# Health insurance premiums 2027 in Waldstatt (AR), for a child aged 0 to 18 with accident cover

In 2027, for a child aged 0 to 18 in Waldstatt, with accident cover, the cheapest health insurance premium is:

- **90.55 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-0/) (Agrisano, AGRIsmart)
- **60.25 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-600/) (Agrisano, AGRIsmart)

## With accident cover: from 60.25 to 173.05 CHF a month depending on the deductible and the model

116 offers from 23 health insurers. With a deductible of 0 CHF, the cheapest is **90.55 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 173.05 CHF with Atupri (Standard model).

Lowest premium:
- 0 CHF: 90.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-0/
- 100 CHF: 93.25 CHF (Assura, FeminaVita) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-100/
- 200 CHF: 80.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-200/
- 300 CHF: 75.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-300/
- 400 CHF: 70.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-400/
- 500 CHF: 65.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-500/
- 600 CHF: 60.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 90.55 | — | 80.45 | 75.45 | 70.45 | 65.35 | 60.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 96.65 | — | 85.85 | 80.55 | 75.15 | 69.75 | 64.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 99.05 | 93.25 | 87.45 | 81.55 | 75.75 | 69.95 | 64.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 99.05 | 93.25 | 87.45 | 81.55 | 75.75 | 69.95 | 64.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 100.15 | — | 90.85 | — | 81.45 | — | 72.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 101.55 | 95.75 | 89.95 | 84.05 | 78.25 | 72.45 | 66.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 102.95 | — | — | 85.45 | — | — | 69.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 105.05 | — | — | — | — | 75.95 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 105.45 | — | 93.75 | 87.95 | 82.15 | 76.25 | 70.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 105.85 | — | — | 88.35 | — | — | 70.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 106.45 | 101.45 | 96.35 | 91.35 | 86.25 | 79.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 106.65 | — | 96.85 | — | 86.85 | — | 76.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 106.65 | — | 96.85 | — | 86.85 | — | 76.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 106.75 | 100.95 | 95.15 | 89.25 | 83.45 | 77.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 107.95 | — | 98.05 | — | 87.95 | — | 77.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 108.95 | — | — | — | — | 79.85 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 110.15 | 104.75 | 99.45 | 93.95 | 88.65 | 83.35 | 77.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 110.15 | 104.75 | 99.45 | 93.95 | 88.65 | 83.35 | 77.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 110.35 | — | — | — | — | 81.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 110.35 | — | — | — | — | 81.25 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 110.45 | 104.65 | 98.85 | 92.95 | 87.15 | — | 75.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 111.15 | 105.35 | 99.55 | 93.65 | 87.85 | — | 76.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 111.25 | — | 99.65 | — | 87.95 | — | 76.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 111.55 | 105.75 | 99.95 | 94.05 | 88.25 | 82.45 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 111.55 | 105.75 | 99.95 | 94.05 | 88.25 | 82.45 | 76.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 112.15 | 106.35 | 100.55 | 94.65 | 88.85 | 83.05 | 77.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 112.75 | 106.95 | 101.15 | 95.25 | 89.45 | 83.65 | 77.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 112.85 | 107.05 | 101.25 | 95.45 | 89.55 | 83.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 112.95 | — | — | — | — | 83.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 113.25 | — | 102.85 | — | 92.25 | — | 81.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 113.95 | 108.15 | 102.35 | 96.45 | 90.65 | — | 78.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 114.05 | 108.25 | 102.45 | 96.55 | 90.75 | 84.95 | 79.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 114.95 | 110.15 | 104.20 | 98.20 | 92.20 | 86.20 | 80.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 115.25 | — | 103.65 | — | 91.95 | — | 80.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 115.45 | 109.65 | 103.85 | 97.95 | 92.15 | 86.35 | 80.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 115.55 | — | — | — | — | 86.45 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 115.55 | — | — | — | — | 86.45 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 116.75 | 110.95 | 105.15 | 99.25 | 93.45 | — | 81.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 117.25 | — | 105.65 | — | 93.95 | — | 82.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 117.85 | 112.05 | 106.20 | 100.35 | 94.55 | 88.70 | 82.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 117.95 | — | 113.75 | — | 106.75 | — | 95.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 118.55 | — | 106.95 | — | 95.25 | — | 83.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 119.10 | 113.30 | 107.45 | 101.60 | 95.80 | 89.95 | 84.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 119.10 | 113.30 | 107.45 | 101.60 | 95.80 | 89.95 | 84.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 119.10 | 113.30 | 107.45 | 101.60 | 95.80 | 89.95 | 84.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 119.10 | 113.30 | 107.45 | 101.60 | 95.80 | 89.95 | 84.10 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 119.10 | 113.30 | 107.45 | 101.60 | 95.80 | 89.95 | 84.10 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.05 | 114.25 | 108.45 | 102.55 | 96.75 | 90.95 | 85.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.15 | — | — | 102.65 | — | — | 85.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.25 | 114.45 | 108.65 | 102.75 | 96.95 | 91.15 | 85.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 120.40 | 114.60 | 108.75 | 102.90 | 97.10 | 91.25 | 85.40 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 120.65 | 114.75 | 108.95 | 103.15 | 97.25 | 91.45 | 85.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 120.65 | 114.75 | 108.95 | 103.15 | 97.25 | 91.45 | 85.