# Health insurance premiums 2027 in Rehetobel (AR), for a child aged 0 to 18, deductible of 0 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Rehetobel](https://praemiencheck.onedoc.ch/en/ar/rehetobel/) ([canton Appenzell Ausserrhoden](https://praemiencheck.onedoc.ch/en/ar/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/) with a 0 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/), the cheapest monthly basic insurance premium is **85.75 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 164.15 CHF with Atupri (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (0 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 85.75 | — | 76.15 | 71.45 | 66.65 | 61.85 | 57.05 | +5.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 91.55 | — | 81.35 | 76.25 | 71.15 | 66.05 | 60.95 | +4.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 91.85 | 86.45 | 81.05 | 75.55 | 70.15 | 64.75 | 59.25 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 91.85 | 86.45 | 81.05 | 75.55 | 70.15 | 64.75 | 59.25 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 92.85 | — | 84.15 | — | 75.45 | — | 66.75 | +4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 94.15 | 88.75 | 83.35 | 77.85 | 72.45 | 67.05 | 61.65 | New tariff 2027 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 95.55 | — | — | 79.25 | — | — | 64.05 | +7.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 97.45 | — | — | — | — | 70.35 | — | +2.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 98.25 | — | — | 81.95 | — | — | 65.65 | +6.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 98.75 | 94.05 | 89.35 | 84.65 | 79.85 | 73.35 | — | +5.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 98.85 | — | 89.75 | — | 80.45 | — | 71.25 | +4.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 98.85 | — | 89.75 | — | 80.45 | — | 71.25 | +4.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 99.25 | 93.85 | 88.45 | 82.95 | 77.55 | 72.15 | — | +2.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.95 | — | 88.85 | 83.35 | 77.85 | 72.25 | 66.65 | +4.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 100.05 | — | 90.85 | — | 81.45 | — | 72.05 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 101.05 | — | — | — | — | 73.95 | — | +5.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 102.25 | 97.25 | 92.35 | 87.15 | 82.25 | 77.35 | 72.25 | +4.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 102.25 | 97.25 | 92.35 | 87.15 | 82.25 | 77.35 | 72.25 | +4.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 102.35 | — | — | — | — | 75.25 | — | +5.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 102.35 | — | — | — | — | 75.25 | — | +7.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 102.45 | 97.05 | 91.65 | 86.15 | 80.75 | — | 69.85 | +4.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 103.05 | 97.65 | 92.25 | 86.75 | 81.35 | — | 70.45 | +4.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 103.15 | — | 92.35 | — | 81.55 | — | 70.65 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 103.45 | 98.05 | 92.65 | 87.15 | 81.75 | 76.35 | 70.95 | +4.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 103.75 | 98.35 | 92.95 | 87.45 | 82.05 | 76.65 | — | +2.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 104.65 | 99.25 | 93.85 | 88.45 | 82.95 | 77.65 | — | +5.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 104.75 | — | — | — | — | 77.65 | — | +5.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 104.95 | — | 95.35 | — | 85.45 | — | 75.65 | +1.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 105.65 | 100.25 | 94.85 | 89.35 | 83.95 | — | 73.15 | +8.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 105.75 | 100.25 | 94.85 | 89.25 | 83.75 | 78.25 | 72.65 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 105.75 | 100.35 | 94.95 | 89.55 | 84.15 | 78.75 | 73.25 | +4.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 106.35 | 100.85 | 95.35 | 89.75 | 84.35 | 78.85 | 73.25 | +4.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 106.85 | — | 96.15 | — | 85.25 | — | 74.35 | +6.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 107.15 | — | — | — | — | 80.15 | — | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 107.15 | — | — | — | — | 80.15 | — | +3.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 108.25 | 102.85 | 97.45 | 91.95 | 86.55 | — | 75.75 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 108.75 | — | 97.95 | — | 87.05 | — | 76.25 | +6.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 108.85 | 103.45 | 97.95 | 92.35 | 86.85 | 81.35 | 75.85 | +3.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 109.35 | — | 105.45 | — | 98.95 | — | 88.15 | +6.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 109.40 | 104.00 | 98.55 | 93.10 | 87.70 | 82.25 | 76.80 | +5.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 109.95 | — | 99.15 | — | 88.25 | — | 77.45 | +6.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 110.55 | 105.15 | 99.70 | 94.25 | 88.85 | 83.40 | 77.95 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 110.55 | 105.15 | 99.70 | 94.25 | 88.85 | 83.40 | 77.95 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 110.55 | 105.15 | 99.70 | 94.25 | 88.85 | 83.40 | 77.95 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 110.55 | 105.15 | 99.70 | 94.25 | 88.85 | 83.40 | 77.95 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 110.55 | 105.15 | 99.70 | 94.25 | 88.85 | 83.40 | 77.95 | +5.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.45 | 106.05 | 100.65 | 95.15 | 89.75 | 84.35 | 78.95 | +4.