# Health insurance premiums 2027 in Biberstein (AG), for a young adult aged 19 to 25 who wants a deductible of 1'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Biberstein](https://praemiencheck.onedoc.ch/en/ag/biberstein/) ([canton Aargau](https://praemiencheck.onedoc.ch/en/ag/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/) with a 1'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/), the cheapest monthly basic insurance premium is **311.20 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 451.20 CHF with Helsana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 346.50 | 336.40 | 311.20 | 286.00 | 260.70 | 235.50 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 362.60 | 351.00 | 321.80 | 292.60 | 263.50 | 234.30 | +6.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 363.10 | 351.50 | 322.30 | 293.10 | 264.00 | 234.80 | +3.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 363.10 | 351.50 | 322.30 | 293.10 | 264.00 | 234.80 | +3.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 363.40 | 351.80 | 322.60 | 293.40 | 264.30 | 235.10 | +6.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 367.80 | 356.10 | 327.80 | 298.70 | 270.40 | 241.20 | +6.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 368.80 | 357.20 | 328.00 | 298.80 | 269.70 | 240.50 | +9.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 369.60 | 362.90 | 328.80 | 299.60 | 270.40 | 241.30 | +7.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 370.00 | 358.40 | 329.20 | 300.00 | 270.90 | 241.70 | +2.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 366.50 | 355.80 | 329.20 | 302.50 | 275.80 | 249.20 | +5.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 370.65 | 359.00 | 329.85 | 300.65 | 271.50 | 242.35 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 370.65 | 359.00 | 329.85 | 300.65 | 271.50 | 242.35 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 368.60 | 357.80 | 331.00 | 304.20 | 277.30 | 250.50 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 374.50 | 362.85 | 333.70 | 304.50 | 275.35 | 246.20 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 374.50 | 362.85 | 333.70 | 304.50 | 275.35 | 246.20 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 374.50 | 362.85 | 333.70 | 304.50 | 275.35 | 246.20 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 374.50 | 362.85 | 333.70 | 304.50 | 275.35 | 246.20 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 374.50 | 362.85 | 333.70 | 304.50 | 275.35 | 246.20 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 376.10 | 364.50 | 335.30 | 306.20 | 277.00 | 247.90 | +4.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 373.10 | 362.40 | 335.50 | 308.70 | 281.90 | 255.10 | +5.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 373.10 | 362.40 | 335.50 | 308.70 | 281.90 | 255.10 | +5.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 376.50 | 364.90 | 335.70 | 306.50 | 277.40 | 248.20 | +3.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 371.90 | 361.80 | 336.40 | 311.10 | 285.70 | 254.30 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 377.60 | 366.00 | 336.80 | 307.60 | 278.50 | 249.30 | +6.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 378.60 | 367.00 | 337.80 | 308.60 | 279.50 | 250.30 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 379.30 | 367.80 | 338.80 | 309.30 | 280.30 | 251.30 | +3.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 379.80 | 368.30 | 339.30 | 309.80 | 280.80 | 251.80 | +6.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 381.80 | 370.20 | 341.00 | 311.80 | 282.70 | 253.50 | +2.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 385.20 | 373.60 | 344.40 | 315.20 | 286.10 | 256.90 | +2.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 385.80 | 374.30 | 345.30 | 315.80 | 286.80 | 257.80 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 386.10 | 374.45 | 345.30 | 316.10 | 286.95 | 257.80 | +4.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 388.90 | 377.30 | 348.10 | 318.90 | 289.80 | 260.60 | +6.8 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Medcasa | 390.40 | 378.80 | 349.60 | 320.40 | 291.30 | 265.30 | +2.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 391.60 | 384.90 | 350.70 | 321.60 | 292.40 | 263.20 | +6.2 % |
| [Krankenkasse Birchmeier](https://www.kkbirchmeier.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 386.90 | 376.70 | 351.20 | 325.90 | 300.60 | 259.70 | +4.8 % |
