# Health insurance premiums 2026 in Schwende-Rüte (AI)

Schwende-Rüte is in premium region 0 of the [canton of Appenzell Innerrhoden](https://praemiencheck.onedoc.ch/en/ai/).

In 2026, the cheapest health insurance premium in Schwende-Rüte is:

- For [an adult without accident cover](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/): **330.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-300/) (Sympany, callmed 24), **210.75 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-2500/) (Sympany, callmed 24).
- For [a young adult without accident cover](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/): **239.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/deductible-300/) (Sympany, callmed 24), **138.45 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/deductible-2500/) (CSS, HMO (health practice)).
- For [a child with accident cover](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/): **72.55 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/deductible-0/) (Agrisano, AGRIsmart), **42.45 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/deductible-600/) (Agrisano, AGRIsmart).

## Without accident cover: from 210.75 to 499.85 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **330.05 CHF** a month with **Sympany** (callmed 24), the most expensive 499.85 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 330.05 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-300/
- 500 CHF: 319.15 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-500/
- 1'000 CHF: 292.15 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-1000/
- 1'500 CHF: 264.95 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-1500/
- 2'000 CHF: 237.85 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-2000/
- 2'500 CHF: 210.75 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 330.05 | 319.15 | 292.15 | 264.95 | 237.85 | 210.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 330.05 | 319.15 | 292.15 | 264.95 | 237.85 | 210.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 330.65 | 321.05 | 297.35 | 273.45 | 249.55 | 225.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 334.25 | 323.45 | 296.25 | 269.15 | — | 214.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 336.35 | 325.65 | 298.45 | 271.25 | 244.25 | 217.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 337.85 | 327.05 | 299.85 | 272.75 | 245.65 | 218.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 337.85 | 327.05 | 299.85 | 272.75 | 245.65 | 218.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 338.75 | 327.95 | 300.75 | 273.65 | 246.55 | 219.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 340.55 | 329.75 | 302.65 | 275.45 | 248.45 | 221.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 344.45 | 333.65 | 306.55 | 279.35 | 252.35 | 225.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 346.85 | 336.05 | 308.85 | 281.75 | 254.65 | 227.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 347.05 | 336.25 | 309.05 | 281.90 | 254.80 | 227.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 347.85 | 337.05 | 309.95 | 282.75 | — | 228.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 347.85 | 337.05 | 309.95 | 282.75 | — | 228.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 348.15 | 337.35 | 310.15 | 283.05 | 255.95 | 228.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 348.25 | 338.15 | 313.15 | 288.05 | 262.95 | 237.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 350.65 | 339.85 | 312.75 | 285.55 | — | 231.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 351.35 | 340.35 | 312.65 | 284.85 | 257.25 | 229.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 351.35 | 340.35 | 312.65 | 284.85 | 257.25 | 229.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 352.15 | 341.15 | 313.55 | 285.95 | 258.45 | 230.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 352.15 | 341.15 | 313.55 | 285.95 | 258.45 | 230.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 353.05 | 343.45 | 319.25 | 295.15 | 271.05 | 246.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 354.05 | 343.25 | 316.15 | 288.95 | 261.95 | 234.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 354.05 | 343.85 | 318.45 | 292.85 | 267.45 | 241.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 354.95 | 344.05 | 321.05 | 293.95 | 262.65 | 235.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 356.95 | 346.15 | 323.05 | 295.95 | 264.75 | 237.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 357.95 | 347.15 | 320.05 | 292.85 | 265.85 | 238.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 358.95 | 348.15 | 321.05 | 293.85 | 266.75 | 239.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 359.05 | 348.15 | 325.15 | 297.95 | 270.85 | 243.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 359.25 | 348.45 | 321.35 | 294.15 | 267.05 | 239.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 359.35 | 348.35 | 320.65 | 292.85 | 265.25 | 237.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 359.35 | 348.35 | 320.65 | 292.85 | 265.25 | 237.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 360.25 | 349.25 | 321.65 | 294.05 | 266.55 | 238.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 360.95 | 350.15 | 323.05 | 295.85 | 268.85 | 241.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 361.15 | 351.35 | 326.65 | 301.95 | 277.35 | 252.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 361.25 | 350.35 | 323.25 | 296.15 | 268.95 | 241.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 363.25 | 352.45 | 325.35 | 298.15 | 271.05 | 243.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 363.95 | 353.15 | 325.95 | 298.85 | 271.75 | 244.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 363.95 | 353.15 | 325.95 | 298.85 | 271.75 | 244.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 365.25 | 355.35 | 330.35 | 305.35 | 280.45 | 255.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 367.25 | 356.45 | 329.25 | 302.10 | 275.00 | 247.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 368.95 | 358.05 | 330.85 | 303.55 | 276.35 | 249.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 369.35 | 358.65 | 331.65 | 304.25 | 277.25 | 250.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 369.35 | 359.15 | 333.55 | 307.45 | 281.85 | 256.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 369.95 | 359.15 | 331.95 | 304.85 | — | 250.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 371.25 | 360.45 | 337.35 | 310.25 | 283.15 | 256.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 371.30 | 360.50 | 333.30 | 306.15 | 279.05 | 251.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 371.30 | 360.50 | 333.30 | 306.15 | 279.05 | 251.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 371.35 | 360.55 | 333.45 | 306.25 | 279.15 | 251.