# Health insurance premiums 2027 in Appenzell (AI) Appenzell is in premium region 0 of the [canton of Appenzell Innerrhoden](https://praemiencheck.onedoc.ch/en/ai/). In 2027, the cheapest health insurance premium in Appenzell is: - For [an adult without accident cover](https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/): **345.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/deductible-300/) (KPT, KPTwin.smart - GP with app), **226.25 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/deductible-2500/) (KPT, KPTwin.smart - GP with app). - For [a young adult without accident cover](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/): **259.85 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-300/) (ÖKK, ÖKK CASAMED HMO), **153.65 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-2500/) (CSS, HMO (health practice)). - For [a child with accident cover](https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/): **79.45 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/deductible-0/) (KPT, KPTwin.smart - GP with app), **49.85 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/deductible-600/) (Assura, MediTel). ## Without accident cover: from 226.25 to 523.05 CHF a month depending on the deductible and the model 115 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **345.55 CHF** a month with **KPT** (KPTwin.smart - GP with app), the most expensive 523.05 CHF with Groupe Mutuel – Avenir (Standard model). Lowest premium: - 300 CHF: 345.55 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/deductible-300/ - 500 CHF: 334.75 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/deductible-500/ - 1'000 CHF: 307.65 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/deductible-1000/ - 1'500 CHF: 280.45 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/deductible-1500/ - 2'000 CHF: 255.95 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/deductible-2000/ - 2'500 CHF: 226.25 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/deductible-2500/ | Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | |---|---|---|---:|---:|---:|---:|---:|---:| | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 345.55 | 334.75 | 307.65 | 280.45 | — | 226.25 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 348.15 | 337.35 | 310.15 | 283.05 | 255.95 | 228.85 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 349.45 | 338.65 | 311.45 | 284.35 | 257.25 | 230.15 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 350.35 | 339.55 | 312.45 | 285.25 | 258.25 | 231.05 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 354.45 | 343.65 | 316.55 | 289.35 | 262.35 | 235.15 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 358.65 | 347.85 | 320.75 | 293.55 | 266.45 | 239.35 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 358.65 | 347.85 | 320.75 | 293.55 | 266.45 | 239.35 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 359.95 | 349.25 | 322.05 | 294.85 | — | 240.65 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 359.95 | 349.25 | 322.05 | 294.85 | — | 240.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 360.25 | 349.45 | 322.25 | 295.15 | 268.05 | 240.95 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 361.85 | 351.05 | 323.85 | 296.75 | 269.65 | 242.45 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 362.85 | 352.05 | 324.95 | 297.75 | — | 243.55 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 363.35 | 353.75 | 329.85 | 305.95 | 281.85 | 257.95 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 363.65 | 352.85 | 325.65 | 298.55 | 271.45 | 244.35 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 365.95 | 355.15 | 327.95 | 300.85 | 273.75 | 246.55 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 366.35 | 355.55 | 328.45 | 301.25 | 274.25 | 247.05 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 366.95 | 356.15 | 328.95 | 301.85 | 274.75 | 247.65 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 367.75 | 358.15 | 333.95 | 309.85 | 285.75 | 261.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 370.35 | 359.55 | 332.45 | 305.25 | 278.25 | 251.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 370.60 | 359.75 | 332.60 | 305.40 | 278.25 | 251.15 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 372.25 | 361.55 | 334.35 | 307.15 | 280.15 | 252.95 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 373.95 | 363.15 | 340.25 | 313.15 | 290.25 | 263.15 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 374.55 | 363.75 | 336.55 | 309.45 | — | 255.15 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 375.15 | 364.35 | 337.15 | 310.05 | 282.95 | 255.75 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 375.15 | 364.35 | 337.15 | 310.05 | 282.95 | 255.75 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 376.25 | 366.35 | 341.65 | 316.95 | 292.35 | 267.65 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 376.65 | 365.65 | 338.05 | 310.45 | 282.95 | 255.35 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 377.65 | 366.85 | 339.65 | 312.55 | 285.45 | 258.35 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 377.65 | 366.85 | 339.65 | 312.55 | 285.45 | 258.35 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 380.35 | 369.55 | 346.65 | 319.55 | 288.15 | 261.05 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 380.35 | 369.55 | 346.65 | 319.55 | 288.15 | 261.05 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 380.45 | 370.55 | 345.55 | 320.55 | 295.65 | 270.65 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 381.05 | 370.05 | 342.25 | 314.55 | 286.95 | 259.15 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 383.25 | 372.25 | 344.65 | 317.05 | 289.55 | 261.95 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 383.50 | 372.70 | 345.55 | 318.35 | 291.20 | 264.10 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 384.65 | 374.45 | 349.25 | 323.85 | 298.45 | 273.15 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 385.25 | 374.55 | 347.35 | 320.15 | 293.15 | 265.95 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 385.35 | 374.45 | 346.85 | 319.25 | 291.75 | 264.15 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 385.35 | 374.35 | 346.55 | 318.85 | 291.15 | 263.45 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 385.35 | 374.35 | 346.55 | 318.85 | 291.15 | 263.45 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 385.35 | 374.45 | 347.25 | 319.95 | 292.75 | 265.45 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 386.45 | 375.65 | 348.55 | 321.35 | 294.25 | 267.15 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 386.45 | 375.65 | 348.55 | 321.35 | 294.25 | 267.15 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 386.55 | 375.65 | 348.65 | 321.45 | 294.25 | 267.25 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 386.55 | 375.65 | 348.65 | 321.45 | 294.25 | 267.25 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 386.75 | 380.15 | 357.25 | 330.15 | 303.05 | 275.85 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 386.75 | 375.85 | 353.05 | 325.85 | 294.55 | 267.35 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 386.85 | 376.55 | 351.15 | 325.65 | 300.15 | 274.65 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 387.45 | 376.65 | 349.55 | 322.35 | 295.25 | 268.15 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 387.85 | 377.00 | 349.85 | 322.70 | 295.55 | 268.40 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 387.95 | 377.25 | 350.25 | 322.85 | 295.85 | 268.85 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 389.55 | 378.55 | 350.85 | 323.05 | 295.45 | 267.75 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 390.15 | 379.45 | 352.55 | 325.05 | 298.15 | 271.15 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 390.35 | 379.65 | 352.65 | 325.25 | 298.25 | 271.25 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 390.35 | 380.15 | 354.55 | 328.45 | 302.85 | 277.25 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 391.25 | 381.05 | 355.45 | 329.45 | 303.75 | 278.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 392.20 | 381.35 | 354.20 | 327.00 | 299.85 | 272.75 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 392.25 | 386.05 | 354.15 | 326.85 | 299.65 | 272.35 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 392.25 | 386.05 | 354.15 | 326.85 | 299.65 | 272.35 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 392.65 | 381.95 | 354.95 | 327.55 | 300.55 | 273.65 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 393.85 | 383.85 | 358.95 | 334.05 | 309.05 | 284.15 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 393.85 | 383.85 | 358.95 | 334.05 | 309.05 | 284.15 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 393.95 | 383.05 | 355.85 | 328.55 | 301.35 | 274.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 396.45 | 385.60 | 358.50 | 331.30 | 304.15 | 277.00 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 396.45 | 385.60 | 358.50 | 331.30 | 304.15 | 277.00 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 396.45 | 385.60 | 358.50 | 331.30 | 304.15 | 277.00 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.75 | 389.95 | 362.85 | 335.65 | 308.65 | 281.45 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 401.55 | 395.25 | 363.35 | 336.05 | 308.85 | 281.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 401.55 | 395.25 | 363.35 | 336.05 | 308.85 | 281.55 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 403.35 | 392.55 | 365.35 | 338.25 | — | 284.05 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 403.55 | 392.65 | 365.35 | 338.05 | 310.85 | 283.55 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 403.65 | 392.95 | 365.95 | 338.55 | 311.55 | 284.