# Health insurance premiums 2027 in Appenzell (AI), for a young adult aged 19 to 25

In 2027, for a young adult aged 19 to 25 in Appenzell, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/): **259.85 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-300/) (ÖKK, ÖKK CASAMED HMO), **153.65 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-2500/) (CSS, HMO (health practice)).
- [With accident cover](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/): **278.15 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **165.65 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-2500/) (CSS, HMO (health practice)).

## Without accident cover: from 153.65 to 394.45 CHF a month depending on the deductible and the model

115 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **259.85 CHF** a month with **ÖKK** (ÖKK CASAMED HMO), the most expensive 394.45 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 259.85 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-300/
- 500 CHF: 249.05 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-500/
- 1'000 CHF: 221.95 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 194.75 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 167.75 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 153.65 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 259.85 | 249.05 | 221.95 | 194.75 | 167.75 | 158.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 264.05 | 254.35 | 230.45 | 206.45 | 182.45 | 158.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 268.95 | 258.25 | 231.05 | 203.85 | 176.85 | 158.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 271.55 | 260.75 | 233.55 | 206.45 | 179.35 | 153.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 273.65 | 262.85 | 235.75 | 208.55 | 181.45 | 158.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 274.35 | 263.65 | 236.45 | 209.25 | 182.25 | 169.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 274.35 | 263.65 | 236.45 | 209.25 | 182.25 | 169.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 276.65 | 265.85 | 238.65 | 211.55 | 184.45 | 158.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 277.45 | 266.55 | 238.95 | 211.35 | 183.85 | 167.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 278.05 | 267.25 | 240.05 | 212.95 | 185.85 | 158.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 278.65 | 267.85 | 240.75 | 213.55 | 186.55 | 172.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 279.35 | 268.55 | 241.35 | 214.25 | 187.15 | 172.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 279.45 | 269.35 | 244.05 | 218.65 | 193.25 | 167.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 279.75 | 273.55 | 241.55 | 214.35 | 187.05 | 168.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 279.75 | 273.55 | 241.55 | 214.35 | 187.05 | 168.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 280.95 | 270.15 | 242.95 | 215.85 | 188.75 | 169.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 280.95 | 270.15 | 242.95 | 215.85 | 188.75 | 169.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 281.05 | 270.85 | 245.35 | 219.85 | 194.35 | 168.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 282.35 | 271.45 | 243.85 | 216.25 | 188.75 | 167.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 282.65 | 271.85 | 244.75 | 217.55 | 190.55 | 172.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 284.05 | 273.15 | 245.55 | 217.95 | 190.45 | 167.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 284.65 | 273.65 | 245.85 | 218.15 | 190.45 | 164.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 285.95 | 275.15 | 247.95 | 220.85 | 193.75 | 172.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 285.95 | 275.15 | 247.95 | 220.85 | 193.75 | 172.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 286.15 | 276.15 | 251.25 | 226.35 | 201.35 | 176.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 286.15 | 276.15 | 251.25 | 226.35 | 201.35 | 176.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 286.65 | 275.95 | 248.95 | 221.55 | 194.55 | 174.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 287.75 | 276.95 | 249.85 | 222.65 | 195.65 | 168.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 287.75 | 276.75 | 248.95 | 221.25 | 193.65 | 165.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 287.75 | 276.75 | 248.95 | 221.25 | 193.65 | 165.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 288.35 | 277.65 | 250.65 | 223.25 | 196.25 | 174.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 288.55 | 277.75 | 250.55 | 223.45 | 196.35 | 172.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 289.45 | 278.65 | 251.45 | 224.35 | 197.25 | 170.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 289.95 | 279.15 | 252.05 | 224.85 | 197.75 | 170.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 289.95 | 279.25 | 252.25 | 224.85 | 197.85 | 174.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 290.55 | 279.75 | 252.55 | 225.45 | — | 171.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 290.55 | 279.65 | 255.75 | 228.65 | 198.35 | 171.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 290.65 | 279.85 | 252.65 | 225.55 | — | 171.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 290.65 | 279.85 | 252.65 | 225.55 | — | 171.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 290.95 | 279.95 | 252.25 | 224.45 | 196.85 | 169.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 291.05 | 284.85 | 252.85 | 225.65 | 198.35 | 171.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 291.75 | 280.95 | 253.85 | 226.65 | 199.65 | 172.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 292.20 | 281.35 | 254.20 | 227.00 | 199.90 | 172.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 292.20 | 281.35 | 254.20 | 227.00 | 199.90 | 172.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 292.55 | 281.75 | 254.55 | 227.45 | 200.35 | 173.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 292.65 | 281.85 | 254.75 | 227.55 | — | 173.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 294.65 | 288.35 | 256.45 | 229.15 | 201.95 | 174.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 295.30 | 284.45 | 257.35 | 230.15 | 203.00 | 175.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 295.30 | 284.45 | 257.35 | 230.15 | 203.00 | 175.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 295.30 | 284.45 | 257.35 | 230.15 | 203.00 | 175.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 295.30 | 284.45 | 257.35 | 230.15 | 203.00 | 175.