# Health insurance premiums 2026 in Beatenberg (BE), for an adult aged 26 or over who wants a deductible of 2'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Beatenberg](https://praemiencheck.onedoc.ch/en/be/beatenberg/) ([canton Bern](https://praemiencheck.onedoc.ch/en/be/)), in 2026, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/) with a 2'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/), the cheapest monthly basic insurance premium is **312.05 CHF** with **Visana** (VIVA – Gesundheitsplan model) and the most expensive is 465.25 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 429.95 | 423.75 | 392.75 | 365.55 | 339.25 | 312.05 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO plus | 435.05 | 428.75 | 396.85 | 369.55 | 342.35 | 315.05 | New tariff 2026 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 419.95 | 410.45 | 386.75 | 362.75 | 338.95 | 315.15 | +8.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 437.55 | 431.35 | 399.35 | 372.15 | 344.85 | 317.65 | +6.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 444.15 | 437.85 | 405.95 | 378.75 | 351.45 | 324.15 | +3.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 442.45 | 431.95 | 405.65 | 379.05 | 352.25 | 325.35 | +6.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 442.45 | 431.95 | 405.65 | 379.05 | 352.25 | 325.35 | +6.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 444.65 | 433.85 | 406.75 | 379.55 | 352.45 | 325.35 | +7.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 438.55 | 427.75 | 400.55 | 373.45 | 346.35 | 326.95 | +10.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 446.75 | 435.85 | 414.05 | 386.95 | 354.55 | 327.35 | +4.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 448.65 | 442.45 | 410.55 | 383.25 | 356.05 | 328.75 | +3.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 448.55 | 437.75 | 410.65 | 383.45 | 356.35 | 329.25 | +4.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 448.55 | 437.75 | 410.65 | 383.45 | 356.35 | 329.25 | +4.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 448.75 | 437.95 | 410.85 | 383.65 | — | 329.45 | +4.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 450.25 | 443.95 | 412.05 | 384.75 | 357.55 | 330.25 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 449.95 | 439.15 | 412.05 | 384.85 | 357.75 | 330.65 | +7.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 449.95 | 439.15 | 412.05 | 384.85 | 357.75 | 330.65 | +8.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 449.95 | 439.15 | 412.05 | 384.85 | 357.75 | 330.65 | +8.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 450.75 | 439.85 | 412.55 | 385.35 | 358.05 | 330.75 | +1.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 442.35 | 432.25 | 407.15 | 382.05 | 356.95 | 332.05 | +6.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 451.65 | 440.85 | 413.65 | 386.55 | 359.45 | 332.35 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 452.95 | 446.75 | 414.85 | 387.55 | 360.35 | 333.05 | +3.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 454.75 | 443.85 | 422.05 | 394.95 | 362.45 | 335.35 | +1.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 454.75 | 443.85 | 422.05 | 394.95 | 362.45 | 335.35 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 456.10 | 445.30 | 418.15 | 390.95 | 363.85 | 336.65 | New tariff 2026 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 456.15 | 445.35 | 418.25 | 391.05 | 364.05 | 336.85 | +4.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 449.75 | 439.45 | 413.95 | 388.55 | 362.95 | 337.55 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 457.05 | 446.35 | 419.15 | 391.95 | 364.95 | 337.75 | −1.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 457.15 | 446.35 | 419.25 | 392.05 | — | 337.85 | +5.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 454.75 | 443.85 | 422.05 | 394.95 | 367.85 | 340.65 | +5.0 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 461.90 | 450.90 | 423.50 | 396.10 | 368.65 | 341.25 | +5.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 460.55 | 449.75 | 422.65 | 395.45 | 368.35 | 341.25 | +10.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 460.55 | 449.75 | 422.65 | 395.45 | 368.35 | 341.25 | New tariff 2026 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 451.65 | 442.35 | 418.55 | 392.55 | 369.05 | 341.55 | +6.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 463.25 | 452.25 | 424.65 | 397.05 | 369.55 | 341.95 | +13.