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 406.15 | 399.95 | 367.95 | 340.75 | 313.45 | 286.15 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.05 | 396.25 | 369.05 | 341.95 | 314.85 | 287.65 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 408.05 | 401.45 | 378.55 | 351.45 | 324.25 | 297.15 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 408.05 | 397.15 | 369.85 | 342.65 | 315.35 | 288.15 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 408.25 | 397.45 | 370.25 | 343.15 | 316.05 | 288.95 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 408.75 | 397.95 | 370.75 | 343.45 | 316.35 | 289.15 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 408.85 | 398.15 | 371.15 | 343.75 | 316.75 | 289.75 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 410.45 | 400.65 | 375.55 | 350.95 | 325.85 | 300.75 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 413.25 | 402.35 | 375.25 | 348.15 | 320.95 | 293.85 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 416.45 | 405.55 | 378.35 | 351.05 | 323.85 | 296.55 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 417.95 | 407.05 | 379.75 | 352.55 | 325.25 | 298.05 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.55 | 407.65 | 380.15 | 352.75 | 325.35 | 297.95 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 420.75 | 409.95 | 382.85 | 355.65 | 328.55 | 301.45 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 420.85 | 409.75 | 382.05 | 354.35 | 326.65 | 298.95 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 423.35 | 412.45 | 385.15 | 357.95 | 330.65 | 303.45 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.85 | 412.85 | 385.15 | 357.35 | 329.75 | 302.05 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 426.15 | 415.25 | 388.05 | 360.75 | 333.45 | 306.25 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 426.25 | 415.35 | 388.15 | 360.85 | 333.55 | 306.35 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 426.70 | 415.85 | 388.70 | 361.50 | 334.35 | 307.25 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.45 | 417.75 | 390.55 | 363.35 | 336.35 | 309.15 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.65 | 417.85 | 390.65 | 363.55 | 336.45 | 309.35 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 428.75 | 417.95 | 390.65 | 363.45 | 336.35 | 309.05 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 431.25 | 420.45 | 395.05 | 368.95 | 342.95 | 316.85 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 433.85 | 427.55 | 395.65 | 368.35 | 341.15 | 313.85 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 436.05 | 425.05 | 397.45 | 369.85 | 342.35 | 314.85 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 437.20 | 426.15 | 397.40 | 370.90 | 339.95 | 313.45 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.85 | 429.05 | 401.85 | 374.75 | 347.65 | 320.55 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.05 | 433.35 | 406.35 | 378.95 | 351.95 | 324.95 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 448.85 | 437.95 | 410.65 | 383.45 | 356.15 | 328.85 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 449.65 | 440.35 | 416.65 | 393.05 | 369.45 | 337.75 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.55 | 445.75 | 418.65 | 391.45 | 364.45 | 337.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.85 | 450.65 | 418.75 | 391.45 | 364.15 | 336.95 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 457.15 | 446.45 | 419.45 | 392.05 | 365.05 | 338.05 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 457.35 | 446.65 | 419.65 | 392.25 | 365.25 | 338.25 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 459.75 | 449.55 | 423.95 | 397.85 | 372.25 | 346.65 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 460.45 | 451.15 | 423.20 | 395.35 | 362.75 | 334.85 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 467.65 | 456.95 | 429.95 | 402.55 | 375.55 | 348.65 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 467.65 | 456.95 | 429.95 | 402.55 | 375.55 | 348.65 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 475.75 | 464.95 | 437.75 | 410.75 | 383.55 | 356.65 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 484.95 | 474.05 | 446.85 | 419.55 | 392.35 | 365.05 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.45 | 482.65 | 455.35 | 428.15 | 401.05 | 373.85 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 517.45 | 506.75 | 479.55 | 452.45 | 425.35 | 398.15 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 523.05 | 512.35 | 485.45 | 457.95 | 431.05 | 404.05 | 115 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident.md ## With accident cover: from 243.65 to 562.75 CHF a month depending on the deductible and the model 115 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **371.95 CHF** a month with **KPT** (KPTwin.smart - GP with app), the most expensive 562.75 CHF with Groupe Mutuel – Avenir (Standard model). Lowest premium: - 300 CHF: 371.95 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/with-accident/deductible-300/ - 500 CHF: 360.35 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/with-accident/deductible-500/ - 1'000 CHF: 331.15 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/with-accident/deductible-1000/ - 1'500 CHF: 301.95 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/with-accident/deductible-1500/ - 2'000 CHF: 275.55 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/with-accident/deductible-2000/ - 2'500 CHF: 243.65 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/with-accident/deductible-2500/ | Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | |---|---|---|---:|---:|---:|---:|---:|---:| | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 371.95 | 360.35 | 331.15 | 301.95 | — | 243.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 374.65 | 363.05 | 333.85 | 304.65 | 275.55 | 246.35 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 376.05 | 364.45 | 335.25 | 306.05 | 276.95 | 247.75 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 377.05 | 365.45 | 336.25 | 307.05 | 277.95 | 248.75 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 381.45 | 369.85 | 340.65 | 311.45 | 282.35 | 253.15 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 382.75 | 372.65 | 347.45 | 322.25 | 296.95 | 271.75 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 385.95 | 374.35 | 345.15 | 315.95 | 286.85 | 257.65 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 385.95 | 374.35 | 345.15 | 315.95 | 286.85 | 257.65 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 387.45 | 375.85 | 346.65 | 317.45 | — | 259.15 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 387.45 | 375.85 | 346.65 | 317.45 | — | 259.15 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 387.65 | 376.05 | 346.85 | 317.65 | 288.55 | 259.35 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 389.35 | 377.75 | 348.55 | 319.35 | 290.25 | 261.05 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 390.55 | 378.95 | 349.75 | 320.55 | — | 262.25 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 391.35 | 379.75 | 350.55 | 321.35 | 292.25 | 263.05 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 391.55 | 381.35 | 355.65 | 329.95 | 304.35 | 278.65 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 393.75 | 382.15 | 352.95 | 323.75 | 294.65 | 265.45 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 394.25 | 382.65 | 353.45 | 324.25 | 295.15 | 265.95 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 394.85 | 383.25 | 354.05 | 324.85 | 295.75 | 266.55 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 398.40 | 386.75 | 357.60 | 328.40 | 299.25 | 270.10 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 398.55 | 386.95 | 357.75 | 328.55 | 299.45 | 270.25 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 398.75 | 387.15 | 357.95 | 328.75 | 299.65 | 270.45 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 400.55 | 390.05 | 363.85 | 337.55 | 311.35 | 285.05 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 400.65 | 389.05 | 359.85 | 330.65 | 301.55 | 272.35 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 401.35 | 389.75 | 360.55 | 331.35 | 302.25 | 273.05 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 402.45 | 390.85 | 366.25 | 337.05 | 312.45 | 283.25 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 403.05 | 391.45 | 362.25 | 333.05 | — | 274.75 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 403.65 | 392.05 | 362.85 | 333.65 | 304.55 | 275.35 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 403.65 | 392.05 | 362.85 | 333.65 | 304.55 | 275.35 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 405.05 | 394.45 | 367.85 | 341.35 | 314.85 | 288.25 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 405.15 | 394.45 | 367.85 | 341.15 | 314.45 | 287.75 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 405.75 | 394.15 | 364.95 | 335.75 | 306.65 | 277.45 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 405.85 | 394.25 | 365.05 | 335.85 | 306.75 | 277.55 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 405.85 | 394.25 | 365.05 | 335.85 | 306.75 | 277.55 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 406.35 | 394.75 | 365.55 | 336.35 | 307.25 | 278.05 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 406.35 | 394.75 | 365.55 | 336.35 | 307.25 | 278.05 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 407.45 | 396.65 | 369.85 | 343.05 | 316.15 | 289.35 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 408.05 | 396.45 | 367.25 | 338.05 | 308.95 | 279.75 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 409.35 | 397.65 | 373.05 | 343.95 | 310.15 | 281.05 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 409.35 | 397.65 | 373.05 | 343.95 | 310.15 | 281.05 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 410.35 | 398.75 | 369.55 | 340.35 | 311.25 | 282.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 412.30 | 400.65 | 371.50 | 342.30 | 313.15 | 284.00 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 412.65 | 400.95 | 371.85 | 342.65 | 313.45 | 284.35 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 414.65 | 403.05 | 373.85 | 344.65 | 315.55 | 286.35 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 415.85 | 404.25 | 375.05 | 345.85 | 316.75 | 287.55 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 415.85 | 404.25 | 375.05 | 345.85 | 316.75 | 287.55 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 415.95 | 404.25 | 375.15 | 345.95 | 316.75 | 287.