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 371.55 | 360.85 | 333.85 | 306.45 | 279.45 | 252.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 372.95 | 366.65 | 334.75 | 307.45 | 280.25 | 252.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 377.25 | 366.35 | 339.05 | 311.85 | 284.55 | 257.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 377.35 | 371.15 | 339.15 | 311.95 | 284.65 | 257.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 378.05 | 368.05 | 343.05 | 318.15 | 293.25 | 271.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 378.05 | 368.05 | 343.05 | 318.15 | 293.25 | 271.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 379.45 | 368.65 | 345.55 | 318.45 | 291.35 | 264.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 383.25 | 372.45 | 345.35 | 318.15 | 291.15 | 263.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 384.55 | 373.75 | 346.65 | 319.45 | 292.45 | 265.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 385.35 | 374.15 | 346.55 | 318.85 | 291.05 | 263.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 385.45 | 374.65 | 347.45 | 320.35 | 293.25 | 266.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 385.45 | 374.65 | 347.45 | 320.35 | 293.25 | 266.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 385.45 | 374.65 | 347.45 | 320.35 | 293.25 | 266.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 386.25 | 380.05 | 348.05 | 320.85 | 293.55 | 266.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 386.25 | 380.05 | 348.05 | 320.85 | 293.55 | 266.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 386.35 | 375.45 | 348.25 | 320.95 | 293.65 | 266.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 386.85 | 376.15 | 349.15 | 321.75 | 294.75 | 267.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 387.35 | 376.55 | 349.45 | 322.25 | 295.15 | 268.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 387.55 | 376.85 | 349.85 | 322.45 | 295.45 | 268.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 389.15 | 378.35 | 351.25 | 324.05 | — | 269.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 389.75 | 379.05 | 352.15 | 324.65 | 297.75 | 270.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 390.65 | 384.45 | 352.55 | 325.25 | 297.95 | 270.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 390.75 | 379.85 | 352.55 | 325.25 | 298.05 | 270.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 390.85 | 380.65 | 355.05 | 329.05 | 303.35 | 277.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 393.45 | 382.65 | 355.35 | 328.05 | 300.85 | 273.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 393.95 | 383.05 | 355.75 | 328.45 | 301.25 | 273.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 394.05 | 384.35 | 359.25 | 334.65 | 309.55 | 284.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 394.55 | 383.75 | 356.55 | 329.45 | 302.35 | 275.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 395.25 | 384.35 | 357.15 | 329.85 | 302.65 | 275.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 395.45 | 384.45 | 356.75 | 328.95 | 301.35 | 273.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 399.15 | 388.35 | 361.25 | 334.05 | 307.05 | 279.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 399.15 | 388.35 | 361.25 | 334.05 | 307.05 | 279.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 399.45 | 388.65 | 361.45 | 334.35 | 307.25 | 280.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 399.65 | 388.85 | 361.75 | 334.55 | 307.45 | 280.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 400.35 | 389.45 | 362.25 | 334.95 | 307.75 | 280.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 401.85 | 390.95 | 363.55 | 336.05 | 308.75 | 281.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 403.05 | 392.05 | 364.45 | 336.85 | 309.35 | 281.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 403.15 | 392.25 | 365.05 | 337.75 | 310.45 | 283.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 403.25 | 392.55 | 365.55 | 338.15 | 311.15 | 284.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 404.05 | 393.15 | 366.05 | 338.95 | 311.75 | 284.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 408.15 | 397.15 | 369.95 | 342.65 | 315.45 | 288.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 411.35 | 400.55 | 373.45 | 346.25 | 319.15 | 292.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 412.75 | 401.95 | 374.65 | 347.35 | 320.05 | 292.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 412.95 | 402.15 | 374.95 | 347.85 | 320.75 | 293.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 414.05 | 403.25 | 377.75 | 351.75 | 325.75 | 299.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 417.35 | 411.15 | 379.15 | 351.95 | 324.65 | 297.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 417.45 | 406.75 | 379.55 | 352.35 | 325.35 | 298.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 423.25 | 412.55 | 384.70 | 354.75 | 324.70 | 299.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 429.85 | 418.95 | 391.65 | 364.45 | 337.15 | 309.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 431.95 | 422.55 | 398.95 | 375.35 | 347.55 | 320.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 432.85 | 422.15 | 395.15 | 367.75 | 340.75 | 313.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 436.75 | 426.05 | 399.15 | 371.65 | 344.65 | 317.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 438.35 | 427.65 | 400.45 | 373.35 | 346.25 | 319.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 439.25 | 429.05 | 403.45 | 377.45 | 351.75 | 326.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 439.55 | 433.35 | 401.35 | 374.15 | 346.85 | 319.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 443.65 | 432.95 | 405.95 | 378.55 | 351.55 | 324.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 446.15 | 437.10 | 410.05 | 378.45 | 351.35 | 319.80 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 446.85 | 436.15 | 409.25 | 381.75 | 354.75 | 327.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 446.85 | 436.15 | 409.25 | 381.75 | 354.75 | 327.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 454.35 | 443.55 | 416.35 | 389.25 | 362.15 | 335.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 456.95 | 446.15 | 418.95 | 391.95 | 364.75 | 337.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 458.85 | 447.85 | 420.65 | 393.35 | 366.15 | 338.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 475.15 | 464.25 | 436.95 | 409.65 | 382.45 | 355.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 497.05 | 486.25 | 459.05 | 431.95 | 404.85 | 377.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 499.85 | 489.15 | 462.25 | 434.75 | 407.85 | 380.85 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident.md

