# Health insurance premiums 2026 in Schwende-Rüte (AI), for an adult aged 26 or over

In 2026, for an adult aged 26 or over in Schwende-Rüte, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/): **330.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-300/) (Sympany, callmed 24), **210.75 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-2500/) (Sympany, callmed 24).
- [With accident cover](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/): **348.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **226.95 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-2500/) (Sympany, callmed 24).

## Without accident cover: from 210.75 to 499.85 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **330.05 CHF** a month with **Sympany** (callmed 24), the most expensive 499.85 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 330.05 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-300/
- 500 CHF: 319.15 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-500/
- 1'000 CHF: 292.15 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-1000/
- 1'500 CHF: 264.95 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-1500/
- 2'000 CHF: 237.85 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-2000/
- 2'500 CHF: 210.75 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 330.05 | 319.15 | 292.15 | 264.95 | 237.85 | 210.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 330.05 | 319.15 | 292.15 | 264.95 | 237.85 | 210.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 330.65 | 321.05 | 297.35 | 273.45 | 249.55 | 225.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 334.25 | 323.45 | 296.25 | 269.15 | — | 214.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 336.35 | 325.65 | 298.45 | 271.25 | 244.25 | 217.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 337.85 | 327.05 | 299.85 | 272.75 | 245.65 | 218.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 337.85 | 327.05 | 299.85 | 272.75 | 245.65 | 218.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 338.75 | 327.95 | 300.75 | 273.65 | 246.55 | 219.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 340.55 | 329.75 | 302.65 | 275.45 | 248.45 | 221.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 344.45 | 333.65 | 306.55 | 279.35 | 252.35 | 225.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 346.85 | 336.05 | 308.85 | 281.75 | 254.65 | 227.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 347.05 | 336.25 | 309.05 | 281.90 | 254.80 | 227.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 347.85 | 337.05 | 309.95 | 282.75 | — | 228.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 347.85 | 337.05 | 309.95 | 282.75 | — | 228.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 348.15 | 337.35 | 310.15 | 283.05 | 255.95 | 228.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 348.25 | 338.15 | 313.15 | 288.05 | 262.95 | 237.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 350.65 | 339.85 | 312.75 | 285.55 | — | 231.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 351.35 | 340.35 | 312.65 | 284.85 | 257.25 | 229.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 351.35 | 340.35 | 312.65 | 284.85 | 257.25 | 229.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 352.15 | 341.15 | 313.55 | 285.95 | 258.45 | 230.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 352.15 | 341.15 | 313.55 | 285.95 | 258.45 | 230.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 353.05 | 343.45 | 319.25 | 295.15 | 271.05 | 246.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 354.05 | 343.25 | 316.15 | 288.95 | 261.95 | 234.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 354.05 | 343.85 | 318.45 | 292.85 | 267.45 | 241.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 354.95 | 344.05 | 321.05 | 293.95 | 262.65 | 235.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 356.95 | 346.15 | 323.05 | 295.95 | 264.75 | 237.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 357.95 | 347.15 | 320.05 | 292.85 | 265.85 | 238.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 358.95 | 348.15 | 321.05 | 293.85 | 266.75 | 239.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 359.05 | 348.15 | 325.15 | 297.95 | 270.85 | 243.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 359.25 | 348.45 | 321.35 | 294.15 | 267.05 | 239.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 359.35 | 348.35 | 320.65 | 292.85 | 265.25 | 237.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 359.35 | 348.35 | 320.65 | 292.85 | 265.25 | 237.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 360.25 | 349.25 | 321.65 | 294.05 | 266.55 | 238.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 360.95 | 350.15 | 323.05 | 295.85 | 268.85 | 241.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 361.15 | 351.35 | 326.65 | 301.95 | 277.35 | 252.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 361.25 | 350.35 | 323.25 | 296.15 | 268.95 | 241.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 363.25 | 352.45 | 325.35 | 298.15 | 271.05 | 243.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 363.95 | 353.15 | 325.95 | 298.85 | 271.75 | 244.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 363.95 | 353.15 | 325.95 | 298.85 | 271.75 | 244.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 365.25 | 355.35 | 330.35 | 305.35 | 280.45 | 255.