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 415.95 | 404.25 | 375.15 | 345.95 | 316.75 | 287.65 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 416.15 | 409.15 | 384.55 | 355.35 | 326.15 | 297.05 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 416.15 | 404.55 | 379.95 | 350.75 | 317.05 | 287.85 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 416.95 | 405.35 | 376.15 | 346.95 | 317.85 | 288.65 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 416.95 | 405.30 | 376.15 | 346.95 | 317.80 | 288.65 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 417.45 | 405.95 | 376.95 | 347.45 | 318.45 | 289.45 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 419.85 | 408.35 | 379.35 | 349.85 | 320.85 | 291.85 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 420.05 | 408.55 | 379.55 | 350.05 | 321.05 | 292.05 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 420.05 | 409.05 | 381.55 | 353.55 | 325.95 | 298.45 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 420.05 | 413.35 | 379.25 | 350.05 | 320.85 | 291.75 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 420.05 | 413.35 | 379.25 | 350.05 | 320.85 | 291.75 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 421.15 | 410.15 | 382.65 | 354.65 | 327.05 | 299.55 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 421.60 | 409.95 | 380.80 | 351.60 | 322.45 | 293.30 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 421.85 | 410.25 | 381.05 | 351.85 | 322.75 | 293.55 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 422.55 | 411.05 | 382.05 | 352.55 | 323.55 | 294.55 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 423.85 | 413.05 | 386.25 | 359.55 | 332.65 | 305.85 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 423.85 | 413.05 | 386.25 | 359.55 | 332.65 | 305.85 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 426.20 | 414.55 | 385.40 | 356.20 | 327.05 | 297.90 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 426.20 | 414.55 | 385.40 | 356.20 | 327.05 | 297.90 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 426.20 | 414.55 | 385.40 | 356.20 | 327.05 | 297.90 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 429.95 | 423.25 | 389.05 | 359.95 | 330.75 | 301.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 429.95 | 423.25 | 389.05 | 359.95 | 330.75 | 301.55 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 431.25 | 419.65 | 390.45 | 361.25 | 332.15 | 302.95 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 432.05 | 420.35 | 391.25 | 362.05 | 332.85 | 303.75 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.05 | 422.45 | 393.25 | 364.05 | — | 305.75 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 434.35 | 422.85 | 393.85 | 364.35 | 335.35 | 306.35 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 434.85 | 428.15 | 394.05 | 364.85 | 335.65 | 306.55 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 436.95 | 425.25 | 396.05 | 366.95 | 337.75 | 308.55 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 437.95 | 426.35 | 397.15 | 367.95 | 338.85 | 309.65 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 438.65 | 427.05 | 397.85 | 368.65 | 339.55 | 310.35 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 439.05 | 431.95 | 407.35 | 378.25 | 349.05 | 319.85 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.25 | 427.65 | 398.45 | 369.25 | 340.15 | 310.95 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 439.85 | 428.75 | 399.85 | 373.15 | 342.05 | 315.35 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 439.95 | 428.45 | 399.45 | 369.95 | 340.95 | 311.95 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 441.65 | 431.15 | 404.15 | 377.65 | 350.65 | 323.65 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.25 | 431.55 | 402.45 | 373.25 | 344.05 | 314.95 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 444.65 | 432.95 | 403.75 | 374.65 | 345.45 | 316.25 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 445.55 | 433.95 | 404.75 | 375.55 | 346.45 | 317.25 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 445.95 | 434.25 | 405.15 | 375.95 | 346.75 | 317.65 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.45 | 434.85 | 405.65 | 376.45 | 347.35 | 318.15 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 447.55 | 435.85 | 406.65 | 377.55 | 348.35 | 319.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 452.75 | 441.15 | 411.95 | 382.75 | 353.65 | 324.45 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 453.25 | 441.65 | 412.45 | 383.25 | 354.15 | 324.95 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 456.35 | 444.65 | 415.45 | 386.35 | 357.15 | 327.95 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 456.45 | 444.75 | 415.55 | 386.45 | 357.25 | 328.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.65 | 447.00 | 417.85 | 388.65 | 359.50 | 330.35 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 460.05 | 448.45 | 419.25 | 390.05 | 360.95 | 331.75 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.05 | 449.55 | 420.25 | 391.05 | 361.95 | 332.75 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.25 | 449.65 | 420.45 | 391.25 | 362.15 | 332.95 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.65 | 450.05 | 420.85 | 391.65 | 362.55 | 333.35 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.25 | 453.90 | 425.80 | 397.75 | 364.95 | 336.90 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 464.05 | 452.45 | 425.05 | 397.05 | 369.05 | 341.05 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 464.45 | 457.85 | 423.65 | 394.45 | 365.35 | 336.15 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 473.25 | 461.65 | 432.45 | 403.25 | 374.15 | 344.95 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 477.75 | 466.25 | 437.25 | 407.75 | 378.75 | 349.75 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 480.55 | 468.85 | 439.75 | 410.55 | 381.35 | 352.25 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 483.85 | 473.75 | 448.35 | 422.95 | 397.55 | 363.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.15 | 482.45 | 448.35 | 419.15 | 389.95 | 360.85 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.25 | 479.65 | 450.45 | 421.25 | 392.15 | 363.25 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 491.85 | 480.35 | 451.35 | 421.85 | 392.85 | 363.85 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.05 | 480.55 | 451.55 | 422.05 | 393.05 | 364.05 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 494.65 | 483.65 | 456.15 | 428.15 | 400.55 | 373.05 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 503.25 | 491.75 | 462.75 | 433.25 | 404.25 | 375.25 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 503.25 | 491.75 | 462.75 | 433.25 | 404.25 | 375.25 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 511.85 | 500.25 | 471.05 | 441.95 | 412.75 | 383.75 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 519.25 | 507.55 | 478.45 | 449.25 | 420.05 | 390.95 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.45 | 517.85 | 488.65 | 459.45 | 430.35 | 401.15 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 556.75 | 545.15 | 515.95 | 486.85 | 457.65 | 428.45 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.75 | 551.25 | 522.25 | 492.75 | 463.75 | 434.75 | 115 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/with-accident.md ## Without accident cover: from 153.65 to 394.45 CHF a month depending on the deductible and the model 115 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **259.85 CHF** a month with **ÖKK** (ÖKK CASAMED HMO), the most expensive 394.45 CHF with Groupe Mutuel – Avenir (Standard model). Lowest premium: - 300 CHF: 259.85 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-300/ - 500 CHF: 249.05 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-500/ - 1'000 CHF: 221.95 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-1000/ - 1'500 CHF: 194.75 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-1500/ - 2'000 CHF: 167.75 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-2000/ - 2'500 CHF: 153.65 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-2500/ | Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | |---|---|---|---:|---:|---:|---:|---:|---:| | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 259.85 | 249.05 | 221.95 | 194.75 | 167.75 | 158.85 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 264.05 | 254.35 | 230.45 | 206.45 | 182.45 | 158.75 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 268.95 | 258.25 | 231.05 | 203.85 | 176.85 | 158.85 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 271.55 | 260.75 | 233.55 | 206.45 | 179.35 | 153.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 273.65 | 262.85 | 235.75 | 208.55 | 181.45 | 158.85 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 274.35 | 263.65 | 236.45 | 209.25 | 182.25 | 169.85 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 274.35 | 263.65 | 236.45 | 209.25 | 182.25 | 169.85 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 276.65 | 265.85 | 238.65 | 211.55 | 184.45 | 158.85 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 277.45 | 266.55 | 238.95 | 211.35 | 183.85 | 167.95 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 278.05 | 267.25 | 240.05 | 212.95 | 185.85 | 158.75 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 278.65 | 267.85 | 240.75 | 213.55 | 186.55 | 172.45 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 279.35 | 268.55 | 241.35 | 214.25 | 187.15 | 172.85 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 279.45 | 269.35 | 244.05 | 218.65 | 193.25 | 167.95 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 279.75 | 273.55 | 241.55 | 214.35 | 187.05 | 168.45 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 279.75 | 273.55 | 241.55 | 214.35 | 187.05 | 168.45 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 280.95 | 270.15 | 242.95 | 215.85 | 188.75 | 169.85 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 280.95 | 270.15 | 242.95 | 215.85 | 188.75 | 169.85 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 281.05 | 270.85 | 245.35 | 219.85 | 194.35 | 168.95 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 282.35 | 271.45 | 243.85 | 216.25 | 188.75 | 167.95 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 282.65 | 271.85 | 244.75 | 217.55 | 190.55 | 172.85 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 284.05 | 273.15 | 245.55 | 217.95 | 190.45 | 167.95 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 284.65 | 273.65 | 245.85 | 218.15 | 190.45 | 164.45 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 285.95 | 275.15 | 247.95 | 220.85 | 193.75 | 172.85 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 285.95 | 275.15 | 247.95 | 220.85 | 193.75 | 172.85 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 286.15 | 276.15 | 251.25 | 226.35 | 201.35 | 176.45 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 286.15 | 276.15 | 251.25 | 226.35 | 201.35 | 176.45 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 286.65 | 275.95 | 248.95 | 221.55 | 