# Health insurance premiums 2026 in Mandach (AG), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Mandach](https://praemiencheck.onedoc.ch/en/ag/mandach/) ([canton Aargau](https://praemiencheck.onedoc.ch/en/ag/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/), the cheapest monthly basic insurance premium is **236.65 CHF** with **CSS** (Hausarztversicherung Profit model) and the most expensive is 365.35 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 335.75 | 324.15 | 294.95 | 265.75 | 236.65 | 207.45 | −7.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 338.75 | 327.15 | 297.95 | 268.75 | 239.65 | 210.45 | +7.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 339.55 | 327.95 | 298.75 | 269.55 | 240.45 | 211.25 | +7.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 326.15 | 316.05 | 291.05 | 265.95 | 240.85 | 215.75 | +9.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 340.75 | 334.05 | 299.95 | 270.75 | 241.55 | 220.65 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 342.85 | 331.25 | 302.95 | 273.75 | 245.45 | 227.75 | New tariff 2026 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 346.25 | 334.65 | 305.45 | 276.25 | 247.15 | 217.95 | +8.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 346.25 | 334.65 | 305.45 | 276.25 | 247.15 | 217.95 | +10.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 350.95 | 339.35 | 310.15 | 280.95 | 251.85 | 222.65 | +7.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 352.50 | 340.90 | 311.70 | 282.50 | 253.40 | 224.20 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 352.55 | 340.95 | 311.75 | 282.55 | 253.45 | 224.25 | New tariff 2026 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 343.45 | 332.85 | 306.55 | 280.15 | 253.65 | 227.35 | +8.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 352.75 | 341.25 | 312.25 | 282.75 | 253.75 | 224.75 | +7.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 355.45 | 343.85 | 314.65 | 285.45 | 256.35 | 227.15 | +12.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 356.20 | 344.60 | 315.40 | 286.20 | 257.10 | 227.90 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 356.20 | 344.60 | 315.40 | 286.20 | 257.10 | 227.90 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 356.20 | 344.60 | 315.40 | 286.20 | 257.10 | 227.90 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 356.35 | 344.75 | 315.55 | 286.35 | 257.25 | 228.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 356.35 | 344.75 | 315.55 | 286.35 | 257.25 | 228.05 | New tariff 2026 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 356.55 | 344.95 | 315.75 | 286.65 | 257.45 | 230.05 | +6.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 349.25 | 338.45 | 311.65 | 284.85 | 257.95 | 231.15 | +8.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 349.45 | 338.65 | 311.85 | 285.05 | 258.25 | 231.45 | +7.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 349.45 | 338.65 | 311.85 | 285.05 | 258.25 | 231.45 | +7.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 359.65 | 348.05 | 318.85 | 289.65 | 260.55 | 231.35 | +12.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 360.55 | 348.95 | 319.75 | 290.55 | 261.45 | 232.25 | +4.3 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 360.90 | 349.25 | 320.10 | 290.90 | 261.75 | 232.60 | +8.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 361.65 | 350.05 | 320.85 | 291.65 | 262.55 | 233.35 | +7.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 362.65 | 350.95 | 321.75 | 292.65 | 263.45 | 234.25 | +9.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 362.65 | 350.95 | 321.75 | 292.65 | 263.45 | 234.25 | +6.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 362.65 | 350.95 | 321.75 | 292.65 | 263.45 | 234.25 | +9.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 362.85 | 351.35 | 322.35 | 292.85 | 263.85 | 234.85 | +1.7 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 364.80 | 353.15 | 324.00 | 294.80 | 265.65 | 236.50 | +7.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 352.55 | 342.55 | 317.15 | 291.75 | 266.35 | 243.65 | +6.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 366.05 | 359.35 | 325.15 | 296.05 | 266.85 | 237.65 | +4.0 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 366.15 | 354.55 | 325.35 | 296.15 | 267.05 | 237.85 | 0.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 366.75 | 355.05 | 325.95 | 296.75 | 267.55 | 238.45 | +6.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 367.45 | 355.85 | 326.65 | 297.45 | 268.35 | 239.15 | +8.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 367.55 | 356.05 | 327.05 | 297.55 | 268.55 | 239.55 | +7.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 368.85 | 357.15 | 327.95 | 298.85 | 269.65 | 240.45 | +2.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 369.15 | 357.65 | 328.65 | 299.15 | 270.15 | 241.15 | +2.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 369.65 | 358.15 | 329.15 | 299.65 | 270.65 | 241.65 | +7.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 370.05 | 358.45 | 329.25 | 300.05 | 270.95 | 241.75 | +18.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 370.25 | 358.65 | 329.45 | 300.25 | 271.15 | 241.95 | +12.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 370.65 | 359.05 | 329.85 | 300.65 | 271.55 | 245.35 | +7.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 371.35 | 359.75 | 330.55 | 301.35 | 272.25 | 243.05 | +4.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 364.35 | 352.75 | 331.55 | 302.35 | 273.25 | 255.05 | +7.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 375.45 | 363.95 | 334.95 | 305.45 | 276.45 | 247.45 | +1.7 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 377.65 | 366.05 | 336.85 | 307.65 | 278.55 | 252.65 | +19.