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 367.25 | 356.45 | 329.25 | 302.10 | 275.00 | 247.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 368.95 | 358.05 | 330.85 | 303.55 | 276.35 | 249.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 369.35 | 358.65 | 331.65 | 304.25 | 277.25 | 250.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 369.35 | 359.15 | 333.55 | 307.45 | 281.85 | 256.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 369.95 | 359.15 | 331.95 | 304.85 | — | 250.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 371.25 | 360.45 | 337.35 | 310.25 | 283.15 | 256.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 371.30 | 360.50 | 333.30 | 306.15 | 279.05 | 251.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 371.30 | 360.50 | 333.30 | 306.15 | 279.05 | 251.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 371.35 | 360.55 | 333.45 | 306.25 | 279.15 | 251.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 371.55 | 360.85 | 333.85 | 306.45 | 279.45 | 252.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 372.95 | 366.65 | 334.75 | 307.45 | 280.25 | 252.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 377.25 | 366.35 | 339.05 | 311.85 | 284.55 | 257.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 377.35 | 371.15 | 339.15 | 311.95 | 284.65 | 257.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 378.05 | 368.05 | 343.05 | 318.15 | 293.25 | 271.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 378.05 | 368.05 | 343.05 | 318.15 | 293.25 | 271.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 379.45 | 368.65 | 345.55 | 318.45 | 291.35 | 264.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 383.25 | 372.45 | 345.35 | 318.15 | 291.15 | 263.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 384.55 | 373.75 | 346.65 | 319.45 | 292.45 | 265.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 385.35 | 374.15 | 346.55 | 318.85 | 291.05 | 263.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 385.45 | 374.65 | 347.45 | 320.35 | 293.25 | 266.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 385.45 | 374.65 | 347.45 | 320.35 | 293.25 | 266.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 385.45 | 374.65 | 347.45 | 320.35 | 293.25 | 266.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 386.25 | 380.05 | 348.05 | 320.85 | 293.55 | 266.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 386.25 | 380.05 | 348.05 | 320.85 | 293.55 | 266.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 386.35 | 375.45 | 348.25 | 320.95 | 293.65 | 266.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 386.85 | 376.15 | 349.15 | 321.75 | 294.75 | 267.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 387.35 | 376.55 | 349.45 | 322.25 | 295.15 | 268.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 387.55 | 376.85 | 349.85 | 322.45 | 295.45 | 268.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 389.15 | 378.35 | 351.25 | 324.05 | — | 269.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 389.75 | 379.05 | 352.15 | 324.65 | 297.75 | 270.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 390.65 | 384.45 | 352.55 | 325.25 | 297.95 | 270.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 390.75 | 379.85 | 352.55 | 325.25 | 298.05 | 270.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 390.85 | 380.65 | 355.05 | 329.05 | 303.35 | 277.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 393.45 | 382.65 | 355.35 | 328.05 | 300.85 | 273.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 393.95 | 383.05 | 355.75 | 328.45 | 301.25 | 273.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 394.05 | 384.35 | 359.25 | 334.65 | 309.55 | 284.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 394.55 | 383.75 | 356.55 | 329.45 | 302.35 | 275.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 395.25 | 384.35 | 357.15 | 329.85 | 302.65 | 275.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 395.45 | 384.45 | 356.75 | 328.95 | 301.35 | 273.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 399.15 | 388.35 | 361.25 | 334.05 | 307.05 | 279.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 399.15 | 388.35 | 361.25 | 334.05 | 307.05 | 279.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 399.45 | 388.65 | 361.45 | 334.35 | 307.25 | 280.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 399.65 | 388.85 | 361.75 | 334.55 | 307.45 | 280.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 400.35 | 389.45 | 362.25 | 334.95 | 307.75 | 280.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 401.85 | 390.95 | 363.55 | 336.05 | 308.75 | 281.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 403.05 | 392.05 | 364.45 | 336.85 | 309.35 | 281.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 403.15 | 392.25 | 365.05 | 337.75 | 310.45 | 283.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 403.25 | 392.55 | 365.55 | 338.15 | 311.15 | 284.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 404.05 | 393.15 | 366.05 | 338.95 | 311.75 | 284.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 408.15 | 397.15 | 369.95 | 342.65 | 315.45 | 288.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 411.35 | 400.55 | 373.45 | 346.25 | 319.15 | 292.