# Health insurance premiums 2027 in Biel/Bienne (BE), for an adult aged 26 or over who wants a deductible of 500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Biel/Bienne](https://praemiencheck.onedoc.ch/en/be/biel-bienne/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/) with a 500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/), the cheapest monthly basic insurance premium is **552.30 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 772.95 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 563.95 | 552.30 | 523.15 | 493.95 | 464.80 | 435.65 | +3.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 567.95 | 556.25 | 527.05 | 497.95 | 468.75 | 439.55 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 569.65 | 558.05 | 528.85 | 499.65 | 470.55 | 441.35 | −2.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 570.25 | 558.65 | 529.45 | 500.25 | 471.15 | 441.95 | +4.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 572.85 | 561.25 | 532.05 | 502.85 | 473.75 | 444.55 | +5.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 573.65 | 562.05 | 532.85 | 503.65 | 474.55 | 445.35 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 569.95 | 563.35 | 529.15 | 499.95 | 470.85 | 441.65 | +6.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 577.85 | 566.15 | 537.05 | 507.85 | 478.65 | 449.55 | +5.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 577.85 | 566.15 | 537.05 | 507.85 | 478.65 | 449.55 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 579.55 | 567.95 | 538.75 | 509.55 | 480.45 | 451.25 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 579.55 | 567.95 | 538.75 | 509.55 | 480.45 | 451.25 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 579.55 | 567.95 | 538.75 | 509.55 | 480.45 | 451.25 | +6.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 579.55 | 567.95 | 538.75 | 509.55 | 480.45 | 451.25 | +6.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 581.15 | 569.55 | 540.35 | 511.15 | 482.05 | 452.85 | +5.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 581.15 | 569.55 | 540.35 | 511.15 | 482.05 | 452.85 | +5.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 581.75 | 570.15 | 540.95 | 511.75 | — | 453.45 | −1.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 581.75 | 570.15 | 540.95 | 511.75 | — | 453.45 | +1.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 583.60 | 571.95 | 542.80 | 513.60 | 484.45 | 455.30 | +3.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 588.05 | 576.35 | 554.25 | 525.05 | 488.85 | 459.65 | +1.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 590.10 | 578.45 | 549.30 | 520.10 | 490.95 | 461.80 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 590.10 | 578.45 | 549.30 | 520.10 | 490.95 | 461.80 | +3.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 592.85 | 581.25 | 552.05 | 522.85 | 493.75 | 464.55 | +4.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 593.15 | 581.55 | 552.35 | 523.15 | — | 464.85 | +2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 594.05 | 582.45 | 553.25 | 524.05 | 494.95 | 465.75 | +4.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 594.85 | 583.25 | 554.05 | 524.85 | 495.75 | 466.55 | +1.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 595.65 | 584.05 | 554.85 | 525.65 | 496.55 | 467.35 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 596.65 | 585.00 | 555.85 | 526.65 | 497.50 | 468.35 | +3.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 597.35 | 585.65 | 556.45 | 527.35 | 498.15 | 468.95 | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 592.45 | 585.75 | 551.55 | 522.45 | 493.25 | 464.05 | +7.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 598.55 | 586.95 | 564.85 | 535.65 | 499.45 | 470.25 | +1.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 598.55 | 586.95 | 564.85 | 535.65 | 499.45 | 470.25 | +1.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 598.85 | 587.25 | 558.05 | 528.85 | — | 470.55 | +0.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 599.85 | 588.25 | 559.05 | 529.85 | 500.75 | 479.85 | +3.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 600.85 | 590.05 | 563.15 | 536.35 | 509.65 | 482.85 | New tariff 2027 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 603.20 | 591.55 | 562.40 | 533.20 | 504.05 | 474.90 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 603.20 | 591.55 | 562.40 | 533.20 | 504.05 | 474.90 | +3.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 603.85 | 592.35 | 563.35 | 533.85 | 504.85 | 475.85 | +0.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 605.55 | 593.95 | 564.75 | 535.55 | 506.45 | 481.25 | +5.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 606.05 | 594.45 | 565.25 | 536.05 | 506.95 | 477.75 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 606.25 | 599.55 | 565.35 | 536.25 | 507.05 | 477.85 | +3.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 606.25 | 599.55 | 565.35 | 536.25 | 507.05 | 477.85 | +4.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 611.95 | 600.45 | 571.45 | 541.95 | 512.95 | 483.95 | +2.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 612.55 | 600.95 | 571.75 | 542.55 | 513.45 | 484.25 | +2.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 612.95 | 601.45 | 572.25 | 542.95 | 513.85 | 484.65 | +4.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 613.55 | 601.95 | 572.75 | 543.55 | 514.45 | 485.25 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 613.55 | 601.95 | 572.75 | 543.55 | 514.45 | 485.25 | +3.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 612.85 | 602.05 | 575.25 | 542.85 | 516.85 | 487.85 | +5.