194.55 | 174.25 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 287.75 | 276.95 | 249.85 | 222.65 | 195.65 | 168.45 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 287.75 | 276.75 | 248.95 | 221.25 | 193.65 | 165.85 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 287.75 | 276.75 | 248.95 | 221.25 | 193.65 | 165.85 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 288.35 | 277.65 | 250.65 | 223.25 | 196.25 | 174.25 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 288.55 | 277.75 | 250.55 | 223.45 | 196.35 | 172.45 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 289.45 | 278.65 | 251.45 | 224.35 | 197.25 | 170.05 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 289.95 | 279.15 | 252.05 | 224.85 | 197.75 | 170.65 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 289.95 | 279.25 | 252.25 | 224.85 | 197.85 | 174.25 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 290.55 | 279.75 | 252.55 | 225.45 | — | 171.25 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 290.55 | 279.65 | 255.75 | 228.65 | 198.35 | 171.15 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 290.65 | 279.85 | 252.65 | 225.55 | — | 171.25 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 290.65 | 279.85 | 252.65 | 225.55 | — | 171.25 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 290.95 | 279.95 | 252.25 | 224.45 | 196.85 | 169.15 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 291.05 | 284.85 | 252.85 | 225.65 | 198.35 | 171.15 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 291.75 | 280.95 | 253.85 | 226.65 | 199.65 | 172.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 292.20 | 281.35 | 254.20 | 227.00 | 199.90 | 172.75 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 292.20 | 281.35 | 254.20 | 227.00 | 199.90 | 172.75 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 292.55 | 281.75 | 254.55 | 227.45 | 200.35 | 173.25 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 292.65 | 281.85 | 254.75 | 227.55 | — | 173.35 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 294.65 | 288.35 | 256.45 | 229.15 | 201.95 | 174.65 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 295.30 | 284.45 | 257.35 | 230.15 | 203.00 | 175.85 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 295.30 | 284.45 | 257.35 | 230.15 | 203.00 | 175.85 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 295.30 | 284.45 | 257.35 | 230.15 | 203.00 | 175.85 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 295.30 | 284.45 | 257.35 | 230.15 | 203.00 | 175.85 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 295.30 | 284.45 | 257.35 | 230.15 | 203.00 | 175.85 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 295.35 | 287.65 | 263.75 | 236.65 | 215.85 | 188.75 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 296.55 | 285.85 | 258.95 | 231.45 | 204.55 | 177.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 297.85 | 291.65 | 259.65 | 232.45 | 205.15 | 177.95 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 299.15 | 288.35 | 261.15 | 234.05 | 206.95 | 179.85 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 299.15 | 288.35 | 261.15 | 234.05 | 206.95 | 179.85 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 299.45 | 288.65 | 261.45 | 234.35 | 207.25 | 180.05 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 300.45 | 289.55 | 262.35 | 235.35 | 208.15 | 181.05 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 300.65 | 291.05 | 266.95 | 242.75 | 218.75 | 194.55 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 300.95 | 290.15 | 262.95 | 235.85 | — | 181.65 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 301.75 | 294.05 | 266.95 | 239.85 | 209.45 | 182.35 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 302.35 | 296.15 | 264.15 | 236.95 | 209.65 | 182.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 304.55 | 293.75 | 266.60 | 239.40 | 212.25 | 185.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 304.95 | 297.25 | 273.35 | 246.15 | 222.25 | 195.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 304.95 | 294.05 | 271.75 | 244.55 | 212.65 | 185.55 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 305.95 | 294.75 | 267.15 | 239.45 | 211.65 | 184.05 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 307.65 | 297.85 | 273.15 | 248.45 | 223.75 | 199.05 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 308.25 | 297.45 | 270.35 | 243.15 | 216.05 | 188.95 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 308.25 | 297.45 | 270.35 | 243.15 | 216.05 | 188.95 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 308.35 | 297.45 | 270.15 | 242.85 | 215.65 | 188.35 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 309.15 | 298.35 | 271.15 | 243.95 | 216.75 | 189.55 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 309.45 | 298.75 | 271.75 | 244.35 | 217.35 | 193.85 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 310.75 | 302.45 | 281.55 | 260.65 | 239.25 | 218.35 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 311.15 | 301.15 | 276.25 | 251.25 | 226.35 | 201.35 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 311.45 | 300.75 | 273.55 | 246.35 | 219.35 | 192.15 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 312.45 | 301.65 | 274.35 | 247.15 | 220.05 | 192.85 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 313.05 | 302.15 | 274.85 | 247.65 | 220.35 | 203.75 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 314.45 | 303.65 | 276.55 | 249.35 | 222.25 | 195.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 314.45 | 303.65 | 276.55 | 249.35 | 222.25 | 195.15 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 315.45 | 304.55 | 277.25 | 249.95 | 222.75 | 195.45 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 316.75 | 305.75 | 277.95 | 250.25 | 222.55 | 194.85 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 316.85 | 306.15 | 279.15 | 251.75 | 224.75 | 197.75 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 318.55 | 312.25 | 280.35 | 253.05 | 225.85 | 198.55 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 318.95 | 308.05 | 280.85 | 253.55 | 226.25 | 199.05 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 319.85 | 308.95 | 281.95 | 254.75 | 227.65 | 200.55 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 320.05 | 309.15 | 281.85 | 254.65 | 227.35 | 203.75 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 320.45 | 309.75 | 282.85 | 255.35 | 228.45 | 201.45 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 321.55 | 310.55 | 282.95 | 255.35 | 227.85 | 200.25 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 321.65 | 310.85 | 283.75 | 256.55 | — | 202.35 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 324.75 | 313.95 | 286.75 | 259.65 | 232.55 | 205.35 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 325.65 | 314.85 | 287.65 | 260.55 | 233.45 | 206.35 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 326.05 | 315.15 | 287.95 | 260.65 | 233.35 | 206.15 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 326.35 | 315.65 | 288.75 | 261.25 | 234.35 | 207.35 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 326.65 | 315.85 | 288.95 | 261.55 | 239.25 | 217.85 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 327.65 | 317.65 | 287.75 | 261.15 | 231.25 | 207.95 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 327.85 | 316.95 | 289.65 | 262.45 | 235.15 | 207.95 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 329.15 | 318.25 | 290.95 | 263.85 | 236.65 | 209.45 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 331.55 | 320.85 | 293.85 | 266.45 | 239.45 | 212.45 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 331.65 | 322.25 | 298.55 | 275.05 | 251.45 | 222.45 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 333.15 | 322.25 | 295.05 | 267.75 | 240.45 | 213.25 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 342.25 | 331.35 | 304.05 | 276.85 | 249.55 | 222.25 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 342.35 | 331.45 | 303.95 | 276.55 | 249.15 | 221.75 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 344.55 | 333.85 | 306.85 | 279.45 | 252.45 | 225.55 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 345.15 | 334.65 | 306.65 | 278.65 | 247.20 | 219.20 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 345.85 | 336.65 | 313.85 | 291.05 | 268.25 | 245.45 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 348.55 | 337.85 | 310.85 | 283.45 | 256.45 | 229.55 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 350.85 | 340.05 | 312.85 | 285.85 | 258.65 | 231.75 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 350.95 | 340.05 | 312.75 | 285.55 | 258.25 | 231.05 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 356.55 | 345.85 | 318.85 | 291.45 | 264.45 | 237.45 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 360.55 | 349.85 | 322.85 | 295.45 | 268.45 | 241.45 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 362.75 | 352.05 | 325.05 | 297.65 | 270.65 | 243.75 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 381.85 | 371.05 | 343.85 | 316.85 | 289.65 | 262.45 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 384.65 | 373.75 | 346.45 | 319.25 | 291.95 | 264.65 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 394.45 | 383.75 | 356.75 | 329.35 | 302.35 | 275.45 | 115 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident.md ## With accident cover: from 165.65 to 424.45 CHF a month depending on the deductible and the model 115 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **278.15 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 424.45 CHF with Groupe Mutuel – Avenir (Standard model). Lowest premium: - 300 CHF: 278.15 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-300/ - 500 CHF: 267.