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.25 | 115.45 | 109.65 | 103.75 | 97.95 | 92.15 | — |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.25 | 116.20 | 109.90 | 104.85 | 98.55 | 92.25 | 87.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.95 | 117.15 | 111.30 | 105.45 | 99.65 | 93.80 | 87.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.05 | 117.25 | 111.45 | 105.65 | 99.75 | 93.95 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.25 | 117.45 | 111.65 | 105.75 | 99.95 | — | 88.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 124.55 | 118.75 | 112.85 | 107.05 | 101.25 | 95.35 | 89.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 124.75 | — | 118.45 | — | 106.75 | — | 95.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 124.95 | 119.15 | 113.35 | 107.45 | 101.65 | 95.85 | 89.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.05 | — | — | — | — | 96.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.35 | — | 114.75 | — | 103.05 | — | 91.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 127.35 | 121.55 | 115.65 | 109.85 | 104.05 | 98.15 | 92.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 128.25 | 122.45 | 116.65 | 110.75 | 104.95 | 99.15 | 93.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 128.25 | 122.45 | 116.65 | 110.75 | 104.95 | 99.15 | 93.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 128.45 | 122.55 | 116.75 | 110.95 | 105.05 | 99.25 | 93.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.55 | — | 116.95 | — | 105.25 | — | 93.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.75 | 122.95 | 117.15 | 111.25 | 105.45 | 99.65 | 93.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 128.75 | — | 118.45 | — | 106.75 | — | 95.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 129.15 | 124.05 | 118.95 | 113.75 | 108.95 | 103.55 | 98.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 129.65 | 123.85 | 118.05 | 112.15 | 106.35 | 100.55 | 94.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 129.75 | 123.95 | 118.15 | 112.25 | 106.45 | 100.65 | 94.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.05 | — | 118.45 | — | 106.75 | — | 95.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 130.05 | — | 118.45 | — | 106.75 | — | 95.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 130.05 | — | 118.45 | — | 106.75 | — | 95.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 130.05 | — | 118.45 | — | 106.75 | — | 95.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 130.05 | — | 118.45 | — | 106.75 | — | 95.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 130.45 | 124.65 | 118.85 | 112.95 | 107.15 | 101.35 | 95.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 131.15 | 125.35 | 119.55 | 113.65 | 107.85 | 102.05 | 96.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 131.15 | 125.35 | 119.55 | 113.65 | 107.85 | 102.05 | 96.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 131.35 | 125.55 | 119.75 | 113.85 | 108.05 | 102.25 | 96.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 132.15 | 126.35 | 120.55 | 114.65 | 108.85 | 103.05 | 97.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 132.25 | 126.95 | 121.75 | 116.45 | 111.55 | 106.05 | 100.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 132.75 | 126.95 | 121.15 | 115.25 | 109.45 | 103.65 | 97.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 132.95 | 127.15 | 121.35 | 115.45 | 109.65 | 103.85 | 97.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 133.55 | 127.65 | 121.85 | 116.05 | 110.15 | 104.35 | 98.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 133.75 | 128.45 | 123.15 | 117.85 | 112.85 | 107.25 | 101.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 133.75 | 127.85 | 122.05 | 116.25 | 110.35 | 104.55 | 98.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 133.75 | 127.85 | 122.05 | 116.25 | 110.35 | 104.55 | 98.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 133.75 | 127.85 | 122.05 | 116.25 | 110.35 | 104.55 | 98.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 136.25 | — | 124.55 | — | 112.85 | — | 101.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 136.25 | — | 124.55 | — | 112.85 | — | 101.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 136.25 | — | 124.55 | — | 112.85 | — | 101.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 136.75 | 130.95 | 125.15 | 119.25 | 113.45 | 107.65 | 101.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 137.95 | 132.15 | 126.35 | 120.45 | 114.65 | 108.85 | 102.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 137.95 | 132.15 | 126.35 | 120.45 | 114.65 | 108.85 | 102.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 137.95 | 132.15 | 126.35 | 120.45 | 114.65 | 108.85 | 102.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.95 | 135.15 | 129.35 | 123.45 | 117.65 | 111.85 | 105.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 140.95 | 135.15 | 129.35 | 123.45 | 117.65 | 111.85 | 105.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 141.05 | — | 129.35 | — | 117.75 | — | 106.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 141.05 | — | 129.35 | — | 117.75 | — | 106.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 142.35 | 136.55 | 130.65 | 124.85 | 119.05 | 113.15 | 107.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 142.35 | 136.55 | 130.65 | 124.85 | 119.05 | 113.15 | 107.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.85 | 138.05 | 132.25 | 126.35 | 120.55 | 114.75 | 108.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.55 | 138.75 | 132.95 | 127.05 | 121.25 | 115.45 | 109.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 145.45 | 139.65 | 133.85 | 127.95 | 122.15 | 116.35 | 110.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 147.45 | 141.65 | 135.85 | 129.95 | 124.45 | 118.35 | 112.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.15 | 142.35 | 136.55 | 130.65 | 124.85 | 119.05 | 113.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 150.45 | 144.55 | 138.75 | 132.95 | 127.05 | 121.25 | 115.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 151.75 | 145.95 | 140.15 | — | 128.45 | — | 116.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 153.45 | 147.65 | 141.85 | — | 130.15 | — | 118.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 157.05 | 151.25 | 145.45 | — | 133.75 | — | 122.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 157.05 | 151.25 | 145.45 | — | 133.75 | — | 122.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.25 | — | 145.55 | — | 133.95 | — | 122.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 173.05 | 167.25 | 161.45 | — | 149.75 | — | 138.05 |

