# Health insurance premiums 2026 in Buchs (AG), for a young adult aged 19 to 25 who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Buchs](https://praemiencheck.onedoc.ch/en/ag/buchs/) ([canton Aargau](https://praemiencheck.onedoc.ch/en/ag/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/), the cheapest monthly basic insurance premium is **299.95 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 451.70 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 309.55 | 299.95 | 276.25 | 252.35 | 228.55 | 204.75 | +7.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 311.85 | 301.05 | 273.95 | 246.75 | 219.75 | 192.55 | −5.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | VIVA – Gesundheitsplan | 320.15 | 309.25 | 282.75 | 255.55 | 229.05 | 212.55 | New tariff 2026 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 321.55 | 310.55 | 282.75 | 255.05 | 227.45 | 199.65 | +5.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 322.35 | 311.25 | 283.55 | 255.85 | 228.15 | 200.45 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 318.15 | 311.95 | 279.95 | 252.75 | 225.45 | 205.95 | +3.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 323.45 | 312.65 | 285.35 | 258.05 | 230.85 | 203.45 | +6.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 323.45 | 312.65 | 285.35 | 258.05 | 230.85 | 203.45 | +7.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 324.95 | 314.95 | 290.05 | 265.05 | 240.15 | 215.15 | +5.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 324.95 | 314.95 | 290.05 | 265.05 | 240.15 | 215.15 | +5.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 326.05 | 315.95 | 290.95 | 265.85 | 240.75 | 215.75 | +6.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 327.80 | 317.00 | 289.85 | 262.65 | 235.55 | 208.35 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 327.75 | 317.05 | 290.05 | 262.65 | 235.65 | 208.65 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 327.95 | 317.15 | 289.95 | 262.75 | 235.65 | 208.45 | New tariff 2026 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 327.55 | 318.25 | 294.55 | 270.95 | 247.35 | 226.35 | +5.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 331.25 | 320.45 | 293.35 | 266.25 | 239.15 | 213.65 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 331.25 | 320.45 | 293.30 | 266.10 | 239.00 | 211.80 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 331.25 | 320.45 | 293.30 | 266.10 | 239.00 | 211.80 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 331.25 | 320.45 | 293.30 | 266.10 | 239.00 | 211.80 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 331.45 | 320.65 | 293.45 | 266.25 | 239.15 | 212.05 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 331.45 | 320.65 | 293.45 | 266.25 | 239.15 | 212.05 | New tariff 2026 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 331.55 | 321.25 | 295.85 | 270.35 | 244.75 | 219.35 | +6.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 333.15 | 322.15 | 294.35 | 266.65 | 239.05 | 211.25 | +5.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 335.05 | 324.25 | 297.05 | 269.95 | 242.85 | 215.65 | +3.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 335.65 | 324.75 | 297.15 | 269.55 | 242.05 | 214.45 | +9.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 336.95 | 326.05 | 298.95 | 271.85 | 244.65 | 217.55 | +7.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 336.95 | 326.05 | 298.95 | 271.85 | 244.65 | 217.55 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 336.95 | 326.05 | 298.95 | 271.85 | 244.65 | 217.55 | +7.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 337.05 | 326.35 | 299.45 | 271.95 | 245.05 | 218.05 | +1.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 338.45 | 327.65 | 307.95 | 280.75 | 253.75 | 236.85 | +6.6 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 338.95 | 328.00 | 300.55 | 273.15 | 245.75 | 218.30 | +5.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 339.65 | 328.65 | 301.05 | 273.45 | 245.95 | 218.35 | +9.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 340.75 | 329.85 | 302.85 | 275.65 | 248.55 | 221.45 | +4.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 341.45 | 330.75 | 303.85 | 276.35 | 249.45 | 222.45 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 341.75 | 330.95 | 303.85 | 276.65 | 249.55 | 222.35 | +6.1 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausmed | 342.60 | 331.65 | 304.25 | 276.80 | 249.40 | 222.00 | +4.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 342.75 | 331.85 | 304.65 | 277.65 | 250.45 | 223.35 | +1.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 343.35 | 332.25 | 304.55 | 276.85 | 249.15 | 221.45 | +5.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 342.95 | 332.25 | 305.25 | 277.85 | 250.85 | 223.95 | +1.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 343.45 | 332.75 | 305.75 | 278.35 | 251.35 | 224.45 | +5.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 343.85 | 333.05 | 305.85 | 278.75 | 251.65 | 224.55 | +13.5 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 343.95 | 333.05 | 305.55 | 278.15 | 250.75 | 223.35 | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 344.35 | 333.55 | 306.45 | 279.25 | 252.15 | 227.85 | +5.9 % |
| [Krankenkasse Birchmeier](https://www.kkbirchmeier.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 343.45 | 333.75 | 309.85 | 286.15 | 262.35 | 225.95 | +12.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 345.05 | 334.25 | 307.15 | 279.95 | 252.85 | 225.75 | +3.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 341.75 | 335.55 | 303.65 | 276.35 | 249.05 | 221.85 | +2.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 348.85 | 338.15 | 311.15 | 283.75 | 256.75 | 229.75 | +1.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 349.65 | 338.65 | 311.05 | 283.55 | 256.05 | 228.45 | +9.