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-500/ - 1'000 CHF: 238.95 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-1000/ - 1'500 CHF: 209.75 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-1500/ - 2'000 CHF: 180.65 CHF (ÖKK, ÖKK CASAMED HMO) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-2000/ - 2'500 CHF: 165.65 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-2500/ | Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | |---|---|---|---:|---:|---:|---:|---:|---:| | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 278.15 | 267.95 | 242.85 | 217.55 | 192.25 | 167.35 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 279.75 | 268.15 | 238.95 | 209.75 | 180.65 | 171.15 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 289.55 | 277.95 | 248.75 | 219.55 | 190.45 | 171.15 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 292.35 | 280.75 | 251.55 | 222.35 | 193.25 | 165.65 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 293.85 | 282.25 | 253.05 | 223.85 | 194.75 | 177.95 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 294.45 | 283.75 | 257.15 | 230.45 | 203.65 | 177.05 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 294.55 | 282.95 | 253.75 | 224.55 | 195.45 | 171.15 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 295.35 | 283.75 | 254.55 | 225.35 | 196.25 | 182.95 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 295.35 | 283.75 | 254.55 | 225.35 | 196.25 | 182.95 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 296.05 | 285.35 | 258.55 | 231.65 | 204.85 | 178.05 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 297.75 | 286.15 | 256.95 | 227.75 | 198.65 | 171.15 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 299.05 | 287.45 | 258.25 | 229.05 | 199.95 | 177.95 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 299.35 | 287.75 | 258.55 | 229.35 | 200.25 | 171.05 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 299.65 | 292.95 | 258.85 | 229.65 | 200.45 | 180.45 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 299.65 | 292.95 | 258.85 | 229.65 | 200.45 | 180.45 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 299.85 | 288.25 | 259.05 | 229.85 | 200.75 | 173.35 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 299.95 | 288.35 | 259.15 | 229.95 | 200.85 | 185.75 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 300.65 | 289.05 | 259.85 | 230.65 | 201.55 | 186.15 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 300.85 | 289.25 | 260.05 | 230.85 | 201.75 | 177.95 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 302.35 | 290.75 | 261.55 | 232.35 | 203.25 | 182.95 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 302.35 | 290.75 | 261.55 | 232.35 | 203.25 | 182.95 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 303.15 | 291.55 | 262.35 | 233.15 | 204.05 | 174.85 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 303.15 | 291.55 | 262.35 | 233.15 | 204.05 | 174.85 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 304.25 | 292.65 | 263.45 | 234.25 | 205.15 | 186.15 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 306.55 | 294.95 | 265.75 | 236.55 | 207.45 | 178.25 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 307.75 | 296.15 | 266.95 | 237.75 | 208.65 | 186.15 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 307.75 | 296.15 | 266.95 | 237.75 | 208.65 | 186.15 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 308.05 | 297.25 | 270.45 | 243.65 | 216.85 | 190.05 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 308.05 | 297.25 | 270.45 | 243.65 | 216.85 | 190.05 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 308.55 | 297.05 | 268.05 | 238.55 | 209.55 | 187.65 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 309.85 | 298.25 | 269.05 | 239.85 | 210.75 | 181.55 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 310.35 | 298.85 | 269.85 | 240.35 | 211.35 | 187.65 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 310.55 | 298.95 | 269.75 | 240.55 | 211.45 | 185.75 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 311.55 | 299.95 | 270.75 | 241.55 | 212.45 | 183.25 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 311.75 | 305.05 | 270.95 | 241.75 | 212.55 | 183.45 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 312.15 | 300.55 | 271.35 | 242.15 | 213.05 | 183.85 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 312.15 | 300.65 | 271.65 | 242.15 | 213.15 | 187.65 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 312.75 | 301.15 | 271.95 | 242.75 | — | 184.45 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 312.75 | 301.05 | 275.35 | 246.15 | 213.55 | 184.45 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 312.85 | 301.25 | 272.05 | 242.85 | — | 184.55 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 312.85 | 301.25 | 272.05 | 242.85 | — | 184.55 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 314.05 | 302.45 | 273.25 | 244.05 | 214.95 | 185.75 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 314.20 | 302.55 | 273.40 | 244.20 | 215.05 | 185.90 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 314.20 | 302.55 | 273.40 | 244.20 | 215.05 | 185.90 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 314.85 | 303.25 | 274.05 | 244.85 | 215.75 | 186.55 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 315.05 | 303.45 | 274.25 | 245.05 | — | 186.75 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 315.55 | 308.85 | 274.75 | 245.55 | 216.35 | 187.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 317.55 | 305.90 | 276.75 | 247.55 | 218.40 | 189.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 317.55 | 305.90 | 276.75 | 247.55 | 218.40 | 189.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 317.55 | 305.90 | 276.75 | 247.55 | 218.40 | 189.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 317.55 | 305.90 | 276.75 | 247.55 | 218.40 | 189.25 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 317.55 | 305.90 | 276.75 | 247.55 | 218.40 | 189.25 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 317.95 | 309.65 | 283.95 | 254.75 | 232.45 | 203.35 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 318.95 | 312.35 | 278.15 | 248.95 | 219.85 | 190.65 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 319.25 | 307.75 | 278.75 | 249.25 | 220.25 | 191.25 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 320.15 | 309.95 | 284.25 | 258.55 | 232.95 | 207.25 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 321.95 | 310.35 | 281.15 | 251.95 | 222.85 | 193.65 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 321.95 | 310.35 | 281.15 | 251.95 | 222.85 | 193.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 322.25 | 310.65 | 281.45 | 252.25 | 223.15 | 193.95 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 322.25 | 310.55 | 281.45 | 252.25 | 223.05 | 193.95 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 323.35 | 311.65 | 282.45 | 253.35 | 224.15 | 194.95 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 323.85 | 317.15 | 282.95 | 253.85 | 224.65 | 195.45 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 323.95 | 312.35 | 283.15 | 253.95 | — | 195.65 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 324.75 | 316.55 | 287.35 | 258.25 | 225.65 | 196.45 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 327.50 | 315.85 | 286.70 | 257.50 | 228.35 | 199.20 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 327.55 | 317.15 | 290.85 | 264.55 | 238.35 | 212.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 328.25 | 319.95 | 294.25 | 265.05 | 239.35 | 210.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 328.25 | 316.55 | 292.55 | 263.35 | 229.05 | 199.85 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 329.65 | 319.60 | 289.50 | 262.75 | 232.65 | 209.25 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 330.15 | 318.55 | 289.35 | 260.15 | 231.05 | 201.85 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 331.25 | 320.75 | 294.15 | 267.55 | 241.05 | 214.55 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 331.75 | 320.15 | 290.95 | 261.75 | 232.65 | 203.45 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 331.75 | 320.15 | 290.95 | 261.75 | 232.65 | 203.45 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 331.85 | 320.25 | 291.05 | 261.85 | 232.75 | 203.55 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 333.15 | 321.65 | 292.65 | 263.15 | 234.15 | 208.75 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 333.65 | 322.05 | 292.85 | 263.65 | 234.55 | 205.35 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 334.55 | 325.55 | 303.05 | 280.55 | 257.55 | 235.05 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 335.25 | 323.65 | 294.45 | 265.25 | 236.15 | 206.95 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 335.25 | 323.65 | 294.45 | 265.25 | 236.15 | 218.35 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 335.35 | 323.75 | 294.55 | 265.35 | 236.25 | 207.05 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 337.75 | 326.15 | 296.95 | 267.75 | 238.65 | 209.45 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 338.45 | 326.85 | 297.65 | 268.45 | 239.35 | 210.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 338.45 | 326.85 | 297.65 | 268.45 | 239.35 | 210.15 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 340.45 | 328.85 | 299.65 | 270.45 | 241.35 | 212.15 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 341.05 | 329.55 | 300.55 | 271.05 | 242.05 | 213.05 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 341.15 | 334.45 | 300.25 | 271.15 | 241.95 | 212.75 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 341.55 | 329.95 | 300.75 | 271.55 | 242.45 | 213.25 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 342.75 | 331.15 | 301.95 | 272.75 | 243.65 | 218.35 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 344.25 | 332.55 | 303.45 | 274.25 | 245.05 | 215.95 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 344.95 | 333.45 | 304.45 | 274.95 | 245.95 | 216.95 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 346.25 | 334.65 | 305.45 | 276.25 | — | 217.95 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 347.25 | 336.70 | 308.55 | 280.35 | 248.70 | 220.55 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 349.25 | 337.55 | 308.35 | 279.25 | 250.05 | 220.85 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 349.45 | 337.85 | 308.65 | 279.45 | 250.35 | 221.15 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 350.45 | 338.85 | 309.65 | 280.45 | 251.35 | 222.15 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 351.05 | 339.45 | 310.25 | 281.05 | 251.95 | 222.75 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 351.25 | 339.75 | 310.75 | 281.25 | 252.25 | 223.25 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 351.55 | 339.95 | 311.05 | 281.55 | 257.55 | 234.55 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 353.25 | 341.55 | 312.35 | 283.25 | 254.05 | 224.85 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 356.85 | 346.75 | 321.35 | 296.05 | 270.65 | 239.55 