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 378.25 | 366.75 | 337.75 | 308.25 | 279.25 | 250.25 | +5.5 % |
| [Krankenkasse Birchmeier](https://www.kkbirchmeier.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 365.65 | 355.35 | 329.95 | 304.65 | 279.35 | 240.65 | +16.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 379.05 | 367.45 | 338.25 | 309.05 | 279.95 | 253.75 | +7.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 379.65 | 368.15 | 339.15 | 309.65 | 280.65 | 251.65 | +1.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 380.05 | 368.35 | 339.25 | 310.05 | 280.85 | 251.75 | +8.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 380.25 | 368.65 | 339.55 | 310.35 | 281.15 | 251.95 | +7.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 380.25 | 368.75 | 339.75 | 310.25 | 281.25 | 252.25 | +7.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 381.85 | 370.25 | 341.05 | 311.85 | 282.75 | 253.55 | +7.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 382.05 | 370.45 | 345.95 | 316.75 | 282.95 | 253.75 | New tariff 2026 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 383.05 | 371.35 | 342.15 | 313.05 | 283.85 | 254.65 | +8.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 383.05 | 371.45 | 342.25 | 313.05 | 283.95 | 254.75 | +18.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 383.35 | 371.75 | 342.55 | 313.35 | 284.25 | 255.05 | −6.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 384.30 | 372.60 | 343.45 | 314.30 | 285.10 | 255.95 | +8.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 386.35 | 374.85 | 345.65 | 316.45 | 287.25 | 261.35 | +19.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 386.35 | 374.75 | 345.55 | 316.35 | 287.25 | 258.05 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 386.45 | 374.85 | 345.65 | 316.45 | 287.35 | 258.15 | +7.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 386.45 | 374.85 | 345.65 | 316.45 | 287.35 | 258.15 | +7.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 387.15 | 375.65 | 346.65 | 317.15 | 288.15 | 259.15 | +5.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 389.25 | 377.65 | 348.45 | 319.25 | 290.15 | 260.95 | +7.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 389.45 | 377.85 | 348.65 | 319.45 | 290.35 | 261.15 | +18.2 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 390.65 | 379.05 | 349.85 | 320.65 | 291.55 | 265.65 | +21.1 % |
| [Krankenkasse Birchmeier](https://www.kkbirchmeier.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 378.15 | 367.85 | 342.45 | 317.15 | 291.85 | 253.25 | New tariff 2026 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 391.05 | 379.45 | 350.25 | 321.05 | 291.95 | 262.75 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 391.35 | 384.65 | 350.45 | 321.35 | 292.15 | 262.95 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 391.35 | 384.65 | 350.45 | 321.35 | 292.15 | 262.95 | +3.9 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 391.35 | 379.75 | 350.55 | 321.35 | 292.25 | 263.05 | 0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 391.55 | 380.05 | 351.05 | 321.55 | 292.55 | 263.55 | +5.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 393.85 | 382.25 | 353.05 | 323.85 | 294.75 | 265.55 | +18.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 394.15 | 382.45 | 353.35 | 324.15 | 294.95 | 265.85 | +0.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 393.75 | 382.05 | 364.55 | 335.45 | 296.95 | 267.75 | +4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 397.65 | 385.95 | 356.75 | 327.65 | 298.45 | 269.25 | New tariff 2026 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 400.35 | 388.75 | 359.55 | 330.35 | 301.25 | 272.05 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 400.35 | 388.75 | 359.55 | 330.35 | 301.25 | 272.05 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 402.75 | 391.25 | 362.25 | 332.75 | 303.75 | 274.75 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 403.05 | 396.05 | 366.95 | 337.75 | 303.95 | 274.75 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 403.55 | 391.95 | 362.75 | 333.55 | 304.45 | 275.25 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 403.55 | 391.95 | 362.75 | 333.55 | 304.45 | 275.25 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 403.55 | 391.95 | 362.75 | 333.55 | 304.45 | 275.25 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 403.95 | 397.25 | 363.15 | 333.95 | 304.75 | 275.65 | +3.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 405.85 | 394.25 | 365.05 | 335.95 | 306.75 | 277.55 | +6.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 405.85 | 394.25 | 365.05 | 335.85 | 306.75 | 277.55 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 408.05 | 396.45 | 367.25 | 338.05 | 308.95 | 279.75 | +6.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 409.55 | 397.95 | 368.75 | 339.55 | 310.45 | 281.25 | +5.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 411.05 | 399.45 | 370.25 | 341.05 | 311.95 | 282.75 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 412.35 | 405.75 | 371.55 | 342.35 | 313.25 | 284.05 | +3.8 % |