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 461.35 | 450.55 | 423.35 | 396.25 | 369.15 | 342.05 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 461.35 | 450.55 | 423.35 | 396.25 | 369.15 | 342.05 | +2.9 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Digimed | 462.95 | 452.15 | 425.75 | 402.25 | 378.65 | 342.45 | +10.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 462.05 | 451.25 | 424.05 | 396.95 | 369.85 | 342.75 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 464.75 | 453.95 | 426.75 | 399.65 | 372.55 | 345.45 | +3.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 465.45 | 454.65 | 427.45 | 400.35 | — | 346.15 | +5.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 465.45 | 454.65 | 427.45 | 400.35 | — | 346.15 | +3.3 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 466.85 | 455.90 | 428.45 | 401.05 | 373.65 | 346.20 | +4.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 467.15 | 456.35 | 429.25 | 402.15 | 374.95 | 347.85 | +6.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 467.45 | 456.65 | 429.45 | 402.35 | 375.25 | 348.15 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 468.85 | 457.95 | 430.65 | 403.45 | 376.15 | 348.95 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 469.45 | 458.55 | 431.25 | 403.95 | 376.75 | 349.45 | −5.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 468.85 | 458.15 | 431.15 | 403.75 | 376.75 | 349.75 | +6.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 470.05 | 459.25 | 432.05 | 404.95 | 377.85 | 350.75 | +6.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 468.55 | 457.65 | 430.45 | 403.15 | 375.85 | 351.65 | +12.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 471.95 | 461.15 | 433.95 | 406.85 | 379.75 | 352.65 | +1.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 472.15 | 461.35 | 434.15 | 406.95 | 379.85 | 352.65 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 472.05 | 461.25 | 434.15 | 406.95 | 379.85 | 352.75 | +9.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 472.05 | 461.25 | 434.15 | 406.95 | 379.85 | 352.75 | +5.8 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 473.35 | 462.45 | 436.15 | 412.55 | 388.95 | 352.75 | +10.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 474.25 | 463.35 | 435.75 | 408.15 | 380.65 | 353.05 | +13.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 473.85 | 463.05 | 435.85 | 408.75 | — | 354.45 | +4.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 474.25 | 463.55 | 436.55 | 409.15 | 382.15 | 355.15 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 474.75 | 463.85 | 436.85 | 409.65 | 382.55 | 355.45 | +5.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 474.75 | 463.85 | 436.85 | 409.65 | 382.55 | 355.45 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 476.35 | 465.55 | 438.45 | 411.25 | 384.15 | 357.05 | +8.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 463.25 | 453.65 | 429.55 | 405.35 | 381.35 | 357.15 | +5.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 472.05 | 461.15 | 439.35 | 412.25 | 385.05 | 357.95 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 477.45 | 466.65 | 439.45 | 412.25 | 385.15 | 357.95 | New tariff 2026 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 480.05 | 468.95 | 441.25 | 413.55 | 385.85 | 358.15 | +8.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 471.55 | 461.25 | 435.75 | 409.65 | 384.05 | 358.45 | +6.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 479.65 | 468.95 | 441.95 | 414.55 | 387.55 | 360.55 | +6.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 482.75 | 471.75 | 444.05 | 416.25 | 388.65 | 360.85 | +7.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 475.95 | 465.15 | 443.35 | 416.25 | 389.05 | 361.95 | +5.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 481.35 | 470.55 | 443.45 | 416.25 | 389.25 | 362.05 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 481.95 | 471.05 | 443.85 | 416.55 | 389.25 | 362.05 | +1.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 481.65 | 470.85 | 443.75 | 416.55 | 389.45 | 362.35 | +8.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 482.65 | 471.85 | 444.65 | 417.50 | 390.40 | 363.20 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 482.85 | 472.05 | 444.95 | 417.75 | 390.75 | 363.55 | +9.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 473.95 | 464.15 | 439.45 | 414.75 | 390.05 | 365.35 | +5.