# Health insurance premiums 2027 in Fraubrunnen (BE), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Fraubrunnen, without accident cover, the cheapest health insurance premium is:

- **360.60 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **242.50 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/deductible-2500/) (Visana, HMO plus)

## Without accident cover: from 242.50 to 512.90 CHF a month depending on the deductible and the model

129 offers from 26 health insurers. With a deductible of 300 CHF, the cheapest is **360.60 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 512.90 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 360.60 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/deductible-300/
- 500 CHF: 350.90 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/deductible-500/
- 1'000 CHF: 324.20 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 297.00 CHF (Visana, HMO plus) — https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 269.70 CHF (Visana, HMO plus) — https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 242.50 CHF (Visana, HMO plus) — https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 360.60 | 350.90 | 327.10 | 303.10 | 279.10 | 255.20 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 362.20 | 351.40 | 324.20 | 297.10 | 270.00 | 250.60 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 362.40 | 356.20 | 324.30 | 297.00 | 269.70 | 242.50 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 362.60 | 351.80 | 324.70 | 297.50 | 270.40 | 243.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 364.00 | 357.80 | 325.90 | 298.60 | 271.40 | 244.10 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 365.10 | 355.10 | 330.20 | 305.20 | 280.30 | 255.40 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 367.10 | 356.30 | 329.20 | 302.00 | 275.00 | 247.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 368.10 | 361.90 | 329.90 | 302.70 | 275.40 | 248.20 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 368.80 | 358.00 | 330.90 | 303.70 | 276.60 | 249.50 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 370.50 | 359.70 | 332.50 | 305.40 | 278.30 | 251.10 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 370.50 | 359.70 | 332.50 | 305.40 | 278.30 | 251.10 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 370.90 | 364.70 | 332.80 | 305.50 | 278.30 | 251.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 370.95 | 360.10 | 332.95 | 305.80 | 278.65 | 251.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 370.95 | 360.10 | 332.95 | 305.80 | 278.65 | 251.50 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 372.40 | 362.40 | 337.50 | 307.30 | 283.10 | 256.20 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 372.40 | 362.40 | 337.50 | 307.30 | 283.10 | 256.20 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 373.20 | 362.40 | 335.10 | 307.80 | 280.60 | 256.30 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 373.40 | 362.60 | 335.40 | 308.30 | 281.20 | 254.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 374.80 | 363.95 | 336.85 | 309.65 | 282.50 | 255.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 374.80 | 363.95 | 336.85 | 309.65 | 282.50 | 255.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 374.80 | 363.95 | 336.85 | 309.65 | 282.50 | 255.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 374.80 | 363.95 | 336.85 | 309.65 | 282.50 | 255.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 374.80 | 363.95 | 336.85 | 309.65 | 282.50 | 255.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 376.00 | 365.00 | 337.40 | 309.80 | 282.30 | 254.70 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 376.60 | 365.80 | 338.70 | 311.50 | 284.40 | 257.30 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 377.40 | 366.70 | 339.50 | 312.30 | 285.30 | 258.10 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 377.50 | 366.80 | 339.90 | 312.40 | 285.40 | 258.50 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 378.00 | 371.80 | 339.90 | 312.60 | 285.40 | 258.10 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 379.60 | 368.80 | 341.60 | 314.50 | 287.40 | 260.30 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 381.40 | 371.30 | 346.00 | 320.60 | 295.20 | 269.90 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 381.80 | 371.00 | 343.70 | 316.40 | 289.20 | 264.90 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 381.80 | 371.10 | 344.20 | 316.70 | 289.80 | 262.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 381.80 | 371.00 | 343.90 | 316.70 | 289.70 | 262.50 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 382.50 | 371.70 | 344.60 | 317.40 | 290.30 | 263.20 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 383.30 | 373.90 | 350.30 | 326.70 | 303.10 | 273.10 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 383.50 | 373.30 | 347.90 | 322.30 | 296.80 | 271.40 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 385.50 | 374.70 | 352.00 | 324.80 | 293.30 | 266.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 386.40 | 375.55 | 348.45 | 321.25 | 294.10 | 266.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 386.50 | 375.40 | 347.70 | 320.00 | 292.30 | 264.60 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 386.90 | 376.20 | 349.20 | 321.80 | 294.80 | 267.80 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 387.10 | 376.20 | 348.60 | 321.00 | 293.50 | 265.90 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 387.20 | 380.90 | 349.00 | 321.70 | 294.50 | 267.