# Health insurance premiums 2026 in Gonten (AI), for an adult aged 26 or over without accident cover

In 2026, for an adult aged 26 or over in Gonten, without accident cover, the cheapest health insurance premium is:

- **330.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/deductible-300/) (Sympany, callmed 24)
- **210.75 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/deductible-2500/) (Sympany, callmed 24)

## Without accident cover: from 210.75 to 499.85 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **330.05 CHF** a month with **Sympany** (callmed 24), the most expensive 499.85 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 330.05 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/deductible-300/
- 500 CHF: 319.15 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/deductible-500/
- 1'000 CHF: 292.15 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/deductible-1000/
- 1'500 CHF: 264.95 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/deductible-1500/
- 2'000 CHF: 237.85 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/deductible-2000/
- 2'500 CHF: 210.75 CHF (Sympany, callmed 24) — https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 330.05 | 319.15 | 292.15 | 264.95 | 237.85 | 210.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 330.05 | 319.15 | 292.15 | 264.95 | 237.85 | 210.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 330.65 | 321.05 | 297.35 | 273.45 | 249.55 | 225.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 334.25 | 323.45 | 296.25 | 269.15 | — | 214.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 336.35 | 325.65 | 298.45 | 271.25 | 244.25 | 217.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 337.85 | 327.05 | 299.85 | 272.75 | 245.65 | 218.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 337.85 | 327.05 | 299.85 | 272.75 | 245.65 | 218.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 338.75 | 327.95 | 300.75 | 273.65 | 246.55 | 219.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 340.55 | 329.75 | 302.65 | 275.45 | 248.45 | 221.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 344.45 | 333.65 | 306.55 | 279.35 | 252.35 | 225.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 346.85 | 336.05 | 308.85 | 281.75 | 254.65 | 227.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 347.05 | 336.25 | 309.05 | 281.90 | 254.80 | 227.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 347.85 | 337.05 | 309.95 | 282.75 | — | 228.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 347.85 | 337.05 | 309.95 | 282.75 | — | 228.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 348.15 | 337.35 | 310.15 | 283.05 | 255.95 | 228.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 348.25 | 338.15 | 313.15 | 288.05 | 262.95 | 237.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 350.65 | 339.85 | 312.75 | 285.55 | — | 231.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 351.35 | 340.35 | 312.65 | 284.85 | 257.25 | 229.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 351.35 | 340.35 | 312.65 | 284.85 | 257.25 | 229.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 352.15 | 341.15 | 313.55 | 285.95 | 258.45 | 230.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 352.15 | 341.15 | 313.55 | 285.95 | 258.45 | 230.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 353.05 | 343.45 | 319.25 | 295.15 | 271.05 | 246.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 354.05 | 343.25 | 316.15 | 288.95 | 261.95 | 234.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 354.05 | 343.85 | 318.45 | 292.85 | 267.45 | 241.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 354.95 | 344.05 | 321.05 | 293.95 | 262.65 | 235.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 356.95 | 346.15 | 323.05 | 295.95 | 264.75 | 237.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 357.95 | 347.15 | 320.05 | 292.85 | 265.85 | 238.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 358.95 | 348.15 | 321.05 | 293.85 | 266.75 | 239.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 359.05 | 348.15 | 325.15 | 297.95 | 270.85 | 243.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 359.25 | 348.45 | 321.35 | 294.15 | 267.05 | 239.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 359.35 | 348.35 | 320.65 | 292.85 | 265.25 | 237.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 359.35 | 348.35 | 320.65 | 292.85 | 265.25 | 237.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 360.25 | 349.25 | 321.65 | 294.05 | 266.55 | 238.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 360.95 | 350.15 | 323.05 | 295.85 | 268.85 | 241.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 361.15 | 351.35 | 326.65 | 301.95 | 277.35 | 252.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 361.25 | 350.35 | 323.25 | 296.15 | 268.95 | 241.