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 351.35 | 340.65 | 313.75 | 286.25 | 259.35 | 232.35 | +4.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 352.25 | 341.45 | 314.25 | 287.15 | 260.05 | 235.65 | +5.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Medcasa | 352.75 | 341.95 | 314.65 | 287.35 | 260.15 | 235.85 | +14.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 352.75 | 342.05 | 315.05 | 287.65 | 260.65 | 233.65 | +1.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 353.35 | 342.65 | 315.65 | 288.25 | 261.25 | 234.25 | +5.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 353.65 | 342.95 | 315.75 | 288.65 | 261.45 | 234.25 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 354.85 | 344.05 | 316.85 | 289.75 | 262.65 | 235.45 | +5.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 354.95 | 344.15 | 321.35 | 294.25 | 262.75 | 235.65 | New tariff 2026 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 355.95 | 345.15 | 317.95 | 290.85 | 263.75 | 236.65 | +13.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 356.15 | 345.35 | 318.15 | 291.05 | 263.95 | 236.85 | −5.1 % |
| [Krankenkasse Birchmeier](https://www.kkbirchmeier.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 355.15 | 345.55 | 321.65 | 297.85 | 274.05 | 237.75 | New tariff 2026 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 357.85 | 346.95 | 319.65 | 292.45 | 265.15 | 237.85 | +6.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 358.95 | 348.25 | 321.05 | 293.85 | 266.85 | 239.65 | +3.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 359.05 | 348.25 | 321.15 | 293.95 | 266.95 | 239.75 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 359.05 | 348.25 | 321.15 | 293.95 | 266.95 | 239.75 | +5.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 359.65 | 348.95 | 321.95 | 294.55 | 267.55 | 240.65 | +4.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 360.75 | 349.65 | 322.05 | 294.25 | 266.55 | 238.95 | +6.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 360.90 | 349.95 | 322.55 | 295.10 | 267.70 | 240.30 | +5.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Sanmed24 | 360.95 | 350.15 | 322.85 | 295.55 | 268.25 | 244.05 | +14.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 361.85 | 351.05 | 323.95 | 296.75 | 269.75 | 242.55 | +13.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 362.95 | 352.15 | 325.05 | 297.85 | — | 243.65 | +0.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 363.35 | 352.55 | 325.45 | 298.25 | 271.25 | 244.05 | +4.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 363.85 | 353.15 | 326.15 | 298.75 | 271.75 | 244.75 | +4.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Casa | 364.95 | 354.15 | 326.85 | 299.55 | 272.35 | 248.05 | +15.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 365.85 | 354.95 | 338.75 | 311.55 | 275.75 | 248.65 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 365.95 | 355.15 | 328.05 | 300.85 | 273.85 | 246.65 | +13.5 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 367.65 | 356.75 | 329.25 | 301.85 | 274.45 | 247.05 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 368.05 | 357.15 | 329.85 | 302.65 | 275.35 | 248.15 | +0.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 369.55 | 358.55 | 330.75 | 303.05 | 275.35 | 247.65 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 365.35 | 359.15 | 327.25 | 299.95 | 272.75 | 245.45 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 365.35 | 359.15 | 327.25 | 299.95 | 272.75 | 245.45 | +2.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 371.25 | 360.35 | 333.15 | 305.85 | 278.65 | 251.35 | New tariff 2026 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 369.45 | 361.15 | 340.25 | 319.25 | 297.85 | 276.95 | +6.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 372.05 | 361.25 | 334.05 | 306.95 | 279.85 | 252.65 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 372.05 | 361.25 | 334.05 | 306.95 | 279.85 | 252.65 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 374.15 | 363.45 | 336.55 | 309.05 | 282.05 | 255.15 | +3.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 374.95 | 364.25 | 337.05 | 309.85 | 282.85 | 255.65 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 374.95 | 364.25 | 337.05 | 309.85 | 282.85 | 255.65 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 374.95 | 364.25 | 337.05 | 309.85 | 282.85 | 255.65 | +3.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 375.45 | 364.65 | 337.45 | 310.35 | — | 256.05 | +2.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 377.15 | 366.35 | 339.15 | 312.15 | 284.95 | 257.85 | +5.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 378.45 | 367.65 | 340.55 | 313.35 | — | 259.15 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 374.55 | 368.05 | 340.85 | 313.75 | 282.25 | 255.15 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 379.05 | 368.15 | 340.85 | 313.55 | 286.35 | 259.05 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 379.15 | 368.35 | 341.25 | 314.05 | 287.05 | 259.85 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 380.55 | 369.75 | 342.65 | 315.45 | 288.45 | 261.25 | +4.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 381.65 | 370.85 | 343.65 | 316.55 | — | 262.35 | +2.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 377.25 | 370.95 | 339.05 | 311.75 | 284.55 | 257.25 | +2.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 381.45 | 371.85 | 347.65 | 323.55 | 299.45 | 275.35 | +7.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 383.85 | 372.95 | 345.75 | 318.45 | 291.25 | 263.95 | +5.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 385.95 | 375.25 | 348.25 | 320.85 | 293.85 | 266.95 | +1.3 % |