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 356.85 | 345.35 | 316.35 | 286.85 | 257.85 | 228.85 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 356.85 | 345.15 | 315.95 | 286.85 | 257.65 | 228.45 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 364.45 | 352.85 | 323.65 | 294.45 | 265.35 | 236.15 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 366.45 | 354.85 | 325.65 | 296.45 | 267.35 | 238.15 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 370.85 | 359.35 | 330.35 | 300.85 | 271.85 | 242.85 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 372.25 | 362.25 | 337.75 | 313.25 | 288.75 | 264.25 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 375.15 | 363.65 | 334.65 | 305.15 | 276.15 | 247.15 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 375.85 | 364.15 | 334.95 | 305.85 | 276.65 | 247.45 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 377.55 | 365.95 | 336.75 | 307.65 | 278.45 | 249.55 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 383.75 | 372.25 | 343.25 | 313.75 | 284.75 | 255.75 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 388.05 | 376.55 | 347.55 | 318.05 | 289.05 | 260.05 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 390.35 | 378.85 | 349.85 | 320.35 | 291.35 | 262.35 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.85 | 399.25 | 370.05 | 340.95 | 311.75 | 282.55 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.85 | 400.15 | 371.05 | 341.85 | 312.65 | 283.55 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.45 | 412.95 | 383.95 | 354.45 | 325.45 | 296.45 | 115 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident.md ## With accident cover: from 49.85 to 141.65 CHF a month depending on the deductible and the model 115 offers from 23 health insurers. With a deductible of 0 CHF, the cheapest is **79.45 CHF** a month with **KPT** (KPTwin.smart - GP with app), the most expensive 141.65 CHF with Groupe Mutuel – Avenir (Standard model). Lowest premium: - 0 CHF: 79.45 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/deductible-0/ - 100 CHF: 76.75 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/deductible-100/ - 200 CHF: 70.25 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/deductible-200/ - 300 CHF: 65.05 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/deductible-300/ - 400 CHF: 59.25 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/deductible-400/ - 500 CHF: 53.45 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/deductible-500/ - 600 CHF: 49.85 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/deductible-600/ | Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |---|---|---|---:|---:|---:|---:|---:|---:|---:| | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 79.45 | — | 70.25 | — | 60.85 | — | 52.25 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 80.55 | — | 70.45 | 65.45 | 60.35 | 55.25 | 50.25 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 82.55 | 76.75 | 70.95 | 65.05 | 59.25 | 53.45 | 49.85 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 83.05 | — | — | — | — | 53.95 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 84.05 | — | — | — | — | 54.95 | — | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 84.75 | — | 74.85 | — | 64.95 | — | 55.05 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 84.75 | — | 74.85 | — | 64.95 | — | 55.05 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 85.05 | — | — | — | — | 55.95 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 85.05 | — | — | — | — | 55.95 | — | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 85.45 | — | 74.75 | 69.45 | 64.15 | 58.75 | 53.45 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 85.55 | 79.75 | 73.95 | 68.05 | 62.25 | 56.45 | 50.55 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 85.85 | — | 75.85 | — | 65.75 | — | 55.75 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 85.95 | — | 75.15 | 69.85 | 64.55 | 59.05 | 53.75 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 86.55 | 80.75 | 74.95 | 69.05 | 63.25 | 57.45 | 51.55 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 87.05 | — | — | — | — | 57.95 | — | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 87.55 | 81.75 | 75.95 | 70.05 | 64.25 | — | 52.55 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 88.05 | 82.25 | 76.45 | 70.55 | 64.75 | — | 53.05 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 89.15 | — | — | — | — | 60.05 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 89.15 | — | — | — | — | 60.05 | — | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 90.05 | — | 79.55 | — | 69.05 | — | 58.55 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 90.15 | — | 78.55 | — | 66.85 | — | 55.15 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 90.35 | 84.55 | 78.75 | 72.85 | 67.05 | — | 55.35 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 90.35 | 85.25 | 80.15 | 74.95 | 70.15 | 64.75 | 59.55 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 91.65 | 85.85 | 80.05 | 74.15 | 68.35 | 62.55 | 56.65 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 91.65 | 85.85 | 80.05 | 74.15 | 68.35 | 62.55 | 56.65 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 92.55 | 86.75 | 80.95 | 75.05 | 69.25 | — | 57.55 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 92.55 | 87.25 | 82.05 | 76.75 | 71.85 | 66.35 | 61.05 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 93.10 | 88.20 | 82.35 | 76.45 | 70.60 | 64.70 | 58.35 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 93.35 | — | 81.75 | — | 70.05 | — | 58.35 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 93.55 | 88.35 | 83.05 | 77.65 | 72.65 | 67.15 | 61.75 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 93.85 | — | 82.15 | 76.35 | 70.55 | 64.65 | 58.85 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 93.95 | 88.55 | 83.25 | 77.75 | 72.45 | 67.15 | 61.65 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 93.95 | 88.55 | 83.25 | 77.75 | 72.45 | 67.15 | 61.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 95.05 | — | 83.45 | — | 71.75 | — | 60.05 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 95.15 | 89.35 | 83.55 | 77.65 | 71.85 | 66.05 | 60.15 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 95.25 | 89.45 | 83.65 | 77.75 | 71.95 | 66.15 | 60.25 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 95.75 | 89.95 | 84.15 | 78.25 | 72.45 | 66.65 | 60.75 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 96.15 | — | 84.55 | — | 72.85 | — | 61.15 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 96.35 | 90.55 | 84.75 | 78.85 | 73.05 | 67.25 | 61.35 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 96.35 | 90.55 | 84.75 | 78.85 | 73.05 | 67.25 | 61.35 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 96.45 | 90.65 | 84.85 | 78.95 | 73.15 | 67.35 | — | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 96.65 | 90.85 | 85.05 | 79.15 | 73.35 | 67.55 | 61.65 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 97.05 | 91.25 | 85.45 | 79.55 | 73.75 | 67.95 | 62.05 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 97.35 | — | — | — | — | 68.25 | — | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 97.65 | 91.85 | 86.05 | 80.15 | 74.35 | 68.55 | 62.65 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 97.75 | 91.95 | 86.15 | 80.25 | 74.45 | — | 62.75 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 98.25 | 93.10 | 86.90 | 80.75 | 75.60 | 69.40 | 63.25 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 99.85 | 94.05 | 88.25 | 82.35 | 76.55 | 70.75 | 64.85 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 99.85 | 94.05 | 88.25 | 82.35 | 76.55 | 70.75 | 64.85 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 100.55 | — | 88.95 | — | 77.25 | — | 65.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 101.05 | 95.25 | 89.35 | 83.55 | 77.75 | 71.85 | 66.05 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 101.05 | 95.25 | 89.35 | 83.55 | 77.75 | 71.85 | 66.05 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 102.35 | 96.45 | 90.65 | 84.85 | 78.95 | 73.15 | 67.35 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 102.45 | 96.75 | 90.85 | 84.95 | 79.15 | 73.35 | 67.45 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 102.65 | 96.85 | 91.05 | 85.15 | 79.35 | 73.55 | — | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 103.35 | 97.55 | 91.75 | 85.85 | 80.35 | 74.25 | 68.35 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 103.45 | — | 98.05 | — | 86.35 | — | 74.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.25 | — | 92.65 | — | 80.95 | — | 69.25 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 104.85 | 99.05 | 93.25 | — | 81.55 | — | 69.85 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 105.95 | 100.15 | 94.25 | 88.45 | 82.65 | 76.75 | 70.95 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 106.05 | 100.25 | 94.45 | — | 82.75 | — | 71.05 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 106.05 | 100.25 | 94.45 | — | 82.75 | — | 71.05 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 106.25 | 100.45 | 94.65 | 88.75 | 82.95 | 77.15 | 71.25 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 106.85 | — | — | 89.35 | — | — | 71.85 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 106.90 | 101.10 | 95.25 | 89.40 | 83.60 | 77.75 | 71.90 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 107.35 | 101.55 | 95.75 | — | 84.05 | — | 72.35 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 107.45 | — | 98.05 | — | 86.35 | — | 74.65 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 107.75 | 102.65 | 97.65 | 92.55 | 87.45 | 80.35 | — | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 108.05 | 102.25 | 96.40 | 90.55 | 84.75 | 78.90 | 73.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 108.05 | 102.25 | 96.40 | 90.55 | 84.75 | 78.90 | 73.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 108.05 | 102.25 | 96.40 | 90.55 | 84.75 | 78.90 | 73.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 108.05 | 102.25 | 96.40 | 90.55 | 84.75 | 78.90 | 73.