## With accident cover: from 226.95 to 537.85 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **348.35 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 537.85 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 348.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-300/
- 500 CHF: 338.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-500/
- 1'000 CHF: 313.25 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-1000/
- 1'500 CHF: 285.25 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-1500/
- 2'000 CHF: 256.05 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-2000/
- 2'500 CHF: 226.95 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 348.35 | 338.25 | 313.25 | 288.15 | 262.95 | 237.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 355.25 | 343.55 | 314.45 | 285.25 | 256.05 | 226.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 355.25 | 343.55 | 314.45 | 285.25 | 256.05 | 226.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 359.75 | 348.15 | 318.95 | 289.75 | — | 231.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 362.05 | 350.45 | 321.25 | 292.05 | 262.95 | 233.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 363.65 | 351.95 | 322.75 | 293.65 | 264.45 | 235.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 363.65 | 351.95 | 322.75 | 293.65 | 264.45 | 235.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 364.65 | 353.05 | 323.85 | 294.65 | 265.55 | 236.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 366.55 | 354.95 | 325.75 | 296.55 | 267.45 | 238.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 366.85 | 356.25 | 329.85 | 303.45 | 277.05 | 250.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 370.15 | 358.55 | 329.35 | 300.15 | 271.05 | 241.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 370.15 | 358.55 | 329.35 | 300.15 | 271.05 | 241.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 370.75 | 359.15 | 329.95 | 300.75 | 271.65 | 242.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 372.85 | 361.25 | 332.05 | 302.85 | 273.75 | 244.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 372.85 | 361.25 | 332.05 | 302.85 | 273.75 | 244.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 372.95 | 362.25 | 335.45 | 308.55 | 281.75 | 254.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 373.15 | 361.55 | 332.35 | 303.15 | 274.05 | 244.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 373.35 | 361.75 | 332.55 | 303.35 | 274.25 | 245.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 374.45 | 362.85 | 333.65 | 304.45 | — | 246.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 374.45 | 362.85 | 333.65 | 304.45 | — | 246.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 374.65 | 363.05 | 333.85 | 304.65 | 275.55 | 246.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 375.85 | 365.65 | 339.95 | 314.25 | 288.65 | 262.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 377.45 | 365.85 | 336.65 | 307.45 | — | 249.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 378.55 | 366.95 | 337.75 | 308.55 | 279.45 | 250.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 378.55 | 366.95 | 337.75 | 308.55 | 279.45 | 250.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 381.05 | 369.45 | 340.25 | 311.05 | 281.95 | 252.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 381.45 | 369.85 | 340.65 | 311.45 | 282.35 | 253.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 382.05 | 370.35 | 345.55 | 316.45 | 282.85 | 253.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 384.25 | 372.55 | 347.75 | 318.65 | 285.05 | 255.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 384.55 | 374.15 | 347.85 | 321.55 | 295.35 | 269.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 385.25 | 373.65 | 344.45 | 315.25 | 286.15 | 256.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 386.25 | 374.65 | 345.45 | 316.25 | 287.15 | 257.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 386.35 | 374.75 | 345.55 | 316.35 | 287.25 | 258.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 386.45 | 374.75 | 349.95 | 320.85 | 291.65 | 262.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 388.55 | 376.95 | 347.75 | 318.55 | 289.45 | 260.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 388.75 | 377.05 | 347.95 | 318.75 | 289.55 | 260.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 388.85 | 378.35 | 351.75 | 325.15 | 298.65 | 272.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 390.55 | 378.95 | 349.75 | 320.55 | 291.45 | 262.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 391.65 | 380.05 | 350.85 | 321.65 | 292.55 | 263.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 391.65 | 380.05 | 350.85 | 321.65 | 292.55 | 263.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 394.85 | 383.25 | 354.05 | 324.85 | 295.75 | 266.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 395.15 | 383.45 | 354.35 | 325.15 | 295.95 | 266.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 397.55 | 386.05 | 357.05 | 327.55 | 298.55 | 269.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 397.55 | 386.55 | 359.05 | 331.05 | 303.45 | 275.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 398.15 | 386.55 | 357.35 | 328.15 | — | 269.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 399.20 | 387.60 | 358.40 | 329.20 | 300.10 | 270.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 399.20 | 387.60 | 358.40 | 329.20 | 300.10 | 270.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 399.25 | 387.65 | 358.45 | 329.25 | 300.15 | 270.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 399.35 | 392.65 | 358.55 | 329.35 | 300.15 | 271.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 399.65 | 387.95 | 363.15 | 334.05 | 304.85 | 275.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 399.85 | 388.35 | 359.35 | 329.85 | 300.85 | 271.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 403.95 | 392.35 | 363.15 | 333.95 | 304.85 | 275.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 404.05 | 397.45 | 363.25 | 334.05 | 304.95 | 275.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 405.85 | 394.15 | 365.05 | 335.85 | 306.65 | 277.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 406.85 | 396.05 | 369.25 | 342.45 | 315.65 | 291.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 406.85 | 396.05 | 369.25 | 342.45 | 315.65 | 291.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 408.45 | 396.75 | 371.95 | 342.85 | 313.65 | 284.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 412.45 | 400.85 | 371.65 | 342.45 | 313.35 | 284.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 413.65 | 406.95 | 372.75 | 343.65 | 314.45 | 285.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 413.65 | 406.95 | 372.75 | 343.65 | 314.45 | 285.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 413.75 | 402.05 | 372.95 | 343.75 | 314.55 | 285.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 413.85 | 402.25 | 373.05 | 343.85 | 314.75 | 285.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 414.75 | 403.15 | 373.95 | 344.75 | 315.65 | 286.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 414.75 | 403.15 | 373.95 | 344.75 | 315.65 | 286.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 414.75 | 403.15 | 373.95 | 344.75 | 315.65 | 286.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 416.35 | 404.85 | 375.85 | 346.35 | 317.35 | 288.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 416.55 | 404.95 | 375.75 | 346.55 | 317.45 | 288.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 416.85 | 405.25 | 376.05 | 346.85 | 317.75 | 288.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 417.05 | 405.55 | 376.55 | 347.05 | 318.05 | 289.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 418.35 | 411.65 | 377.55 | 348.35 | 319.15 | 290.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 418.45 | 406.75 | 377.55 | 348.45 | 319.25 | 290.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 418.85 | 407.25 | 378.05 | 348.85 | — | 290.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 419.45 | 407.95 | 378.95 | 349.45 | 320.45 | 291.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 420.75 | 409.75 | 382.25 | 354.25 | 326.65 | 299.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 421.15 | 409.55 | 380.35 | 351.15 | 322.05 | 292.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 421.85 | 410.15 | 380.95 | 351.85 | 322.65 | 293.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 423.25 | 411.65 | 382.45 | 353.25 | 324.15 | 294.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 424.15 | 413.65 | 386.65 | 360.15 | 333.15 | 306.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 424.55 | 412.95 | 383.75 | 354.55 | 325.45 | 296.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 425.85 | 415.05 | 387.05 | 356.90 | 326.70 | 300.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 426.75 | 415.15 | 385.95 | 356.75 | 327.65 | 298.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 427.85 | 416.25 | 387.05 | 357.85 | 328.75 | 299.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 428.75 | 417.05 | 387.95 | 358.75 | 329.55 | 300.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 429.55 | 417.95 | 388.75 | 359.55 | 330.45 | 301.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 429.55 | 417.95 | 388.75 | 359.55 | 330.45 | 301.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 429.65 | 418.05 | 388.85 | 359.65 | 330.55 | 301.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 429.85 | 418.25 | 389.05 | 359.85 | 330.75 | 301.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 431.75 | 420.05 | 390.85 | 361.75 | 332.55 | 303.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 433.95 | 422.45 | 393.45 | 363.95 | 334.95 | 305.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 434.75 | 423.15 | 393.95 | 364.75 | 335.65 | 306.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 437.05 | 425.35 | 396.15 | 367.05 | 337.85 | 308.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 441.75 | 430.15 | 400.95 | 371.75 | 342.65 | 313.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 442.65 | 431.05 | 401.85 | 372.65 | 343.55 | 314.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 444.35 | 432.75 | 403.55 | 374.35 | 345.25 | 316.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 445.55 | 433.95 | 406.55 | 378.55 | 350.65 | 322.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 446.85 | 440.25 | 406.05 | 376.85 | 347.75 | 318.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 448.85 | 439.75 | 412.55 | 380.75 | 353.50 | 321.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 449.25 | 437.65 | 408.45 | 379.25 | 350.15 | 320.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 460.25 | 448.55 | 419.45 | 390.25 | 361.05 | 331.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 464.65 | 454.65 | 429.25 | 403.85 | 374.05 | 344.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 465.75 | 454.25 | 425.25 | 395.75 | 366.75 | 337.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 470.05 | 458.55 | 429.55 | 400.05 | 371.05 | 342.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 470.65 | 463.95 | 429.85 | 400.65 | 371.45 | 342.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 471.75 | 460.15 | 430.95 | 401.75 | 372.65 | 343.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 472.75 | 461.75 | 434.25 | 406.25 | 378.65 | 351.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 477.35 | 465.85 | 436.85 | 407.35 | 378.35 | 349.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 480.85 | 469.35 | 440.35 | 410.85 | 381.85 | 352.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 480.85 | 469.35 | 440.35 | 410.85 | 381.85 | 352.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 488.85 | 477.25 | 448.05 | 418.85 | 389.75 | 360.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 491.25 | 479.55 | 450.45 | 421.25 | 392.05 | 362.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 491.65 | 480.05 | 450.85 | 421.75 | 392.55 | 363.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 508.45 | 496.85 | 467.65 | 438.45 | 409.35 | 380.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 534.75 | 523.15 | 493.95 | 464.85 | 435.65 | 406.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 537.85 | 526.35 | 497.35 | 467.85 | 438.85 | 409.85 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident.md

