# Health insurance premiums 2027 in Court (BE), for a young adult aged 19 to 25 who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Court](https://praemiencheck.onedoc.ch/en/be/court/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/court/young-adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/), the cheapest monthly basic insurance premium is **345.75 CHF** with **Visana** (VIVA health plan model) and the most expensive is 497.90 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 351.95 | 345.75 | 314.65 | 287.35 | 260.95 | 233.65 | +7.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 355.85 | 346.15 | 322.35 | 298.35 | 274.35 | 250.45 | +4.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 357.45 | 346.65 | 319.45 | 292.35 | 265.25 | 245.85 | +6.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 357.85 | 347.05 | 319.95 | 292.75 | 265.65 | 238.55 | −1.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 360.35 | 350.35 | 325.45 | 300.45 | 275.55 | 250.65 | New tariff 2027 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 362.35 | 351.55 | 324.45 | 297.25 | 270.25 | 243.05 | +2.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 359.25 | 353.05 | 321.15 | 293.85 | 266.65 | 239.35 | +5.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 364.05 | 353.25 | 326.15 | 298.95 | 271.85 | 244.75 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 365.75 | 354.95 | 327.75 | 300.65 | 273.55 | 246.35 | +6.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 365.75 | 354.95 | 327.75 | 300.65 | 273.55 | 246.35 | +6.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 366.20 | 355.35 | 328.20 | 301.05 | 273.90 | 246.75 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 366.20 | 355.35 | 328.20 | 301.05 | 273.90 | 246.75 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 363.35 | 357.15 | 325.15 | 297.95 | 270.65 | 243.45 | +5.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 367.65 | 357.65 | 332.75 | 302.55 | 278.35 | 251.45 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 367.65 | 357.65 | 332.75 | 302.55 | 278.35 | 251.45 | +5.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 368.45 | 357.65 | 330.35 | 303.05 | 275.85 | 251.55 | +2.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 368.65 | 357.85 | 330.65 | 303.55 | 276.45 | 249.25 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 370.05 | 359.20 | 332.10 | 304.90 | 277.75 | 250.60 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 370.05 | 359.20 | 332.10 | 304.90 | 277.75 | 250.60 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 370.05 | 359.20 | 332.10 | 304.90 | 277.75 | 250.60 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 370.05 | 359.20 | 332.10 | 304.90 | 277.75 | 250.60 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 370.05 | 359.20 | 332.10 | 304.90 | 277.75 | 250.60 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 366.15 | 359.95 | 328.05 | 300.75 | 273.55 | 246.25 | +4.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 371.25 | 360.25 | 332.65 | 305.05 | 277.55 | 249.95 | +0.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 371.85 | 361.05 | 333.95 | 306.75 | 279.65 | 252.55 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 372.65 | 361.95 | 334.75 | 307.55 | 280.55 | 253.35 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 372.75 | 362.05 | 335.15 | 307.65 | 280.65 | 253.75 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 374.85 | 364.05 | 336.85 | 309.75 | 282.65 | 255.55 | +6.3 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 377.05 | 366.25 | 338.95 | 311.65 | 284.45 | 260.15 | +3.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 377.05 | 366.25 | 339.15 | 311.95 | 284.95 | 257.75 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 377.05 | 366.35 | 339.45 | 311.95 | 285.05 | 258.05 | +2.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 376.65 | 366.55 | 341.25 | 315.85 | 290.45 | 265.15 | +5.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 377.75 | 366.95 | 339.85 | 312.65 | 285.55 | 258.45 | +10.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 373.25 | 367.05 | 335.15 | 307.85 | 280.65 | 253.35 | +4.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 378.75 | 368.55 | 343.15 | 317.55 | 292.05 | 266.65 | +4.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 378.55 | 369.15 | 345.55 | 321.95 | 298.35 | 268.35 | +4.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 380.75 | 369.95 | 347.25 | 320.05 | 288.55 | 261.45 | +5.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 381.75 | 370.65 | 342.95 | 315.25 | 287.55 | 259.85 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.65 | 370.80 | 343.70 | 316.50 | 289.35 | 262.20 | +3.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 382.35 | 371.45 | 343.85 | 316.25 | 288.75 | 261.15 | +0.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 382.15 | 371.45 | 344.45 | 317.05 | 290.05 | 263.05 | +9.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 384.55 | 373.75 | 346.65 | 319.45 | 292.35 | 265.25 | +7.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 385.75 | 375.05 | 348.05 | 320.65 | 293.65 | 266.65 | +2.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 385.75 | 375.05 | 348.05 | 320.65 | 293.65 | 266.65 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 382.45 | 376.15 | 344.25 | 316.95 | 289.75 | 262.45 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 387.45 | 376.35 | 348.65 | 320.95 | 293.25 | 265.55 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 388.85 | 377.95 | 350.65 | 323.35 | 296.15 | 268.85 | +0.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 389.25 | 378.35 | 351.05 | 323.85 | 296.55 | 269.35 | +4.