# Health insurance premiums 2027 in Waldstatt (AR), for an adult aged 26 or over with accident cover

In 2027, for an adult aged 26 or over in Waldstatt, with accident cover, the cheapest health insurance premium is:

- **428.65 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **317.65 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart)

## With accident cover: from 317.65 to 667.55 CHF a month depending on the deductible and the model

116 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **428.65 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 667.55 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 300 CHF: 428.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/deductible-300/
- 500 CHF: 418.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/deductible-500/
- 1'000 CHF: 393.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/deductible-1000/
- 1'500 CHF: 368.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/deductible-1500/
- 2'000 CHF: 342.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/deductible-2000/
- 2'500 CHF: 317.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 428.65 | 418.45 | 393.35 | 368.05 | 342.85 | 317.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 453.45 | 441.85 | 412.65 | 383.45 | 354.35 | 325.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 456.15 | 445.45 | 418.65 | 391.75 | 364.95 | 338.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 458.05 | 446.45 | 417.25 | 388.05 | — | 329.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 459.05 | 447.45 | 418.25 | 389.05 | 359.95 | 330.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 460.10 | 448.45 | 419.30 | 390.10 | 360.95 | 331.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 464.45 | 459.45 | 449.15 | 438.85 | 428.55 | 406.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 464.45 | 452.75 | 428.95 | 399.75 | 365.25 | 336.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 464.45 | 452.75 | 428.95 | 399.75 | 365.25 | 336.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 469.65 | 458.05 | 428.85 | 399.65 | 370.55 | 341.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 472.35 | 460.75 | 431.55 | 402.35 | 373.25 | 344.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 472.45 | 460.85 | 437.05 | 407.85 | 373.35 | 344.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 472.95 | 461.25 | 432.05 | 402.95 | 373.75 | 344.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 472.95 | 461.25 | 432.05 | 402.95 | 373.75 | 344.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 472.95 | 461.25 | 432.05 | 402.95 | 373.75 | 344.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 473.15 | 461.55 | 432.35 | 403.15 | 374.05 | 344.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 474.95 | 463.35 | 434.15 | 404.95 | 375.85 | 346.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 475.15 | 463.55 | 439.75 | 410.55 | 386.85 | 357.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 476.10 | 464.45 | 435.30 | 406.10 | 376.95 | 347.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 476.35 | 464.75 | 435.55 | 406.35 | 377.25 | 348.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 476.35 | 464.75 | 435.55 | 406.35 | 377.25 | 348.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 478.65 | 468.55 | 443.15 | 417.85 | 392.45 | 358.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 478.95 | 467.35 | 438.15 | 408.95 | — | 350.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 478.95 | 467.35 | 438.15 | 408.95 | — | 350.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 478.95 | 467.35 | 438.15 | 421.95 | 393.95 | 367.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 481.45 | 469.80 | 440.65 | 411.45 | 382.30 | 353.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 482.95 | 471.35 | 442.15 | 412.95 | 383.85 | 354.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 483.15 | 471.55 | 442.35 | 413.15 | 384.05 | 354.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 483.15 | 471.55 | 442.35 | 413.15 | — | 354.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 486.80 | 475.15 | 446.00 | 416.80 | 387.65 | 358.50 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 486.85 | 476.05 | 449.25 | 422.45 | 395.65 | 368.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 486.85 | 476.05 | 449.25 | 422.45 | 395.65 | 368.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 487.95 | 476.35 | 447.15 | 417.95 | 388.85 | 359.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 488.35 | 476.75 | 447.55 | 418.35 | 389.25 | 360.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 489.35 | 477.75 | 448.55 | 419.35 | 390.25 | 361.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 489.35 | 477.75 | 448.55 | 419.35 | 390.25 | 361.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 489.95 | 478.35 | 449.15 | 419.95 | 390.85 | 361.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 490.25 | 478.65 | 449.45 | 420.25 | 391.15 | 361.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 491.25 | 479.65 | 450.45 | 421.25 | 392.15 | 362.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 491.35 | 485.05 | 461.35 | 432.15 | 402.95 | 373.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 491.35 | 485.05 | 461.35 | 432.15 | 402.95 | 373.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 492.15 | 480.50 | 451.35 | 422.15 | 393.00 | 363.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 492.15 | 480.50 | 451.35 | 422.15 | 393.00 | 363.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 492.15 | 480.50 | 451.35 | 422.15 | 393.00 | 363.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 493.25 | 481.65 | 452.45 | 433.25 | 403.25 | 377.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 495.95 | 484.35 | 455.15 | 425.95 | 396.85 | 367.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 495.95 | 484.35 | 455.15 | 425.95 | 396.85 | 367.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 496.25 | 484.55 | 455.45 | 426.25 | 397.05 | 367.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 497.05 | 485.45 | 456.25 | 427.05 | 397.95 | 368.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 499.85 | 488.25 | 459.05 | 429.85 | — | 371.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 501.55 | 489.95 | 460.75 | 431.55 | 402.45 | 373.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 502.75 | 491.15 | 461.95 | 432.75 | 403.65 | 374.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 506.35 | 494.65 | 465.45 | 436.35 | 407.15 | 377.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 506.45 | 494.85 | 465.65 | 436.55 | 407.35 | 378.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 506.85 | 495.15 | 465.95 | 436.85 | 407.65 | 378.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 506.95 | 495.25 | 466.05 | 436.95 | 407.75 | 378.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 507.35 | 495.75 | 466.55 | 437.35 | 408.25 | 379.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 513.05 | 502.70 | 476.80 | 445.75 | 414.65 | 388.80 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 516.35 | 509.75 | 475.55 | 446.35 | 417.25 | 388.