| [Krankenkasse Birchmeier](https://www.kkbirchmeier.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 411.45 | 399.85 | 371.05 | 342.15 | 313.45 | 284.35 | +14.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 415.35 | 403.85 | 374.85 | 345.35 | 316.35 | 287.35 | +1.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 416.55 | 404.95 | 375.75 | 346.55 | 317.45 | 288.25 | +10.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 416.55 | 409.95 | 375.75 | 346.55 | 317.45 | 288.25 | +3.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 406.15 | 395.95 | 370.25 | 344.55 | 318.95 | 293.25 | +9.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 418.35 | 406.85 | 377.85 | 348.35 | 319.35 | 290.35 | +6.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 418.75 | 407.15 | 377.95 | 348.75 | 319.65 | 290.45 | +7.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 397.65 | 388.65 | 366.15 | 343.65 | 320.65 | 298.15 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 420.25 | 408.55 | 379.35 | 350.25 | 321.05 | 291.85 | +4.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 422.05 | 410.45 | 381.25 | 352.05 | 322.95 | 293.75 | +4.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 422.55 | 410.85 | 381.75 | 352.55 | 323.35 | 294.25 | +4.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 417.35 | 405.75 | 376.85 | 347.35 | 323.45 | 300.35 | +7.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 425.05 | 413.45 | 384.25 | 355.05 | 325.95 | 296.75 | +4.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 415.45 | 405.05 | 378.75 | 352.45 | 326.25 | 299.95 | +9.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 425.75 | 414.15 | 384.95 | 355.75 | 326.65 | 297.45 | +4.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 426.15 | 414.55 | 385.35 | 356.15 | 327.05 | 297.85 | +17.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 420.15 | 409.55 | 383.05 | 356.45 | 329.95 | 303.35 | +9.9 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 429.75 | 418.15 | 388.95 | 359.75 | 330.65 | 301.45 | +18.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 429.75 | 418.15 | 388.95 | 359.75 | 330.65 | 301.45 | −6.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 432.25 | 420.55 | 391.45 | 362.25 | 333.05 | 303.95 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 436.45 | 424.85 | 395.65 | 366.45 | 337.35 | 308.15 | +4.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 436.45 | 424.85 | 395.65 | 366.45 | 337.35 | 308.15 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 433.45 | 421.75 | 392.55 | 365.75 | 338.95 | 314.45 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 440.55 | 429.05 | 400.05 | 370.55 | 341.55 | 312.55 | +4.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 440.85 | 431.95 | 405.15 | 373.95 | 342.75 | 313.30 | +6.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 442.75 | 431.05 | 401.95 | 375.05 | 348.25 | 323.75 | +5.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 432.65 | 422.65 | 398.15 | 373.65 | 349.15 | 324.75 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 455.05 | 443.35 | 414.25 | 385.05 | 355.85 | 326.75 | +4.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 455.65 | 444.05 | 414.85 | 385.65 | 356.55 | 327.35 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 459.65 | 448.05 | 418.85 | 389.65 | 360.55 | 331.35 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 461.35 | 449.75 | 420.55 | 391.35 | 362.25 | 333.05 | +4.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 462.25 | 450.65 | 421.45 | 392.25 | 363.15 | 333.95 | +9.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 463.85 | 454.45 | 423.50 | 397.25 | 365.35 | 337.20 | +7.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 390.65 | 379.05 | 349.85 | 320.65 | — | 262.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 404.05 | 392.45 | 363.25 | 334.05 | — | 275.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 407.35 | 395.75 | 366.55 | 337.35 | — | 279.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 410.75 | 399.15 | 369.95 | 340.75 | — | 282.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 434.15 | 422.55 | 393.35 | 364.15 | — | 305.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 457.55 | 445.95 | 416.75 | 387.55 | — | 329.25 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Mandach for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/), the cheapest offer in [Mandach](https://praemiencheck.onedoc.ch/en/ag/mandach/) is CSS (Hausarztversicherung Profit) at 236.65 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 268.35 CHF a month.

### How much does health insurance cost in Mandach in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/), monthly premiums run from 236.65 CHF (CSS, Hausarztversicherung Profit) to 365.35 CHF (vita surselva, Standard model): 132 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 299.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Mandach for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 335.75 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/deductible-300/) to 207.45 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Mandach for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 268.35 CHF (Sanitas), family doctor / HMO 236.65 CHF (CSS), flexible model 257.25 CHF (Sanitas), telemedicine 240.85 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 241.80 CHF at CSS (Hausarztversicherung Profit) gives 236.65 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Mandach is in region 0 of canton Aargau.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Mandach (AG): every situation: https://praemiencheck.onedoc.ch/en/ag/mandach/
- Premiums 2026 in Mandach (AG), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/
- Premiums 2026 in Mandach (AG), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ag/mandach/child/
- Adult: https://praemiencheck.onedoc.ch/en/ag/mandach/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2026 in Mandach (AG), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/deductible-300/
- Deductible Premiums 2026 in Mandach (AG), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/deductible-500/
- Deductible Premiums 2026 in Mandach (AG), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2026 in Mandach (AG), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2026 in Mandach (AG), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ag/mandach/young-adult/with-accident/deductible-300/ — replace `ag` with your canton’s two-letter code (ge, vd, zh…), `mandach` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.