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 489.25 | 478.15 | 450.45 | 422.75 | 394.95 | 367.35 | +6.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 486.85 | 476.15 | 449.15 | 421.75 | 394.75 | 367.85 | +5.0 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 484.75 | 473.95 | 446.65 | 419.35 | 392.15 | 367.95 | +12.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 487.95 | 477.15 | 449.95 | 422.80 | 395.70 | 368.50 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 487.95 | 477.15 | 449.95 | 422.80 | 395.70 | 368.50 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 488.55 | 477.65 | 450.35 | 423.15 | 395.85 | 368.55 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 488.05 | 477.25 | 450.05 | 422.85 | 395.75 | 368.65 | New tariff 2026 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 479.25 | 469.35 | 444.35 | 419.35 | 394.45 | 369.55 | +5.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 490.15 | 479.25 | 452.05 | 424.75 | 397.45 | 370.25 | +0.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 489.65 | 478.95 | 452.05 | 424.55 | 397.65 | 370.65 | +4.9 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 491.70 | 480.70 | 453.30 | 425.90 | 398.45 | 371.05 | +5.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 493.75 | 482.75 | 455.05 | 427.25 | 399.65 | 371.95 | +7.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 493.65 | 482.75 | 455.15 | 427.55 | 400.05 | 372.45 | +13.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 493.05 | 482.15 | 454.95 | 427.65 | 400.45 | 373.15 | +1.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 493.55 | 482.85 | 455.85 | 428.45 | 401.45 | 374.45 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 496.85 | 490.55 | 458.65 | 431.35 | 404.15 | 376.85 | +3.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 496.45 | 485.75 | 458.85 | 431.35 | 404.35 | 377.45 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 491.05 | 480.85 | 455.25 | 429.25 | 403.55 | 377.95 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 498.35 | 487.45 | 460.25 | 432.95 | 405.75 | 378.45 | +1.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 498.95 | 488.15 | 461.05 | 433.85 | 406.75 | 379.65 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 501.85 | 495.65 | 463.75 | 436.45 | 409.25 | 381.95 | +3.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 504.95 | 493.85 | 466.15 | 438.45 | 410.75 | 383.05 | +6.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 496.45 | 486.25 | 460.65 | 434.65 | 408.95 | 383.35 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 505.05 | 494.25 | 467.05 | 439.95 | 412.85 | 385.65 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 505.05 | 494.25 | 467.05 | 439.95 | 412.85 | 385.65 | +3.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 506.55 | 495.85 | 468.85 | 441.45 | 414.45 | 387.45 | +4.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 506.55 | 495.75 | 468.45 | 441.15 | 413.95 | 389.75 | +15.8 % |
| [sodalis](https://www.sodalis.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 516.55 | 505.65 | 478.25 | 450.75 | 423.45 | 395.95 | +9.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 516.95 | 506.35 | 479.35 | 451.85 | 424.95 | 397.95 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 519.55 | 508.65 | 481.45 | 454.15 | 426.95 | 399.65 | +1.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 519.65 | 508.85 | 481.65 | 454.55 | 427.45 | 400.25 | +7.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 524.05 | 513.25 | 486.15 | 458.95 | 431.95 | 404.75 | +8.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 524.85 | 513.95 | 486.75 | 459.45 | 432.15 | 404.95 | +1.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 524.95 | 514.15 | 487.05 | 459.85 | 432.75 | 405.65 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 525.15 | 514.35 | 487.15 | 459.95 | 432.85 | 405.65 | +2.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 527.15 | 516.25 | 488.85 | 461.35 | 434.05 | 406.55 | +5.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 525.95 | 515.05 | 487.95 | 460.85 | 433.65 | 406.65 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 526.45 | 515.65 | 488.55 | 461.35 | 434.25 | 407.15 | +3.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 531.75 | 521.05 | 493.85 | 466.65 | 439.65 | 412.45 | +3.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 532.35 | 521.65 | 494.45 | 467.25 | — | 413.05 | +4.