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 363.25 | 352.45 | 325.35 | 298.15 | 271.05 | 243.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 363.95 | 353.15 | 325.95 | 298.85 | 271.75 | 244.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 363.95 | 353.15 | 325.95 | 298.85 | 271.75 | 244.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 365.25 | 355.35 | 330.35 | 305.35 | 280.45 | 255.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 367.25 | 356.45 | 329.25 | 302.10 | 275.00 | 247.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 368.95 | 358.05 | 330.85 | 303.55 | 276.35 | 249.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 369.35 | 358.65 | 331.65 | 304.25 | 277.25 | 250.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 369.35 | 359.15 | 333.55 | 307.45 | 281.85 | 256.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 369.95 | 359.15 | 331.95 | 304.85 | — | 250.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 371.25 | 360.45 | 337.35 | 310.25 | 283.15 | 256.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 371.30 | 360.50 | 333.30 | 306.15 | 279.05 | 251.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 371.30 | 360.50 | 333.30 | 306.15 | 279.05 | 251.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 371.35 | 360.55 | 333.45 | 306.25 | 279.15 | 251.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 371.55 | 360.85 | 333.85 | 306.45 | 279.45 | 252.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 372.95 | 366.65 | 334.75 | 307.45 | 280.25 | 252.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 377.25 | 366.35 | 339.05 | 311.85 | 284.55 | 257.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 377.35 | 371.15 | 339.15 | 311.95 | 284.65 | 257.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 378.05 | 368.05 | 343.05 | 318.15 | 293.25 | 271.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 378.05 | 368.05 | 343.05 | 318.15 | 293.25 | 271.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 379.45 | 368.65 | 345.55 | 318.45 | 291.35 | 264.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 383.25 | 372.45 | 345.35 | 318.15 | 291.15 | 263.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 384.55 | 373.75 | 346.65 | 319.45 | 292.45 | 265.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 385.35 | 374.15 | 346.55 | 318.85 | 291.05 | 263.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 385.45 | 374.65 | 347.45 | 320.35 | 293.25 | 266.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 385.45 | 374.65 | 347.45 | 320.35 | 293.25 | 266.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 385.45 | 374.65 | 347.45 | 320.35 | 293.25 | 266.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 386.25 | 380.05 | 348.05 | 320.85 | 293.55 | 266.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 386.25 | 380.05 | 348.05 | 320.85 | 293.55 | 266.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 386.35 | 375.45 | 348.25 | 320.95 | 293.65 | 266.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 386.85 | 376.15 | 349.15 | 321.75 | 294.75 | 267.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 387.35 | 376.55 | 349.45 | 322.25 | 295.15 | 268.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 387.55 | 376.85 | 349.85 | 322.45 | 295.45 | 268.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 389.15 | 378.35 | 351.25 | 324.05 | — | 269.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 389.75 | 379.05 | 352.15 | 324.65 | 297.75 | 270.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 390.65 | 384.45 | 352.55 | 325.25 | 297.95 | 270.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 390.75 | 379.85 | 352.55 | 325.25 | 298.05 | 270.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 390.85 | 380.65 | 355.05 | 329.05 | 303.35 | 277.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 393.45 | 382.65 | 355.35 | 328.05 | 300.85 | 273.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 393.95 | 383.05 | 355.75 | 328.45 | 301.25 | 273.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 394.05 | 384.35 | 359.25 | 334.65 | 309.55 | 284.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 394.55 | 383.75 | 356.55 | 329.45 | 302.35 | 275.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 395.25 | 384.35 | 357.15 | 329.85 | 302.65 | 275.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 395.45 | 384.45 | 356.75 | 328.95 | 301.35 | 273.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 399.15 | 388.35 | 361.25 | 334.05 | 307.05 | 279.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 399.15 | 388.35 | 361.25 | 334.05 | 307.05 | 279.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 399.45 | 388.65 | 361.45 | 334.35 | 307.25 | 280.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 399.65 | 388.85 | 361.75 | 334.55 | 307.45 | 280.