116 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Waldstatt for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Waldstatt](https://praemiencheck.onedoc.ch/en/ar/waldstatt/) is Agrisano (AGRIsmart) at 90.55 CHF a month.

### How much does health insurance cost in Waldstatt in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 90.55 CHF (Agrisano, AGRIsmart) to 173.05 CHF (Atupri, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 105.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Waldstatt for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 90.55 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-0/) to 60.25 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Waldstatt for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 105.45 CHF (Agrisano), family doctor / HMO 96.65 CHF (Agrisano), flexible model 99.05 CHF (Assura), telemedicine 90.55 CHF (Agrisano).

### Does a second or third child pay less in Waldstatt?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 23 insurers present in Waldstatt file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| rhenusana | sanmed24 | 102.95 CHF | 38.35 CHF from the 3rd child |
| Agrisano | AGRIsmart | 90.55 CHF | 38.55 CHF from the 3rd child |
| Galenos | Managed Care | 124.55 CHF | 45.25 CHF from the 3rd child |
| sana24 | Managed Care | 128.45 CHF | 46.75 CHF from the 3rd child |
| Visana | Managed Care | 120.65 CHF | 47.75 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 117.95 CHF | 49.35 CHF from the 3rd child |
| Aquilana | SMARTMED | 106.45 CHF | 50.85 CHF from the 3rd child |
| CONCORDIA | HMO | 112.15 CHF | 52.25 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 110.15 CHF | 52.75 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 128.25 CHF | 95.05 CHF from the 5th child |
| Assura | FeminaVita | 99.05 CHF | 97.35 CHF from the 4th child, 95.75 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 129.65 CHF | 96.05 CHF from the 5th child |
| EGK | EGK-TelCare | 106.75 CHF | 97.15 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 131.35 CHF | 97.35 CHF from the 5th child |
| SLKK | SmartMed | 129.15 CHF | 115.75 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 95.30 CHF at Agrisano (AGRIsmart) gives 90.55 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/

## Related pages

- With accident cover: from 60.25 to 173.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ar/waldstatt/child/with-accident/ — replace `ar` with your canton’s two-letter code (ge, vd, zh…) and `waldstatt` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.