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 389.30 | 378.50 | 351.40 | 324.20 | 297.10 | 270.00 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 390.50 | 379.80 | 352.80 | 325.40 | 298.40 | 271.40 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 390.50 | 379.80 | 352.80 | 325.40 | 298.40 | 271.40 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 392.20 | 381.10 | 353.40 | 325.70 | 298.00 | 270.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 393.60 | 382.70 | 355.40 | 328.10 | 300.90 | 273.60 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 394.00 | 383.10 | 355.80 | 328.60 | 301.30 | 274.10 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Regiomed | 394.70 | 383.90 | 356.60 | 329.30 | 302.10 | 277.80 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 396.50 | 385.70 | 358.60 | 331.50 | 304.30 | 277.70 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 398.30 | 387.60 | 360.60 | 333.20 | 306.20 | 279.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 399.10 | 388.30 | 361.10 | 334.00 | — | 279.70 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 399.10 | 388.30 | 361.10 | 334.00 | — | 279.70 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 400.40 | 389.50 | 361.90 | 334.30 | 306.80 | 279.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 400.60 | 389.70 | 362.70 | 335.50 | 308.30 | 281.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 400.90 | 394.50 | 367.40 | 340.20 | 308.70 | 281.60 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 401.50 | 390.50 | 362.70 | 335.00 | 307.30 | 279.60 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 402.10 | 391.20 | 364.00 | 336.70 | 309.40 | 282.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 402.90 | 392.20 | 365.20 | 337.80 | 310.80 | 283.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 403.10 | 392.30 | 371.80 | 344.70 | 310.90 | 283.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 403.40 | 397.10 | 365.20 | 337.90 | 310.70 | 283.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 403.80 | 393.00 | 365.80 | 338.70 | 311.60 | 284.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 403.80 | 393.00 | 365.80 | 338.70 | 311.60 | 284.40 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.70 | 394.00 | 366.80 | 339.70 | 312.60 | 285.50 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 405.40 | 394.70 | 367.70 | 340.30 | 313.30 | 286.30 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.80 | 399.60 | 367.60 | 340.40 | 313.10 | 285.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 406.00 | 395.30 | 368.10 | 340.90 | — | 286.70 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 407.40 | 396.60 | 369.50 | 342.30 | 315.20 | 288.10 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 407.60 | 396.70 | 369.50 | 342.50 | 315.30 | 288.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 407.60 | 396.70 | 369.50 | 342.50 | 315.30 | 288.20 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 407.60 | 396.90 | 370.00 | 342.50 | 315.60 | 288.60 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.90 | 397.10 | 370.00 | 342.80 | 315.70 | 288.60 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 408.10 | 397.10 | 369.40 | 341.60 | 314.00 | 286.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 408.50 | 397.60 | 370.40 | 343.10 | 315.80 | 288.60 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 408.50 | 397.70 | 370.60 | 343.40 | 316.30 | 289.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 408.50 | 397.70 | 370.60 | 343.40 | 316.30 | 289.20 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 409.60 | 398.80 | 371.60 | 344.50 | — | 290.30 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 409.90 | 399.00 | 371.90 | 344.80 | 317.60 | 290.50 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 409.90 | 399.00 | 371.90 | 344.80 | 317.60 | 290.50 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.60 | 400.80 | 373.60 | 346.50 | 319.40 | 292.30 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 412.10 | 401.30 | 374.20 | 347.00 | 320.00 | 292.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 412.10 | 401.30 | 374.20 | 347.00 | 320.00 | 292.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 412.20 | 401.50 | 374.50 | 347.10 | 320.10 | 293.10 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 412.20 | 401.50 | 374.50 | 347.10 | 320.10 | 293.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 413.10 | 406.60 | 383.90 | 356.80 | 338.50 | 311.30 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 415.50 | 404.60 | 377.20 | 349.70 | 322.40 | 294.90 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 416.10 | 405.30 | 378.00 | 350.70 | 323.50 | 299.20 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 416.60 | 405.90 | 378.90 | 351.50 | 324.50 | 297.60 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.90 | 405.70 | 378.10 | 350.40 | 322.60 | 295.00 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 418.20 | 407.40 | 380.20 | 353.10 | 326.00 | 298.