | 382.40 | 353.20 | 324.10 | 294.90 | +5.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 424.20 | 412.50 | 383.30 | 354.20 | 325.00 | 295.80 | +3.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 423.90 | 412.40 | 383.40 | 353.90 | 324.90 | 295.90 | +1.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 423.90 | 412.40 | 383.40 | 353.90 | 324.90 | 295.90 | +3.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 424.90 | 413.30 | 384.10 | 354.90 | 325.80 | 300.00 | +3.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 425.20 | 413.60 | 384.40 | 355.20 | 326.10 | 296.90 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 428.70 | 417.00 | 387.80 | 358.70 | 329.50 | 300.30 | +3.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.60 | 418.00 | 388.80 | 359.60 | 330.50 | 301.30 | +6.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 429.60 | 418.00 | 388.80 | 359.60 | — | 301.30 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.00 | 418.30 | 389.20 | 360.00 | 330.80 | 301.70 | +0.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 423.10 | 415.80 | 391.00 | 361.80 | 337.00 | 307.80 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.00 | 421.50 | 392.50 | 363.00 | 334.00 | 305.00 | +2.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 433.20 | 421.70 | 392.70 | 363.20 | 334.20 | 305.20 | +9.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 425.20 | 417.90 | 393.10 | 364.00 | 337.00 | 307.80 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.30 | 422.70 | 393.50 | 364.40 | 335.20 | 306.00 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 434.80 | 423.20 | 394.00 | 364.80 | 335.70 | 306.50 | +5.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.40 | 423.75 | 394.55 | 365.40 | 336.25 | 307.05 | +3.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 436.10 | 424.50 | 395.30 | 366.10 | 337.00 | 307.80 | +1.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 436.60 | 425.00 | 395.80 | 366.60 | 337.50 | 308.30 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 436.60 | 425.00 | 395.80 | 366.60 | 337.50 | 308.30 | +6.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 431.90 | 421.70 | 396.00 | 370.30 | 344.70 | 319.00 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 437.70 | 426.00 | 396.90 | 367.70 | 338.50 | 309.40 | +3.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.00 | 426.40 | 397.20 | 368.00 | 338.90 | 309.70 | +3.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.40 | 428.80 | 399.60 | 370.40 | 341.30 | 312.10 | +0.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 444.50 | 432.90 | 403.70 | 374.50 | 345.40 | 316.20 | +6.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 441.80 | 431.30 | 405.00 | 378.80 | 352.60 | 326.30 | +6.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 446.70 | 435.00 | 405.90 | 376.70 | 347.50 | 318.40 | +3.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 448.30 | 436.60 | 407.40 | 378.30 | 349.10 | 319.90 | +5.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 446.70 | 436.10 | 409.50 | 383.00 | 356.50 | 329.90 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 451.20 | 439.50 | 410.40 | 381.20 | 352.00 | 322.90 | +3.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 459.50 | 447.90 | 418.70 | 389.50 | 360.40 | 331.20 | +6.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 460.00 | 448.40 | 419.20 | 390.00 | 360.90 | 331.70 | +5.6 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 462.10 | 450.50 | 421.30 | 392.10 | 363.00 | 333.80 | +4.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 454.10 | 445.00 | 422.30 | 395.05 | 367.80 | 340.55 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 465.80 | 454.30 | 425.30 | 395.80 | 366.80 | 337.80 | +0.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 461.00 | 452.00 | 429.50 | 407.00 | 384.00 | 361.50 | +4.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.00 | 464.50 | 435.50 | 406.00 | 377.00 | 348.00 | +9.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.60 | 467.00 | 437.80 | 408.60 | — | 350.30 | +3.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 483.20 | 471.60 | 442.40 | 413.20 | 384.10 | 354.90 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 483.50 | 471.90 | 443.00 | 413.50 | 389.50 | 366.50 | +4.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.00 | 468.45 | 444.55 | 415.85 | 387.20 | 358.50 | 0.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 490.90 | 479.30 | 450.10 | 420.90 | 391.80 | 362.60 | +6.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.00 | 491.00 | 466.50 | 442.00 | 417.50 | 393.00 | +4.3 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Iseltwald for a young adult aged 19 to 25 with a deductible of 1'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/), the cheapest offer in [Iseltwald](https://praemiencheck.onedoc.ch/en/be/iseltwald/) is Agrisano (AGRIsmart) at 306.50 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 336.30 CHF a month.

### How much does health insurance cost in Iseltwald in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/) with a deductible of 1'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/), monthly premiums run from 306.50 CHF (Agrisano, AGRIsmart) to 466.50 CHF (rhenusana, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 303.00 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Iseltwald for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 341.80 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/deductible-300/) to 230.80 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Iseltwald for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 1'000 CHF and with accident cover, the cheapest premium per model is: standard model 336.30 CHF (Sanitas), family doctor / HMO 321.20 CHF (Sanitas), flexible model 325.00 CHF (Sanitas), telemedicine 306.50 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Iseltwald is in region 3 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Iseltwald (BE): every situation: https://praemiencheck.onedoc.ch/en/be/iseltwald/
- Premiums 2027 in Iseltwald (BE), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/
- Premiums 2027 in Iseltwald (BE), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/iseltwald/child/
- Adult: https://praemiencheck.onedoc.ch/en/be/iseltwald/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Iseltwald (BE), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Iseltwald (BE), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Iseltwald (BE), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Iseltwald (BE), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Iseltwald (BE), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/be/iseltwald/young-adult/with-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `iseltwald` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-1000` with `deductible-2500` for another deductible. Markdown version: add `.md`.