| [Krankenkasse Birchmeier](https://www.kkbirchmeier.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 386.90 | 376.70 | 351.20 | 325.90 | 300.60 | 259.70 | +1.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 392.50 | 380.90 | 351.70 | 322.50 | 293.40 | 264.20 | +8.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 392.30 | 380.80 | 351.80 | 322.30 | 293.30 | 264.30 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 394.90 | 383.30 | 354.10 | 324.90 | 295.80 | 266.60 | +1.9 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung | 395.80 | 384.20 | 355.00 | 325.80 | 296.70 | 267.50 | +7.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 395.50 | 384.00 | 355.00 | 325.50 | 296.50 | 267.50 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 396.60 | 385.10 | 356.10 | 326.60 | 297.60 | 268.60 | +3.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 397.80 | 386.30 | 357.30 | 327.80 | 298.80 | 269.80 | +6.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 398.00 | 386.50 | 357.50 | 328.00 | 299.00 | 270.00 | +4.3 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Telemedicine | 399.05 | 387.35 | 358.20 | 329.05 | 299.85 | 270.70 | +10.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 399.30 | 387.70 | 358.50 | 329.30 | 300.20 | 274.30 | +2.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 399.60 | 387.90 | 358.80 | 329.60 | 300.40 | 271.30 | +9.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 399.60 | 387.90 | 358.80 | 329.60 | 300.40 | 271.30 | +9.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 399.60 | 387.90 | 358.80 | 329.60 | 300.40 | 271.30 | +9.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.60 | 388.90 | 359.80 | 330.60 | 301.40 | 272.30 | +4.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 401.50 | 389.90 | 360.70 | 331.50 | 302.40 | 273.20 | New tariff 2027 |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausmed | 403.30 | 391.60 | 362.45 | 333.30 | 304.10 | 274.95 | +10.1 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Casa | 403.70 | 392.10 | 362.90 | 333.70 | 304.70 | 278.70 | +2.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 404.00 | 392.40 | 363.20 | 334.00 | 304.90 | 275.70 | +8.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 404.10 | 392.40 | 363.30 | 334.10 | 304.90 | 275.80 | +9.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 404.90 | 393.40 | 364.40 | 334.90 | 305.90 | 276.90 | +3.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.50 | 393.90 | 364.70 | 335.50 | 306.40 | 277.20 | +5.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 405.90 | 394.30 | 365.10 | 335.90 | 306.80 | 277.60 | +1.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 406.30 | 394.70 | 365.50 | 336.30 | 307.20 | 278.00 | +9.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 406.90 | 395.30 | 366.10 | 336.90 | — | 278.60 | +3.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 408.50 | 396.80 | 367.70 | 338.50 | 309.30 | 280.20 | +5.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 409.00 | 397.50 | 368.50 | 339.00 | 310.00 | 281.00 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 409.80 | 398.20 | 369.00 | 339.80 | 310.70 | 290.50 | +9.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 409.50 | 398.00 | 369.00 | 339.50 | 310.50 | 281.50 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 412.10 | 400.50 | 371.30 | 342.10 | 313.00 | 283.80 | +10.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 413.20 | 401.60 | 372.40 | 343.20 | 314.10 | 284.90 | +6.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 413.20 | 401.60 | 372.40 | 343.20 | 314.10 | 284.90 | +7.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 413.60 | 406.90 | 372.70 | 343.60 | 314.40 | 285.20 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 413.60 | 406.90 | 372.70 | 343.60 | 314.40 | 285.20 | +4.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 413.90 | 402.30 | 373.10 | 343.90 | — | 285.60 | +1.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 416.10 | 404.50 | 375.30 | 346.10 | 317.00 | 287.80 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.20 | 406.60 | 377.40 | 348.20 | 319.10 | 289.90 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 418.20 | 406.60 | 377.40 | 348.20 | 319.10 | 289.90 | +7.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 419.70 | 408.10 | 378.90 | 349.70 | 320.60 | 291.40 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 420.20 | 408.60 | 379.40 | 350.20 | 321.10 | 291.90 | +8.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 415.90 | 404.20 | 379.90 | 350.70 | 316.70 | 287.50 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 421.00 | 409.50 | 380.50 | 351.00 | 322.00 | 293.00 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 421.40 | 409.80 | 380.60 | 351.40 | 322.30 | 293.10 | +10.8 % |
