# Health insurance premiums 2026 in Urnäsch (AR), for an adult aged 26 or over

In 2026, for an adult aged 26 or over in Urnäsch, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/): **386.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/deductible-300/) (Agrisano, AGRIsmart), **281.65 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/deductible-2500/) (Agrisano, AGRIsmart).
- [With accident cover](https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/): **407.15 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **296.75 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/deductible-2500/) (Agrisano, AGRIsmart).

## Without accident cover: from 281.65 to 614.45 CHF a month depending on the deductible and the model

116 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **386.55 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 614.45 CHF with Atupri (Standard model).

Lowest premium:
- 300 CHF: 386.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/deductible-300/
- 500 CHF: 376.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/deductible-500/
- 1'000 CHF: 353.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/deductible-1000/
- 1'500 CHF: 329.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/deductible-1500/
- 2'000 CHF: 305.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/deductible-2000/
- 2'500 CHF: 281.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 386.55 | 376.95 | 353.15 | 329.35 | 305.55 | 281.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 401.15 | 390.35 | 363.15 | 336.05 | 308.95 | 281.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 407.75 | 396.95 | 369.85 | 342.65 | — | 288.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 412.55 | 401.75 | 374.55 | 347.35 | 320.30 | 293.10 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 413.65 | 402.85 | 375.55 | 348.25 | 321.05 | 293.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 413.85 | 403.65 | 378.15 | 352.65 | 327.15 | 301.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 415.05 | 404.25 | 377.15 | 349.95 | 322.95 | 295.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 417.65 | 406.85 | 384.65 | 357.45 | 325.45 | 298.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 419.15 | 409.75 | 386.15 | 362.55 | 338.95 | 304.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 422.15 | 411.35 | 384.15 | 357.05 | 329.95 | 302.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 422.15 | 411.25 | 384.15 | 357.05 | 329.85 | 302.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 422.15 | 411.25 | 384.15 | 357.05 | 329.85 | 302.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 422.15 | 411.25 | 384.15 | 357.05 | 329.85 | 302.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 422.55 | 411.75 | 399.35 | 386.95 | 374.65 | 347.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 422.55 | 411.75 | 389.55 | 362.45 | 330.35 | 303.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 425.15 | 414.35 | 387.15 | 360.05 | 332.95 | 305.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 425.15 | 414.35 | 387.15 | 360.05 | 332.95 | 305.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 425.25 | 414.55 | 387.35 | 372.35 | 346.25 | 322.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 426.05 | 415.05 | 387.45 | 359.85 | 332.35 | 304.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 426.05 | 415.05 | 387.45 | 359.85 | 332.35 | 304.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 426.05 | 415.35 | 388.15 | 360.95 | — | 306.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 426.05 | 415.35 | 388.15 | 360.95 | — | 306.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 426.75 | 416.05 | 388.85 | 361.65 | 334.65 | 307.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 427.05 | 416.25 | 389.05 | 361.85 | 334.85 | 307.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 429.85 | 419.05 | 391.85 | 364.75 | — | 310.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 429.95 | 419.15 | 396.95 | 369.75 | 337.75 | 310.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 430.45 | 419.65 | 392.45 | 365.35 | 338.25 | 311.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 430.45 | 419.65 | 392.45 | 365.35 | 338.25 | 311.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 430.45 | 419.65 | 392.45 | 365.35 | 338.25 | 311.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 431.85 | 421.05 | 393.85 | 366.65 | 339.55 | 312.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 432.45 | 421.55 | 399.35 | 372.25 | 345.15 | 317.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 434.05 | 424.05 | 399.15 | 374.15 | 349.25 | 324.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 434.05 | 424.05 | 399.15 | 374.15 | 349.25 | 324.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 435.25 | 424.35 | 397.05 | 369.75 | 342.55 | 315.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 435.55 | 424.75 | 397.55 | 370.45 | 343.35 | 316.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 436.35 | 430.15 | 398.25 | 370.95 | 343.65 | 316.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 436.55 | 425.75 | 398.60 | 371.40 | 344.30 | 317.10 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 436.75 | 425.95 | 398.75 | 371.65 | 344.55 | 317.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 436.85 | 426.05 | 398.85 | 371.75 | 344.65 | 317.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 436.85 | 426.05 | 398.85 | 371.75 | 344.65 | 317.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 438.25 | 427.35 | 399.75 | 372.15 | 344.65 | 317.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 439.55 | 428.75 | 401.65 | 383.75 | 355.85 | 331.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 441.35 | 430.55 | 403.35 | 376.20 | 349.10 | 321.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 441.35 | 430.55 | 403.35 | 376.20 | 349.10 | 321.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 441.45 | 430.75 | 403.55 | 376.35 | 349.25 | 322.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 443.35 | 432.55 | 405.45 | 378.35 | 351.15 | 324.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 445.45 | 434.55 | 407.25 | 380.05 | 352.75 | 325.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 445.75 | 434.95 | 407.85 | 380.65 | 353.65 | 326.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 445.75 | 434.95 | 407.85 | 380.65 | 353.65 | 326.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 446.85 | 440.65 | 408.75 | 381.45 | 354.15 | 326.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 446.85 | 440.65 | 408.75 | 381.45 | 354.15 | 326.