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 400.35 | 389.45 | 362.25 | 334.95 | 307.75 | 280.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 401.85 | 390.95 | 363.55 | 336.05 | 308.75 | 281.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 403.05 | 392.05 | 364.45 | 336.85 | 309.35 | 281.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 403.15 | 392.25 | 365.05 | 337.75 | 310.45 | 283.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 403.25 | 392.55 | 365.55 | 338.15 | 311.15 | 284.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 404.05 | 393.15 | 366.05 | 338.95 | 311.75 | 284.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 408.15 | 397.15 | 369.95 | 342.65 | 315.45 | 288.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 411.35 | 400.55 | 373.45 | 346.25 | 319.15 | 292.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 412.75 | 401.95 | 374.65 | 347.35 | 320.05 | 292.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 412.95 | 402.15 | 374.95 | 347.85 | 320.75 | 293.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 414.05 | 403.25 | 377.75 | 351.75 | 325.75 | 299.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 417.35 | 411.15 | 379.15 | 351.95 | 324.65 | 297.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 417.45 | 406.75 | 379.55 | 352.35 | 325.35 | 298.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 423.25 | 412.55 | 384.70 | 354.75 | 324.70 | 299.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 429.85 | 418.95 | 391.65 | 364.45 | 337.15 | 309.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 431.95 | 422.55 | 398.95 | 375.35 | 347.55 | 320.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 432.85 | 422.15 | 395.15 | 367.75 | 340.75 | 313.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 436.75 | 426.05 | 399.15 | 371.65 | 344.65 | 317.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 438.35 | 427.65 | 400.45 | 373.35 | 346.25 | 319.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 439.25 | 429.05 | 403.45 | 377.45 | 351.75 | 326.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 439.55 | 433.35 | 401.35 | 374.15 | 346.85 | 319.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 443.65 | 432.95 | 405.95 | 378.55 | 351.55 | 324.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 446.15 | 437.10 | 410.05 | 378.45 | 351.35 | 319.80 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 446.85 | 436.15 | 409.25 | 381.75 | 354.75 | 327.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 446.85 | 436.15 | 409.25 | 381.75 | 354.75 | 327.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 454.35 | 443.55 | 416.35 | 389.25 | 362.15 | 335.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 456.95 | 446.15 | 418.95 | 391.95 | 364.75 | 337.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 458.85 | 447.85 | 420.65 | 393.35 | 366.15 | 338.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 475.15 | 464.25 | 436.95 | 409.65 | 382.45 | 355.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 497.05 | 486.25 | 459.05 | 431.95 | 404.85 | 377.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 499.85 | 489.15 | 462.25 | 434.75 | 407.85 | 380.85 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Gonten for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Gonten](https://praemiencheck.onedoc.ch/en/ai/gonten/) is Sympany (callmed 24) at 330.05 CHF a month. The cheapest standard model (free choice of doctor) is Assura (Standard model) at 383.25 CHF a month.

### How much does health insurance cost in Gonten in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/ai/gonten/adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 330.05 CHF (Sympany, callmed 24) to 499.85 CHF (Groupe Mutuel – Avenir, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 317.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Gonten for an adult aged 26 or over without accident cover?

On the cheapest offer (Sympany, callmed 24), the premium goes from 330.05 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/deductible-300/) to 210.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Gonten for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 383.25 CHF (Assura), family doctor / HMO 330.05 CHF (Sympany), flexible model 337.85 CHF (Sympany), telemedicine 330.05 CHF (Sympany).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 335.20 CHF at Sympany (callmed 24) gives 330.05 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/

## Related pages

- Without accident cover: from 210.75 to 499.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ai/gonten/adult/no-accident/ — replace `ai` with your canton’s two-letter code (ge, vd, zh…) and `gonten` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.