# Health insurance premiums 2027 in Biel/Bienne (BE), for an adult aged 26 or over who wants a deductible of 1'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Biel/Bienne](https://praemiencheck.onedoc.ch/en/be/biel-bienne/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/) with a 1'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/), the cheapest monthly basic insurance premium is **459.55 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 664.25 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 524.70 | 513.85 | 486.70 | 459.55 | 432.40 | 405.25 | +3.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 527.95 | 517.05 | 489.85 | 462.85 | 435.65 | 408.45 | +5.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 529.45 | 518.65 | 491.45 | 464.35 | 437.25 | 410.15 | −2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 532.35 | 526.15 | 494.25 | 466.95 | 439.75 | 412.45 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 532.45 | 521.65 | 494.55 | 467.35 | 440.35 | 413.15 | +6.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 537.15 | 526.25 | 499.15 | 472.05 | 444.85 | 417.75 | +5.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 537.15 | 526.25 | 499.15 | 472.05 | 444.85 | 417.75 | +5.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 538.65 | 527.95 | 500.75 | 473.55 | 446.55 | 419.35 | +6.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 538.65 | 527.95 | 500.75 | 473.55 | 446.55 | 419.35 | +6.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 538.65 | 527.95 | 500.75 | 473.55 | 446.55 | 419.35 | +7.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 538.65 | 527.95 | 500.75 | 473.55 | 446.55 | 419.35 | +7.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 541.55 | 530.45 | 502.75 | 475.05 | 447.35 | 419.65 | +5.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 540.15 | 529.35 | 502.25 | 475.05 | 448.05 | 420.85 | +5.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 540.15 | 529.35 | 502.25 | 475.05 | 448.05 | 420.85 | +5.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 540.65 | 529.95 | 502.75 | 475.55 | — | 421.35 | −1.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 540.65 | 529.95 | 502.75 | 475.55 | — | 421.35 | +1.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 543.00 | 532.15 | 505.00 | 477.85 | 450.70 | 423.55 | +3.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 544.75 | 533.75 | 505.95 | 478.25 | 450.55 | 422.85 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 549.05 | 538.20 | 511.05 | 483.90 | 456.75 | 429.60 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 549.05 | 538.20 | 511.05 | 483.90 | 456.75 | 429.60 | +3.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 551.05 | 540.25 | 513.15 | 485.95 | 458.95 | 431.75 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 551.25 | 540.55 | 513.35 | 486.15 | — | 431.95 | +2.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 546.55 | 535.65 | 515.15 | 487.95 | 454.25 | 427.15 | +2.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 553.35 | 547.15 | 515.25 | 487.95 | 460.65 | 433.45 | +8.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 555.15 | 544.30 | 517.15 | 490.00 | 462.85 | 435.70 | +3.4 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 556.65 | 545.85 | 518.55 | 491.25 | 464.05 | 436.75 | +3.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 556.55 | 545.85 | 518.65 | 491.45 | — | 437.25 | +0.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 557.55 | 546.75 | 519.65 | 492.45 | 465.45 | 445.95 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 557.95 | 547.05 | 519.75 | 492.55 | 465.25 | 438.05 | +6.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 561.95 | 550.95 | 523.35 | 495.75 | 468.25 | 440.65 | +1.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 561.25 | 550.40 | 523.25 | 496.10 | 468.95 | 441.80 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 561.25 | 550.40 | 523.25 | 496.10 | 468.95 | 441.80 | +3.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 561.25 | 550.55 | 523.65 | 496.15 | 469.25 | 442.25 | +0.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 564.15 | 553.05 | 525.35 | 497.65 | 469.95 | 442.25 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 562.85 | 552.05 | 524.85 | 497.75 | 470.65 | 447.25 | +6.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 556.35 | 545.55 | 524.95 | 497.85 | 464.15 | 437.05 | +2.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 556.35 | 545.55 | 524.95 | 497.85 | 464.15 | 437.05 | +2.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 563.35 | 552.55 | 525.35 | 498.25 | 471.15 | 444.05 | +5.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO plus | 558.45 | 548.45 | 523.45 | 498.55 | 473.65 | 448.75 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 566.25 | 560.05 | 528.15 | 500.85 | 473.65 | 446.35 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 566.25 | 560.05 | 528.15 | 500.85 | 473.65 | 446.35 | +5.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 568.85 | 558.15 | 531.15 | 503.75 | 476.75 | 449.75 | +2.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 569.65 | 559.65 | 534.65 | 504.55 | 480.35 | 453.45 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 569.65 | 559.65 | 534.65 | 504.55 | 480.35 | 453.45 | +5.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 570.35 | 559.55 | 532.35 | 505.25 | 478.15 | 450.95 | +3.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 570.35 | 559.55 | 532.35 | 505.25 | 478.15 | 450.95 | +3.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 570.55 | 559.75 | 532.55 | 505.45 | 478.35 | 451.15 | +2.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 570.55 | 559.75 | 532.55 | 505.45 | 478.35 | 451.15 | +2.