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Regiomed | 389.95 | 379.15 | 351.85 | 324.55 | 297.35 | 273.05 | +3.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 391.75 | 380.95 | 353.85 | 326.75 | 299.55 | 272.95 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 393.55 | 382.85 | 355.85 | 328.45 | 301.45 | 274.55 | +9.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 394.35 | 383.55 | 356.35 | 329.25 | — | 274.95 | −0.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 394.35 | 383.55 | 356.35 | 329.25 | — | 274.95 | +1.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 395.65 | 384.75 | 357.15 | 329.55 | 302.05 | 274.45 | +0.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 395.85 | 384.95 | 357.95 | 330.75 | 303.55 | 276.55 | +12.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 396.75 | 385.75 | 357.95 | 330.25 | 302.55 | 274.85 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 397.35 | 386.45 | 359.25 | 331.95 | 304.65 | 277.45 | +0.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 398.15 | 387.45 | 360.45 | 333.05 | 306.05 | 279.05 | +9.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 398.35 | 387.55 | 367.05 | 339.95 | 306.15 | 279.05 | +6.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 399.05 | 388.25 | 361.05 | 333.95 | 306.85 | 279.65 | +7.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 399.05 | 388.25 | 361.05 | 333.95 | 306.85 | 279.65 | +4.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 399.95 | 389.25 | 362.05 | 334.95 | 307.85 | 280.75 | +5.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 396.15 | 389.75 | 362.65 | 335.45 | 303.95 | 276.85 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 400.65 | 389.95 | 362.95 | 335.55 | 308.55 | 281.55 | +2.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 401.25 | 390.55 | 363.35 | 336.15 | — | 281.95 | +3.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 402.65 | 391.85 | 364.75 | 337.55 | 310.45 | 283.35 | +6.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 402.85 | 391.95 | 364.75 | 337.75 | 310.55 | 283.45 | +12.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 402.85 | 391.95 | 364.75 | 337.75 | 310.55 | 283.45 | +12.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 402.85 | 392.15 | 365.25 | 337.75 | 310.85 | 283.85 | +2.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 403.35 | 392.35 | 364.65 | 336.85 | 309.25 | 281.45 | +4.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 403.15 | 392.35 | 365.25 | 338.05 | 310.95 | 283.85 | +2.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 398.65 | 392.35 | 360.45 | 333.15 | 305.95 | 278.65 | +4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 403.75 | 392.85 | 365.65 | 338.35 | 311.05 | 283.85 | +0.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 403.75 | 392.95 | 365.85 | 338.65 | 311.55 | 284.45 | +6.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 403.75 | 392.95 | 365.85 | 338.65 | 311.55 | 284.45 | +8.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 404.85 | 394.05 | 366.85 | 339.75 | — | 285.55 | +1.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 405.15 | 394.25 | 367.15 | 340.05 | 312.85 | 285.75 | +12.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 405.15 | 394.25 | 367.15 | 340.05 | 312.85 | 285.75 | +12.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 401.05 | 394.85 | 362.85 | 335.65 | 308.35 | 281.15 | +4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.85 | 396.05 | 368.85 | 341.75 | 314.65 | 287.55 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 407.35 | 396.55 | 369.45 | 342.25 | 315.25 | 288.05 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 407.35 | 396.55 | 369.45 | 342.25 | 315.25 | 288.05 | +6.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 407.45 | 396.75 | 369.75 | 342.35 | 315.35 | 288.35 | +0.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 407.45 | 396.75 | 369.75 | 342.35 | 315.35 | 288.35 | +3.2 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 410.75 | 399.85 | 372.45 | 344.95 | 317.65 | 290.15 | +5.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 411.35 | 400.55 | 373.25 | 345.95 | 318.75 | 294.45 | +3.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 412.15 | 400.95 | 373.35 | 345.65 | 317.85 | 290.25 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 411.85 | 401.15 | 374.15 | 346.75 | 319.75 | 292.85 | +9.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 408.35 | 401.85 | 379.15 | 352.05 | 333.75 | 306.55 | +6.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 413.45 | 402.65 | 375.45 | 348.35 | 321.25 | 294.15 | +7.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 415.35 | 404.55 | 377.35 | 350.25 | — | 296.05 | +2.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 416.15 | 406.55 | 382.35 | 358.25 | 334.15 | 310.05 | +5.8 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 417.75 | 406.85 | 379.35 | 351.95 | 324.55 | 297.15 | +3.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 418.90 | 407.90 | 380.50 | 353.10 | 325.65 | 298.25 | +2.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 422.45 | 411.55 | 384.25 | 357.05 | 329.75 | 302.55 | +3.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.05 | 412.15 | 384.85 | 357.55 | 330.35 | 303.05 | +0.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 423.05 | 412.25 | 385.05 | 357.95 | 330.85 | 303.65 | +5.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 423.40 | 412.40 | 385.00 | 357.60 | 330.15 | 302.75 | +2.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.15 | 413.35 | 386.05 | 358.75 | 331.55 | 304.25 | +3.