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 447.15 | 436.35 | 409.15 | 382.05 | 354.95 | 327.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 447.15 | 436.35 | 414.15 | 386.95 | 359.85 | 332.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 447.15 | 436.35 | 414.15 | 386.95 | 359.85 | 332.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 449.05 | 438.15 | 410.85 | 383.65 | 356.35 | 329.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 450.25 | 439.15 | 411.55 | 383.75 | 356.05 | 328.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 451.35 | 440.45 | 413.15 | 385.95 | 358.65 | 331.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 451.85 | 440.95 | 413.75 | 386.45 | 359.25 | 331.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 455.45 | 444.65 | 417.55 | 390.35 | — | 336.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 458.35 | 447.65 | 420.65 | 393.25 | 366.25 | 339.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 460.75 | 449.85 | 422.65 | 395.35 | 368.15 | 340.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 460.95 | 450.75 | 425.15 | 399.15 | 373.45 | 347.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 461.25 | 450.45 | 423.25 | 396.15 | 369.05 | 341.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 461.75 | 450.95 | 423.85 | 396.65 | 369.55 | 342.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 462.65 | 456.35 | 424.45 | 397.25 | 369.95 | 342.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 462.65 | 456.35 | 424.45 | 397.25 | 369.95 | 342.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 462.75 | 451.95 | 424.75 | 397.65 | 370.55 | 343.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 463.15 | 452.35 | 424.95 | 397.65 | 370.45 | 343.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 463.65 | 452.95 | 425.95 | 398.55 | 371.55 | 344.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 465.35 | 454.55 | 427.35 | 400.25 | 373.15 | 346.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 465.95 | 455.05 | 427.75 | 400.45 | 373.25 | 345.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 466.35 | 455.55 | 428.35 | 401.25 | 374.15 | 346.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 468.85 | 457.95 | 430.75 | 403.45 | 376.25 | 348.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 468.95 | 458.25 | 431.25 | 403.85 | 376.85 | 349.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 470.45 | 459.65 | 432.55 | 405.35 | 378.25 | 351.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 472.25 | 461.55 | 434.35 | 407.15 | 380.05 | 352.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 475.05 | 464.25 | 437.05 | 409.85 | 382.75 | 355.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 475.25 | 464.35 | 437.15 | 409.85 | 382.55 | 355.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 476.95 | 466.15 | 438.95 | 411.85 | 384.75 | 357.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 480.90 | 471.15 | 442.05 | 412.90 | 383.70 | 355.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 481.15 | 470.35 | 443.25 | 416.05 | — | 361.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 481.25 | 470.35 | 443.05 | 415.85 | 388.55 | 361.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 482.35 | 471.55 | 444.35 | 417.35 | 390.15 | 362.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 483.45 | 472.85 | 445.85 | 418.35 | 391.45 | 364.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 483.45 | 473.25 | 447.65 | 421.65 | 395.95 | 370.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 483.45 | 472.85 | 445.85 | 418.35 | 391.45 | 364.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 485.95 | 475.15 | 447.95 | 420.85 | 393.75 | 366.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 486.45 | 475.65 | 448.55 | 421.35 | 394.25 | 367.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 487.35 | 476.55 | 449.35 | 422.25 | 395.15 | 368.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 487.55 | 476.55 | 448.95 | 421.35 | 393.85 | 366.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 494.15 | 487.95 | 455.95 | 428.75 | 401.45 | 374.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 497.75 | 488.15 | 464.05 | 439.85 | 415.85 | 391.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 499.45 | 488.55 | 461.25 | 433.95 | 406.75 | 379.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 503.35 | 492.65 | 465.75 | 438.25 | 411.35 | 384.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 506.85 | 495.95 | 468.65 | 441.45 | 414.15 | 386.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 507.35 | 496.55 | 469.35 | 442.25 | 415.15 | 388.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 507.75 | 497.50 | 471.85 | 441.05 | 410.30 | 384.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 509.25 | 499.45 | 474.75 | 449.95 | 425.35 | 400.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 513.15 | 502.45 | 475.25 | 448.05 | 421.05 | 393.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 514.25 | 503.55 | 476.55 | 449.15 | 422.15 | 395.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 514.75 | 503.95 | 476.75 | 449.65 | 422.55 | 395.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 514.95 | 505.05 | 480.05 | 455.05 | 430.15 | 405.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 515.75 | 505.55 | 479.95 | 453.85 | 428.25 | 402.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 520.35 | 514.15 | 482.25 | 454.95 | 427.75 | 400.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 523.15 | 512.45 | 485.45 | 458.05 | 431.05 | 404.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 524.55 | 513.85 | 486.85 | 459.45 | 432.45 | 405.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 526.85 | 515.95 | 488.65 | 461.45 | 434.15 | 406.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 531.95 | 521.25 | 494.25 | 466.85 | 439.85 | 412.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 540.05 | 529.05 | 501.25 | 473.55 | 445.95 | 418.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 546.35 | 535.35 | 507.55 | 479.85 | 452.15 | 424.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 558.65 | 547.65 | 519.95 | 492.15 | 464.55 | 436.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 558.65 | 547.65 | 519.95 | 492.15 | 464.55 | 436.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 563.05 | 552.35 | 525.35 | 497.95 | 470.95 | 443.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 566.35 | 555.45 | 528.05 | 500.55 | 473.25 | 445.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 585.05 | 574.35 | 547.45 | 519.95 | 493.05 | 466.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 614.45 | 603.45 | 575.65 | 547.95 | 520.25 | 492.55 |