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 295.30 | 284.45 | 257.35 | 230.15 | 203.00 | 175.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 295.35 | 287.65 | 263.75 | 236.65 | 215.85 | 188.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 296.55 | 285.85 | 258.95 | 231.45 | 204.55 | 177.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 297.85 | 291.65 | 259.65 | 232.45 | 205.15 | 177.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 299.15 | 288.35 | 261.15 | 234.05 | 206.95 | 179.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 299.15 | 288.35 | 261.15 | 234.05 | 206.95 | 179.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 299.45 | 288.65 | 261.45 | 234.35 | 207.25 | 180.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 300.45 | 289.55 | 262.35 | 235.35 | 208.15 | 181.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 300.65 | 291.05 | 266.95 | 242.75 | 218.75 | 194.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 300.95 | 290.15 | 262.95 | 235.85 | — | 181.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 301.75 | 294.05 | 266.95 | 239.85 | 209.45 | 182.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 302.35 | 296.15 | 264.15 | 236.95 | 209.65 | 182.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 304.55 | 293.75 | 266.60 | 239.40 | 212.25 | 185.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 304.95 | 297.25 | 273.35 | 246.15 | 222.25 | 195.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 304.95 | 294.05 | 271.75 | 244.55 | 212.65 | 185.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 305.95 | 294.75 | 267.15 | 239.45 | 211.65 | 184.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 307.65 | 297.85 | 273.15 | 248.45 | 223.75 | 199.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 308.25 | 297.45 | 270.35 | 243.15 | 216.05 | 188.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 308.25 | 297.45 | 270.35 | 243.15 | 216.05 | 188.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 308.35 | 297.45 | 270.15 | 242.85 | 215.65 | 188.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 309.15 | 298.35 | 271.15 | 243.95 | 216.75 | 189.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 309.45 | 298.75 | 271.75 | 244.35 | 217.35 | 193.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 310.75 | 302.45 | 281.55 | 260.65 | 239.25 | 218.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 311.15 | 301.15 | 276.25 | 251.25 | 226.35 | 201.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 311.45 | 300.75 | 273.55 | 246.35 | 219.35 | 192.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 312.45 | 301.65 | 274.35 | 247.15 | 220.05 | 192.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 313.05 | 302.15 | 274.85 | 247.65 | 220.35 | 203.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 314.45 | 303.65 | 276.55 | 249.35 | 222.25 | 195.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 314.45 | 303.65 | 276.55 | 249.35 | 222.25 | 195.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 315.45 | 304.55 | 277.25 | 249.95 | 222.75 | 195.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 316.75 | 305.75 | 277.95 | 250.25 | 222.55 | 194.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 316.85 | 306.15 | 279.15 | 251.75 | 224.75 | 197.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 318.55 | 312.25 | 280.35 | 253.05 | 225.85 | 198.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 318.95 | 308.05 | 280.85 | 253.55 | 226.25 | 199.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 319.85 | 308.95 | 281.95 | 254.75 | 227.65 | 200.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 320.05 | 309.15 | 281.85 | 254.65 | 227.35 | 203.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 320.45 | 309.75 | 282.85 | 255.35 | 228.45 | 201.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 321.55 | 310.55 | 282.95 | 255.35 | 227.85 | 200.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 321.65 | 310.85 | 283.75 | 256.55 | — | 202.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 324.75 | 313.95 | 286.75 | 259.65 | 232.55 | 205.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 325.65 | 314.85 | 287.65 | 260.55 | 233.45 | 206.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 326.05 | 315.15 | 287.95 | 260.65 | 233.35 | 206.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 326.35 | 315.65 | 288.75 | 261.25 | 234.35 | 207.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 326.65 | 315.85 | 288.95 | 261.55 | 239.25 | 217.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 327.65 | 317.65 | 287.75 | 261.15 | 231.25 | 207.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 327.85 | 316.95 | 289.65 | 262.45 | 235.15 | 207.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 329.15 | 318.25 | 290.95 | 263.85 | 236.65 | 209.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 331.55 | 320.85 | 293.85 | 266.45 | 239.45 | 212.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 331.65 | 322.25 | 298.55 | 275.05 | 251.45 | 222.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 333.15 | 322.25 | 295.05 | 267.75 | 240.45 | 213.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 342.25 | 331.35 | 304.05 | 276.85 | 249.55 | 222.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 342.35 | 331.45 | 303.95 | 276.55 | 249.15 | 221.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 344.55 | 333.85 | 306.85 | 279.45 | 252.45 | 225.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 345.15 | 334.65 | 306.65 | 278.65 | 247.20 | 219.20 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 345.85 | 336.65 | 313.85 | 291.05 | 268.25 | 245.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 348.55 | 337.85 | 310.85 | 283.45 | 256.45 | 229.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 350.85 | 340.05 | 312.85 | 285.85 | 258.65 | 231.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 350.95 | 340.05 | 312.75 | 285.55 | 258.25 | 231.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 356.55 | 345.85 | 318.85 | 291.45 | 264.45 | 237.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 360.55 | 349.85 | 322.85 | 295.45 | 268.45 | 241.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 362.75 | 352.05 | 325.05 | 297.65 | 270.65 | 243.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.85 | 371.05 | 343.85 | 316.85 | 289.65 | 262.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 384.65 | 373.75 | 346.45 | 319.25 | 291.95 | 264.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 394.45 | 383.75 | 356.75 | 329.35 | 302.35 | 275.45 |