## Without accident cover: from 138.45 to 376.75 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **239.55 CHF** a month with **Sympany** (callmed 24), the most expensive 376.75 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 239.55 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/deductible-300/
- 500 CHF: 228.75 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/deductible-500/
- 1'000 CHF: 201.65 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 174.45 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 147.85 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 138.45 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 239.55 | 228.75 | 201.65 | 174.45 | 147.85 | 147.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 239.55 | 228.75 | 201.65 | 174.45 | 147.85 | 147.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 239.95 | 230.35 | 206.65 | 182.75 | 158.95 | 144.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 245.25 | 234.35 | 207.35 | 180.15 | 152.95 | 147.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 245.25 | 234.35 | 207.35 | 180.15 | 152.95 | 147.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 251.05 | 240.25 | 213.05 | 185.95 | 158.85 | 153.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 252.75 | 241.95 | 214.85 | 187.65 | 160.55 | 138.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 252.75 | 242.75 | 217.75 | 192.55 | 167.45 | 147.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 257.05 | 246.75 | 221.45 | 195.85 | 170.35 | 149.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 258.85 | 248.05 | 220.85 | 193.75 | 166.65 | 139.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 259.85 | 249.05 | 221.95 | 194.75 | 167.65 | 153.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 261.85 | 251.05 | 223.95 | 196.75 | 169.65 | 147.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 261.85 | 251.05 | 223.95 | 196.75 | 169.65 | 147.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 261.85 | 251.05 | 223.95 | 196.75 | 169.65 | 147.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 262.25 | 251.25 | 223.55 | 195.75 | 168.15 | 153.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 262.25 | 251.25 | 223.55 | 195.75 | 168.15 | 153.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 262.35 | 251.45 | 224.35 | 197.25 | 170.15 | 147.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 262.85 | 251.85 | 224.25 | 196.65 | 169.15 | 156.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 262.85 | 251.85 | 224.25 | 196.65 | 169.15 | 156.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 264.25 | 253.45 | 226.25 | 199.15 | 172.05 | 153.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 267.25 | 256.45 | 229.25 | 202.15 | 175.05 | 153.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 268.25 | 257.25 | 229.55 | 201.75 | 174.15 | 153.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 268.25 | 257.25 | 229.55 | 201.75 | 174.15 | 153.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 268.95 | 257.95 | 230.35 | 202.75 | 175.35 | 156.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 268.95 | 262.75 | 230.75 | 203.55 | 176.25 | 161.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 268.95 | 262.75 | 230.75 | 203.55 | 176.25 | 161.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 271.45 | 260.65 | 233.55 | 206.35 | 179.35 | 162.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 273.50 | 262.70 | 235.50 | 208.35 | 181.25 | 154.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 273.65 | 262.85 | 235.65 | 208.45 | 181.35 | 154.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 274.55 | 264.55 | 239.65 | 214.75 | 189.85 | 167.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 274.55 | 264.55 | 239.65 | 214.75 | 189.85 | 167.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 274.55 | 263.75 | 236.65 | 209.45 | 182.35 | 162.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 276.40 | 265.60 | 238.40 | 211.20 | 184.10 | 156.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 276.40 | 265.60 | 238.40 | 211.20 | 184.10 | 156.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 276.40 | 265.60 | 238.40 | 211.20 | 184.10 | 156.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 276.55 | 265.75 | 238.55 | 211.35 | 184.25 | 157.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 276.55 | 265.75 | 238.55 | 211.35 | 184.25 | 157.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 277.25 | 266.35 | 246.95 | 219.85 | 186.55 | 159.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 279.35 | 268.55 | 241.45 | 214.25 | 187.25 | 160.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 279.85 | 273.55 | 241.65 | 214.45 | 187.15 | 161.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 279.85 | 268.75 | 241.05 | 213.35 | 185.65 | 163.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 283.25 | 277.05 | 245.05 | 217.85 | 190.55 | 163.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 283.35 | 272.55 | 245.45 | 219.85 | 194.25 | 170.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 283.35 | 275.65 | 248.45 | 221.35 | 191.15 | 164.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 284.15 | 273.35 | 246.25 | 219.05 | — | 164.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 284.15 | 273.35 | 246.25 | 219.05 | — | 164.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 284.15 | 273.35 | 246.25 | 219.05 | — | 164.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 284.15 | 273.35 | 246.25 | 219.05 | — | 164.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 285.15 | 274.35 | 247.25 | 220.05 | 192.95 | 165.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 286.25 | 275.55 | 248.55 | 221.15 | 194.15 | 173.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 286.35 | 280.15 | 248.15 | 220.95 | 193.65 | 166.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 287.95 | 277.25 | 250.25 | 222.85 | 195.85 | 173.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 288.55 | 278.95 | 254.85 | 230.65 | 206.55 | 182.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 289.25 | 278.45 | 251.35 | 224.15 | 197.05 | 169.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 289.55 | 278.85 | 251.85 | 224.45 | 197.45 | 173.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 290.05 | 279.25 | 252.15 | 224.95 | 197.95 | 170.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 290.05 | 279.25 | 252.15 | 224.95 | 197.95 | 170.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 290.75 | 284.45 | 252.55 | 225.25 | 198.05 | 170.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 292.55 | 281.75 | 254.65 | 229.05 | 203.45 | 179.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 292.55 | 281.75 | 254.65 | 227.45 | 200.35 | 173.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 292.65 | 281.95 | 255.05 | 227.55 | 200.65 | 183.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 293.85 | 282.95 | 255.65 | 228.35 | 201.15 | 173.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 295.05 | 284.15 | 256.95 | 229.65 | 202.35 | 177.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 295.25 | 285.45 | 260.75 | 236.05 | 211.35 | 186.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 295.35 | 284.35 | 256.55 | 228.85 | 201.15 | 173.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 295.95 | 285.05 | 257.75 | 230.55 | 203.25 | 192.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 296.15 | 285.45 | 258.55 | 231.05 | 204.15 | 177.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 296.55 | 285.75 | 258.55 | 231.45 | — | 177.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 296.95 | 286.15 | 258.85 | 231.55 | 204.35 | 177.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 298.25 | 289.85 | 268.95 | 248.05 | 226.65 | 205.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 298.55 | 288.65 | 263.65 | 238.65 | 213.75 | 188.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 298.85 | 288.15 | 260.95 | 233.85 | 206.75 | 179.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 299.65 | 288.95 | 261.95 | 234.55 | 207.55 | 183.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 301.05 | 290.15 | 262.55 | 234.95 | 207.45 | 179.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 301.75 | 290.95 | 263.85 | 236.65 | 209.55 | 182.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 301.85 | 290.95 | 263.75 | 236.45 | 209.25 | 181.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 302.55 | 291.65 | 264.35 | 237.15 | 209.85 | 192.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 303.15 | 292.45 | 265.45 | 238.05 | 211.05 | 184.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 305.25 | 294.35 | 267.15 | 239.85 | 212.65 | 185.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 305.65 | 294.85 | 267.65 | 240.55 | 213.45 | 186.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 306.25 | 300.05 | 268.05 | 240.85 | 213.55 | 186.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 307.25 | 296.45 | 269.35 | 242.15 | 215.15 | 192.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 307.25 | 296.45 | 269.35 | 242.15 | 215.15 | 192.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 307.25 | 296.45 | 269.35 | 242.15 | 215.15 | 192.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 309.95 | 299.05 | 271.75 | 244.55 | 217.25 | 192.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 310.35 | 299.55 | 272.35 | 245.25 | — | 190.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 312.15 | 301.25 | 273.95 | 246.65 | 219.45 | 192.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 312.85 | 301.95 | 274.65 | 247.45 | 220.15 | 192.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 313.35 | 302.65 | 275.75 | 248.35 | 226.05 | 204.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 313.55 | 302.85 | 275.95 | 248.45 | 221.55 | 194.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 314.65 | 303.85 | 276.65 | 249.55 | 222.45 | 195.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 318.25 | 307.45 | 280.35 | 253.15 | 226.05 | 198.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 318.25 | 307.45 | 280.35 | 253.15 | 226.05 | 198.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 318.45 | 309.05 | 285.35 | 261.75 | 235.35 | 222.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 318.95 | 308.05 | 280.75 | 253.55 | 226.25 | 198.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 323.55 | 312.65 | 285.45 | 258.15 | 230.85 | 203.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 325.95 | 315.25 | 288.35 | 260.85 | 233.95 | 206.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 328.65 | 317.75 | 290.25 | 262.85 | 235.45 | 208.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 329.05 | 318.35 | 291.35 | 263.95 | 236.95 | 209.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 329.35 | 318.55 | 291.35 | 264.25 | 237.15 | 210.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 329.85 | 319.80 | 289.60 | 262.85 | 232.65 | 209.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 331.85 | 322.65 | 299.85 | 277.05 | 254.25 | 231.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 332.85 | 322.15 | 295.15 | 267.75 | 240.75 | 213.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 332.95 | 322.15 | 295.05 | 267.85 | 240.75 | 213.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 335.95 | 325.05 | 297.75 | 270.55 | 243.25 | 216.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 336.85 | 326.05 | 298.95 | 271.85 | 244.65 | 217.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 340.45 | 329.75 | 302.85 | 275.35 | 248.45 | 221.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 343.15 | 332.45 | 305.55 | 278.05 | 251.15 | 224.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 344.35 | 333.65 | 306.65 | 279.25 | 252.25 | 225.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 344.75 | 334.25 | 306.25 | 278.25 | 246.80 | 218.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 362.45 | 351.65 | 324.45 | 297.35 | 270.25 | 243.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 363.75 | 352.85 | 325.55 | 298.35 | 271.05 | 243.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 366.55 | 355.75 | 328.55 | 301.55 | 274.35 | 247.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 376.75 | 366.05 | 339.05 | 311.65 | 284.65 | 257.75 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident.md