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 420.10 | 409.30 | 382.10 | 355.00 | — | 300.80 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 420.90 | 411.30 | 387.10 | 363.00 | 338.90 | 314.80 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 422.50 | 411.60 | 384.10 | 356.70 | 329.30 | 301.90 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 423.65 | 412.65 | 385.25 | 357.85 | 330.40 | 303.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 425.20 | 418.70 | 396.00 | 368.90 | 348.40 | 321.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 427.20 | 416.30 | 389.00 | 361.80 | 334.50 | 307.30 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 427.80 | 416.90 | 389.60 | 362.30 | 335.10 | 307.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 427.80 | 417.00 | 389.80 | 362.70 | 335.60 | 308.40 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 428.15 | 417.15 | 389.75 | 362.35 | 334.90 | 307.50 |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.90 | 418.10 | 390.80 | 363.50 | 336.30 | 309.00 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 430.50 | 420.60 | 395.90 | 371.20 | 346.60 | 321.90 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 431.40 | 420.70 | 393.80 | 366.30 | 339.40 | 312.40 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.80 | 423.00 | 395.90 | 368.70 | 341.60 | 314.50 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 434.00 | 427.50 | 402.60 | 375.50 | 348.40 | 321.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.60 | 423.80 | 396.60 | 369.50 | 342.40 | 315.30 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 435.20 | 425.30 | 400.30 | 375.40 | 350.50 | 325.50 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 440.30 | 429.40 | 402.10 | 374.90 | 347.60 | 320.40 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.50 | 429.70 | 402.60 | 375.50 | 348.30 | 321.20 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.60 | 429.70 | 402.60 | 375.50 | 348.40 | 321.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 442.20 | 431.40 | 404.20 | 377.10 | 350.00 | 322.90 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.70 | 432.60 | 404.90 | 377.20 | 349.50 | 321.80 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.90 | 433.90 | 406.30 | 378.70 | 351.20 | 323.60 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 445.00 | 434.10 | 406.80 | 379.60 | 352.30 | 325.10 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 446.60 | 438.30 | 417.30 | 396.40 | 375.00 | 354.10 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.65 | 439.70 | 412.30 | 384.85 | 357.45 | 330.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.90 | 442.20 | 415.30 | 387.80 | 360.80 | 333.90 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 454.40 | 443.40 | 416.20 | 388.90 | 361.70 | 334.40 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.80 | 447.10 | 420.10 | 392.70 | 365.70 | 338.80 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.70 | 450.80 | 423.30 | 395.90 | 368.50 | 341.10 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.10 | 452.20 | 425.20 | 398.00 | 370.80 | 343.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 463.70 | 452.80 | 425.50 | 398.30 | 371.00 | 343.80 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 468.40 | 457.70 | 430.80 | 403.40 | 381.10 | 359.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 468.40 | 457.50 | 430.20 | 403.00 | 375.70 | 348.50 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.00 | 458.20 | 431.10 | 403.90 | — | 349.70 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.30 | 467.40 | 439.90 | 412.50 | 385.10 | 357.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 480.70 | 469.90 | 442.70 | 415.60 | 388.50 | 361.40 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 485.40 | 476.10 | 453.30 | 430.50 | 407.80 | 385.00 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 487.25 | 477.50 | 453.15 | 423.90 | 394.65 | 367.40 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.90 | 502.65 | 477.00 | 456.50 | 415.45 | 389.80 |

129 offers from 26 health insurers.: https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Fraubrunnen for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Fraubrunnen](https://praemiencheck.onedoc.ch/en/be/fraubrunnen/) is Agrisano (AGRIsmart) at 360.60 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 386.40 CHF a month.

### How much does health insurance cost in Fraubrunnen in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 360.60 CHF (Agrisano, AGRIsmart) to 512.90 CHF (vita surselva, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 332.60 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Fraubrunnen for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 360.60 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/deductible-300/) to 255.20 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/deductible-2500/): 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Fraubrunnen for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 386.40 CHF (Sanitas), family doctor / HMO 362.20 CHF (ÖKK), flexible model 370.50 CHF (ÖKK), telemedicine 360.60 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/

## Related pages

- Without accident cover: from 242.50 to 512.90 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/be/fraubrunnen/young-adult/no-accident/ — replace `be` with your canton’s two-letter code (ge, vd, zh…) and `fraubrunnen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.