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 612.85 | 602.05 | 575.25 | 542.85 | 516.85 | 487.85 | +5.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 613.75 | 602.15 | 572.95 | 543.75 | 514.65 | 485.45 | +4.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 613.75 | 602.15 | 572.95 | 543.75 | 514.65 | 485.45 | +2.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 613.75 | 602.15 | 572.95 | 543.75 | 514.65 | 485.45 | +2.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 614.45 | 602.75 | 580.65 | 551.55 | 529.45 | 500.25 | +3.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 615.45 | 603.95 | 574.95 | 545.45 | 516.45 | 487.45 | +3.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 616.05 | 604.45 | 575.25 | 546.05 | — | 487.75 | +1.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 617.05 | 605.45 | 576.25 | 547.05 | 517.95 | 488.75 | New tariff 2027 |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 618.05 | 606.45 | 577.25 | 548.05 | 518.95 | 489.75 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 619.25 | 608.25 | 580.75 | 552.75 | 525.15 | 497.65 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 620.75 | 609.15 | 579.95 | 550.75 | 521.65 | 492.45 | +6.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 622.65 | 610.95 | 581.75 | 552.65 | 523.45 | 494.25 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 618.35 | 611.65 | 577.45 | 548.35 | 519.15 | 489.95 | +8.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 618.65 | 611.95 | 577.85 | 548.65 | 519.45 | 490.35 | +4.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 623.95 | 612.35 | 583.15 | 553.95 | 524.85 | 495.65 | +3.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 624.35 | 612.75 | 583.55 | 554.35 | 525.25 | 496.05 | +6.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 625.85 | 614.35 | 585.35 | 555.85 | 526.85 | 497.85 | +0.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 628.05 | 616.45 | 587.25 | 558.05 | 528.95 | 499.75 | +6.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 629.65 | 617.95 | 588.85 | 559.65 | 530.45 | 501.35 | +0.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 623.25 | 618.65 | 596.55 | 567.35 | 538.25 | 509.05 | +2.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 633.75 | 622.15 | 592.95 | 563.75 | 534.65 | 505.45 | +4.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 633.85 | 622.25 | 593.05 | 563.85 | 534.75 | 505.55 | +1.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 632.45 | 622.35 | 596.95 | 571.55 | 546.15 | 508.65 | +4.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 628.55 | 623.95 | 601.85 | 572.65 | 543.55 | 514.35 | +2.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 637.85 | 626.25 | 597.05 | 567.85 | 538.75 | 513.55 | +5.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 638.35 | 626.65 | 597.45 | 568.35 | 539.15 | 509.95 | +3.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 638.05 | 627.35 | 600.75 | 573.95 | 547.25 | 520.65 | +5.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 637.65 | 627.45 | 601.75 | 576.05 | 550.45 | 524.75 | +5.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 640.25 | 628.65 | 599.45 | 570.25 | 541.15 | 511.95 | +4.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 640.15 | 629.15 | 601.65 | 573.65 | 546.05 | 518.55 | +5.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 641.55 | 630.75 | 604.05 | 577.15 | 550.25 | 523.55 | +4.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 643.75 | 632.25 | 603.25 | 573.75 | 544.75 | 515.75 | +5.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 643.75 | 632.25 | 603.25 | 573.75 | 544.75 | 515.75 | +4.6 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 644.95 | 633.35 | 604.15 | 574.95 | 545.85 | 516.65 | +4.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 645.05 | 633.45 | 604.25 | 575.05 | 545.95 | 516.75 | +5.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 645.15 | 633.45 | 604.35 | 575.15 | 545.95 | 516.85 | +3.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 645.45 | 633.75 | 604.55 | 575.45 | 546.25 | 517.05 | +0.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 645.45 | 633.95 | 604.95 | 575.45 | 546.45 | 517.45 | +6.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 646.85 | 635.25 | 606.05 | 576.85 | 547.75 | 518.55 | +0.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 646.05 | 636.30 | 607.00 | 580.95 | 548.45 | 519.15 | +1.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 648.95 | 637.30 | 608.15 | 578.95 | 549.80 | 520.65 | +3.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 649.25 | 637.75 | 608.75 | 579.25 | 550.25 | 521.25 | +6.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 652.25 | 641.85 | 615.55 | 589.25 | 563.05 | 536.75 | +5.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 654.35 | 642.75 | 613.55 | 584.45 | 555.25 | 526.05 | +4.1 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 655.50 | 643.85 | 614.65 | 585.50 | 556.35 | 527.15 | +4.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 657.25 | 645.65 | 616.45 | 587.25 | 558.15 | 528.95 | +5.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 656.95 | 645.95 | 618.45 | 590.45 | 562.85 | 535.35 | +8.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 659.25 | 647.65 | 618.45 | 589.25 | 560.15 | 530.95 | +5.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 659.55 | 648.95 | 622.45 | 595.85 | 569.35 | 542.75 | +5.8 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 662.55 | 650.85 | 621.70 | 592.55 | 563.35 | 534.20 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 663.35 | 651.65 | 622.55 | 593.35 | 564.15 | 535.05 | +0.