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 412.75 | 401.95 | 374.65 | 347.35 | 320.05 | 292.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 412.95 | 402.15 | 374.95 | 347.85 | 320.75 | 293.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 414.05 | 403.25 | 377.75 | 351.75 | 325.75 | 299.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 417.35 | 411.15 | 379.15 | 351.95 | 324.65 | 297.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 417.45 | 406.75 | 379.55 | 352.35 | 325.35 | 298.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 423.25 | 412.55 | 384.70 | 354.75 | 324.70 | 299.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 429.85 | 418.95 | 391.65 | 364.45 | 337.15 | 309.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 431.95 | 422.55 | 398.95 | 375.35 | 347.55 | 320.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 432.85 | 422.15 | 395.15 | 367.75 | 340.75 | 313.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 436.75 | 426.05 | 399.15 | 371.65 | 344.65 | 317.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 438.35 | 427.65 | 400.45 | 373.35 | 346.25 | 319.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 439.25 | 429.05 | 403.45 | 377.45 | 351.75 | 326.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 439.55 | 433.35 | 401.35 | 374.15 | 346.85 | 319.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 443.65 | 432.95 | 405.95 | 378.55 | 351.55 | 324.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 446.15 | 437.10 | 410.05 | 378.45 | 351.35 | 319.80 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 446.85 | 436.15 | 409.25 | 381.75 | 354.75 | 327.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 446.85 | 436.15 | 409.25 | 381.75 | 354.75 | 327.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 454.35 | 443.55 | 416.35 | 389.25 | 362.15 | 335.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 456.95 | 446.15 | 418.95 | 391.95 | 364.75 | 337.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 458.85 | 447.85 | 420.65 | 393.35 | 366.15 | 338.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 475.15 | 464.25 | 436.95 | 409.65 | 382.45 | 355.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 497.05 | 486.25 | 459.05 | 431.95 | 404.85 | 377.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 499.85 | 489.15 | 462.25 | 434.75 | 407.85 | 380.85 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident.md

## With accident cover: from 226.95 to 537.85 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **348.35 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 537.85 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 348.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-300/
- 500 CHF: 338.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-500/
- 1'000 CHF: 313.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-1000/
- 1'500 CHF: 285.25 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-1500/
- 2'000 CHF: 256.05 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-2000/
- 2'500 CHF: 226.95 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 348.35 | 338.25 | 313.25 | 288.15 | 262.95 | 237.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 355.25 | 343.55 | 314.45 | 285.25 | 256.05 | 226.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 355.25 | 343.55 | 314.45 | 285.25 | 256.05 | 226.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 359.75 | 348.15 | 318.95 | 289.75 | — | 231.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 362.05 | 350.45 | 321.25 | 292.05 | 262.95 | 233.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 363.65 | 351.95 | 322.75 | 293.65 | 264.45 | 235.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 363.65 | 351.95 | 322.75 | 293.65 | 264.45 | 235.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 364.65 | 353.05 | 323.85 | 294.65 | 265.55 | 236.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 366.55 | 354.95 | 325.75 | 296.55 | 267.45 | 238.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 366.85 | 356.25 | 329.85 | 303.45 | 277.05 | 250.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 370.15 | 358.55 | 329.35 | 300.15 | 271.05 | 241.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 370.15 | 358.55 | 329.35 | 300.15 | 271.05 | 241.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 370.75 | 359.15 | 329.95 | 300.75 | 271.65 | 242.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 372.85 | 361.25 | 332.05 | 302.85 | 273.75 | 244.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 372.85 | 361.25 | 332.05 | 302.85 | 273.75 | 244.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 372.95 | 362.25 | 335.45 | 308.55 | 281.75 | 254.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 373.15 | 361.55 | 332.35 | 303.15 | 274.05 | 244.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 373.35 | 361.75 | 332.55 | 303.35 | 274.25 | 245.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 374.45 | 362.85 | 333.65 | 304.45 | — | 246.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 374.45 | 362.85 | 333.65 | 304.45 | — | 246.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 374.65 | 363.05 | 333.85 | 304.65 | 275.55 | 246.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 375.85 | 365.65 | 339.95 | 314.25 | 288.65 | 262.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 377.45 | 365.85 | 336.65 | 307.45 | — | 249.