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.55 | — | — | 95.25 | — | — | 78.95 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.55 | 106.15 | 100.75 | 95.25 | 89.85 | 84.45 | 78.95 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 111.75 | 106.35 | 100.90 | 95.45 | 90.05 | 84.65 | 79.20 | +5.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 112.45 | 106.95 | 101.55 | 96.05 | 90.65 | 85.15 | 79.75 | +7.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 112.45 | 106.95 | 101.55 | 96.05 | 90.65 | 85.15 | 79.75 | +7.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.75 | 107.35 | 101.95 | 96.45 | 91.05 | 85.65 | — | +2.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.15 | 108.75 | 103.35 | 97.95 | 92.45 | 87.05 | — | +6.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.15 | 108.75 | 103.30 | 97.85 | 92.45 | 87.00 | 81.55 | +5.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 114.25 | 109.45 | 103.55 | 97.60 | 91.60 | 85.65 | 79.75 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.35 | 108.95 | 103.55 | 98.05 | 92.65 | — | 81.75 | +4.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 115.65 | — | 109.85 | — | 98.95 | — | 88.15 | +6.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 116.15 | 110.65 | 105.25 | 99.75 | 94.35 | 88.85 | 83.45 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 116.55 | 111.05 | 105.65 | 100.15 | 94.75 | 89.25 | 83.85 | +7.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.95 | — | — | — | — | 89.85 | — | +3.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.15 | — | 106.35 | — | 95.55 | — | 84.65 | +4.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 118.75 | 113.25 | 107.85 | 102.35 | 96.95 | 91.45 | 86.05 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 118.95 | 113.55 | 108.15 | 102.75 | 97.35 | 91.95 | 86.45 | +9.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 118.95 | 113.55 | 108.15 | 102.75 | 97.35 | 91.95 | 86.45 | +9.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.25 | — | 108.45 | — | 97.55 | — | 86.75 | +6.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 119.45 | — | 109.85 | — | 98.95 | — | 88.15 | +7.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 119.75 | 114.25 | 108.85 | 103.35 | 97.95 | 92.45 | 87.05 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 120.25 | 114.85 | 109.45 | 103.95 | 98.55 | 93.25 | 87.75 | +4.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 120.35 | 114.95 | 109.55 | 104.05 | 98.75 | 93.35 | 87.85 | +9.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.50 | 115.45 | 109.20 | 104.20 | 97.95 | 91.65 | 86.70 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.65 | — | 109.85 | — | 98.95 | — | 88.15 | +6.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Bestcare | 120.65 | — | 109.85 | — | 98.95 | — | 88.15 | +9.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 120.65 | — | 109.85 | — | 98.95 | — | 88.15 | +6.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 120.65 | — | 109.85 | — | 98.95 | — | 88.15 | +6.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 120.65 | — | 109.85 | — | 98.95 | — | 88.15 | +6.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 120.95 | 115.55 | 110.15 | 104.65 | 99.25 | 93.85 | 88.45 | +4.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 121.15 | 116.35 | 111.55 | 106.65 | 102.15 | 97.05 | 92.15 | +4.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.45 | 115.95 | 110.45 | 104.95 | 99.45 | 93.95 | 88.35 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 121.65 | 116.25 | 110.85 | 105.35 | 99.95 | 94.55 | 89.15 | +4.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 121.65 | 116.25 | 110.85 | 105.35 | 99.95 | 94.55 | 89.15 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 121.85 | 116.45 | 111.05 | 105.55 | 100.15 | 94.75 | 89.35 | +10.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 122.55 | 117.15 | 111.75 | 106.25 | 100.85 | 95.55 | 90.05 | +10.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 123.15 | 117.75 | 112.35 | 106.85 | 101.45 | 96.05 | 90.55 | +9.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 123.25 | 117.85 | 112.45 | 107.05 | 101.65 | 96.25 | 90.75 | +10.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 123.95 | 119.05 | 114.15 | 109.15 | 104.55 | 99.35 | 94.35 | +4.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 124.45 | 119.05 | 113.55 | 108.15 | 102.65 | 97.25 | 91.75 | +5.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 124.65 | 119.25 | 113.75 | 108.35 | 102.85 | 97.45 | 91.95 | +7.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 124.65 | 119.25 | 113.75 | 108.35 | 102.85 | 97.45 | 91.95 | +7.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 124.65 | 119.25 | 113.75 | 108.35 | 102.85 | 97.45 | 91.95 | +7.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 125.45 | 120.45 | 115.55 | 110.45 | 105.75 | 100.55 | 95.45 | +4.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 126.45 | — | 115.55 | — | 104.65 | — | 93.85 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 126.45 | — | 115.55 | — | 104.65 | — | 93.85 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 126.45 | — | 115.55 | — | 104.65 | — | 93.85 | +4.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 126.85 | 121.45 | 116.05 | 110.55 | 105.15 | 99.75 | 94.25 | +10.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 128.65 | 123.25 | 117.75 | 112.35 | 106.85 | 101.45 | 95.95 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 128.65 | 123.25 | 117.75 | 112.35 | 106.85 | 101.45 | 95.95 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 128.65 | 123.25 | 117.75 | 112.35 | 106.85 | 101.45 | 95.95 | +5.