| [Krankenkasse Birchmeier](https://www.kkbirchmeier.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 386.45 | 375.55 | 348.45 | 321.35 | 294.35 | 266.95 | +11.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 387.75 | 377.05 | 350.15 | 322.75 | 300.45 | 279.05 | +6.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 388.75 | 378.05 | 351.05 | 323.65 | 296.65 | 269.75 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 389.15 | 378.35 | 351.15 | 324.05 | 296.95 | 269.85 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 385.05 | 378.85 | 346.95 | 319.65 | 292.35 | 265.15 | +2.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 390.25 | 380.45 | 355.75 | 331.05 | 306.35 | 281.65 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 392.45 | 381.55 | 354.25 | 326.95 | 299.75 | 272.45 | +3.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 393.45 | 382.45 | 354.85 | 327.25 | 299.75 | 272.15 | +7.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 389.05 | 382.75 | 350.85 | 323.55 | 296.35 | 269.05 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 394.15 | 383.25 | 355.95 | 328.75 | 301.45 | 274.25 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 394.55 | 383.65 | 356.45 | 329.15 | 301.95 | 274.65 | +3.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 394.95 | 384.15 | 357.05 | 329.85 | 302.85 | 275.65 | +3.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 394.65 | 384.65 | 359.75 | 334.75 | 309.85 | 284.85 | +7.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 396.05 | 385.25 | 358.05 | 330.95 | 303.85 | 276.65 | +13.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 397.65 | 386.75 | 359.45 | 332.25 | 304.95 | 277.65 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 401.35 | 390.45 | 363.15 | 335.95 | 308.65 | 281.45 | −4.6 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 401.45 | 390.65 | 363.35 | 336.05 | 308.85 | 281.55 | +14.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 401.65 | 390.75 | 363.65 | 336.55 | 309.45 | 282.25 | +2.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 402.75 | 391.85 | 364.75 | 339.75 | 314.85 | 292.05 | +4.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 403.35 | 392.65 | 365.45 | 338.25 | — | 284.05 | +3.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 402.05 | 392.75 | 369.95 | 347.15 | 324.35 | 301.65 | +6.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 407.65 | 396.75 | 369.45 | 342.15 | 314.95 | 287.65 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 407.65 | 396.75 | 369.45 | 342.15 | 314.95 | 287.65 | +3.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.45 | 398.75 | 371.75 | 344.35 | 317.35 | 290.35 | +3.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 411.35 | 400.55 | 373.45 | 348.45 | 323.55 | 300.75 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 423.45 | 412.65 | 385.45 | 358.35 | 331.25 | 304.15 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 424.95 | 414.05 | 386.85 | 359.55 | 332.25 | 305.05 | +3.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 425.15 | 414.35 | 387.25 | 360.05 | — | 305.85 | +3.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 428.75 | 417.85 | 390.75 | 363.65 | 336.55 | 309.35 | +3.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 429.35 | 418.45 | 391.15 | 363.85 | 336.65 | 309.35 | +3.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 434.15 | 423.25 | 395.85 | 368.35 | 341.05 | 313.55 | +7.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 438.15 | 429.35 | 402.70 | 371.70 | 340.65 | 311.40 | +6.2 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 461.05 | 451.70 | 420.95 | 394.85 | 363.15 | 335.15 | +6.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Buchs for a young adult aged 19 to 25 with a deductible of 500 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/), the cheapest offer in [Buchs](https://praemiencheck.onedoc.ch/en/ag/buchs/) is Agrisano (AGRIsmart) at 299.95 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 330.95 CHF a month.

### How much does health insurance cost in Buchs in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/), monthly premiums run from 299.95 CHF (Agrisano, AGRIsmart) to 451.70 CHF (vita surselva, Standard model): 132 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 299.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Buchs for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 309.55 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/deductible-300/) to 204.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/deductible-2500/): 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Buchs for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 330.95 CHF (Sanitas), family doctor / HMO 301.05 CHF (CSS), flexible model 320.65 CHF (Sanitas), telemedicine 299.95 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 305.10 CHF at Agrisano (AGRIsmart) gives 299.95 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Buchs is in region 0 of canton Aargau.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Buchs (AG): every situation: https://praemiencheck.onedoc.ch/en/ag/buchs/
- Premiums 2026 in Buchs (AG), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/
- Premiums 2026 in Buchs (AG), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/ag/buchs/child/
- Adult: https://praemiencheck.onedoc.ch/en/ag/buchs/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/with-accident/deductible-500/
- Deductible Premiums 2026 in Buchs (AG), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/deductible-300/
- Deductible Premiums 2026 in Buchs (AG), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2026 in Buchs (AG), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2026 in Buchs (AG), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2026 in Buchs (AG), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ag/buchs/young-adult/no-accident/deductible-300/ — replace `ag` with your canton’s two-letter code (ge, vd, zh…), `buchs` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.