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 572.05 | 561.35 | 534.35 | 506.95 | 479.95 | 452.95 | +3.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 572.75 | 562.05 | 534.75 | 507.35 | 480.15 | 452.85 | +5.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 572.55 | 561.85 | 534.65 | 507.45 | — | 453.25 | +1.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 573.55 | 562.75 | 535.65 | 508.45 | 481.45 | 454.25 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 577.05 | 566.25 | 539.05 | 511.95 | 484.85 | 457.65 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 577.55 | 571.35 | 539.45 | 512.15 | 484.95 | 457.65 | +9.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 578.65 | 567.65 | 540.05 | 512.45 | 484.95 | 457.45 | +2.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 577.95 | 571.65 | 539.75 | 512.45 | 485.25 | 457.95 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 571.15 | 560.25 | 539.75 | 512.55 | 492.05 | 464.85 | +4.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 575.55 | 565.35 | 539.75 | 513.75 | 488.05 | 462.45 | +3.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 579.95 | 569.25 | 542.05 | 514.85 | 487.85 | 460.65 | +3.7 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Digimed | 580.75 | 569.85 | 542.35 | 514.95 | 487.55 | 460.15 | +3.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 580.35 | 569.55 | 542.45 | 515.25 | 488.15 | 461.05 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 581.55 | 570.65 | 543.45 | 516.15 | 488.95 | 461.65 | +3.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 582.85 | 571.85 | 544.05 | 516.35 | 488.65 | 460.95 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 581.75 | 571.05 | 544.05 | 516.65 | 489.65 | 462.65 | +1.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 583.85 | 573.05 | 545.85 | 518.75 | 491.65 | 464.45 | +6.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 588.15 | 577.25 | 550.05 | 522.75 | 495.45 | 468.25 | +0.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 592.25 | 581.45 | 554.15 | 526.85 | 499.65 | 472.35 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 579.35 | 575.05 | 554.45 | 527.35 | 500.25 | 473.05 | +3.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 592.85 | 582.05 | 554.95 | 527.75 | 500.75 | 477.25 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 596.25 | 585.35 | 558.15 | 530.85 | 503.65 | 476.35 | +3.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 587.85 | 578.45 | 554.75 | 531.35 | 507.65 | 472.85 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 584.25 | 579.95 | 559.35 | 532.25 | 505.15 | 478.05 | +3.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 598.75 | 587.85 | 560.25 | 532.65 | 505.15 | 477.55 | +1.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 594.95 | 584.75 | 559.15 | 533.15 | 507.45 | 481.85 | +6.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 598.35 | 587.65 | 560.65 | 533.25 | 506.25 | 479.25 | +6.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 598.35 | 587.65 | 560.65 | 533.25 | 506.25 | 479.25 | +5.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 599.55 | 588.75 | 561.65 | 534.45 | 507.35 | 480.25 | +6.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 599.95 | 589.25 | 562.25 | 534.85 | 507.85 | 480.95 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 602.65 | 591.75 | 564.55 | 537.25 | 509.95 | 482.75 | +3.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 602.95 | 592.05 | 564.75 | 537.55 | 510.25 | 482.95 | +0.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 603.55 | 592.85 | 565.85 | 538.45 | 511.45 | 484.45 | +7.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 603.85 | 593.00 | 565.85 | 538.65 | 511.55 | 484.40 | +3.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 604.25 | 593.35 | 566.15 | 538.85 | 511.55 | 484.35 | +0.8 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 606.05 | 595.15 | 567.65 | 540.25 | 512.85 | 485.45 | +3.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 599.15 | 589.55 | 565.35 | 541.25 | 517.15 | 492.95 | +6.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FlexCare | 608.05 | 596.95 | 569.25 | 541.55 | 513.85 | 486.15 | +5.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 608.25 | 597.45 | 570.35 | 543.25 | 516.05 | 488.95 | +4.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 605.95 | 595.75 | 570.45 | 545.05 | 519.65 | 494.35 | +5.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 610.95 | 600.15 | 573.05 | 545.85 | 518.75 | 491.65 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 612.85 | 602.05 | 574.85 | 547.75 | 520.65 | 493.55 | +5.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 609.25 | 598.95 | 573.65 | 548.05 | 522.55 | 497.15 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 610.65 | 600.35 | 574.85 | 548.75 | 523.15 | 497.55 | +8.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 615.90 | 604.90 | 577.50 | 550.10 | 522.65 | 495.25 | +4.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 612.85 | 603.05 | 578.35 | 553.65 | 528.95 | 504.25 | +6.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 619.65 | 608.75 | 581.55 | 554.25 | 527.05 | 499.75 | +0.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 619.55 | 608.85 | 581.65 | 554.55 | 527.45 | 500.25 | +6.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 622.50 | 611.55 | 584.10 | 556.70 | 529.30 | 501.85 | +4.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 619.65 | 609.75 | 584.75 | 559.85 | 534.95 | 509.95 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 628.25 | 617.35 | 590.05 | 562.85 | 535.55 | 508.25 | +3.