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 516.35 | 509.75 | 475.55 | 446.35 | 417.25 | 388.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 516.35 | 509.75 | 475.55 | 446.35 | 417.25 | 388.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 518.65 | 507.05 | 477.85 | 448.65 | 419.55 | 390.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 518.65 | 507.05 | 477.85 | 448.65 | 419.55 | 390.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 519.05 | 507.45 | 478.25 | 449.05 | 419.95 | 390.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 520.05 | 508.45 | 479.25 | 450.05 | 420.95 | 391.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 521.95 | 510.35 | 481.15 | 451.95 | 422.85 | 393.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 525.85 | 514.15 | 485.05 | 455.85 | 426.65 | 397.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 525.95 | 514.35 | 485.15 | 455.95 | 426.85 | 397.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.85 | 516.25 | 487.05 | 457.85 | 428.75 | 399.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 528.25 | 516.65 | 487.45 | 458.25 | 429.15 | 399.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.55 | 517.95 | 488.75 | 459.55 | 430.45 | 401.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.55 | 517.90 | 488.75 | 459.55 | 430.40 | 401.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 533.15 | 521.45 | 492.25 | 463.15 | 433.95 | 404.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 534.35 | 522.75 | 493.55 | 464.35 | 435.25 | 406.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 534.45 | 522.85 | 493.65 | 464.45 | 435.35 | 406.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 534.55 | 527.85 | 493.75 | 464.55 | 435.35 | 406.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 534.55 | 527.85 | 493.75 | 464.55 | 435.35 | 406.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 535.95 | 524.35 | 495.15 | 465.95 | 436.85 | 407.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.35 | 525.75 | 496.55 | 467.35 | 438.25 | 409.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 540.25 | 529.35 | 502.10 | 474.85 | 442.15 | 414.90 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.65 | 530.05 | 500.85 | 471.65 | — | 413.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 542.95 | 531.45 | 502.45 | 472.95 | 443.95 | 414.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 543.15 | 531.45 | 502.35 | 473.15 | 443.95 | 414.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 544.25 | 532.65 | 503.45 | 474.25 | 445.15 | 415.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 545.95 | 534.35 | 505.15 | 475.95 | 446.85 | 417.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 546.05 | 535.05 | 507.55 | 479.55 | 451.95 | 424.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 549.25 | 537.75 | 508.75 | 479.25 | 450.25 | 421.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 550.85 | 539.25 | 510.05 | 480.95 | 451.75 | 422.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 553.25 | 543.05 | 517.35 | 491.65 | 466.05 | 440.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 555.45 | 543.95 | 514.95 | 485.45 | 456.45 | 427.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.25 | 552.65 | 523.45 | 494.25 | 465.15 | 435.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 565.95 | 555.55 | 529.25 | 502.95 | 476.75 | 450.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 570.85 | 564.25 | 530.05 | 500.85 | 471.75 | 442.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 571.95 | 560.25 | 531.15 | 501.95 | 472.75 | 443.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 572.25 | 561.75 | 535.15 | 508.55 | 482.15 | 455.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 573.45 | 561.95 | 532.95 | 503.45 | 474.45 | 445.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 573.45 | 562.45 | 534.95 | 506.95 | 479.35 | 451.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 573.45 | 561.95 | 532.95 | 503.45 | 474.45 | 445.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 574.85 | 563.25 | 534.05 | 504.85 | 475.75 | 446.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 574.95 | 563.35 | 534.15 | 504.95 | 475.85 | 446.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 577.25 | 565.65 | 536.45 | 507.25 | 478.15 | 448.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 578.95 | 567.45 | 538.45 | 508.95 | 479.95 | 450.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 580.55 | 569.55 | 542.05 | 514.05 | 486.45 | 458.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 581.45 | 569.85 | 540.65 | 511.45 | 482.35 | 453.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 588.85 | 577.35 | 548.35 | 518.85 | 489.85 | 460.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 590.85 | 579.15 | 550.05 | 520.85 | 491.65 | 462.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 594.65 | 583.05 | 553.85 | 524.65 | 495.55 | 466.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 594.65 | 583.05 | 553.85 | 524.65 | 495.55 | 466.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 597.05 | 585.55 | 556.55 | 527.05 | 498.05 | 469.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 598.85 | 587.35 | 558.35 | 528.85 | 499.85 | 470.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 601.15 | 594.45 | 560.35 | 531.15 | 501.95 | 472.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 621.15 | 609.65 | 580.65 | 551.15 | 522.15 | 493.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 629.35 | 617.75 | 588.55 | 559.35 | 530.25 | 501.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 653.95 | 642.35 | 613.15 | 583.95 | 554.85 | 525.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 658.45 | 646.95 | 617.95 | 588.45 | 559.45 | 530.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 667.55 | 656.05 | 627.05 | 597.55 | 568.55 | 539.55 |

116 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Waldstatt for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Waldstatt](https://praemiencheck.onedoc.ch/en/ar/waldstatt/) is Agrisano (AGRIsmart) at 428.65 CHF a month.

### How much does health insurance cost in Waldstatt in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 428.65 CHF (Agrisano, AGRIsmart) to 667.55 CHF (Groupe Mutuel – Philos, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 417.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Waldstatt for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 428.65 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/deductible-300/) to 317.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Waldstatt for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 496.25 CHF (Agrisano), family doctor / HMO 456.15 CHF (Agrisano), flexible model 464.45 CHF (SWICA), telemedicine 428.65 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 433.40 CHF at Agrisano (AGRIsmart) gives 428.65 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/

## Related pages

- With accident cover: from 317.65 to 667.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ar/waldstatt/adult/with-accident/ — replace `ar` with your canton’s two-letter code (ge, vd, zh…) and `waldstatt` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.