115 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident.md

## With accident cover: from 165.65 to 424.45 CHF a month depending on the deductible and the model

115 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **278.15 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 424.45 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 300 CHF: 278.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-300/
- 500 CHF: 267.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-500/
- 1'000 CHF: 238.95 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 209.75 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 180.65 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 165.65 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 278.15 | 267.95 | 242.85 | 217.55 | 192.25 | 167.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 279.75 | 268.15 | 238.95 | 209.75 | 180.65 | 171.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 289.55 | 277.95 | 248.75 | 219.55 | 190.45 | 171.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 292.35 | 280.75 | 251.55 | 222.35 | 193.25 | 165.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 293.85 | 282.25 | 253.05 | 223.85 | 194.75 | 177.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 294.45 | 283.75 | 257.15 | 230.45 | 203.65 | 177.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 294.55 | 282.95 | 253.75 | 224.55 | 195.45 | 171.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 295.35 | 283.75 | 254.55 | 225.35 | 196.25 | 182.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 295.35 | 283.75 | 254.55 | 225.35 | 196.25 | 182.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 296.05 | 285.35 | 258.55 | 231.65 | 204.85 | 178.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 297.75 | 286.15 | 256.95 | 227.75 | 198.65 | 171.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 299.05 | 287.45 | 258.25 | 229.05 | 199.95 | 177.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 299.35 | 287.75 | 258.55 | 229.35 | 200.25 | 171.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 299.65 | 292.95 | 258.85 | 229.65 | 200.45 | 180.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 299.65 | 292.95 | 258.85 | 229.65 | 200.45 | 180.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 299.85 | 288.25 | 259.05 | 229.85 | 200.75 | 173.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 299.95 | 288.35 | 259.15 | 229.95 | 200.85 | 185.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 300.65 | 289.05 | 259.85 | 230.65 | 201.55 | 186.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 300.85 | 289.25 | 260.05 | 230.85 | 201.75 | 177.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 302.35 | 290.75 | 261.55 | 232.35 | 203.25 | 182.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 302.35 | 290.75 | 261.55 | 232.35 | 203.25 | 182.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 303.15 | 291.55 | 262.35 | 233.15 | 204.05 | 174.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 303.15 | 291.55 | 262.35 | 233.15 | 204.05 | 174.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 304.25 | 292.65 | 263.45 | 234.25 | 205.15 | 186.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 306.55 | 294.95 | 265.75 | 236.55 | 207.45 | 178.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 307.75 | 296.15 | 266.95 | 237.75 | 208.65 | 186.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 307.75 | 296.15 | 266.95 | 237.75 | 208.65 | 186.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 308.05 | 297.25 | 270.45 | 243.65 | 216.85 | 190.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 308.05 | 297.25 | 270.45 | 243.65 | 216.85 | 190.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 308.55 | 297.05 | 268.05 | 238.55 | 209.55 | 187.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 309.85 | 298.25 | 269.05 | 239.85 | 210.75 | 181.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 310.35 | 298.85 | 269.85 | 240.35 | 211.35 | 187.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 310.55 | 298.95 | 269.75 | 240.55 | 211.45 | 185.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 311.55 | 299.95 | 270.75 | 241.55 | 212.45 | 183.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 311.75 | 305.05 | 270.95 | 241.75 | 212.55 | 183.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 312.15 | 300.55 | 271.35 | 242.15 | 213.05 | 183.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 312.15 | 300.65 | 271.65 | 242.15 | 213.15 | 187.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 312.75 | 301.15 | 271.95 | 242.75 | — | 184.