## With accident cover: from 149.25 to 405.45 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **252.85 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 405.45 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 252.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/with-accident/deductible-300/
- 500 CHF: 242.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/with-accident/deductible-500/
- 1'000 CHF: 217.15 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 187.95 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 159.35 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 149.25 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 252.85 | 242.75 | 217.75 | 192.65 | 167.55 | 152.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 257.95 | 246.25 | 217.15 | 187.95 | 159.35 | 159.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 257.95 | 246.25 | 217.15 | 187.95 | 159.35 | 159.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 264.05 | 252.35 | 223.25 | 194.05 | 164.85 | 159.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 264.05 | 252.35 | 223.25 | 194.05 | 164.85 | 159.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 266.35 | 255.75 | 229.45 | 202.95 | 176.55 | 155.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 270.25 | 258.65 | 229.45 | 200.25 | 171.15 | 165.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 270.85 | 260.05 | 233.35 | 206.45 | 179.55 | 157.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 272.15 | 260.55 | 231.35 | 202.15 | 173.05 | 149.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 276.35 | 264.75 | 235.55 | 206.35 | 177.25 | 161.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 276.35 | 264.75 | 235.55 | 206.35 | 177.25 | 161.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 278.35 | 266.75 | 237.55 | 208.35 | 179.25 | 166.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 278.35 | 266.75 | 237.55 | 208.35 | 179.25 | 166.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 278.65 | 267.05 | 237.85 | 208.65 | 179.55 | 150.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 279.75 | 268.15 | 238.95 | 209.75 | 180.65 | 165.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 281.95 | 270.35 | 241.15 | 211.95 | 182.85 | 158.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 281.95 | 270.35 | 241.15 | 211.95 | 182.85 | 158.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 281.95 | 270.35 | 241.15 | 211.95 | 182.85 | 158.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 282.45 | 270.75 | 241.55 | 212.45 | 183.25 | 159.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 282.65 | 271.05 | 241.85 | 212.65 | 183.55 | 161.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 282.65 | 271.05 | 241.85 | 212.65 | 183.55 | 161.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 284.45 | 272.85 | 243.65 | 214.45 | 185.35 | 165.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 284.85 | 273.25 | 244.05 | 214.85 | 185.75 | 166.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 287.65 | 276.05 | 246.85 | 217.65 | 188.55 | 165.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 288.05 | 281.45 | 247.25 | 218.05 | 188.95 | 173.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 288.05 | 281.45 | 247.25 | 218.05 | 188.95 | 173.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 292.25 | 280.65 | 251.45 | 222.25 | 193.15 | 174.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 294.15 | 282.55 | 253.35 | 224.15 | 195.05 | 165.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 294.25 | 282.65 | 253.45 | 224.25 | 195.15 | 165.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 294.85 | 283.15 | 254.05 | 224.85 | 195.65 | 171.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 295.55 | 283.95 | 254.75 | 225.55 | 196.45 | 174.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 295.65 | 284.85 | 258.05 | 231.25 | 204.45 | 180.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 295.65 | 284.85 | 258.05 | 231.25 | 204.45 | 180.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 297.25 | 285.65 | 256.45 | 227.25 | 198.15 | 168.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 297.25 | 285.65 | 256.45 | 227.25 | 198.15 | 168.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 297.25 | 285.65 | 256.45 | 227.25 | 198.15 | 168.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 297.35 | 285.75 | 256.55 | 227.35 | 198.25 | 169.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 297.35 | 285.75 | 256.55 | 227.35 | 198.25 | 169.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 298.45 | 286.85 | 265.95 | 236.75 | 200.95 | 172.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 299.75 | 293.05 | 258.95 | 229.75 | 200.55 | 173.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 300.75 | 289.15 | 259.95 | 230.75 | 201.65 | 172.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 303.45 | 296.75 | 262.55 | 233.45 | 204.25 | 175.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 305.05 | 293.45 | 264.25 | 236.75 | 209.25 | 183.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 305.05 | 296.75 | 267.55 | 238.35 | 205.95 | 176.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 305.95 | 294.35 | 265.15 | 235.95 | — | 177.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 305.95 | 294.35 | 265.15 | 235.95 | — | 177.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 305.95 | 294.35 | 265.15 | 235.95 | — | 177.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 305.95 | 294.35 | 265.15 | 235.95 | — | 177.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 306.65 | 295.05 | 265.85 | 236.65 | 207.55 | 178.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 306.75 | 300.05 | 265.85 | 236.75 | 207.55 | 178.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 307.35 | 297.05 | 271.35 | 245.75 | 220.05 | 194.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 308.15 | 296.65 | 267.65 | 238.15 | 209.15 | 187.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 309.95 | 298.45 | 269.45 | 239.95 | 210.95 | 187.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 311.15 | 299.55 | 270.35 | 241.15 | 212.05 | 182.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 311.35 | 299.75 | 270.55 | 241.35 | 212.25 | 183.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 311.35 | 304.75 | 270.55 | 241.35 | 212.25 | 183.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 311.75 | 300.25 | 271.25 | 241.75 | 212.75 | 187.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 312.25 | 300.65 | 271.45 | 242.25 | 213.15 | 183.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 312.25 | 300.65 | 271.45 | 242.25 | 213.15 | 183.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 314.45 | 303.95 | 277.65 | 251.45 | 225.25 | 198.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 314.55 | 302.95 | 273.75 | 244.55 | 215.45 | 186.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 314.95 | 303.35 | 274.15 | 246.65 | 219.15 | 193.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 314.95 | 303.35 | 274.15 | 244.95 | 215.85 | 186.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 315.05 | 303.55 | 274.55 | 245.05 | 216.05 | 197.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 316.05 | 304.35 | 275.25 | 246.05 | 216.85 | 190.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 316.95 | 305.35 | 276.15 | 246.95 | 217.85 | 206.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 317.95 | 306.35 | 277.15 | 247.95 | 218.85 | 189.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 317.95 | 307.35 | 280.85 | 254.25 | 227.75 | 201.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 318.85 | 307.25 | 278.05 | 248.85 | 219.75 | 190.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 318.85 | 307.35 | 278.35 | 248.85 | 219.85 | 190.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 319.25 | 307.65 | 278.45 | 249.25 | — | 190.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 321.05 | 312.05 | 289.55 | 267.05 | 244.05 | 221.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 321.75 | 310.15 | 280.95 | 251.75 | 222.65 | 193.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 322.55 | 311.05 | 282.05 | 252.55 | 223.55 | 197.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 323.35 | 311.65 | 282.55 | 253.35 | 224.15 | 195.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 324.05 | 312.45 | 283.25 | 254.05 | 224.95 | 206.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 324.85 | 313.25 | 284.05 | 254.85 | 225.75 | 196.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 326.35 | 314.85 | 285.85 | 256.35 | 227.35 | 198.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 326.95 | 315.35 | 286.15 | 256.95 | 227.85 | 198.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 328.05 | 321.35 | 287.15 | 258.05 | 228.85 | 199.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 328.95 | 317.35 | 288.15 | 258.95 | 229.85 | 200.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 330.75 | 319.15 | 289.95 | 260.75 | 231.65 | 207.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 330.75 | 319.15 | 289.95 | 260.75 | 231.65 | 207.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 330.75 | 319.15 | 289.95 | 260.75 | 231.65 | 207.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 331.85 | 321.75 | 291.40 | 264.45 | 234.10 | 210.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 331.95 | 320.25 | 291.15 | 261.95 | 232.75 | 206.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 334.05 | 322.45 | 293.25 | 264.05 | — | 205.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 334.25 | 322.65 | 293.45 | 264.25 | 235.15 | 205.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 334.95 | 323.25 | 294.05 | 264.95 | 235.75 | 206.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 337.35 | 325.75 | 296.85 | 267.35 | 243.45 | 220.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 337.55 | 326.05 | 297.05 | 267.55 | 238.55 | 209.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 338.65 | 327.05 | 297.85 | 268.65 | 239.55 | 210.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 341.55 | 329.95 | 300.75 | 271.55 | 242.45 | 213.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 342.55 | 330.95 | 301.75 | 272.55 | 243.45 | 214.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 342.55 | 330.95 | 301.75 | 272.55 | 243.45 | 214.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 342.65 | 332.65 | 307.15 | 281.85 | 253.35 | 240.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 346.55 | 334.85 | 305.75 | 276.55 | 247.35 | 218.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 346.85 | 336.30 | 308.15 | 279.95 | 248.30 | 220.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 349.95 | 338.35 | 309.15 | 279.95 | 250.85 | 221.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 350.85 | 339.35 | 310.35 | 280.85 | 251.85 | 222.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 354.15 | 342.65 | 313.65 | 284.15 | 255.15 | 226.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 354.45 | 342.85 | 313.65 | 284.45 | 255.35 | 226.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 357.25 | 347.25 | 322.75 | 298.25 | 273.75 | 249.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 358.25 | 346.75 | 317.75 | 288.25 | 259.25 | 230.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 358.35 | 346.75 | 317.55 | 288.35 | 259.25 | 230.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 359.85 | 348.15 | 318.95 | 289.85 | 260.65 | 231.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 362.55 | 350.95 | 321.75 | 292.65 | 263.45 | 234.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 366.45 | 354.95 | 325.95 | 296.45 | 267.45 | 238.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 369.35 | 357.85 | 328.85 | 299.35 | 270.35 | 241.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 370.55 | 359.05 | 330.05 | 300.55 | 271.55 | 242.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 389.55 | 377.85 | 348.65 | 319.55 | 290.35 | 261.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 390.05 | 378.45 | 349.25 | 320.05 | 290.95 | 261.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.45 | 382.85 | 353.65 | 324.55 | 295.35 | 266.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 405.45 | 393.95 | 364.95 | 335.45 | 306.45 | 277.45 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/with-accident.md