| [Krankenkasse Wädenswil](https://www.kkwaedenswil.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 422.70 | 411.10 | 381.90 | 352.70 | 323.60 | 294.40 | +7.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 423.10 | 411.50 | 382.30 | 353.10 | 324.00 | 294.80 | +7.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 424.40 | 412.80 | 383.60 | 354.40 | — | 296.10 | +3.2 % |
| [Krankenkasse Luzerner Hinterland](https://www.kklh.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.50 | 412.85 | 383.65 | 354.50 | 325.35 | 296.15 | +10.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 426.70 | 415.10 | 385.90 | 356.70 | 327.60 | 298.40 | +11.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 426.70 | 420.10 | 385.90 | 356.70 | 327.60 | 298.40 | +4.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 427.40 | 415.80 | 386.60 | 357.50 | 328.30 | 299.10 | +4.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 427.80 | 416.20 | 387.00 | 357.80 | — | 299.50 | +3.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 419.00 | 410.00 | 387.50 | 365.00 | 342.00 | 319.50 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 423.10 | 411.40 | 389.50 | 360.40 | 323.90 | 294.80 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 432.70 | 421.10 | 391.90 | 362.70 | 333.60 | 304.40 | +2.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 432.70 | 421.00 | 391.90 | 362.70 | 333.50 | 304.40 | +5.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 432.90 | 421.30 | 392.10 | 362.90 | 333.80 | 304.60 | +7.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 428.50 | 418.30 | 392.60 | 366.90 | 341.30 | 315.60 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 433.60 | 421.90 | 392.80 | 363.60 | 334.40 | 305.30 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.40 | 421.90 | 392.90 | 363.40 | 334.40 | 305.40 | +3.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 434.20 | 422.50 | 393.40 | 364.20 | 335.00 | 305.90 | +2.3 % |
| [Krankenkasse Birchmeier](https://www.kkbirchmeier.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.70 | 423.10 | 394.20 | 365.40 | 336.70 | 307.50 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 435.50 | 428.90 | 394.70 | 365.50 | 336.40 | 307.20 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 436.10 | 424.40 | 395.30 | 366.10 | 336.90 | 307.80 | +2.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 436.60 | 424.90 | 395.80 | 366.60 | 337.40 | 308.30 | +2.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 432.80 | 426.00 | 396.80 | 367.60 | 333.60 | 304.40 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 438.70 | 427.10 | 397.90 | 368.70 | 339.60 | 310.40 | +8.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 438.70 | 427.10 | 397.90 | 368.70 | 339.60 | 310.40 | +8.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 438.70 | 427.10 | 397.90 | 368.70 | 339.60 | 310.40 | +8.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.80 | 427.20 | 398.00 | 368.80 | 339.70 | 310.50 | +1.9 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 439.50 | 427.90 | 399.00 | 369.50 | 345.50 | 322.50 | +4.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.90 | 433.30 | 399.10 | 369.90 | 340.80 | 311.60 | +4.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 439.90 | 428.20 | 399.10 | 369.90 | 340.70 | 311.60 | +2.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 441.80 | 430.20 | 401.00 | 371.80 | — | 313.50 | +0.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 438.20 | 427.80 | 401.50 | 375.20 | 349.00 | 322.80 | +4.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 442.80 | 431.20 | 402.00 | 372.80 | 343.70 | 314.50 | +7.5 % |