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 378.55 | 366.95 | 337.75 | 308.55 | 279.45 | 250.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 378.55 | 366.95 | 337.75 | 308.55 | 279.45 | 250.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 381.05 | 369.45 | 340.25 | 311.05 | 281.95 | 252.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 381.45 | 369.85 | 340.65 | 311.45 | 282.35 | 253.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 382.05 | 370.35 | 345.55 | 316.45 | 282.85 | 253.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 384.25 | 372.55 | 347.75 | 318.65 | 285.05 | 255.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 384.55 | 374.15 | 347.85 | 321.55 | 295.35 | 269.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 385.25 | 373.65 | 344.45 | 315.25 | 286.15 | 256.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 386.25 | 374.65 | 345.45 | 316.25 | 287.15 | 257.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 386.35 | 374.75 | 345.55 | 316.35 | 287.25 | 258.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 386.45 | 374.75 | 349.95 | 320.85 | 291.65 | 262.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 388.55 | 376.95 | 347.75 | 318.55 | 289.45 | 260.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 388.75 | 377.05 | 347.95 | 318.75 | 289.55 | 260.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 388.85 | 378.35 | 351.75 | 325.15 | 298.65 | 272.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 390.55 | 378.95 | 349.75 | 320.55 | 291.45 | 262.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 391.65 | 380.05 | 350.85 | 321.65 | 292.55 | 263.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 391.65 | 380.05 | 350.85 | 321.65 | 292.55 | 263.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 394.85 | 383.25 | 354.05 | 324.85 | 295.75 | 266.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 395.15 | 383.45 | 354.35 | 325.15 | 295.95 | 266.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 397.55 | 386.05 | 357.05 | 327.55 | 298.55 | 269.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 397.55 | 386.55 | 359.05 | 331.05 | 303.45 | 275.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 398.15 | 386.55 | 357.35 | 328.15 | — | 269.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 399.20 | 387.60 | 358.40 | 329.20 | 300.10 | 270.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 399.20 | 387.60 | 358.40 | 329.20 | 300.10 | 270.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 399.25 | 387.65 | 358.45 | 329.25 | 300.15 | 270.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 399.35 | 392.65 | 358.55 | 329.35 | 300.15 | 271.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 399.65 | 387.95 | 363.15 | 334.05 | 304.85 | 275.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 399.85 | 388.35 | 359.35 | 329.85 | 300.85 | 271.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 403.95 | 392.35 | 363.15 | 333.95 | 304.85 | 275.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 404.05 | 397.45 | 363.25 | 334.05 | 304.95 | 275.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 405.85 | 394.15 | 365.05 | 335.85 | 306.65 | 277.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 406.85 | 396.05 | 369.25 | 342.45 | 315.65 | 291.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 406.85 | 396.05 | 369.25 | 342.45 | 315.65 | 291.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 408.45 | 396.75 | 371.95 | 342.85 | 313.65 | 284.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 412.45 | 400.85 | 371.65 | 342.45 | 313.35 | 284.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 413.65 | 406.95 | 372.75 | 343.65 | 314.45 | 285.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 413.65 | 406.95 | 372.75 | 343.65 | 314.45 | 285.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 413.75 | 402.05 | 372.95 | 343.75 | 314.55 | 285.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 413.85 | 402.25 | 373.05 | 343.85 | 314.75 | 285.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 414.75 | 403.15 | 373.95 | 344.75 | 315.65 | 286.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 414.75 | 403.15 | 373.95 | 344.75 | 315.65 | 286.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 414.75 | 403.15 | 373.95 | 344.75 | 315.65 | 286.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 416.35 | 404.85 | 375.85 | 346.35 | 317.35 | 288.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 416.55 | 404.95 | 375.75 | 346.55 | 317.45 | 288.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 416.85 | 405.25 | 376.05 | 346.85 | 317.75 | 288.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 417.05 | 405.55 | 376.55 | 347.05 | 318.05 | 289.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 418.35 | 411.65 | 377.55 | 348.35 | 319.15 | 290.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 418.45 | 406.75 | 377.55 | 348.45 | 319.25 | 290.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 418.85 | 407.25 | 378.05 | 348.85 | — | 290.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 419.45 | 407.95 | 378.95 | 349.45 | 320.45 | 291.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 420.75 | 409.75 | 382.25 | 354.25 | 326.65 | 299.