## With accident cover: from 42.45 to 134.85 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 0 CHF, the cheapest is **72.55 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 134.85 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 0 CHF: 72.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/deductible-0/
- 100 CHF: 74.05 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/deductible-100/
- 200 CHF: 62.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/deductible-200/
- 300 CHF: 57.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/deductible-300/
- 400 CHF: 52.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/deductible-400/
- 500 CHF: 47.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/deductible-500/
- 600 CHF: 42.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 72.55 | — | 62.55 | 57.55 | 52.55 | 47.45 | 42.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 76.45 | — | 67.15 | — | 57.85 | — | 49.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 76.65 | — | 66.05 | 60.85 | 55.55 | 50.25 | 44.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 78.05 | — | 67.25 | 61.95 | 56.55 | 51.15 | 45.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 79.85 | 74.05 | 68.25 | 62.35 | 56.55 | — | 46.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 80.05 | 74.25 | 68.45 | 62.55 | 56.75 | 50.95 | 46.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 80.95 | 75.15 | 69.35 | 63.45 | 57.65 | — | 46.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 81.05 | 75.25 | 69.45 | 63.55 | 57.75 | 51.95 | 46.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 81.45 | 75.65 | 69.85 | 63.95 | 58.15 | — | 46.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 81.45 | — | 71.65 | — | 61.65 | — | 51.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 81.45 | — | 71.65 | — | 61.65 | — | 51.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 82.55 | — | 72.55 | — | 62.45 | — | 52.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 85.25 | — | 73.55 | 67.75 | 61.95 | 56.05 | 50.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 85.65 | 79.85 | 74.05 | 68.15 | 62.35 | — | 50.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 85.85 | 80.05 | 74.25 | 68.35 | 62.55 | 56.75 | 50.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 85.85 | 80.05 | 74.25 | 68.35 | 62.55 | 56.75 | 50.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 86.25 | 81.15 | 76.05 | 70.85 | 66.05 | 60.65 | 55.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 86.65 | — | 75.05 | — | 63.35 | — | 51.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 88.35 | 83.15 | 77.95 | 72.65 | 67.65 | 62.15 | 56.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 88.65 | 82.85 | 77.05 | 71.15 | 65.35 | 59.55 | 53.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 88.65 | 82.85 | 77.05 | 71.15 | 65.35 | 59.55 | 53.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 88.85 | 87.95 | 86.95 | 85.95 | 84.95 | 83.95 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 89.45 | 84.15 | 78.85 | 73.45 | 68.45 | 62.95 | 57.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 89.65 | 84.25 | 78.95 | 73.45 | 68.15 | 62.85 | 57.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 89.65 | 84.25 | 78.95 | 73.45 | 68.15 | 62.85 | 57.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 89.65 | — | 78.85 | — | 67.95 | — | 57.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 89.85 | — | 78.25 | — | 66.55 | — | 54.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 90.55 | 84.75 | 78.95 | 73.05 | 67.25 | — | 55.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 90.55 | 84.75 | 78.95 | 73.05 | 67.25 | 61.45 | 55.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 90.75 | 84.95 | 79.15 | 73.25 | 67.45 | 61.65 | 55.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 91.35 | — | — | — | — | 62.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 91.35 | — | — | — | — | 62.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 91.35 | — | — | — | — | 62.25 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 91.45 | — | 79.85 | — | 68.15 | — | 56.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 92.45 | — | 80.85 | — | 69.15 | — | 57.45 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 92.85 | 87.95 | 82.05 | 76.20 | 70.30 | 64.45 | 58.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 93.65 | — | — | — | — | 64.55 | — |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 93.85 | 88.90 | 82.95 | 77.00 | 71.10 | 65.15 | 59.20 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 94.75 | 93.85 | 92.85 | 91.85 | 90.85 | 89.85 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 94.75 | 88.95 | 83.15 | 77.25 | 71.45 | 65.65 | 59.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 94.75 | — | — | — | — | 65.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 94.75 | — | — | — | — | 65.65 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 95.35 | 89.55 | 83.75 | 77.85 | 72.05 | 66.25 | 60.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 95.65 | 89.85 | 83.95 | 78.15 | 72.35 | 66.45 | 60.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 95.65 | 89.85 | 83.95 | 78.15 | 72.35 | 66.45 | 60.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 95.95 | 90.15 | 84.35 | 78.45 | 72.65 | 66.85 | 60.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 95.95 | 90.15 | 84.35 | 78.45 | 72.65 | 66.85 | 60.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 96.25 | 90.45 | 84.65 | — | 72.95 | — | 61.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 96.25 | 90.45 | 84.65 | — | 72.95 | — | 61.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 96.25 | — | 86.75 | — | 75.05 | — | 63.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 96.65 | — | 85.05 | — | 73.35 | — | 61.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 96.75 | 90.95 | 85.15 | 79.25 | 73.45 | 67.65 | 61.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 96.75 | 90.95 | 85.15 | 79.25 | 73.45 | 67.65 | 61.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 97.55 | 91.75 | 85.85 | 80.05 | 74.25 | 68.35 | 62.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 97.85 | 92.05 | 86.35 | 80.35 | 74.55 | 68.75 | 62.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 98.15 | — | — | — | — | 69.05 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 98.45 | 92.65 | 86.85 | — | 75.15 | — | 63.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 98.45 | 92.65 | 86.85 | — | 75.15 | — | 63.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 98.75 | 92.95 | 87.15 | 81.25 | 75.75 | 69.65 | 63.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 99.35 | — | — | — | — | 70.25 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 99.45 | — | 88.85 | — | 77.15 | — | 65.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 99.75 | 93.95 | 88.15 | 82.25 | 76.45 | 70.65 | 64.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 100.35 | — | 88.75 | — | 77.05 | — | 65.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 100.45 | — | 88.85 | — | 77.15 | — | 65.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 100.45 | — | 88.85 | — | 77.15 | — | 65.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 100.45 | — | 88.85 | — | 77.15 | — | 65.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 100.45 | — | 88.85 | — | 77.15 | — | 65.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 100.75 | 94.95 | 89.15 | 83.25 | 77.45 | 71.65 | 65.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 100.75 | 94.95 | 89.15 | 83.25 | 77.45 | 71.65 | 65.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 100.75 | 94.95 | 89.15 | 83.25 | 77.45 | 71.65 | 65.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 100.75 | 94.95 | 89.15 | 83.25 | 77.45 | 71.65 | 65.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 100.85 | 95.05 | 89.25 | 83.35 | 77.55 | 71.75 | 65.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 101.05 | 95.25 | 89.35 | 83.55 | 77.75 | 71.85 | 66.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 101.25 | — | 89.55 | — | 77.85 | — | 66.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 101.25 | — | 89.55 | — | 77.85 | — | 66.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 101.95 | 96.15 | 90.35 | 84.45 | 78.65 | 72.85 | 66.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 101.95 | 96.15 | 90.35 | 84.45 | 78.65 | 72.85 | 66.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 102.25 | — | — | 84.85 | — | — | 67.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 103.05 | 98.05 | 93.05 | 87.95 | 81.85 | 75.75 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 103.65 | — | 92.05 | — | 80.35 | — | 68.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 103.65 | — | 92.05 | — | 80.35 | — | 68.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 103.65 | 97.85 | 91.95 | 86.15 | 80.35 | 74.45 | 68.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 103.65 | 97.85 | 91.95 | 86.15 | 80.35 | 74.45 | 68.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 104.05 | 98.25 | 92.45 | 86.55 | 80.75 | 74.95 | 69.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 104.25 | 103.35 | 102.35 | 101.35 | 100.35 | 99.35 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 104.35 | 98.55 | 92.75 | 86.85 | 81.05 | 75.25 | 69.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 105.65 | 99.85 | 94.05 | 88.15 | 82.35 | 76.55 | 70.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 105.65 | 99.85 | 94.05 | 88.15 | 82.35 | 76.55 | 70.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 105.65 | 99.85 | 94.05 | 88.15 | 82.35 | 76.55 | 70.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 105.85 | 100.05 | 94.25 | 88.35 | 82.55 | 76.75 | 70.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 106.85 | 101.05 | 95.25 | 89.35 | 83.55 | 77.75 | 71.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 106.85 | 101.05 | 95.25 | 89.35 | 83.55 | 77.75 | 71.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 106.85 | 101.05 | 95.15 | 89.35 | 83.55 | 77.65 | 71.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 106.95 | 101.15 | 95.35 | 89.45 | 83.65 | 77.85 | 71.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 106.95 | 101.15 | 95.35 | 89.45 | 83.65 | 77.85 | 71.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 107.65 | — | — | 90.15 | — | — | 72.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 108.45 | — | — | — | — | 79.35 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 108.75 | 102.95 | 97.15 | — | 85.45 | — | 73.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 109.15 | 103.35 | 97.55 | 91.75 | 85.85 | 80.05 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 109.35 | 103.55 | 97.65 | 91.85 | 86.05 | 80.15 | 74.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 110.65 | 104.85 | 99.05 | 93.15 | 87.35 | 81.55 | 75.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 111.05 | — | 99.45 | — | 87.75 | — | 76.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.55 | 105.65 | 99.85 | 94.05 | 88.15 | 82.35 | 76.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 113.05 | 107.25 | 101.35 | 95.55 | 89.75 | 83.85 | 78.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 114.15 | — | — | 96.65 | — | — | 79.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 118.55 | — | 106.85 | — | 95.15 | — | 83.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 119.05 | 113.25 | 107.45 | 101.65 | 95.75 | 89.95 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 119.25 | 113.45 | 107.55 | 101.75 | 95.95 | 90.05 | 84.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 119.95 | 114.15 | 108.35 | 102.45 | 96.65 | 90.85 | 84.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 120.15 | 114.35 | 108.55 | 102.65 | 96.85 | 91.05 | 85.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 120.15 | 114.35 | 108.55 | 102.65 | 96.85 | 91.05 | 85.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 121.55 | 115.75 | 109.95 | 104.05 | 98.25 | 92.45 | 86.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 124.35 | 118.55 | 112.75 | 106.85 | 101.05 | 95.25 | 89.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 134.85 | 129.05 | 123.25 | 117.35 | 111.55 | 105.75 | 99.85 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident.md