116 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident.md

## With accident cover: from 296.75 to 647.05 CHF a month depending on the deductible and the model

116 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **407.15 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 647.05 CHF with Atupri (Standard model).

Lowest premium:
- 300 CHF: 407.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/deductible-300/
- 500 CHF: 397.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/deductible-500/
- 1'000 CHF: 372.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/deductible-1000/
- 1'500 CHF: 346.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/deductible-1500/
- 2'000 CHF: 321.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/deductible-2000/
- 2'500 CHF: 296.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 407.15 | 397.05 | 372.05 | 346.95 | 321.85 | 296.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 431.65 | 420.05 | 390.85 | 361.65 | 332.55 | 303.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 435.85 | 425.15 | 398.35 | 371.45 | 344.65 | 317.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 438.85 | 427.25 | 398.05 | 368.85 | — | 310.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 442.75 | 431.15 | 401.95 | 372.75 | 343.65 | 314.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 443.50 | 431.90 | 402.70 | 373.50 | 344.40 | 315.20 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 446.65 | 435.05 | 405.85 | 376.65 | 347.55 | 318.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 449.45 | 437.85 | 413.95 | 384.75 | 350.35 | 321.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 450.95 | 440.85 | 415.45 | 390.15 | 364.75 | 327.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 451.05 | 439.45 | 410.25 | 381.05 | 351.95 | 322.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 451.05 | 439.45 | 410.25 | 381.05 | 351.95 | 322.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 454.25 | 442.65 | 413.45 | 384.25 | 355.15 | 325.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 454.25 | 442.55 | 413.45 | 384.25 | 355.05 | 325.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 454.25 | 442.55 | 413.45 | 384.25 | 355.05 | 325.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 454.25 | 442.55 | 413.45 | 384.25 | 355.05 | 325.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT BESTCARE | 454.75 | 443.15 | 429.85 | 416.45 | 403.15 | 374.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 454.75 | 443.15 | 419.25 | 390.05 | 355.65 | 326.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 457.45 | 445.85 | 416.65 | 400.45 | 372.45 | 346.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 457.45 | 445.85 | 416.65 | 387.45 | 358.35 | 329.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 457.45 | 445.85 | 416.65 | 387.45 | 358.35 | 329.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 458.55 | 446.95 | 417.75 | 388.55 | — | 330.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 458.55 | 446.95 | 417.75 | 388.55 | — | 330.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 459.05 | 447.45 | 418.25 | 389.05 | 359.95 | 330.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 459.25 | 447.65 | 418.45 | 389.25 | 360.15 | 330.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 462.55 | 450.95 | 421.75 | 392.55 | — | 334.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 462.75 | 451.05 | 427.15 | 397.95 | 363.55 | 334.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 463.15 | 451.55 | 422.35 | 393.15 | 364.05 | 334.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 463.15 | 451.55 | 422.35 | 393.15 | 364.05 | 334.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 463.15 | 451.55 | 422.35 | 393.15 | 364.05 | 334.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 464.05 | 452.45 | 423.25 | 394.05 | 364.95 | 335.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 464.15 | 452.55 | 423.35 | 394.15 | 365.05 | 335.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 465.35 | 453.65 | 429.85 | 400.65 | 371.45 | 342.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 466.05 | 454.35 | 425.15 | 396.05 | 366.85 | 337.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 466.65 | 455.85 | 429.05 | 402.25 | 375.45 | 348.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 466.65 | 455.85 | 429.05 | 402.25 | 375.45 | 348.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 467.25 | 460.55 | 426.45 | 397.25 | 368.05 | 338.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 468.65 | 457.05 | 427.85 | 398.65 | 369.55 | 340.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 469.30 | 457.70 | 428.50 | 399.30 | 370.20 | 341.