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 108.05 | 102.25 | 96.40 | 90.55 | 84.75 | 78.90 | 73.05 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 108.15 | 102.35 | 96.55 | 90.65 | 84.85 | 79.05 | 73.15 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 108.15 | 102.35 | 96.55 | 90.65 | 84.85 | 79.05 | 73.15 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 109.20 | 103.40 | 97.55 | 91.70 | 85.90 | 80.05 | 74.20 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 109.65 | — | 98.05 | — | 86.35 | — | 74.65 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 109.65 | — | 98.05 | — | 86.35 | — | 74.65 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 109.65 | — | 98.05 | — | 86.35 | — | 74.65 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 109.65 | — | 98.05 | — | 86.35 | — | 74.65 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 109.65 | — | 98.05 | — | 86.35 | — | 74.65 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.85 | 105.05 | 99.25 | 93.35 | 87.55 | 81.75 | 75.85 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 110.85 | 105.05 | 99.15 | 93.35 | 87.55 | 81.65 | 75.85 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 110.85 | 104.95 | 99.15 | 93.35 | 87.45 | 81.65 | 75.85 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 110.85 | 104.95 | 99.15 | 93.35 | 87.45 | 81.65 | 75.85 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 111.55 | 105.75 | 99.90 | 94.05 | 88.25 | 82.40 | 76.55 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 112.05 | 106.15 | 100.35 | 94.55 | 88.65 | 82.85 | 77.05 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 112.15 | 106.35 | 100.55 | 94.65 | 88.85 | 83.05 | 77.15 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 112.45 | — | — | 94.95 | — | — | 77.45 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.85 | 106.95 | 101.15 | 95.35 | 89.45 | 83.65 | — | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 113.45 | 107.65 | 101.85 | 95.95 | 90.15 | 84.35 | 78.45 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 113.45 | 107.65 | 101.85 | 95.95 | 90.15 | 84.35 | 78.45 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 113.55 | 107.75 | 101.95 | 96.05 | 90.25 | 84.45 | 78.55 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 113.55 | 107.75 | 101.95 | 96.05 | 90.25 | 84.45 | 78.55 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.05 | 108.25 | 102.45 | 96.55 | 90.75 | 84.95 | 79.05 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 114.15 | 108.35 | 102.55 | 96.75 | 90.85 | 85.05 | — | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 116.55 | — | 104.95 | — | 93.25 | — | 81.55 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 116.55 | — | 104.95 | — | 93.25 | — | 81.55 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.85 | 111.05 | 105.25 | 99.35 | 93.55 | 87.75 | 81.85 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.05 | 111.25 | 105.45 | — | 93.75 | — | 82.05 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 117.35 | 111.55 | 105.75 | 99.85 | 94.05 | 88.25 | 82.35 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.25 | — | — | 101.75 | — | — | 84.25 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 119.35 | — | 107.75 | — | 96.05 | — | 84.35 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 119.35 | — | 107.75 | — | 96.05 | — | 84.35 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 120.05 | 114.15 | 108.35 | 102.55 | 96.65 | 90.85 | 85.05 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.45 | 118.65 | 112.85 | 107.05 | 101.15 | 95.35 | — | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 126.35 | 120.55 | 114.75 | 108.85 | 103.05 | 97.25 | 91.35 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 126.35 | 120.55 | 114.75 | 108.85 | 103.05 | 97.25 | 91.35 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.55 | 120.75 | 114.85 | 109.05 | 103.25 | 97.35 | 91.55 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.25 | 121.45 | 115.65 | 109.75 | 103.95 | 98.15 | 92.25 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 127.75 | 121.95 | 116.15 | 110.25 | 104.45 | 98.65 | 92.75 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 127.85 | — | 116.15 | — | 104.55 | — | 92.85 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 130.75 | 124.95 | 119.15 | 113.25 | 107.45 | 101.65 | 95.75 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.35 | — | 124.65 | — | 112.95 | — | 101.35 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.65 | 135.85 | 130.05 | 124.15 | 118.35 | 112.55 | 106.65 | 115 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident.md ## Without accident cover: from 46.05 to 131.45 CHF a month depending on the deductible and the model 115 offers from 23 health insurers. With a deductible of 0 CHF, the cheapest is **73.55 CHF** a month with **KPT** (KPTwin.smart - GP with app), the most expensive 131.45 CHF with Groupe Mutuel – Avenir (Standard model). Lowest premium: - 0 CHF: 73.55 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/no-accident/deductible-0/ - 100 CHF: 71.05 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/no-accident/deductible-100/ - 200 CHF: 65.05 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/no-accident/deductible-200/ - 300 CHF: 60.25 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/no-accident/deductible-300/ - 400 CHF: 54.85 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/no-accident/deductible-400/ - 500 CHF: 49.45 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/no-accident/deductible-500/ - 600 CHF: 46.05 CHF (Assura, MediTel) — https://praemiencheck.onedoc.ch/en/ai/appenzell/child/no-accident/deductible-600/ | Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | |---|---|---|---:|---:|---:|---:|---:|---:|---:| | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 73.55 | — | 65.05 | — | 56.25 | — | 48.25 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 76.25 | — | 66.65 | 61.95 | 57.05 | 52.25 | 47.55 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 76.45 | 71.05 | 65.75 | 60.25 | 54.85 | 49.45 | 46.05 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 76.95 | — | — | — | — | 49.85 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 77.85 | — | — | — | — | 50.85 | — | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 78.45 | — | 69.25 | — | 60.05 | — | 50.85 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 78.45 | — | 69.25 | — | 60.05 | — | 50.85 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 78.85 | — | — | — | — | 51.75 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 78.85 | — | — | — | — | 51.75 | — | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 79.25 | 73.85 | 68.45 | 63.05 | 57.65 | 52.25 | 46.75 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 79.55 | — | 70.25 | — | 60.85 | — | 51.55 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 80.25 | 74.85 | 69.45 | 63.95 | 58.55 | 53.15 | 47.65 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 80.65 | — | — | — | — | 53.65 | — | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 80.95 | — | 70.75 | 65.75 | 60.75 | 55.55 | 50.55 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 81.05 | 75.65 | 70.25 | 64.75 | 59.35 | — | 48.55 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 81.45 | — | 71.15 | 66.15 | 61.05 | 55.85 | 50.85 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 81.55 | 76.15 | 70.75 | 65.25 | 59.85 | — | 48.95 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 82.65 | — | — | — | — | 55.55 | — | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 82.65 | — | — | — | — | 55.55 | — | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 83.45 | — | 73.65 | — | 63.85 | — | 54.15 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 83.55 | — | 72.75 | — | 61.85 | — | 51.05 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 83.65 | 78.25 | 72.85 | 67.35 | 61.95 | — | 51.15 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 84.65 | 79.85 | 75.05 | 70.15 | 65.65 | 60.55 | 55.65 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 84.95 | 79.55 | 74.15 | 68.65 | 63.25 | 57.85 | 52.45 | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 84.95 | 79.55 | 74.15 | 68.65 | 63.25 | 57.85 | 52.45 | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 85.75 | 80.35 | 74.95 | 69.45 | 64.05 | — | 53.15 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 86.55 | — | 75.75 | — | 64.85 | — | 53.95 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 86.65 | 81.75 | 76.85 | 71.85 | 67.25 | 62.05 | 57.05 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 87.05 | 82.05 | 77.15 | 72.05 | 67.05 | 62.15 | 57.05 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 87.05 | 82.05 | 77.15 | 72.05 | 67.05 | 62.15 | 57.05 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 87.65 | 82.75 | 77.75 | 72.75 | 68.05 | 62.85 | 57.75 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 88.15 | — | 77.35 | — | 66.45 | — | 55.55 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 88.25 | 82.85 | 77.45 | 71.95 | 66.55 | 61.15 | 55.65 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 88.75 | 83.35 | 77.95 | 72.45 | 67.05 | 61.65 | 56.15 | | [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 88.95 | — | 77.85 | 72.25 | 66.75 | 61.15 | 55.65 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 89.15 | — | 78.35 | — | 67.45 | — | 56.55 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 89.25 | 83.85 | 78.45 | 72.95 | 67.55 | 62.15 | 56.65 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 89.25 | 83.85 | 78.45 | 72.95 | 67.55 | 62.15 | 56.65 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 89.65 | 84.25 | 78.85 | 73.35 | 67.95 | 62.55 | — | | [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 89.65 | 84.25 | 78.85 | 73.35 | 67.95 | 62.55 | 57.05 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 89.75 | 84.35 | 78.85 | 73.25 | 67.75 | 62.35 | 56.75 | | [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 90.25 | — | — | — | — | 63.15 | — | | [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 90.55 | 85.15 | 79.85 | 74.35 | 68.95 | — | 58.05 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 91.55 | 86.05 | 80.55 | 74.95 | 69.45 | 64.05 | 58.45 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 92.05 | 86.55 | 81.15 | 75.55 | 70.05 | 64.55 | 58.95 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 92.50 | 87.65 | 81.85 | 75.95 | 70.15 | 64.30 | 57.95 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 93.05 | 87.65 | 82.15 | 76.75 | 71.25 | 65.85 | 60.35 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 93.05 | 87.65 | 82.15 | 76.75 | 71.25 | 65.85 | 60.35 | | [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 93.15 | — | 82.35 | — | 71.55 | — | 60.65 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 94.15 | 88.75 | 83.25 | 77.85 | 72.35 | 66.95 | 61.45 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 94.15 | 88.75 | 83.25 | 77.85 | 72.35 | 66.95 | 61.45 | | [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 94.95 | 89.65 | 84.25 | 78.75 | 73.35 | 67.95 | 62.45 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 95.35 | 89.85 | 84.45 | 78.95 | 73.55 | 68.05 | 62.65 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 95.45 | 90.05 | 84.65 | 79.15 | 73.75 | 68.35 | — | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 95.85 | — | 90.85 | — | 79.95 | — | 69.15 | | [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 96.65 | — | 85.85 | — | 75.05 | — | 64.15 | | [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 96.85 | 91.35 | 85.95 | 80.35 | 75.25 | 69.45 | 63.95 | | [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 97.65 | 92.50 | 86.35 | 80.25 | 75.10 | 68.95 | 62.85 | | [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 98.55 | 93.15 | 87.75 | 82.25 | 76.85 | 71.45 | 65.95 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 98.75 | 93.25 | 87.85 | 82.35 | 76.95 | 71.45 | 66.05 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 99.05 | — | — | 82.85 | — | — | 66.55 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 99.20 | 93.80 | 88.35 | 82.90 | 77.50 | 72.05 | 66.60 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 99.35 | 93.85 | 88.35 | — | 77.25 | — | 66.