## Without accident cover: from 40.05 to 125.05 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 0 CHF, the cheapest is **68.65 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 125.05 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 0 CHF: 68.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/no-accident/deductible-0/
- 100 CHF: 68.55 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/no-accident/deductible-100/
- 200 CHF: 59.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/no-accident/deductible-200/
- 300 CHF: 54.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/no-accident/deductible-300/
- 400 CHF: 49.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/no-accident/deductible-400/
- 500 CHF: 44.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/no-accident/deductible-500/
- 600 CHF: 40.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 68.65 | — | 59.15 | 54.45 | 49.65 | 44.85 | 40.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 70.65 | — | 62.05 | — | 53.35 | — | 45.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 72.55 | — | 62.45 | 57.55 | 52.55 | 47.45 | 42.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 73.85 | — | 63.65 | 58.55 | 53.45 | 48.35 | 43.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 73.95 | 68.55 | 63.15 | 57.65 | 52.25 | — | 42.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 74.15 | 68.75 | 63.35 | 57.85 | 52.45 | 47.05 | 42.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 74.95 | 69.55 | 64.15 | 58.65 | 53.25 | — | 42.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 75.05 | 69.65 | 64.25 | 58.75 | 53.35 | 48.05 | 42.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 75.35 | 70.05 | 64.65 | 59.15 | 53.75 | — | 42.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 75.35 | — | 66.25 | — | 56.95 | — | 47.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 75.35 | — | 66.25 | — | 56.95 | — | 47.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 76.35 | — | 67.05 | — | 57.65 | — | 48.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 79.35 | 73.95 | 68.55 | 63.05 | 57.65 | — | 46.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 79.55 | 74.15 | 68.75 | 63.25 | 57.85 | 52.45 | 46.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 79.55 | 74.15 | 68.75 | 63.25 | 57.85 | 52.45 | 46.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 80.25 | — | 69.45 | — | 58.65 | — | 47.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 80.75 | — | 69.65 | 64.15 | 58.55 | 52.95 | 47.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 80.85 | 76.05 | 71.25 | 66.35 | 61.75 | 56.75 | 51.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 82.75 | 81.95 | 81.05 | 80.05 | 79.15 | 78.25 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 82.75 | 77.85 | 72.95 | 67.95 | 63.35 | 58.15 | 53.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 82.95 | — | 72.95 | — | 62.75 | — | 52.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 83.05 | 78.05 | 73.15 | 67.95 | 63.05 | 58.15 | 53.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 83.05 | 78.05 | 73.15 | 67.95 | 63.05 | 58.15 | 53.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 83.25 | — | 72.45 | — | 61.55 | — | 50.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 83.55 | 78.05 | 72.55 | 67.05 | 61.55 | 56.05 | 50.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 83.55 | 78.05 | 72.55 | 67.05 | 61.55 | 56.05 | 50.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 83.75 | 78.75 | 73.85 | 68.75 | 64.05 | 58.85 | 53.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 83.85 | 78.45 | 73.05 | 67.55 | 62.15 | — | 51.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 83.95 | 78.55 | 73.15 | 67.65 | 62.25 | 56.85 | 51.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 84.65 | — | — | — | — | 57.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 84.65 | — | — | — | — | 57.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 84.65 | — | — | — | — | 57.55 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 84.75 | — | 73.95 | — | 63.05 | — | 52.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 85.55 | 80.05 | 74.55 | 68.95 | 63.55 | 58.05 | 52.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 85.65 | — | 74.85 | — | 63.95 | — | 53.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 86.75 | — | — | — | — | 59.75 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 87.85 | 82.45 | 77.05 | 71.55 | 66.15 | 60.75 | 55.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 87.85 | — | — | — | — | 60.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 87.85 | — | — | — | — | 60.75 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 88.35 | 87.45 | 86.55 | 85.55 | 84.65 | 83.75 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 88.35 | 82.95 | 77.55 | 72.05 | 66.65 | 61.25 | 55.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 88.85 | 83.45 | 78.05 | 72.55 | 67.15 | 61.75 | 56.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 88.85 | 83.45 | 78.05 | 72.55 | 67.15 | 61.75 | 56.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 89.05 | 83.65 | 78.15 | 72.75 | 67.25 | 61.85 | 56.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 89.05 | 83.65 | 78.15 | 72.75 | 67.25 | 61.85 | 56.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 89.15 | — | 80.25 | — | 69.45 | — | 58.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 89.55 | — | 78.75 | — | 67.85 | — | 56.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 90.15 | 84.75 | 79.25 | 73.75 | 68.35 | 62.85 | 57.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 90.15 | 84.75 | 79.25 | 73.75 | 68.35 | 62.85 | 57.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 90.65 | 85.25 | 79.95 | 74.45 | 69.05 | 63.65 | 58.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 90.85 | 85.45 | 79.95 | 74.55 | 69.05 | 63.55 | 58.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 90.95 | — | — | — | — | 63.95 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 91.15 | 85.65 | 80.15 | — | 69.05 | — | 57.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 91.15 | 85.65 | 80.15 | — | 69.05 | — | 57.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 92.05 | — | — | — | — | 65.05 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 92.15 | — | 82.25 | — | 71.45 | — | 60.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 92.25 | 87.40 | 81.55 | 75.70 | 69.85 | 64.05 | 57.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 92.55 | 87.05 | 81.65 | 76.05 | 70.95 | 65.15 | 59.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 92.55 | 87.15 | 81.75 | 76.25 | 70.85 | 65.45 | 59.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 93.05 | — | 82.25 | — | 71.35 | — | 60.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 93.15 | — | 82.25 | — | 71.45 | — | 60.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 93.15 | — | 82.25 | — | 71.45 | — | 60.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 93.15 | — | 82.25 | — | 71.45 | — | 60.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 93.15 | — | 82.25 | — | 71.45 | — | 60.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 93.25 | 87.75 | 82.25 | — | 71.15 | — | 60.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 93.25 | 87.75 | 82.25 | — | 71.15 | — | 60.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 93.25 | 88.35 | 82.40 | 76.50 | 70.65 | 64.75 | 58.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 93.45 | 88.05 | 82.65 | 77.15 | 71.75 | 66.35 | 60.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 93.45 | 88.05 | 82.65 | 77.15 | 71.75 | 66.35 | 60.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 93.45 | 88.05 | 82.65 | 77.15 | 71.75 | 66.35 | 60.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 93.45 | 88.05 | 82.65 | 77.15 | 71.75 | 66.35 | 60.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 93.55 | 88.15 | 82.75 | 77.25 | 71.85 | 66.45 | 61.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 93.85 | — | 82.95 | — | 72.05 | — | 61.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 93.85 | — | 82.95 | — | 72.05 | — | 61.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 94.15 | 88.65 | 83.25 | 77.75 | 72.35 | 66.85 | 61.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 94.65 | 89.25 | 83.85 | 78.35 | 72.95 | 67.55 | 62.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 94.75 | — | — | 78.55 | — | — | 62.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 95.55 | 90.85 | 86.25 | 81.45 | 75.85 | 70.15 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 96.05 | — | 85.25 | — | 74.45 | — | 63.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 96.05 | — | 85.25 | — | 74.45 | — | 63.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 96.15 | 90.65 | 85.15 | 79.55 | 74.05 | 68.65 | 63.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 96.55 | 91.15 | 85.75 | 80.25 | 74.85 | 69.45 | 63.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 96.55 | 91.05 | 85.65 | 80.15 | 74.75 | 69.25 | 63.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 96.55 | 91.05 | 85.65 | 80.15 | 74.75 | 69.25 | 63.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 97.15 | 96.35 | 95.45 | 94.45 | 93.55 | 92.65 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 97.25 | 91.75 | 86.35 | 80.85 | 75.45 | 69.95 | 64.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 97.85 | 92.45 | 87.05 | 81.55 | 76.15 | 70.85 | 65.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 98.15 | 92.75 | 87.35 | 81.85 | 76.45 | 71.05 | 65.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 98.45 | 93.05 | 87.55 | 82.15 | 76.65 | 71.25 | 65.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 98.45 | 93.05 | 87.55 | 82.15 | 76.65 | 71.25 | 65.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 99.05 | 93.65 | 88.25 | 82.75 | 77.35 | 71.95 | 66.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 99.05 | 93.65 | 88.25 | 82.75 | 77.35 | 71.95 | 66.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 99.55 | 94.05 | 88.65 | 83.15 | 77.75 | 72.25 | 66.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 99.65 | 94.25 | 88.75 | 83.35 | 77.85 | 72.45 | 66.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 99.65 | 94.25 | 88.75 | 83.35 | 77.85 | 72.45 | 66.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 99.85 | — | — | 83.55 | — | — | 67.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 100.55 | — | — | — | — | 73.45 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 101.15 | 95.85 | 90.45 | 85.05 | 79.55 | 74.15 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 101.85 | 96.45 | 90.95 | 85.55 | 80.05 | 74.65 | 69.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 102.55 | 97.15 | 91.75 | 86.25 | 80.85 | 75.45 | 69.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 102.95 | — | 92.15 | — | 81.25 | — | 70.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 103.05 | 97.55 | 92.05 | — | 80.95 | — | 69.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 103.85 | 98.45 | 92.95 | 87.55 | 82.05 | 76.65 | 71.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 105.35 | 99.85 | 94.45 | 88.95 | 83.55 | 78.05 | 72.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 105.85 | — | — | 89.55 | — | — | 73.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.95 | — | 99.05 | — | 88.15 | — | 77.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 110.45 | 105.05 | 99.65 | 94.25 | 88.75 | 83.35 | — |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 111.15 | 105.65 | 100.25 | 94.75 | 89.35 | 83.85 | 78.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 111.25 | 105.85 | 100.45 | 94.95 | 89.55 | 84.15 | 78.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 111.45 | 106.05 | 100.65 | 95.15 | 89.75 | 84.35 | 78.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 111.45 | 106.05 | 100.65 | 95.15 | 89.75 | 84.35 | 78.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 112.75 | 107.35 | 101.95 | 96.45 | 91.05 | 85.65 | 80.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 115.35 | 109.95 | 104.55 | 99.05 | 93.65 | 88.25 | 82.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 125.05 | 119.75 | 114.35 | 108.85 | 103.45 | 98.05 | 92.55 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurer is the cheapest in Schwende-Rüte in 2026?