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 628.45 | 617.75 | 590.75 | 563.35 | 536.35 | 509.35 | +7.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 634.25 | 623.45 | 596.25 | 569.15 | 542.05 | 514.85 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 634.65 | 623.75 | 596.45 | 569.25 | 541.95 | 514.65 | +3.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 637.25 | 631.05 | 599.15 | 571.85 | 544.65 | 517.35 | +4.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 640.25 | 629.15 | 601.45 | 573.75 | 546.05 | 518.35 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 639.65 | 629.05 | 602.05 | 574.55 | 547.65 | 520.65 | +0.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 641.15 | 634.95 | 603.05 | 575.75 | 548.45 | 521.25 | +4.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 641.65 | 630.85 | 603.75 | 576.55 | 549.45 | 522.35 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 641.65 | 630.85 | 603.75 | 576.55 | 549.45 | 522.35 | +6.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 641.95 | 631.15 | 603.95 | 576.85 | 549.75 | 522.65 | +0.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 642.15 | 632.45 | 603.35 | 577.45 | 545.15 | 516.00 | +0.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 644.15 | 633.35 | 606.05 | 578.75 | 551.55 | 524.25 | +5.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 647.15 | 636.35 | 609.25 | 582.05 | — | 527.85 | +1.7 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 651.85 | 640.95 | 613.55 | 586.05 | 558.75 | 531.25 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 651.55 | 640.65 | 613.55 | 586.45 | 559.25 | 532.15 | +1.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 655.50 | 644.55 | 617.10 | 589.70 | 562.30 | 534.85 | +4.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 662.65 | 651.55 | 623.85 | 596.15 | 568.35 | 540.75 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 662.95 | 652.25 | 625.05 | 597.85 | 570.85 | 543.65 | +5.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 665.75 | 654.85 | 627.25 | 599.65 | 572.15 | 544.55 | +1.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 665.95 | 655.05 | 627.75 | 600.55 | 573.25 | 545.95 | +0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 669.05 | 658.35 | 631.45 | 603.95 | 577.05 | 550.05 | +5.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 676.15 | 669.35 | 642.10 | 608.05 | 580.80 | 553.60 | +0.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 675.55 | 664.85 | 637.65 | 610.45 | 583.45 | 556.25 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 670.65 | 660.95 | 635.75 | 611.15 | 586.05 | 560.95 | +4.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 676.35 | 665.55 | 638.35 | 611.35 | 584.15 | 557.05 | +4.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 681.45 | 670.55 | 643.05 | 615.65 | 588.25 | 560.85 | +6.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 703.65 | 692.85 | 667.45 | 641.35 | 615.35 | 589.25 | +4.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 706.65 | 695.95 | 668.95 | 641.55 | 614.55 | 587.65 | +7.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 729.25 | 718.55 | 691.45 | 664.25 | 637.15 | 610.35 | +4.4 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Biel/Bienne for an adult aged 26 or over with a deductible of 1'500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/), the cheapest offer in [Biel/Bienne](https://praemiencheck.onedoc.ch/en/be/biel-bienne/) is Sanitas (Family doctor 1) at 459.55 CHF a month.

### How much does health insurance cost in Biel/Bienne in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/) with a deductible of 1'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/), monthly premiums run from 459.55 CHF (Sanitas, Family doctor 1) to 664.25 CHF (rhenusana, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 526.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Biel/Bienne for an adult aged 26 or over without accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 524.70 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/deductible-300/) to 405.25 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/deductible-2500/): 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Biel/Bienne for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'500 CHF and without accident cover, the cheapest premium per model is: standard model 538.65 CHF (Sanitas), family doctor / HMO 459.55 CHF (Sanitas), flexible model 462.85 CHF (Sympany), telemedicine 473.55 CHF (Helsana).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 464.30 CHF at Sanitas (Family doctor 1) gives 459.55 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Biel/Bienne is in region 1 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Biel/Bienne (BE): every situation: https://praemiencheck.onedoc.ch/en/be/biel-bienne/
- Premiums 2027 in Biel/Bienne (BE), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/
- Premiums 2027 in Biel/Bienne (BE), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/biel-bienne/child/
- Young adult: https://praemiencheck.onedoc.ch/en/be/biel-bienne/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Biel/Bienne (BE), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Biel/Bienne (BE), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Biel/Bienne (BE), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Biel/Bienne (BE), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Biel/Bienne (BE), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/be/biel-bienne/adult/no-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `biel-bienne` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-1500` with `deductible-2500` for another deductible. Markdown version: add `.md`.