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 666.55 | 654.95 | 625.75 | 596.55 | 567.45 | 538.25 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 672.55 | 660.85 | 631.65 | 602.55 | 573.35 | 544.15 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 674.15 | 662.55 | 633.35 | 604.15 | 575.05 | 545.85 | +4.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 676.05 | 664.55 | 635.55 | 606.05 | 577.05 | 548.05 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 679.35 | 667.65 | 638.55 | 609.35 | 580.15 | 551.05 | +3.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 682.25 | 670.65 | 641.45 | 612.25 | 583.15 | 553.95 | +3.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 680.25 | 673.40 | 646.00 | 611.75 | 584.35 | 556.95 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 682.25 | 675.55 | 641.35 | 612.25 | 583.05 | 553.85 | +4.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 688.15 | 676.65 | 647.65 | 618.15 | 589.15 | 560.15 | +0.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 689.25 | 677.65 | 648.45 | 619.25 | 590.15 | 560.95 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 690.25 | 678.65 | 649.45 | 620.25 | 591.15 | 561.95 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 690.25 | 678.65 | 649.45 | 620.25 | 591.15 | 561.95 | +6.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 690.55 | 678.95 | 649.75 | 620.55 | 591.45 | 562.25 | +0.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 686.35 | 679.65 | 645.55 | 616.35 | 587.15 | 558.05 | +3.9 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 693.75 | 682.15 | 652.95 | 623.75 | 594.65 | 565.45 | +4.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 696.25 | 684.65 | 655.45 | 626.25 | — | 567.95 | +1.5 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 697.65 | 686.00 | 656.80 | 627.65 | 598.50 | 569.30 | +4.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 697.75 | 686.05 | 656.95 | 627.75 | 598.55 | 569.45 | +4.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 700.85 | 689.25 | 660.05 | 630.85 | 601.75 | 572.55 | +1.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 704.75 | 693.15 | 663.95 | 634.75 | 605.65 | 576.45 | +1.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 712.85 | 701.15 | 672.05 | 642.85 | 613.65 | 584.55 | +0.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 713.25 | 701.65 | 672.45 | 643.25 | 614.15 | 584.95 | +5.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 719.75 | 708.25 | 679.25 | 649.75 | 620.75 | 591.75 | +4.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 721.45 | 711.05 | 683.95 | 657.45 | 630.45 | 603.45 | +4.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 725.25 | 713.65 | 684.45 | 655.25 | 626.15 | 596.95 | +5.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 726.75 | 715.15 | 685.95 | 656.75 | 627.65 | 598.45 | +6.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 727.55 | 715.95 | 686.75 | 657.65 | 628.45 | 599.25 | +4.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 756.95 | 745.35 | 717.95 | 689.95 | 661.95 | 633.95 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 760.15 | 748.65 | 719.65 | 690.15 | 661.15 | 632.15 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 784.55 | 772.95 | 743.85 | 714.55 | 685.45 | 656.55 | +4.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Biel/Bienne for an adult aged 26 or over with a deductible of 500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/), the cheapest offer in [Biel/Bienne](https://praemiencheck.onedoc.ch/en/be/biel-bienne/) is Sanitas (Family doctor 1) at 552.30 CHF a month.

### How much does health insurance cost in Biel/Bienne in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/) with a deductible of 500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/), monthly premiums run from 552.30 CHF (Sanitas, Family doctor 1) to 772.95 CHF (rhenusana, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 526.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Biel/Bienne for an adult aged 26 or over with accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 563.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/deductible-300/) to 435.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Biel/Bienne for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 637.30 CHF (Sanitas), family doctor / HMO 552.30 CHF (Sanitas), flexible model 556.25 CHF (Sympany), telemedicine 562.05 CHF (Atupri).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 557.05 CHF at Sanitas (Family doctor 1) gives 552.30 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Biel/Bienne is in region 1 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Biel/Bienne (BE): every situation: https://praemiencheck.onedoc.ch/en/be/biel-bienne/
- Premiums 2027 in Biel/Bienne (BE), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/
- Premiums 2027 in Biel/Bienne (BE), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/biel-bienne/child/
- Young adult: https://praemiencheck.onedoc.ch/en/be/biel-bienne/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Biel/Bienne (BE), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Biel/Bienne (BE), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Biel/Bienne (BE), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Biel/Bienne (BE), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Biel/Bienne (BE), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `biel-bienne` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.