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 421.15 | 409.55 | 380.35 | 351.15 | 322.05 | 292.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 421.85 | 410.15 | 380.95 | 351.85 | 322.65 | 293.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 423.25 | 411.65 | 382.45 | 353.25 | 324.15 | 294.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 424.15 | 413.65 | 386.65 | 360.15 | 333.15 | 306.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 424.55 | 412.95 | 383.75 | 354.55 | 325.45 | 296.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 425.85 | 415.05 | 387.05 | 356.90 | 326.70 | 300.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 426.75 | 415.15 | 385.95 | 356.75 | 327.65 | 298.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 427.85 | 416.25 | 387.05 | 357.85 | 328.75 | 299.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 428.75 | 417.05 | 387.95 | 358.75 | 329.55 | 300.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 429.55 | 417.95 | 388.75 | 359.55 | 330.45 | 301.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 429.55 | 417.95 | 388.75 | 359.55 | 330.45 | 301.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 429.65 | 418.05 | 388.85 | 359.65 | 330.55 | 301.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 429.85 | 418.25 | 389.05 | 359.85 | 330.75 | 301.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 431.75 | 420.05 | 390.85 | 361.75 | 332.55 | 303.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 433.95 | 422.45 | 393.45 | 363.95 | 334.95 | 305.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 434.75 | 423.15 | 393.95 | 364.75 | 335.65 | 306.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 437.05 | 425.35 | 396.15 | 367.05 | 337.85 | 308.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 441.75 | 430.15 | 400.95 | 371.75 | 342.65 | 313.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 442.65 | 431.05 | 401.85 | 372.65 | 343.55 | 314.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 444.35 | 432.75 | 403.55 | 374.35 | 345.25 | 316.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 445.55 | 433.95 | 406.55 | 378.55 | 350.65 | 322.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 446.85 | 440.25 | 406.05 | 376.85 | 347.75 | 318.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 448.85 | 439.75 | 412.55 | 380.75 | 353.50 | 321.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 449.25 | 437.65 | 408.45 | 379.25 | 350.15 | 320.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 460.25 | 448.55 | 419.45 | 390.25 | 361.05 | 331.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 464.65 | 454.65 | 429.25 | 403.85 | 374.05 | 344.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 465.75 | 454.25 | 425.25 | 395.75 | 366.75 | 337.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 470.05 | 458.55 | 429.55 | 400.05 | 371.05 | 342.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 470.65 | 463.95 | 429.85 | 400.65 | 371.45 | 342.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 471.75 | 460.15 | 430.95 | 401.75 | 372.65 | 343.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 472.75 | 461.75 | 434.25 | 406.25 | 378.65 | 351.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 477.35 | 465.85 | 436.85 | 407.35 | 378.35 | 349.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 480.85 | 469.35 | 440.35 | 410.85 | 381.85 | 352.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 480.85 | 469.35 | 440.35 | 410.85 | 381.85 | 352.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 488.85 | 477.25 | 448.05 | 418.85 | 389.75 | 360.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 491.25 | 479.55 | 450.45 | 421.25 | 392.05 | 362.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 491.65 | 480.05 | 450.85 | 421.75 | 392.55 | 363.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 508.45 | 496.85 | 467.65 | 438.45 | 409.35 | 380.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 534.75 | 523.15 | 493.95 | 464.85 | 435.65 | 406.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 537.85 | 526.35 | 497.35 | 467.85 | 438.85 | 409.85 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Schwende-Rüte for an adult aged 26 or over?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/): Sympany (callmed 24) at 330.05 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-300/), and Sympany (callmed 24) at 210.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/): Agrisano (AGRIsmart) at 348.35 CHF, and Sympany (callmed 24) at 226.95 CHF.

### How much does accident cover cost in basic insurance in Schwende-Rüte?

For an adult aged 26 or over with Sympany (callmed 24), the premium rises from 330.05 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/) to 355.25 CHF with accident cover, at the 300 CHF deductible: 25.20 CHF a month, 302.40 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 335.20 CHF at Sympany (callmed 24) gives 330.05 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/

## Related pages

- Without accident cover: from 210.75 to 499.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/
- With accident cover: from 226.95 to 537.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/ — replace `ai` with your canton’s two-letter code (ge, vd, zh…) and `schwende-rute` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.