For [an adult without accident cover](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/): Sympany (callmed 24) at 335.20 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-300/), and Sympany (callmed 24) at 210.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/deductible-2500/). Each situation above leads to the full list of offers.

### Are the premiums the same across the whole region?

Yes. Schwende-Rüte is in premium region 0 of [canton Appenzell Innerrhoden](https://praemiencheck.onedoc.ch/en/ai/): every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The deductible changes on the same date, by telling your insurer.

### Do I need to include accident cover?

Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy.

### Why is the FOPH-approved premium higher than the price shown?

The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person receives 61.80 CHF, which the insurer deducts from the invoices: 5.15 CHF a month, the same amount for everyone. The approved premium of 335.20 CHF at Sympany therefore gives 330.05 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/

## Related pages

- For an adult aged 26 or over: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/
- For a young adult aged 19 to 25: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/
- For a child aged 0 to 18: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/
- Without accident cover: from 210.75 to 499.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/no-accident/
- With accident cover: from 226.95 to 537.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/adult/with-accident/
- Without accident cover: from 138.45 to 376.75 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/no-accident/
- With accident cover: from 149.25 to 405.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/young-adult/with-accident/
- With accident cover: from 42.45 to 134.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/with-accident/
- Without accident cover: from 40.05 to 125.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/schwende-rute/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ai/schwende-rute/ — replace `ai` with your canton’s two-letter code (ge, vd, zh…) and `schwende-rute` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.