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 470.05 | 458.45 | 429.25 | 400.05 | 370.95 | 341.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 470.05 | 458.45 | 429.25 | 400.05 | 370.95 | 341.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 470.05 | 458.45 | 429.25 | 400.05 | 370.95 | 341.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 472.75 | 461.15 | 431.95 | 412.75 | 382.75 | 356.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 474.25 | 462.55 | 433.45 | 404.25 | 375.05 | 345.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 474.45 | 462.85 | 433.65 | 404.45 | 375.35 | 346.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 474.45 | 462.85 | 433.65 | 404.45 | 375.35 | 346.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 474.55 | 462.95 | 433.75 | 404.55 | 375.45 | 346.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 476.95 | 465.25 | 436.15 | 406.95 | 377.75 | 348.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 477.05 | 465.45 | 436.25 | 407.15 | 377.95 | 348.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 478.45 | 471.85 | 437.65 | 408.45 | 379.35 | 350.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 478.45 | 471.85 | 437.65 | 408.45 | 379.35 | 350.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 479.65 | 468.05 | 438.85 | 409.65 | 380.55 | 351.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 479.65 | 468.05 | 438.85 | 409.65 | 380.55 | 351.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 480.75 | 469.15 | 439.95 | 410.75 | 381.65 | 352.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 481.15 | 469.55 | 440.35 | 411.15 | 382.05 | 352.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 481.25 | 469.55 | 445.65 | 416.45 | 387.35 | 358.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 481.25 | 469.55 | 445.65 | 416.45 | 387.35 | 358.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 483.25 | 471.65 | 442.45 | 413.25 | 384.15 | 354.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 483.85 | 474.05 | 444.75 | 415.40 | 386.05 | 357.20 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 483.85 | 472.15 | 443.05 | 413.85 | 384.65 | 355.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 490.15 | 478.55 | 449.35 | 420.15 | — | 361.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 493.25 | 481.75 | 452.75 | 423.25 | 394.25 | 365.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 493.35 | 481.75 | 452.55 | 423.35 | 394.25 | 365.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 495.35 | 488.65 | 454.55 | 425.35 | 396.15 | 367.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 495.35 | 488.65 | 454.55 | 425.35 | 396.15 | 367.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 495.65 | 484.05 | 454.85 | 425.65 | 396.55 | 367.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 496.05 | 485.05 | 457.55 | 429.55 | 401.95 | 374.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 496.25 | 484.65 | 455.45 | 426.25 | 397.15 | 367.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 496.85 | 485.25 | 456.05 | 426.85 | 397.75 | 368.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 497.95 | 486.35 | 457.15 | 427.95 | 398.85 | 369.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 498.85 | 487.15 | 458.05 | 428.85 | 399.65 | 370.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 498.95 | 487.45 | 458.45 | 428.95 | 399.95 | 370.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 500.75 | 489.15 | 459.95 | 430.75 | 401.65 | 372.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 501.75 | 490.15 | 460.95 | 431.75 | 402.65 | 373.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 502.05 | 490.35 | 461.25 | 432.05 | 402.85 | 373.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 504.65 | 493.15 | 464.15 | 434.65 | 405.65 | 376.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 505.95 | 494.35 | 465.15 | 435.95 | 406.85 | 377.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 507.65 | 496.05 | 466.85 | 437.65 | 408.55 | 379.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 508.85 | 497.25 | 468.05 | 438.85 | 409.75 | 380.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 510.55 | 498.95 | 469.75 | 440.55 | 411.45 | 382.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 510.85 | 500.55 | 474.75 | 443.75 | 412.80 | 387.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 513.15 | 501.55 | 472.35 | 443.15 | 414.05 | 384.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 515.25 | 503.65 | 474.45 | 445.25 | 416.15 | 386.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 516.15 | 504.55 | 475.35 | 446.15 | 417.05 | 387.