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 99.55 | — | 90.85 | — | 79.95 | — | 69.15 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 99.85 | 95.15 | 90.45 | 85.75 | 80.95 | 74.45 | — | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 100.25 | 94.85 | 89.40 | 83.95 | 78.55 | 73.15 | 67.70 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 100.25 | 94.85 | 89.40 | 83.95 | 78.55 | 73.15 | 67.70 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 100.25 | 94.85 | 89.40 | 83.95 | 78.55 | 73.15 | 67.70 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 100.25 | 94.85 | 89.40 | 83.95 | 78.55 | 73.15 | 67.70 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 100.25 | 94.85 | 89.40 | 83.95 | 78.55 | 73.15 | 67.70 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 100.55 | 95.05 | 89.45 | — | 78.35 | — | 67.25 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 100.55 | 95.05 | 89.45 | — | 78.35 | — | 67.25 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 100.85 | 95.35 | 89.95 | 84.45 | 79.05 | 73.55 | 68.05 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 100.85 | 95.35 | 89.95 | 84.45 | 79.05 | 73.55 | 68.05 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 101.35 | 95.95 | 90.50 | 85.05 | 79.65 | 74.20 | 68.75 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 101.65 | — | 90.85 | — | 79.95 | — | 69.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 101.65 | — | 90.85 | — | 79.95 | — | 69.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 101.65 | — | 90.85 | — | 79.95 | — | 69.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 101.65 | — | 90.85 | — | 79.95 | — | 69.15 | | [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 101.65 | — | 90.85 | — | 79.95 | — | 69.15 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 101.75 | 96.25 | 90.75 | — | 79.65 | — | 68.45 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 103.25 | 97.85 | 92.35 | 86.95 | 81.45 | 76.05 | 70.55 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 103.25 | 97.85 | 92.35 | 86.95 | 81.45 | 76.05 | 70.55 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 103.35 | 97.85 | 92.45 | 86.95 | 81.45 | 76.05 | 70.55 | | [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 103.55 | 98.15 | 92.70 | 87.25 | 81.85 | 76.40 | 70.95 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 103.95 | 98.55 | 93.15 | 87.65 | 82.25 | 76.85 | 71.35 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 104.25 | — | — | 88.05 | — | — | 71.75 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 104.45 | 98.95 | 93.55 | 88.05 | 82.65 | 77.15 | 71.75 | | [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.55 | 99.05 | 93.55 | 88.05 | 82.55 | 77.05 | 71.45 | | [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.95 | 99.45 | 94.05 | 88.65 | 83.15 | 77.75 | — | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 105.15 | 99.75 | 94.35 | 88.85 | 83.55 | 78.15 | 72.65 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 105.15 | 99.75 | 94.35 | 88.85 | 83.55 | 78.15 | 72.65 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 105.85 | 100.45 | 95.05 | 89.65 | 84.25 | 78.85 | — | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 105.85 | 100.45 | 94.95 | 89.55 | 84.05 | 78.65 | 73.15 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 105.85 | 100.45 | 94.95 | 89.55 | 84.05 | 78.65 | 73.15 | | [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 106.35 | 100.85 | 95.45 | 89.95 | 84.55 | 79.05 | 73.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 108.15 | — | 97.35 | — | 86.45 | — | 75.55 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 108.15 | — | 97.35 | — | 86.45 | — | 75.55 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 108.85 | 103.45 | 98.05 | 92.55 | 87.15 | 81.75 | 76.35 | | [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 108.95 | 103.45 | 98.05 | 92.55 | 87.15 | 81.65 | 76.25 | | [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.65 | — | — | 94.35 | — | — | 78.05 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 110.75 | — | 99.95 | — | 89.05 | — | 78.15 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 110.75 | — | 99.95 | — | 89.05 | — | 78.15 | | [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 110.95 | 105.45 | 99.95 | — | 88.85 | — | 77.75 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 111.85 | 106.45 | 100.95 | 95.55 | 90.05 | 84.65 | 79.15 | | [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.45 | 110.05 | 104.65 | 99.25 | 93.75 | 88.35 | — | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 117.15 | 111.75 | 106.35 | 100.85 | 95.45 | 90.05 | 84.65 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 117.15 | 111.75 | 106.35 | 100.85 | 95.45 | 90.05 | 84.65 | | [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.95 | 112.55 | 107.05 | 101.65 | 96.15 | 90.75 | 85.25 | | [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.05 | 112.65 | 107.25 | 101.75 | 96.35 | 90.95 | 85.55 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 118.55 | 113.15 | 107.75 | 102.25 | 96.85 | 91.45 | 85.95 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 118.65 | — | 107.75 | — | 96.95 | — | 86.05 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 121.25 | 115.85 | 110.45 | 104.95 | 99.55 | 94.15 | 88.65 | | [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.55 | — | 115.65 | — | 104.75 | — | 93.95 | | [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.45 | 126.05 | 120.65 | 115.15 | 109.75 | 104.35 | 98.95 | 115 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/ai/appenzell/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ai/appenzell/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ai/appenzell/child/no-accident.md \* insurer’s default model Last modified: 29/09/2026 ## Frequently asked questions ### Which health insurer is the cheapest in Appenzell in 2027? For [an adult without accident cover](https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/): KPT (KPTwin.smart - GP with app) at 350.30 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/deductible-300/), and KPT (KPTwin.smart - GP with app) at 226.25 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/deductible-2500/). Each situation above leads to the full list of offers. ### Are the premiums the same across the whole region? Yes. Appenzell is in premium region 0 of [canton Appenzell Innerrhoden](https://praemiencheck.onedoc.ch/en/ai/): every municipality in that region has exactly the same premiums. The region depends on your municipality of residence, not your postcode. ### Until when can I change health insurer for 2027? Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The deductible changes on the same date, by telling your insurer. ### Do I need to include accident cover? Generally no if you work at least 8 hours a week for the same employer: their accident insurance (UVG/LAA) also covers non-occupational accidents. Otherwise, include accident cover if you are not already fully covered by another UVG/LAA accident policy. ### Why is the FOPH-approved premium higher than the price shown? The amount shown is the FOPH-approved premium, the same one as on priminfo.admin.ch, less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person receives 57.00 CHF, which the insurer deducts from the invoices: 4.75 CHF a month, the same amount for everyone. The approved premium of 350.30 CHF at KPT therefore gives 345.55 CHF; the ranking does not change. Your invoice may still differ, for example with your canton’s individual premium reduction. Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website. Canonical: https://praemiencheck.onedoc.ch/en/ai/appenzell/ ## Related pages - For an adult aged 26 or over: https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/ - For a young adult aged 19 to 25: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/ - For a child aged 0 to 18: https://praemiencheck.onedoc.ch/en/ai/appenzell/child/ - Without accident cover: from 226.25 to 523.05 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/no-accident/ - With accident cover: from 243.65 to 562.75 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/appenzell/adult/with-accident/ - Without accident cover: from 153.65 to 394.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/no-accident/ - With accident cover: from 165.65 to 424.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/appenzell/young-adult/with-accident/ - With accident cover: from 49.85 to 141.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/appenzell/child/with-accident/ - Without accident cover: from 46.05 to 131.45 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ai/appenzell/child/no-accident/ Address of this page: praemiencheck.onedoc.ch/en/ai/appenzell/ — replace `ai` with your canton’s two-letter code (ge, vd, zh…) and `appenzell` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.