| [Krankenkasse Steffisburg](https://www.kkst.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.60 | 432.00 | 402.80 | 373.60 | 344.50 | 315.40 | +2.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 443.10 | 432.50 | 406.00 | 379.40 | 352.90 | 326.30 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 448.40 | 436.70 | 407.60 | 378.40 | 349.20 | 320.10 | +3.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.00 | 437.30 | 408.20 | 379.00 | 349.80 | 320.70 | +9.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.40 | 437.90 | 408.90 | 379.40 | 350.40 | 321.40 | +6.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 445.50 | 436.60 | 409.85 | 378.65 | 347.50 | 318.10 | −0.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 450.80 | 439.10 | 410.00 | 380.80 | 351.60 | 322.50 | +2.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 450.80 | 439.10 | 410.00 | 380.80 | 351.60 | 322.50 | +2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 452.60 | 441.00 | 411.80 | 382.60 | 353.50 | 324.30 | +7.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 460.10 | 448.60 | 419.60 | 390.10 | 361.10 | 332.10 | +3.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 455.40 | 445.40 | 420.90 | 396.40 | 371.90 | 347.40 | +4.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 461.70 | 450.10 | 420.90 | 391.70 | 362.60 | 333.40 | +8.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 459.40 | 452.50 | 428.20 | 399.00 | 379.50 | 350.40 | New tariff 2027 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 469.00 | 459.60 | 428.65 | 402.40 | 370.50 | 342.35 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 469.80 | 458.10 | 428.90 | 399.80 | 370.60 | 341.40 | +2.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 474.50 | 462.80 | 433.70 | 404.50 | 375.30 | 346.20 | +2.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.60 | 465.00 | 435.80 | 406.60 | — | 348.30 | +3.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 469.00 | 462.20 | 437.90 | 408.70 | 384.40 | 355.20 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 469.00 | 462.20 | 437.90 | 408.70 | 384.40 | 355.20 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 483.50 | 471.90 | 442.70 | 413.50 | 384.40 | 355.20 | +4.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 486.90 | 475.30 | 446.10 | 416.90 | 387.80 | 358.60 | +4.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.00 | 480.40 | 451.20 | 422.00 | 392.90 | 363.70 | +7.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Start | 396.50 | — | — | — | — | 268.20 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Biberstein for a young adult aged 19 to 25 with a deductible of 1'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/), the cheapest offer in [Biberstein](https://praemiencheck.onedoc.ch/en/ag/biberstein/) is Agrisano (AGRIsmart) at 311.20 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 345.30 CHF a month.

### How much does health insurance cost in Biberstein in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/) with a deductible of 1'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/), monthly premiums run from 311.20 CHF (Agrisano, AGRIsmart) to 451.20 CHF (Helsana, Standard model): 133 offers from 27 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 315.90 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Biberstein for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 346.50 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/deductible-300/) to 235.50 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Biberstein for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 1'000 CHF and with accident cover, the cheapest premium per model is: standard model 345.30 CHF (Sanitas), family doctor / HMO 321.80 CHF (Atupri), flexible model 333.70 CHF (Sanitas), telemedicine 311.20 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Biberstein is in region 0 of canton Aargau.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Biberstein (AG): every situation: https://praemiencheck.onedoc.ch/en/ag/biberstein/
- Premiums 2027 in Biberstein (AG), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/
- Premiums 2027 in Biberstein (AG), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ag/biberstein/child/
- Adult: https://praemiencheck.onedoc.ch/en/ag/biberstein/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Biberstein (AG), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Biberstein (AG), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Biberstein (AG), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Biberstein (AG), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Biberstein (AG), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/ag/biberstein/young-adult/with-accident/deductible-300/ — replace `ag` with your canton’s two-letter code (ge, vd, zh…), `biberstein` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-1000` with `deductible-2500` for another deductible. Markdown version: add `.md`.