# Health insurance premiums 2026 in Oberegg (AI), for a young adult aged 19 to 25 with accident cover

In 2026, for a young adult aged 19 to 25 in Oberegg, with accident cover, the cheapest health insurance premium is:

- **252.85 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **149.25 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/deductible-2500/) (CSS, HMO (health practice))

## With accident cover: from 149.25 to 405.45 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **252.85 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 405.45 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 252.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/deductible-300/
- 500 CHF: 242.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/deductible-500/
- 1'000 CHF: 217.15 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 187.95 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 159.35 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 149.25 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 252.85 | 242.75 | 217.75 | 192.65 | 167.55 | 152.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 257.95 | 246.25 | 217.15 | 187.95 | 159.35 | 159.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 257.95 | 246.25 | 217.15 | 187.95 | 159.35 | 159.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 264.05 | 252.35 | 223.25 | 194.05 | 164.85 | 159.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 264.05 | 252.35 | 223.25 | 194.05 | 164.85 | 159.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 266.35 | 255.75 | 229.45 | 202.95 | 176.55 | 155.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 270.25 | 258.65 | 229.45 | 200.25 | 171.15 | 165.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 270.85 | 260.05 | 233.35 | 206.45 | 179.55 | 157.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 272.15 | 260.55 | 231.35 | 202.15 | 173.05 | 149.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 276.35 | 264.75 | 235.55 | 206.35 | 177.25 | 161.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 276.35 | 264.75 | 235.55 | 206.35 | 177.25 | 161.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 278.35 | 266.75 | 237.55 | 208.35 | 179.25 | 166.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 278.35 | 266.75 | 237.55 | 208.35 | 179.25 | 166.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 278.65 | 267.05 | 237.85 | 208.65 | 179.55 | 150.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 279.75 | 268.15 | 238.95 | 209.75 | 180.65 | 165.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 281.95 | 270.35 | 241.15 | 211.95 | 182.85 | 158.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 281.95 | 270.35 | 241.15 | 211.95 | 182.85 | 158.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 281.95 | 270.35 | 241.15 | 211.95 | 182.85 | 158.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 282.45 | 270.75 | 241.55 | 212.45 | 183.25 | 159.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 282.65 | 271.05 | 241.85 | 212.65 | 183.55 | 161.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 282.65 | 271.05 | 241.85 | 212.65 | 183.55 | 161.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 284.45 | 272.85 | 243.65 | 214.45 | 185.35 | 165.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 284.85 | 273.25 | 244.05 | 214.85 | 185.75 | 166.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 287.65 | 276.05 | 246.85 | 217.65 | 188.55 | 165.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 288.05 | 281.45 | 247.25 | 218.05 | 188.95 | 173.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 288.05 | 281.45 | 247.25 | 218.05 | 188.95 | 173.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 292.25 | 280.65 | 251.45 | 222.25 | 193.15 | 174.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 294.15 | 282.55 | 253.35 | 224.15 | 195.05 | 165.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 294.25 | 282.65 | 253.45 | 224.25 | 195.15 | 165.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 294.85 | 283.15 | 254.05 | 224.85 | 195.65 | 171.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 295.55 | 283.95 | 254.75 | 225.55 | 196.45 | 174.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 295.65 | 284.85 | 258.05 | 231.25 | 204.45 | 180.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 295.65 | 284.85 | 258.05 | 231.25 | 204.45 | 180.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 297.25 | 285.65 | 256.45 | 227.25 | 198.15 | 168.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 297.25 | 285.65 | 256.45 | 227.25 | 198.15 | 168.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 297.25 | 285.65 | 256.45 | 227.25 | 198.15 | 168.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 297.35 | 285.75 | 256.55 | 227.35 | 198.25 | 169.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 297.35 | 285.75 | 256.55 | 227.35 | 198.25 | 169.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 298.45 | 286.85 | 265.95 | 236.75 | 200.95 | 172.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 299.75 | 293.05 | 258.95 | 229.75 | 200.55 | 173.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 300.75 | 289.15 | 259.95 | 230.75 | 201.65 | 172.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 303.45 | 296.75 | 262.55 | 233.45 | 204.25 | 175.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 305.05 | 293.45 | 264.25 | 236.75 | 209.25 | 183.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 305.05 | 296.75 | 267.55 | 238.35 | 205.95 | 176.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 305.95 | 294.35 | 265.15 | 235.95 | — | 177.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 305.95 | 294.35 | 265.15 | 235.95 | — | 177.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 305.95 | 294.35 | 265.15 | 235.95 | — | 177.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 305.95 | 294.35 | 265.15 | 235.95 | — | 177.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 306.65 | 295.05 | 265.85 | 236.65 | 207.55 | 178.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 306.75 | 300.05 | 265.85 | 236.75 | 207.55 | 178.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 307.35 | 297.05 | 271.35 | 245.75 | 220.05 | 194.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 308.15 | 296.65 | 267.65 | 238.15 | 209.15 | 187.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 309.95 | 298.45 | 269.45 | 239.95 | 210.95 | 187.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 311.15 | 299.55 | 270.35 | 241.15 | 212.05 | 182.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 311.35 | 299.75 | 270.55 | 241.35 | 212.25 | 183.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 311.35 | 304.75 | 270.55 | 241.35 | 212.25 | 183.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 311.75 | 300.25 | 271.25 | 241.75 | 212.75 | 187.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 312.25 | 300.65 | 271.45 | 242.25 | 213.15 | 183.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 312.25 | 300.65 | 271.45 | 242.25 | 213.15 | 183.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 314.45 | 303.95 | 277.65 | 251.45 | 225.25 | 198.