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 312.75 | 301.05 | 275.35 | 246.15 | 213.55 | 184.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 312.85 | 301.25 | 272.05 | 242.85 | — | 184.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 312.85 | 301.25 | 272.05 | 242.85 | — | 184.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 314.05 | 302.45 | 273.25 | 244.05 | 214.95 | 185.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 314.20 | 302.55 | 273.40 | 244.20 | 215.05 | 185.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 314.20 | 302.55 | 273.40 | 244.20 | 215.05 | 185.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 314.85 | 303.25 | 274.05 | 244.85 | 215.75 | 186.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 315.05 | 303.45 | 274.25 | 245.05 | — | 186.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 315.55 | 308.85 | 274.75 | 245.55 | 216.35 | 187.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 317.55 | 305.90 | 276.75 | 247.55 | 218.40 | 189.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 317.55 | 305.90 | 276.75 | 247.55 | 218.40 | 189.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 317.55 | 305.90 | 276.75 | 247.55 | 218.40 | 189.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 317.55 | 305.90 | 276.75 | 247.55 | 218.40 | 189.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 317.55 | 305.90 | 276.75 | 247.55 | 218.40 | 189.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 317.95 | 309.65 | 283.95 | 254.75 | 232.45 | 203.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 318.95 | 312.35 | 278.15 | 248.95 | 219.85 | 190.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 319.25 | 307.75 | 278.75 | 249.25 | 220.25 | 191.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 320.15 | 309.95 | 284.25 | 258.55 | 232.95 | 207.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 321.95 | 310.35 | 281.15 | 251.95 | 222.85 | 193.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 321.95 | 310.35 | 281.15 | 251.95 | 222.85 | 193.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 322.25 | 310.65 | 281.45 | 252.25 | 223.15 | 193.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 322.25 | 310.55 | 281.45 | 252.25 | 223.05 | 193.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 323.35 | 311.65 | 282.45 | 253.35 | 224.15 | 194.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 323.85 | 317.15 | 282.95 | 253.85 | 224.65 | 195.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 323.95 | 312.35 | 283.15 | 253.95 | — | 195.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 324.75 | 316.55 | 287.35 | 258.25 | 225.65 | 196.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 327.50 | 315.85 | 286.70 | 257.50 | 228.35 | 199.20 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 327.55 | 317.15 | 290.85 | 264.55 | 238.35 | 212.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 328.25 | 319.95 | 294.25 | 265.05 | 239.35 | 210.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 328.25 | 316.55 | 292.55 | 263.35 | 229.05 | 199.85 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 329.65 | 319.60 | 289.50 | 262.75 | 232.65 | 209.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 330.15 | 318.55 | 289.35 | 260.15 | 231.05 | 201.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 331.25 | 320.75 | 294.15 | 267.55 | 241.05 | 214.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 331.75 | 320.15 | 290.95 | 261.75 | 232.65 | 203.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 331.75 | 320.15 | 290.95 | 261.75 | 232.65 | 203.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 331.85 | 320.25 | 291.05 | 261.85 | 232.75 | 203.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 333.15 | 321.65 | 292.65 | 263.15 | 234.15 | 208.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 333.65 | 322.05 | 292.85 | 263.65 | 234.55 | 205.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 334.55 | 325.55 | 303.05 | 280.55 | 257.55 | 235.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 335.25 | 323.65 | 294.45 | 265.25 | 236.15 | 206.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 335.25 | 323.65 | 294.45 | 265.25 | 236.15 | 218.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 335.35 | 323.75 | 294.55 | 265.35 | 236.25 | 207.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 337.75 | 326.15 | 296.95 | 267.75 | 238.65 | 209.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 338.45 | 326.85 | 297.65 | 268.45 | 239.35 | 210.