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 420.45 | 413.95 | 391.25 | 364.15 | 343.65 | 316.45 | +8.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 425.75 | 415.85 | 391.15 | 366.45 | 341.85 | 317.15 | +5.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 426.65 | 415.95 | 389.05 | 361.55 | 334.65 | 307.65 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.05 | 418.25 | 391.15 | 363.95 | 336.85 | 309.75 | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.85 | 419.05 | 391.85 | 364.75 | 337.65 | 310.55 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 430.45 | 420.55 | 395.55 | 370.65 | 345.75 | 320.75 | +5.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 429.25 | 422.75 | 397.85 | 370.75 | 343.65 | 316.45 | +7.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 435.55 | 424.65 | 397.35 | 370.15 | 342.85 | 315.65 | +3.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.75 | 424.95 | 397.85 | 370.75 | 343.55 | 316.45 | +4.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.85 | 424.95 | 397.85 | 370.75 | 343.65 | 316.45 | +3.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 437.45 | 426.65 | 399.45 | 372.35 | 345.25 | 318.15 | +8.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.95 | 427.85 | 400.15 | 372.45 | 344.75 | 317.05 | +4.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.15 | 429.15 | 401.55 | 373.95 | 346.45 | 318.85 | +0.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 440.25 | 429.35 | 402.05 | 374.85 | 347.55 | 320.35 | +3.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 441.85 | 433.55 | 412.55 | 391.65 | 370.25 | 349.35 | +4.1 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 445.90 | 434.95 | 407.55 | 380.10 | 352.70 | 325.30 | +2.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 448.15 | 437.45 | 410.55 | 383.05 | 356.05 | 329.15 | +0.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 449.65 | 438.65 | 411.45 | 384.15 | 356.95 | 329.65 | +3.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 453.05 | 442.35 | 415.35 | 387.95 | 360.95 | 334.05 | +9.1 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.95 | 446.05 | 418.55 | 391.15 | 363.75 | 336.35 | +4.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.35 | 447.45 | 420.45 | 393.25 | 366.05 | 339.05 | +12.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 458.95 | 448.05 | 420.75 | 393.55 | 366.25 | 339.05 | +3.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.65 | 452.75 | 425.45 | 398.25 | 370.95 | 343.75 | +3.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 463.65 | 452.95 | 426.05 | 398.65 | 376.35 | 354.95 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 464.25 | 453.45 | 426.35 | 399.15 | — | 344.95 | +2.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 473.55 | 462.65 | 435.15 | 407.75 | 380.35 | 352.95 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 475.95 | 465.15 | 437.95 | 410.85 | 383.75 | 356.65 | +8.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 480.65 | 471.35 | 448.55 | 425.75 | 403.05 | 380.25 | +4.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 482.50 | 472.75 | 448.40 | 419.15 | 389.90 | 362.65 | 0.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.15 | 497.90 | 472.25 | 451.75 | 410.70 | 385.05 | 0.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Court for a young adult aged 19 to 25 with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/), the cheapest offer in [Court](https://praemiencheck.onedoc.ch/en/be/court/) is Visana (VIVA health plan) at 345.75 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 370.80 CHF a month.

### How much does health insurance cost in Court in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/be/court/young-adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/), monthly premiums run from 345.75 CHF (Visana, VIVA health plan) to 497.90 CHF (vita surselva, Standard model): 129 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 327.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Court for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Visana, VIVA health plan), the premium goes from 351.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/deductible-300/) to 233.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/deductible-2500/): 118.30 CHF less a month, 1'419.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'877 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Court for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 370.80 CHF (Sanitas), family doctor / HMO 345.75 CHF (Visana), flexible model 354.95 CHF (ÖKK), telemedicine 346.15 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 350.50 CHF at Visana (VIVA health plan) gives 345.75 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Court is in region 2 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Court (BE): every situation: https://praemiencheck.onedoc.ch/en/be/court/
- Premiums 2027 in Court (BE), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/court/young-adult/
- Premiums 2027 in Court (BE), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/court/child/
- Adult: https://praemiencheck.onedoc.ch/en/be/court/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/be/court/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Court (BE), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Court (BE), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Court (BE), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Court (BE), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Court (BE), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/be/court/young-adult/no-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `court` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.