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 314.55 | 302.95 | 273.75 | 244.55 | 215.45 | 186.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 314.95 | 303.35 | 274.15 | 246.65 | 219.15 | 193.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 314.95 | 303.35 | 274.15 | 244.95 | 215.85 | 186.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 315.05 | 303.55 | 274.55 | 245.05 | 216.05 | 197.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 316.05 | 304.35 | 275.25 | 246.05 | 216.85 | 190.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 316.95 | 305.35 | 276.15 | 246.95 | 217.85 | 206.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 317.95 | 306.35 | 277.15 | 247.95 | 218.85 | 189.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 317.95 | 307.35 | 280.85 | 254.25 | 227.75 | 201.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 318.85 | 307.25 | 278.05 | 248.85 | 219.75 | 190.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 318.85 | 307.35 | 278.35 | 248.85 | 219.85 | 190.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 319.25 | 307.65 | 278.45 | 249.25 | — | 190.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 321.05 | 312.05 | 289.55 | 267.05 | 244.05 | 221.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 321.75 | 310.15 | 280.95 | 251.75 | 222.65 | 193.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 322.55 | 311.05 | 282.05 | 252.55 | 223.55 | 197.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 323.35 | 311.65 | 282.55 | 253.35 | 224.15 | 195.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 324.05 | 312.45 | 283.25 | 254.05 | 224.95 | 206.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 324.85 | 313.25 | 284.05 | 254.85 | 225.75 | 196.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 326.35 | 314.85 | 285.85 | 256.35 | 227.35 | 198.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 326.95 | 315.35 | 286.15 | 256.95 | 227.85 | 198.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 328.05 | 321.35 | 287.15 | 258.05 | 228.85 | 199.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 328.95 | 317.35 | 288.15 | 258.95 | 229.85 | 200.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 330.75 | 319.15 | 289.95 | 260.75 | 231.65 | 207.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 330.75 | 319.15 | 289.95 | 260.75 | 231.65 | 207.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 330.75 | 319.15 | 289.95 | 260.75 | 231.65 | 207.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 331.85 | 321.75 | 291.40 | 264.45 | 234.10 | 210.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 331.95 | 320.25 | 291.15 | 261.95 | 232.75 | 206.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 334.05 | 322.45 | 293.25 | 264.05 | — | 205.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 334.25 | 322.65 | 293.45 | 264.25 | 235.15 | 205.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 334.95 | 323.25 | 294.05 | 264.95 | 235.75 | 206.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 337.35 | 325.75 | 296.85 | 267.35 | 243.45 | 220.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 337.55 | 326.05 | 297.05 | 267.55 | 238.55 | 209.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 338.65 | 327.05 | 297.85 | 268.65 | 239.55 | 210.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 341.55 | 329.95 | 300.75 | 271.55 | 242.45 | 213.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 342.55 | 330.95 | 301.75 | 272.55 | 243.45 | 214.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 342.55 | 330.95 | 301.75 | 272.55 | 243.45 | 214.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 342.65 | 332.65 | 307.15 | 281.85 | 253.35 | 240.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 346.55 | 334.85 | 305.75 | 276.55 | 247.35 | 218.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 346.85 | 336.30 | 308.15 | 279.95 | 248.30 | 220.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 349.95 | 338.35 | 309.15 | 279.95 | 250.85 | 221.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 350.85 | 339.35 | 310.35 | 280.85 | 251.85 | 222.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 354.15 | 342.65 | 313.65 | 284.15 | 255.15 | 226.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 354.45 | 342.85 | 313.65 | 284.45 | 255.35 | 226.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 357.25 | 347.25 | 322.75 | 298.25 | 273.75 | 249.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 358.25 | 346.75 | 317.75 | 288.25 | 259.25 | 230.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 358.35 | 346.75 | 317.55 | 288.35 | 259.25 | 230.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 359.85 | 348.15 | 318.95 | 289.85 | 260.65 | 231.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 362.55 | 350.95 | 321.75 | 292.65 | 263.45 | 234.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 366.45 | 354.95 | 325.95 | 296.45 | 267.45 | 238.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 369.35 | 357.85 | 328.85 | 299.35 | 270.35 | 241.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 370.55 | 359.05 | 330.05 | 300.55 | 271.55 | 242.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 389.55 | 377.85 | 348.65 | 319.55 | 290.35 | 261.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 390.05 | 378.45 | 349.25 | 320.05 | 290.95 | 261.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 394.45 | 382.85 | 353.65 | 324.55 | 295.35 | 266.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 405.45 | 393.95 | 364.95 | 335.45 | 306.45 | 277.45 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Oberegg for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Oberegg](https://praemiencheck.onedoc.ch/en/ai/oberegg/) is Agrisano (AGRIsmart) at 252.85 CHF a month. The cheapest standard model (free choice of doctor) is CSS (Standard model) at 281.95 CHF a month.

### How much does health insurance cost in Oberegg in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 252.85 CHF (Agrisano, AGRIsmart) to 405.45 CHF (Groupe Mutuel – Avenir, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 211.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Oberegg for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 252.85 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/deductible-300/) to 152.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/deductible-2500/): 100.10 CHF less a month, 1'201.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'635 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Oberegg for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 281.95 CHF (CSS), family doctor / HMO 257.95 CHF (Sympany), flexible model 264.05 CHF (Sympany), telemedicine 252.85 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 258.00 CHF at Agrisano (AGRIsmart) gives 252.85 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/

## Related pages

- With accident cover: from 149.25 to 405.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ai/oberegg/young-adult/with-accident/ — replace `ai` with your canton’s two-letter code (ge, vd, zh…) and `oberegg` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.