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 517.75 | 506.15 | 476.95 | 447.75 | — | 389.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 518.95 | 507.35 | 478.15 | 449.05 | 419.85 | 390.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 520.25 | 508.75 | 479.75 | 450.25 | 421.25 | 392.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 520.25 | 509.25 | 481.75 | 453.75 | 426.15 | 398.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 520.25 | 508.75 | 479.75 | 450.25 | 421.25 | 392.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 522.85 | 511.25 | 482.05 | 452.85 | 423.75 | 394.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 523.45 | 511.85 | 482.65 | 453.45 | 424.35 | 395.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 524.35 | 512.75 | 483.55 | 454.35 | 425.25 | 396.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 529.05 | 522.35 | 488.25 | 459.05 | 429.85 | 400.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 529.85 | 519.65 | 493.95 | 468.25 | 442.65 | 416.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 534.45 | 522.85 | 493.65 | 464.45 | 435.35 | 406.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 541.65 | 530.15 | 501.15 | 471.65 | 442.65 | 413.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 542.05 | 531.65 | 505.35 | 479.05 | 452.85 | 426.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 542.65 | 530.95 | 501.85 | 472.65 | 443.45 | 414.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 545.85 | 534.25 | 505.05 | 475.85 | 446.75 | 417.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 548.15 | 537.55 | 511.05 | 484.45 | 457.95 | 431.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 552.15 | 540.55 | 511.35 | 482.15 | 453.05 | 423.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 553.35 | 541.85 | 512.85 | 483.35 | 454.35 | 425.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 553.85 | 542.25 | 513.05 | 483.85 | 454.75 | 425.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 554.95 | 543.95 | 516.45 | 488.45 | 460.85 | 433.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 557.15 | 550.45 | 516.35 | 487.15 | 457.95 | 428.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 562.85 | 551.35 | 522.35 | 492.85 | 463.85 | 434.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 564.05 | 552.35 | 523.25 | 494.05 | 464.85 | 435.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 564.35 | 552.85 | 523.85 | 494.35 | 465.35 | 436.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 568.75 | 557.15 | 527.95 | 498.75 | 469.65 | 440.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 572.35 | 560.85 | 531.85 | 502.35 | 473.35 | 444.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 575.35 | 563.75 | 534.55 | 505.35 | 476.25 | 447.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 588.35 | 576.75 | 547.55 | 518.35 | 489.25 | 460.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 588.35 | 576.75 | 547.55 | 518.35 | 489.25 | 460.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 602.85 | 591.25 | 562.05 | 532.85 | 503.75 | 474.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 605.75 | 594.25 | 565.25 | 535.75 | 506.75 | 477.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 629.45 | 617.95 | 588.95 | 559.45 | 530.45 | 501.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 647.05 | 635.45 | 606.25 | 577.05 | 547.95 | 518.75 |

116 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Urnäsch for an adult aged 26 or over?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/): Agrisano (AGRIsmart) at 386.55 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/deductible-300/), and Agrisano (AGRIsmart) at 281.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/): Agrisano (AGRIsmart) at 407.15 CHF, and Agrisano (AGRIsmart) at 296.75 CHF.

### How much does accident cover cost in basic insurance in Urnäsch?

For an adult aged 26 or over with Agrisano (AGRIsmart), the premium rises from 386.55 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/) to 407.15 CHF with accident cover, at the 300 CHF deductible: 20.60 CHF a month, 247.20 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 391.70 CHF at Agrisano (AGRIsmart) gives 386.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/

## Related pages

- Without accident cover: from 281.65 to 614.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/no-accident/
- With accident cover: from 296.75 to 647.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ar/urnasch/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ar/urnasch/adult/ — replace `ar` with your canton’s two-letter code (ge, vd, zh…) and `urnasch` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.