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 536.55 | 525.85 | 498.85 | 471.45 | 444.45 | 417.45 | +6.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 537.05 | 526.35 | 499.15 | 471.95 | 444.95 | 417.75 | +5.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 539.25 | 528.45 | 501.15 | 473.85 | 446.55 | 419.25 | +9.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 541.55 | 530.65 | 503.35 | 476.05 | 448.85 | 421.55 | −6.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 549.25 | 538.25 | 510.55 | 482.75 | 455.15 | 427.35 | +6.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 537.15 | 527.45 | 502.35 | 477.65 | 452.55 | 427.45 | +7.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 549.05 | 538.05 | 510.45 | 482.85 | 455.35 | 427.85 | +11.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 554.80 | 543.65 | 515.60 | 487.65 | 459.65 | 431.60 | +5.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 557.15 | 546.45 | 519.45 | 492.05 | 465.05 | 438.15 | +4.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 563.75 | 552.95 | 527.55 | 501.45 | 475.45 | 449.35 | +7.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 584.30 | 575.45 | 548.90 | 519.45 | 489.95 | 460.50 | +6.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 581.55 | 570.85 | 543.85 | 516.45 | 489.45 | 462.45 | +3.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 584.25 | 573.55 | 546.35 | 519.25 | 492.15 | 465.25 | +7.6 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Beatenberg for an adult aged 26 or over with a deductible of 2'500 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/), the cheapest offer in [Beatenberg](https://praemiencheck.onedoc.ch/en/be/beatenberg/) is Visana (VIVA – Gesundheitsplan) at 312.05 CHF a month. The cheapest standard model (free choice of doctor) is Sumiswalder Krankenkasse (Standard model) at 362.05 CHF a month.

### How much does health insurance cost in Beatenberg in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/) with a deductible of 2'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/), monthly premiums run from 312.05 CHF (Visana, VIVA – Gesundheitsplan) to 465.25 CHF (rhenusana, Standard model): 128 offers from 26 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 427.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Beatenberg for an adult aged 26 or over without accident cover?

On the cheapest offer (Visana, VIVA – Gesundheitsplan), the premium goes from 429.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/deductible-300/) to 312.05 CHF with the 2'500 CHF deductible: 117.90 CHF less a month, 1'414.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'872 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Beatenberg for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'500 CHF and without accident cover, the cheapest premium per model is: standard model 362.05 CHF (Sumiswalder Krankenkasse), family doctor / HMO 312.05 CHF (Visana), flexible model 317.65 CHF (Visana), telemedicine 315.15 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 317.20 CHF at Visana (VIVA – Gesundheitsplan) gives 312.05 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Beatenberg is in region 3 of canton Bern.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Beatenberg (BE): every situation: https://praemiencheck.onedoc.ch/en/be/beatenberg/
- Premiums 2026 in Beatenberg (BE), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/
- Premiums 2026 in Beatenberg (BE), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/be/beatenberg/child/
- Young adult: https://praemiencheck.onedoc.ch/en/be/beatenberg/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/with-accident/deductible-2500/
- Deductible Premiums 2026 in Beatenberg (BE), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/deductible-300/
- Deductible Premiums 2026 in Beatenberg (BE), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/deductible-500/
- Deductible Premiums 2026 in Beatenberg (BE), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/deductible-1000/
- Deductible Premiums 2026 in Beatenberg (BE), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/deductible-1500/
- Deductible Premiums 2026 in Beatenberg (BE), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/be/beatenberg/adult/no-accident/deductible-300/ — replace `be` with your canton’s two-letter code (ge, vd, zh…), `beatenberg` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.