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 338.45 | 326.85 | 297.65 | 268.45 | 239.35 | 210.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 340.45 | 328.85 | 299.65 | 270.45 | 241.35 | 212.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 341.05 | 329.55 | 300.55 | 271.05 | 242.05 | 213.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 341.15 | 334.45 | 300.25 | 271.15 | 241.95 | 212.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 341.55 | 329.95 | 300.75 | 271.55 | 242.45 | 213.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 342.75 | 331.15 | 301.95 | 272.75 | 243.65 | 218.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 344.25 | 332.55 | 303.45 | 274.25 | 245.05 | 215.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 344.95 | 333.45 | 304.45 | 274.95 | 245.95 | 216.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 346.25 | 334.65 | 305.45 | 276.25 | — | 217.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 347.25 | 336.70 | 308.55 | 280.35 | 248.70 | 220.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 349.25 | 337.55 | 308.35 | 279.25 | 250.05 | 220.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 349.45 | 337.85 | 308.65 | 279.45 | 250.35 | 221.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 350.45 | 338.85 | 309.65 | 280.45 | 251.35 | 222.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 351.05 | 339.45 | 310.25 | 281.05 | 251.95 | 222.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 351.25 | 339.75 | 310.75 | 281.25 | 252.25 | 223.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 351.55 | 339.95 | 311.05 | 281.55 | 257.55 | 234.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 353.25 | 341.55 | 312.35 | 283.25 | 254.05 | 224.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 356.85 | 346.75 | 321.35 | 296.05 | 270.65 | 239.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 356.85 | 345.35 | 316.35 | 286.85 | 257.85 | 228.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 356.85 | 345.15 | 315.95 | 286.85 | 257.65 | 228.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 364.45 | 352.85 | 323.65 | 294.45 | 265.35 | 236.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 366.45 | 354.85 | 325.65 | 296.45 | 267.35 | 238.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 370.85 | 359.35 | 330.35 | 300.85 | 271.85 | 242.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 372.25 | 362.25 | 337.75 | 313.25 | 288.75 | 264.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 375.15 | 363.65 | 334.65 | 305.15 | 276.15 | 247.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 375.85 | 364.15 | 334.95 | 305.85 | 276.65 | 247.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 377.55 | 365.95 | 336.75 | 307.65 | 278.45 | 249.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 383.75 | 372.25 | 343.25 | 313.75 | 284.75 | 255.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 388.05 | 376.55 | 347.55 | 318.05 | 289.05 | 260.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 390.35 | 378.85 | 349.85 | 320.35 | 291.35 | 262.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.85 | 399.25 | 370.05 | 340.95 | 311.75 | 282.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.85 | 400.15 | 371.05 | 341.85 | 312.65 | 283.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.45 | 412.95 | 383.95 | 354.45 | 325.45 | 296.45 |

115 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Appenzell for a young adult aged 19 to 25?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/): ÖKK (ÖKK CASAMED HMO) at 259.85 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-300/), and CSS (HMO (health practice)) at 153.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/): Agrisano (AGRIsmart) at 278.15 CHF, and CSS (HMO (health practice)) at 165.65 CHF.

### How much does accident cover cost in basic insurance in Appenzell?

For a young adult aged 19 to 25 with ÖKK (ÖKK CASAMED HMO), the premium rises from 259.85 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/) to 279.75 CHF with accident cover, at the 300 CHF deductible: 19.90 CHF a month, 238.80 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 264.60 CHF at ÖKK (ÖKK CASAMED HMO) gives 259.85 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/

## Related pages

- Without accident cover: from 153.65 to 394.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/
- With accident cover: from 165.65 to 424.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/ — replace `ai` with your canton’s two-letter code (ge, vd, zh…) and `appenzell` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.