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 130.85 | — | 120.05 | — | 109.25 | — | 98.35 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 130.85 | — | 120.05 | — | 109.25 | — | 98.35 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.45 | 126.05 | 120.55 | 115.15 | 109.65 | 104.25 | 98.75 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 131.45 | 126.05 | 120.55 | 115.15 | 109.65 | 104.25 | 98.75 | +5.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 132.75 | 127.35 | 121.85 | 116.45 | 110.95 | 105.45 | 100.05 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 132.75 | 127.35 | 121.85 | 116.45 | 110.95 | 105.45 | 100.05 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.45 | 128.15 | 122.75 | 117.25 | 111.85 | 106.45 | 100.95 | +9.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.15 | 128.75 | 123.35 | 117.85 | 112.45 | 107.05 | 101.55 | +4.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.65 | 130.25 | 124.75 | 119.35 | 113.85 | 108.45 | 102.95 | +5.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.45 | 132.15 | 126.75 | 121.25 | 115.85 | 110.45 | 104.95 | +10.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.35 | 132.85 | 127.35 | 121.85 | 116.65 | 110.95 | 105.45 | +4.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.25 | 134.85 | 129.35 | 123.95 | 118.45 | 113.05 | 107.55 | +4.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 143.95 | 138.45 | 132.95 | — | 121.75 | — | 110.65 | +1.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 145.55 | 140.05 | 134.55 | — | 123.45 | — | 112.25 | +0.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 145.95 | — | 135.05 | — | 124.25 | — | 113.45 | +4.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 148.95 | 143.45 | 137.95 | — | 126.85 | — | 115.75 | +0.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 148.95 | 143.45 | 137.95 | — | 126.85 | — | 115.75 | +0.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 164.15 | 158.65 | 153.15 | — | 142.05 | — | 130.95 | +1.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Rehetobel for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/), the cheapest offer in [Rehetobel](https://praemiencheck.onedoc.ch/en/ar/rehetobel/) is Agrisano (AGRIsmart) at 85.75 CHF a month.

### How much does health insurance cost in Rehetobel in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/) with a deductible of 0 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/), monthly premiums run from 85.75 CHF (Agrisano, AGRIsmart) to 164.15 CHF (Atupri, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 105.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Rehetobel for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 85.75 CHF a month with the 0 CHF deductible to 57.05 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/deductible-600/): 28.70 CHF less a month, 344.40 CHF a year. The 600 CHF deductible stays worthwhile up to around 383 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Rehetobel for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 99.95 CHF (Agrisano), family doctor / HMO 91.55 CHF (Agrisano), flexible model 91.85 CHF (Assura), telemedicine 85.75 CHF (Agrisano).

### Does a second or third child pay less in Rehetobel?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 23 insurers present in Rehetobel file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| rhenusana | sanmed24 | 95.55 CHF | 35.45 CHF from the 3rd child |
| Agrisano | AGRIsmart | 85.75 CHF | 36.35 CHF from the 3rd child |
| Galenos | Managed Care | 116.15 CHF | 41.95 CHF from the 3rd child |
| sana24 | Managed Care | 119.75 CHF | 43.35 CHF from the 3rd child |
| Visana | Managed Care | 112.45 CHF | 44.35 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 109.35 CHF | 45.65 CHF from the 3rd child |
| Aquilana | SMARTMED | 98.75 CHF | 47.05 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 102.25 CHF | 48.75 CHF from the 3rd child |
| CONCORDIA | HMO | 105.75 CHF | 49.15 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 118.95 CHF | 88.05 CHF from the 5th child |
| Assura | FeminaVita | 91.85 CHF | 90.25 CHF from the 4th child, 88.75 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 120.25 CHF | 89.05 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 121.85 CHF | 90.25 CHF from the 5th child |
| EGK | EGK-TelCare | 99.25 CHF | 90.35 CHF from the 3rd child |
| SLKK | SmartMed | 121.15 CHF | 108.55 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 90.50 CHF at Agrisano (AGRIsmart) gives 85.75 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Rehetobel is in region 0 of canton Appenzell Ausserrhoden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Rehetobel (AR): every situation: https://praemiencheck.onedoc.ch/en/ar/rehetobel/
- Premiums 2027 in Rehetobel (AR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/
- Premiums 2027 in Rehetobel (AR), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ar/rehetobel/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ar/rehetobel/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Rehetobel (AR), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Rehetobel (AR), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Rehetobel (AR), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Rehetobel (AR), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Rehetobel (AR), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/deductible-500/
- Deductible Premiums 2027 in Rehetobel (AR), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/ar/rehetobel/child/no-accident/deductible-0/ — replace `ar` with your canton’s two-letter code (ge, vd, zh…), `rehetobel` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-0` with `deductible-600` for another deductible. Markdown version: add `.md`.